10 Best Gas Cards for Business of July 2025
These business gas cards earn up to 3% back or 5x points on fuel and EV charging stations.
Apply now The best gas cards for business deliver elevated rewards on gas, diesel and EV charging, with many of our top picks offering 2% back (or more) on fuel or up to 5X points for travel rewards. Businesses that operate a fleet of vehicles can also opt for a business fuel card
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Best Gas Cards for Business
| Credit card | Best for | NerdWallet rating | Annual fee | Rewards rate | Intro offer | Learn more |
|---|---|---|---|---|---|---|
 Ink Business Cash® Credit Card on Chase's website | 2% cash back on gas, 5% on bonus categories | $0 | 1%-5% Cashback | $350 | on Chase's website | |
| Pros
Cons
| ||||||
 Coast Fleet Card on Coast's website | Fleet card (up to 10 cents off per gallon at partner stations) | Monthly fee of $4 per active user | 1¢-10¢ | N/A | on Coast's website | |
| Pros
Cons
| ||||||
 Capital One Spark Cash Plus on Capital One's website | 2% cash back on all purchases + no preset spending limit | $150 | 2%-5% Cashback | $2,000 | on Capital One's website | |
| Pros
Cons
| ||||||
 American Express® Business Gold Card on American Express' website | Up to 4X points at U.S. gas stations | $375 | 1x-4x Points | 100,000 Points | on American Express' website | |
| Pros
Cons
| ||||||
 The Hilton Honors American Express Business Card on American Express' website | Up to 5X points on gas, EV charging | $195 | 3x-12x Points | Up to 175,000 Points Points | on American Express' website | |
| Pros
Cons
| ||||||
 Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card on Bank of America's website | Up to 3% cash back on gas, EV charging | $0 | 1%-3% Cashback | $300 | on Bank of America's website | |
| Pros
Cons
| ||||||
 Marriott Bonvoy Business® American Express® Card on American Express' website | 4X points at U.S. gas stations | $125 | 2x-6x Points | 3 Free Night Awards Points | on American Express' website | |
| Pros
Cons
| ||||||
 U.S. Bank Triple Cash Rewards Visa® Business Card on U.S. Bank's website | 3% cash back at gas stations | $0 | 1%-5% Cashback | $500 | on U.S. Bank's website | |
| Pros
Cons
| ||||||
 IHG One Rewards Premier Business Credit Card on Chase's website | 5X points at gas stations | $99 | 3x-26x Points | 140,000 Points | on Chase's website | |
| Pros
Cons
| ||||||
 U.S. Bank Business Altitude® Connect Visa Signature® Card on U.S. Bank's website | 4X points on gas, EV charging | $0 intro for the first year, then $95 | 1x-5x Points | 60,000 Points | on U.S. Bank's website | |
| Pros
Cons
| ||||||
Here are the best business gas credit cards
Pros
- Intro APR period
- New cardholder bonus offer
- High reward rate in bonus categories
Cons
- Low rate outside bonus categories
- Spending caps on bonus rewards
Ink Business Cash® Credit Card
Best for 2% cash back on gas, 5% on bonus categories
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$350
on Chase's website
Pros
- Intro APR period
- New cardholder bonus offer
- High reward rate in bonus categories
Cons
- Low rate outside bonus categories
- Spending caps on bonus rewards
Annual fee
Monthly fee of $4 per active user
Rewards rate
1¢-10¢
Intro offer
N/A
on Coast's website
Pros
- 4 to 10 cents per gallon back at partner stations; 1 cent back at non-partner stations
- Cash back on nonfuel purchases
- Automatically captures number of gallons, grade and receipts
- Fleet specific controls, reporting and integrations
- No personal guarantee
Cons
- Monthly fee of $4 per active user
- Balance must be paid in full every month
- Fuel rebates vary by partner and location
Coast Fleet Card
Best for Fleet card (up to 10 cents off per gallon at partner stations)
Annual fee
Monthly fee of $4 per active user
Rewards rate
1¢-10¢
Intro offer
N/A
on Coast's website
Pros
- 4 to 10 cents per gallon back at partner stations; 1 cent back at non-partner stations
- Cash back on nonfuel purchases
- Automatically captures number of gallons, grade and receipts
- Fleet specific controls, reporting and integrations
- No personal guarantee
Cons
- Monthly fee of $4 per active user
- Balance must be paid in full every month
- Fuel rebates vary by partner and location
Annual fee
$150
Rewards rate
2%-5%
Cashback
Intro offer
$2,000
on Capital One's website
Pros
- High rewards rate
- No preset spending limit
- No foreign transaction fees
- New cardholder bonus offer
Cons
- High annual fee
- Balance must be paid in full every month
- High spending requirement to hit bonuses
- Requires excellent credit
Capital One Spark Cash Plus
Best for 2% cash back on all purchases + no preset spending limit
Annual fee
$150
Rewards rate
2%-5%
Cashback
Intro offer
$2,000
on Capital One's website
Pros
- High rewards rate
- No preset spending limit
- No foreign transaction fees
