Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Business gas credit cards let you earn rewards at the pump, either in the form of cash back or points. Some of these small-business credit cards offer as much as 3% cash back or 6X points on purchases at gas or EV charging stations.
The best business gas credit cards maximize your total rewards. If you and your team spend a lot on fuel, having a dedicated card with no annual fee and a solid rewards rate at gas stations is a no-brainer. But if you’d rather not manage multiple business credit cards, weigh a gas card’s benefits versus a flat-rate cash back option to get the most for your spending.
Operate a fleet of vehicles? A business fuel card or fleet card might be a better fit. These cards typically offer per-gallon rebates and spending controls that more general business credit cards may lack — like limiting purchases to fuel only. But you may be locked in to a specific network of gas stations.
All of our selections for the best business gas cards are chosen by our editorial team, which independently evaluates and rates cards based on fees, rewards rates and redemption options, among numerous other factors.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Business gas credit cards let you earn rewards at the pump, either in the form of cash back or points. Some of these small-business credit cards offer as much as 3% cash back or 6X points on purchases at gas or EV charging stations.
The best business gas credit cards maximize your total rewards. If you and your team spend a lot on fuel, having a dedicated card with no annual fee and a solid rewards rate at gas stations is a no-brainer. But if you’d rather not manage multiple business credit cards, weigh a gas card’s benefits versus a flat-rate cash back option to get the most for your spending.
Operate a fleet of vehicles? A business fuel card or fleet card might be a better fit. These cards typically offer per-gallon rebates and spending controls that more general business credit cards may lack — like limiting purchases to fuel only. But you may be locked in to a specific network of gas stations.
All of our selections for the best business gas cards are chosen by our editorial team, which independently evaluates and rates cards based on fees, rewards rates and redemption options, among numerous other factors.
Note: Some of our selections can be applied for through NerdWallet, and some cannot. Below, you’ll find application links for the credit cards from our partners that are available through NerdWallet, followed by the full list of our picks.
Here are the best business gas credit cards from our partners
| Credit card▼ | NerdWallet rating▼ | Annual fee▼ | Rewards rate | Intro offer | Learn more |
|---|---|---|---|---|---|
Ink Business Cash® Credit Card Apply now on Chase's website | 5.0/5 Best for 2% cash back on gas, 5% on bonus categories | $0 | 1%-5% Cashback | $900 | Apply now on Chase's website |
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card Apply now on Bank of America's website | 3.6/5 Best for Up to 3% cash back on gas and at EV charging stations | $0 | 1%-3% Cashback | $300 | Apply now on Bank of America's website |
Capital One Spark Cash Plus Apply now on Capital One's website Rates & Fees | 4.2/5 Best for 2% cash back on all purchases | $150 | 2%-5% Cashback | $1,200 | Apply now on Capital One's website Rates & Fees |
Marriott Bonvoy Business® American Express® Card Apply now on American Express' website Rates & Fees | 4.1/5 Best for 4X points at U.S. gas stations | $125 | 2x-6x Points | 125,000 Points | Apply now on American Express' website Rates & Fees |
American Express® Business Gold Card Apply now on American Express' website Rates & Fees | 3.9/5 Best for Up to 4X points at U.S. gas stations | $295 | 1x-4x Points | 70,000 Points | Apply now on American Express' website Rates & Fees |
U.S. Bank Business Triple Cash Rewards World Elite Mastercard® Apply now on US Bank's website Rates & Fees | 5.0/5 Best for 3% cash back at gas stations + long intro APR | $0 | 1%-3% Cashback | $500 | Apply now on US Bank's website Rates & Fees |
GM Business Card™ Apply now on Goldman Sachs' website Rates & Fees | 2.9/5 Best for Up to 3% cash back at gas stations | $0 | 1%-5% Cashback | $750 | Apply now on Goldman Sachs' website Rates & Fees |
IHG® One Rewards Premier Business Credit Card Apply now on Chase's website | 5.0/5 Best for 5 points per $1 spent at gas stations | $99 | 3x-26x Points | 140,000 Points | Apply now on Chase's website |
The Hilton Honors American Express Business Card Apply now on American Express' website Rates & Fees | 5.0/5 Best for 6X points on spending at gas stations | $95 | 3x-12x Points | 130,000 Points | Apply now on American Express' website Rates & Fees |
Our pick for
2% cash back on gas, 5% on bonus categories
Ink Business Cash® Credit Card
Read Review
Apply now
on Chase's website
Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$900
Pros
- No annual fee
- Intro APR period
- New cardholder bonus offer
Cons
