10 Best South Carolina Mortgage Lenders of 2021
Looking for a South Carolina mortgage lender? We've researched the state's top lenders, selecting the best for first-time home buyers, online experience and even home equity lines of credit, to help you choose the right mortgage lender today.
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Finding the ideal South Carolina mortgage lender can feel like a massive task, but don’t worry — NerdWallet has done the homework for you.
We compared leading home loan providers in the Palmetto State and identified the best ones for a variety of borrower needs.
Whether you’re looking to buy a condo in Charleston, a cottage in Mount Pleasant or a classic ranch in Greenville, these lenders are a solid place to start your mortgage search.
Finding the ideal South Carolina mortgage lender can feel like a massive task, but don’t worry — NerdWallet has done the homework for you.
We compared leading home loan providers in the Palmetto State and identified the best ones for a variety of borrower needs.
Whether you’re looking to buy a condo in Charleston, a cottage in Mount Pleasant or a classic ranch in Greenville, these lenders are a solid place to start your mortgage search.
Best South Carolina Mortgage Lenders
Lender | NerdWallet rating | Min. credit score | Min. down payment | Learn more |
---|---|---|---|---|
![]() Rocket Mortgage, LLC: NMLS#3030 Learn more at Rocket Mortgage, LLC | Best for online experience | 620 | 3% | Learn more at Rocket Mortgage, LLC |
![]() loanDepot: NMLS#174457 | Best for online experience | 620 | 5% | Read review |
![]() Bank of America: NMLS#399802 | Best for HELOCs | 660 | N/A | Read review |
![]() SunTrust (Truist): NMLS#2915 | Best for first-time home buyers | 620 | 3% | Read review |
![]() Guild Mortgage: NMLS#3274 | Best for first-time home buyers | 620 | 3% | Read review |
![]() Navy Federal: NMLS#399807 | Best for veterans | N/A | 0% | Read review |
![]() USAA: NMLS#8722 | Best for veterans | 640 | 0% | Read review |
![]() Flagstar: NMLS#417490 | Best for low down payment | 620 | 3% | Read review |
![]() BB&T (Truist): NMLS#399803 | Best for low down payment | 620 | 3% | Read review |
![]() TD Bank: NMLS#399800 | Best for HELOCs | 620 | N/A | Read review |

at Rocket Mortgage, LLC
Rocket Mortgage, LLC: NMLS#3030

Min. credit score
620Min. down payment
3%at Rocket Mortgage, LLC
loanDepot: NMLS#174457

Min. credit score
620Min. down payment
5%Bank of America: NMLS#399802

National / regional
NationalMax LTV
85%Min. credit score
660SunTrust (Truist): NMLS#2915

Min. credit score
620Min. down payment
3%Guild Mortgage: NMLS#3274

Min. credit score
620Min. down payment
3%Navy Federal: NMLS#399807

National / regional
NationalMin. down payment
0%Flagstar: NMLS#417490

Min. credit score
620Min. down payment
3%BB&T (Truist): NMLS#399803

Min. credit score
620Min. down payment
3%TD Bank: NMLS#399800

National / regional
RegionalMax LTV
N/AMin. credit score
620Last updated on January 22, 2021
Methodology
To recap our selections...
NerdWallet's Best South Carolina Mortgage Lenders of 2021
- Rocket Mortgage, LLC: Best for online experience
- loanDepot: Best for online experience
- Bank of America: Best for HELOCs
- SunTrust (Truist): Best for first-time home buyers
- Guild Mortgage: Best for first-time home buyers
- Navy Federal: Best for veterans
- USAA: Best for veterans
- Flagstar: Best for low down payment
- BB&T (Truist): Best for low down payment
- TD Bank: Best for HELOCs