- New cardholder bonus offer
Cons
- High annual fee
- Balance must be paid in full every month
- High spending requirement to hit bonuses
- Requires excellent credit
Annual fee
$375
Rewards rate
1x-4x
Points
Intro offer
100,000
Points
on American Express' website
Pros
- Transfer partners
- New cardholder bonus offer
- Intro APR period
- High reward rate in bonus categories
Cons
- High annual fee
- Complicated rewards
- Spending caps on bonus rewards
American Express® Business Gold Card
Best for Up to 4X points at U.S. gas stations
Annual fee
$375
Rewards rate
1x-4x
Points
Intro offer
100,000
Points
on American Express' website
Pros
- Transfer partners
- New cardholder bonus offer
- Intro APR period
- High reward rate in bonus categories
Cons
- High annual fee
- Complicated rewards
- Spending caps on bonus rewards
Annual fee
$195
Rewards rate
3x-12x
Points
Intro offer
Up to 175,000 Points
Points
on American Express' website
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Annual Hilton travel credit
Cons
- High annual fee
- No free anniversary night
- Rewards have limited flexibility
The Hilton Honors American Express Business Card
Best for Up to 5X points on gas, EV charging
Annual fee
$195
Rewards rate
3x-12x
Points
Intro offer
Up to 175,000 Points
Points
on American Express' website
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Annual Hilton travel credit
Cons
- High annual fee
- No free anniversary night
- Rewards have limited flexibility
Pros
- No annual fee
- High rewards rate in bonus categories
- New cardholder bonus offer
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Complicated rewards
- Spending caps on bonus rewards
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Best for Up to 3% cash back on gas, EV charging
Annual fee
$0
Rewards rate
1%-3%
Cashback
Intro offer
$300
on Bank of America's website
Pros
- No annual fee
- High rewards rate in bonus categories
- New cardholder bonus offer
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Complicated rewards
- Spending caps on bonus rewards
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
Annual fee
$125
Rewards rate
2x-6x
Points
Intro offer
3 Free Night Awards
Points
on American Express' website
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
Marriott Bonvoy Business® American Express® Card
Best for 4X points at U.S. gas stations
Annual fee
$125
Rewards rate
2x-6x
Points
Intro offer
3 Free Night Awards
Points
on American Express' website
Pros
- High rewards rate
- Automatic elite status
- Free night reward on cardholder anniversary
- New cardholder bonus offer
Cons
- Rewards have limited flexibility
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$500
on U.S. Bank's website
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases and balance transfers
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
U.S. Bank Triple Cash Rewards Visa® Business Card
Best for 3% cash back at gas stations
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$500
on U.S. Bank's website
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases and balance transfers
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
Annual fee
$99
Rewards rate
3x-26x
Points
Intro offer
140,000
Points
on Chase's website
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Free night reward on cardholder anniversary
- Statement credit for Global Entry, TSA PreCheck® or NEXUS
Cons
- Has annual fee
- Rewards have limited flexibility
- Low point redemption value
IHG One Rewards Premier Business Credit Card
Best for 5X points at gas stations
Annual fee
$99
Rewards rate
3x-26x
Points
Intro offer
140,000
Points
on Chase's website
Pros
- High rewards rate
- Automatic elite status
- New cardholder bonus offer
- Free night reward on cardholder anniversary
- Statement credit for Global Entry, TSA PreCheck® or NEXUS
Cons
- Has annual fee
- Rewards have limited flexibility
- Low point redemption value
Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x
Points
Intro offer
60,000
Points
on U.S. Bank's website
Pros
- New cardholder bonus offer
- High bonus rewards rate
- Annual fee waived for the first year
- Reports to Dun & Bradstreet
Cons
- No intro APR offer
- Activity on employee cards does not count toward bonus spending requirement
U.S. Bank Business Altitude® Connect Visa Signature® Card
Best for 4X points on gas, EV charging
Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-5x
Points
Intro offer
60,000
Points
on U.S. Bank's website
Pros
- New cardholder bonus offer
- High bonus rewards rate
- Annual fee waived for the first year
- Reports to Dun & Bradstreet
Cons
- No intro APR offer
- Activity on employee cards does not count toward bonus spending requirement
Other top picks: Best business gas credit cards
These gas and fleet cards are also worth considering. Before applying, confirm details on the issuer's website.