- Requires good/excellent credit
- Low rate outside bonus categories
- Spending caps on bonus rewards
Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$900
Pros
- No annual fee
- Intro APR period
- New cardholder bonus offer
Cons
- Requires good/excellent credit
- Low rate outside bonus categories
- Spending caps on bonus rewards
- Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- Round-the-clock monitoring for unusual credit card purchases
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Our pick for
Up to 3% cash back on gas and at EV charging stations
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Read Review
Apply now
on Bank of America's website
Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$300
Pros
- No annual fee
- High rewards rate
- New cardholder bonus offer
- Rotating bonus categories
Cons
- Requires excellent credit
- Complicated rewards
- Foreign transaction fee
- Spending caps on bonus rewards
- Best rewards limited to certain customers
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Apply now
on Bank of America's website
Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$300
Pros
- No annual fee
- High rewards rate
- New cardholder bonus offer
- Rotating bonus categories
Cons
- Requires excellent credit
- Complicated rewards
- Foreign transaction fee
- Spending caps on bonus rewards
- Best rewards limited to certain customers
- Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
- Earn 3% cash back in the category of your choice: gas stations & EV charging stations (default), office supply stores, travel, TV/telecom & wireless, computer services or business consulting services, 2% cash back on dining purchases and 1% cash back on all other purchases.
- You'll earn 3% and 2% cash back on the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter.
- You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means you could earn up to 5.25% cash back in your selected choice category and up to 3.5% cash back on dining purchases on the first $50,000 in those combined purchases each calendar year, and up to an unlimited 1.75% cash back on all other purchases.
- No annual fee
- Choose how to redeem your cash rewards-as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you. Cash rewards don’t expire.
- To change your choice category for future purchases, you must go to the Mobile Banking app or Business Advantage 360, our small business online banking. You can change it once each calendar month, or make no change and it stays the same.
- 0% Introductory APR on purchases for your first 9 billing cycles. After the intro APR offer ends, a Variable APR that's currently 18.49% to 28.49% will apply.
- Contactless Cards - The security of a chip card, with the convenience of a tap.
- This offer may not be available if you leave this page or visit our website. You can take advantage of this offer when you apply now.
Our pick for
2% cash back on all purchases
Capital One Spark Cash Plus
Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$1,200
Pros
- Earns cash back on primary and employee cards
- Rewards don’t expire
- No foreign transaction fees
Cons
- Balance must be paid in full every month
- Has annual fee
- High spending requirement to hit full welcome bonus, annual bonus offers
Annual fee
$150
Rewards rate
2%-5% Cashback
Intro offer
$1,200
Pros
- Earns cash back on primary and employee cards
- Rewards don’t expire
- No foreign transaction fees
Cons
- Balance must be paid in full every month
- Has annual fee
- High spending requirement to hit full welcome bonus, annual bonus offers
- Earn a one-time cash bonus of $1,200 once you spend $30,000 in the first 3 months
- Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
- Comes with no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history and credit profile
- Get your $150 annual fee refunded every year you spend at least $150,000
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
- Add employee cards for free, and earn unlimited 2% cash back from their purchases
- $150 annual fee
- Spark Cash Plus has no APR because your balance is due in full every month
View Rates & Fees
Our pick for
4X points at U.S. gas stations
Marriott Bonvoy Business® American Express® Card
Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
125,000 Points
Pros
- Anniversary perk
- High rewards rate
- Automatic elite status
Cons
- Has annual fee
- Rewards have limited flexibility
- Lower acceptance abroad
Annual fee
$125
Rewards rate
2x-6x Points
Intro offer
125,000 Points
Pros
- Anniversary perk
- High rewards rate
- Automatic elite status
Cons
- Has annual fee
- Rewards have limited flexibility
- Lower acceptance abroad
- Limited Time Offer: Earn 125,000 Bonus Marriott Bonvoy Points after you use your new Card to make $8,000 in purchases within the first 6 months of Card Membership. Offer Ends 11/1/23.
- Receive a 7% discount off standard rates for reservations of standard guest rooms at hotels that participate in the Marriott Bonvoy program when you book directly through Marriott. Terms and Conditions Apply.
