BEST OF
10 Best South Carolina Mortgage Lenders of 2021
Looking for a South Carolina mortgage lender? We've researched the state's top lenders, selecting the best for first-time home buyers, online experience and even home equity lines of credit, to help you choose the right mortgage lender today.
Finding the ideal South Carolina mortgage lender can feel like a massive task, but don’t worry — NerdWallet has done the homework for you.
We compared leading home loan providers in the Palmetto State and identified the best ones for a variety of borrower needs.
Whether you’re looking to buy a condo in Charleston, a cottage in Mount Pleasant or a classic ranch in Greenville, these lenders are a solid place to start your mortgage search.
Finding the ideal South Carolina mortgage lender can feel like a massive task, but don’t worry — NerdWallet has done the homework for you.
We compared leading home loan providers in the Palmetto State and identified the best ones for a variety of borrower needs.
Whether you’re looking to buy a condo in Charleston, a cottage in Mount Pleasant or a classic ranch in Greenville, these lenders are a solid place to start your mortgage search.
Summary of Best South Carolina Mortgage Lenders of 2021
Lender | NerdWallet Rating | Minimum Credit Score | Minimum Down Payment | Learn More |
---|---|---|---|---|
Best for online experience | 620 | 3% | at Rocket Mortgage by Quicken Loans | |
Best for online experience | 620 | 5% | at loanDepot | |
Best for first-time home buyers | 620 | 3% | Read review | |
Best for first-time home buyers | 620 | 3% | Read review | |
Best for veterans | N/A | 0% | Read review | |
Best for veterans | 640 | 0% | Read review | |
Best for low down payment | 620 | 3% | Read review | |
Best for low down payment | 620 | 3% | Read review | |
Best for HELOCs | 620 | 3% | Read review | |
Best for HELOCs | 620 | 3% | Read review |
at Rocket Mortgage by Quicken Loans
Rocket Mortgage by Quicken Loans: NMLS#3030
Min. Credit Score
Min. Down Payment
at Rocket Mortgage by Quicken Loans
at loanDepot
loanDepot: NMLS#174457

Min. Credit Score
Min. Down Payment
at loanDepot
SunTrust (Truist): NMLS#2915

Min. Credit Score
Min. Down Payment
Guild Mortgage: NMLS#3274

Min. Credit Score
Min. Down Payment
Navy Federal: NMLS#399807

National / Regional
Min. Down Payment
Flagstar: NMLS#417490

Min. Credit Score
Min. Down Payment
BB&T (Truist): NMLS#399803

Min. Credit Score
Min. Down Payment
Bank of America: NMLS#399802

National / Regional
Max LTV
TD Bank: NMLS#399800

National / Regional
Max LTV
Last updated on January 22, 2021
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
To recap our selections...
NerdWallet's Best South Carolina Mortgage Lenders of 2021
- Rocket Mortgage by Quicken Loans: Best for online experience
- loanDepot: Best for online experience
- SunTrust (Truist): Best for first-time home buyers
- Guild Mortgage: Best for first-time home buyers
- Navy Federal: Best for veterans
- USAA: Best for veterans
- Flagstar: Best for low down payment
- BB&T (Truist): Best for low down payment
- Bank of America: Best for HELOCs
- TD Bank: Best for HELOCs