Costco Anywhere Visa® Business Card by Citi
Best for: Gas card for wholesale club members - 4% cash back on gas and EV charging
NerdWallet star rating: 4.2
The Costco Anywhere Visa® Business Card by Citi turns everyday spending into rewards you can redeem at Costco (although rewards only arrive once a year). You earn bonus rewards on gas, at restaurants, on travel and at Costco itself. There's no annual fee for the card, but you have to be a Costco member (which does require a fee).
Shell Small Business Card
Best for: Fleet card for volume-based discounts (up to 6 cents off per gallon)
This card has not been rated by NerdWallet .
The Shell Small Business Card offers a volume-based discount of up to 6 cents per gallon, but you need to purchase more than 10,000 gallons to get the best rebate. There is no per-card fee and you can carry a balance — other fleet cards from Shell are charge cards that do not allow a revolving balance. Use is limited to Shell stations (nearly 13,000 locations) and participating Jiffy Lube stations.
WEX Fleet FlexCard
Best for: Fleet card with large network of stations
This card has not been rated by NerdWallet .
The WEX Fleet FlexCard offers a promotional rebate of 3 cents per gallon for the first 180 days. After that, your discount is volume based. Cards can be used at gas stations in the WEX network (45,000+ locations). There is a monthly fee of $4 per card and additional charges if you use your card at a truck stop.
How to get a business gas card
You can apply for most business gas cards online using business details, including annual revenue, years in business and number of employees. Fleet card applications may also ask for the number of vehicles and your average monthly fuel spend. You can apply for most fleet cards with just your EIN. Business gas cards, on the other hand, require a Social Security number since approval is based largely on your personal credit score.
Are business gas cards worth it?
Business gas cards can deliver a ton of value to everyone from rideshare and delivery drivers to companies with a fleet of vehicles. The best gas cards for business earn 3% back (or up to 4X points if you prefer travel rewards), which can translate to thousands of dollars in savings each year.
Companies with a fleet of five or more vehicles may prefer a fleet card
To view rates and fees of the American Express® Business Gold Card, see this page
To view rates and fees of The Hilton Honors American Express Business Card, see this page
To view rates and fees of the Marriott Bonvoy Business® American Express® Card, see this page
Frequently Asked Questions
Yes, almost all business gas cards report to commercial credit bureaus to help build business credit. Some gas rewards cards will also show up on your personal credit report
Business gas cards offer higher rewards for gas, diesel and EV charging. Some gas cards offer cash back that can be redeemed for a statement credit, while others give you points you can later use for travel. Fleet cards typically give volume-based rebates ranging from 2 to 8 cents per gallon when you purchase fuel within the card's network of stations. You typically need to buy at least 10,000 gallons per month to hit the top rebate tier.
Methodology
NerdWallet's business credit card team selects the best small-business credit cards
Notable changes to our methodology for 2025 include factoring in whether spending on employee cards earns rewards and counts toward the welcome offer requirements. We also now consider what information the card issuer reports to consumer credit bureaus. Learn how NerdWallet rates small-business credit cards.