- 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.
- 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping.
- 2x points on all other eligible purchases.
- Receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
- Enjoy Complimentary Marriott Bonvoy Gold Elite Status with your Card.
- Terms apply.
View Rates & Fees
Our pick for
Up to 4X points at U.S. gas stations
American Express® Business Gold Card
Annual fee
$295
Rewards rate
1x-4x Points
Intro offer
70,000 Points
Pros
- Bonus categories
- Transfer partners
- Luxury perks
Cons
- Has annual fee
- Complicated rewards
- Spending caps on bonus rewards
- Requires good/excellent credit
Annual fee
$295
Rewards rate
1x-4x Points
Intro offer
70,000 Points
Pros
- Bonus categories
- Transfer partners
- Luxury perks
Cons
- Has annual fee
- Complicated rewards
- Spending caps on bonus rewards
- Requires good/excellent credit
- Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 1X is earned for other purchases.**
- **4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- PAY OVER TIME OPTION: Decide whether you want to pay eligible purchases in full each month—or pay over time with interest.*
- *Terms Apply
View Rates & Fees
Our pick for
3% cash back at gas stations + long intro APR
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$500
Pros
- Bonus cash back categories
- No annual fee
- Intro APR period on purchases and balance transfers
Cons
- Requires good/excellent credit
- Low rate outside bonus categories
Annual fee
$0
Rewards rate
1%-3% Cashback
Intro offer
$500
Pros
- Bonus cash back categories
- No annual fee
- Intro APR period on purchases and balance transfers
Cons
- Requires good/excellent credit
- Low rate outside bonus categories
- Introducing the U.S. Bank Business Triple Cash Rewards World Elite Mastercard® the card that gives back on all your eligible business needs.
- Earn $500 in cash back. Just spend $4500 on the Account Owner's card in the first 150 days of opening your account.
- Earn 3% cash back on eligible purchases at gas stations and EV charging stations, office supply stores, cell phone service providers and restaurants.
- 1% cash back on all other eligible net purchases.
- Earn 5% cash back on prepaid hotels and car rentals booked directly in the Rewards Center.
- No limit on total cash back earned.
- Rewards never expire.
- Earn an annual $100 statement credit for recurring software subscription expenses such as FreshBooks or quickbooks
- 0% Intro APR on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 19.24% - 28.24%.
- No annual fee.
- Great Offer from U.S. Bank, a 2022 World's Most Ethical Company® - Ethisphere Institute, February 2022
- Terms and conditions apply
- Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
View Rates & Fees
Our pick for
Up to 3% cash back at gas stations
GM Business Card™
Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$750
Pros
- No annual fee.
- Intro APR for the first 12 months; variable after.
- Welcome bonus when you meet spending requirements.
Cons
- Restrictive redemption options.
- Requires good/excellent credit.
Annual fee
$0
Rewards rate
1%-5% Cashback
Intro offer
$750
Pros
- No annual fee.
- Intro APR for the first 12 months; variable after.
- Welcome bonus when you meet spending requirements.
Cons
- Restrictive redemption options.
- Requires good/excellent credit.
- Get the business card that rewards small business owners with special benefits. Redeem Earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac
- Get $750 in Bonus Earnings towards the purchase or lease of an eligible, new GM vehicle after you spend $5,000 on purchases in your first 5 months
- 5% in Earnings on eligible GM dealership parts, accessories or service purchases
- 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on all other purchases
- No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply
- 0% Intro APR on purchases for the first 12 months, variable of 19.24% to 29.24% APR after
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
- Terms & Limitations Apply. Subject to credit approval
View Rates & Fees
Our pick for
5 points per $1 spent at gas stations
IHG® One Rewards Premier Business Credit Card
Read Review
Apply now
on Chase's website
Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points
Pros
- High rewards rate
- Automatic elite status
- Anniversary perks
- No foreign transaction fee
Cons
- Has annual fee
- Rewards have limited flexibility
Annual fee
$99
Rewards rate
3x-26x Points
Intro offer
140,000 Points
Pros
- High rewards rate
- Automatic elite status
- Anniversary perks
- No foreign transaction fee
Cons
- Has annual fee
- Rewards have limited flexibility
- Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
- Enjoy a Reward Night after each account anniversary year at eligible IHG hotels worldwide. Plus, enjoy a reward night when you redeem points for a consecutive four-night IHG® hotel stay.
- Earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts
- Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases
- Automatic Platinum Elite status as long as you remain a Premier Business card member
- Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
- Member FDIC
Our pick for
6X points on spending at gas stations
The Hilton Honors American Express Business Card
Annual fee
$95
Rewards rate
3x-12x Points
Intro offer
130,000 Points
Pros
- High rewards rate
- Automatic elite status
- Luxury perks
Cons
- Has annual fee
- No free anniversary night
Annual fee
$95
Rewards rate
3x-12x Points
Intro offer
130,000 Points
Pros
- High rewards rate
- Automatic elite status
- Luxury perks
Cons
- Has annual fee
- No free anniversary night
- Welcome Offer: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors Business Card within the first three months of Card Membership.
- Earn Hilton Honors Bonus Points for each dollar of eligible purchases on your Card: 12X directly with hotels and resorts in the Hilton portfolio, 6X at U.S. gas stations, on U.S. purchases for shipping, on wireless telephone services purchased directly from U.S. service providers, on flights booked directly with airlines or with Amex Travel, on car rentals booked directly from select car rental companies, and at U.S. restaurants, 3X on all other eligible purchases.
- Enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card.
- Earn a Free Night Reward from Hilton Honors after you spend $15,000 in purchases on your Card in a calendar year.
- Earn another Free Night Reward from Hilton Honors after you spend an additional $45,000 in purchases on your Card in the same calendar year.
- Terms apply.
View Rates & Fees
Before applying, confirm details on the issuer’s website.
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Best for: Up to 3% cash back on gas and at EV charging stations
NerdWallet rating: 3.6
The
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
gives entrepreneurs a little control over their credit card rewards by letting them choose which category earns the highest cash-back rate. Options include gas (EV charging stations qualify as well), office supplies, travel, computer services and more. There are also bonus rewards on dining and no annual fee. Learn more and apply.Ink Business Cash® Credit Card
Best for: 2% cash back on gas, 5% on bonus categories
NerdWallet rating: 5.0
If your business's spending matches the bonus categories on the
Ink Business Cash® Credit Card
, you can rack up some serious cash back. (If not, then look elsewhere.) There's an excellent sign-up bonus for a no-annual-fee cash-back card, plus an introductory APR period for purchases. Learn more and apply.Capital One Spark Cash Plus
Best for: 2% cash back on all purchases
NerdWallet rating: 4.2
The
Capital One Spark Cash Plus
is an excellent option for business operators whose expenses don't fall into the bonus categories on other business credit cards. You get a high, flat rewards rate on every purchase, with no limit to how much you can earn. And you can earn a welcome bonus if you hit certain spending requirements. Just make sure that you can pay off your spending in full each month, as this is a charge card that doesn't let you revolve a balance. Learn more and apply.Marriott Bonvoy Business® American Express® Card
Best for: 4X points at U.S. gas stations
NerdWallet rating: 4.1
The
Marriott Bonvoy Business® American Express® Card
can pay for itself just with the automatic free night's stay every year. Add in automatic elite status, generous rewards, a dandy welcome offer and more, and it's hard to go wrong. Terms apply. Learn more and apply.American Express® Business Gold Card
Best for: Up to 4X points at U.S. gas stations + welcome offer
NerdWallet rating: 3.9
The rewards on the
American Express® Business Gold Card
adjust according to your spending: The card has six bonus categories, such as travel, advertising, U.S. restaurants and U.S. gas stations. You automatically earn bonus rewards in the two categories where you spend the most each month. That can translate into outstanding rewards, as long as your business spends money in those categories. If it doesn't, the steep annual fee probably isn't worth it. Learn more and apply.U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
Best for: 3% cash back at gas stations + long intro APR
NerdWallet rating: 5.0
The
U.S. Bank Business Triple Cash Rewards World Elite Mastercard®
is a solid cash-back card for business owners. Earn 3% cash back on eligible purchases at gas stations, office supply stores, cell phone service providers and restaurants. Earn 1% cash back on all other eligible net purchases
. Plus, the card offers a competitive welcome bonus and 0% intro APR for 15 billing cycles on purchases and balance transfers, and then the ongoing APR of 19.24%-28.24% Variable APR
— all with a $0
annual fee. Learn more and apply.Costco Anywhere Visa® Card by Citi
Best for: Gas card for wholesale club members - 4% cash back on gas and EV charging
NerdWallet rating: 4.6
The
Costco Anywhere Visa® Card by Citi
turns everyday spending into rewards you can redeem at Costco (although you can only redeem them once a year). You earn bonus rewards on gas, at restaurants, on travel and at Costco itself. There's no annual fee for the card, but you have to be a Costco member (which does require a fee). Learn more and apply.GM Business Card™
Best for: Up to 3% cash back at gas stations
NerdWallet rating: 2.9
GM owners with a large fleet and/or frequent vehicle turnover will appreciate the card’s welcome bonus, intro APR offer and rewards rate: Get 5% in Earnings on purchases of eligible GM parts, accessories and service at authorized GM dealers, 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on all other purchases. Learn more and apply.
IHG® One Rewards Premier Business Credit Card
Best for: 5 points per $1 spent at gas stations
NerdWallet rating: 5.0
The
IHG® One Rewards Premier Business Credit Card
is a must-have if you frequent hotels under the InterContinental Hotel Group umbrella (Holiday Inn, Crowne Plaza, Kimpton and Intercontinental, to name a few). This card has a killer welcome bonus, a free anniversary night, automatic elite status and a slew of other travel-friendly perks. Learn more and apply.The Hilton Honors American Express Business Card
Best for: 6X points on spending at gas stations
NerdWallet rating: 5.0
The Hilton Honors American Express Business Card
is an outstanding small-business hotel credit card — though a little unusual. It comes with rich ongoing rewards, automatic elite status with Hilton and 10 free visits to select airport lounges each year (a rare perk for hotel cards). Plus, with 6x points at gas stations, this card doubles as a business gas card. But rather than automatically granting a free night each year, like most hotel cards with annual fees, you have to spend at least $15,000 per calendar year to earn a free weekend night. Terms apply. Learn more and apply.If you fuel up often for work, there’s little downside to getting a business gas credit card — especially if it has no annual fee. Using a card with a higher cash-back rate at the pump will probably save you the most money. And if your staffers spend a lot of time driving, you can likely get free employee cards for them to earn rewards on that spending, too
Don’t want to manage multiple business credit cards? Then you’ll need to look at a card’s overall rewards, as well as your company’s spending, to figure out the right fit.
If your books show a wide variety of expenses, a simple cash-back business credit card might be best. You’ll likely get a lower cash-back rate on gas than you would with a dedicated gas card, but you may get a higher rate on all your other spending.
If you operate a fleet, a dedicated fuel card might make more sense. Fuel cards like Coast, WEX and AtoB offer rebates of 2 to 3 cents per gallon at any gas station (plus the potential for bigger rebates through loyalty programs). Fuel cards also include a host of other fleet-specific features, like automatic fuel accounting and expense tracking and the ability to limit employee card spending by location, time of day or even to fuel only.
Fleet owners may also want to consider a branded business gas card, like those from Shell and ExxonMobil, for example. These cards may offer greater discounts than non-branded options, but most small-business owners should think twice before picking a fuel card that ties you to a specific gas station.
Branded cards may offer fuel discounts of up to 6 cents per gallon. But that works out to less than 2% savings, assuming gas prices hover around $3.50 per gallon. As gas prices rise, that value dwindles. Plus, you'll need to fill up with at least 10,000 gallons of fuel per month (or more) to earn the top rebate rate.
Considering you can earn those rewards only at that specific gas station chain, you’ll likely get better perks and more flexibility with a general business credit card.
Branded gas cards aren’t always a no-go, though. If your employees are on the road and you want to keep spending in check, a branded gas card may do the trick. These cards can typically be used only at gas stations. And you can control when, where and what the card is used for, an appealing feature for some business owners.
Last updated on September 26, 2023
Methodology
NerdWallet's Credit Cards team selects the best credit cards for small business based on overall consumer value, as evidenced by star ratings, as well as their suitability for specific kinds of small-business operators. Factors in our evaluation include annual and other fees, rewards rates, the earning structure (for example, flat-rate rewards versus bonus categories), redemption options, bonus offers for new cardholders, introductory and ongoing APRs, and other noteworthy features such as special financing arrangements, free cards for employees or tools for managing business expenses. Learn more about how we rate business credit cards.