Does Discover Offer Business Credit Cards?
Discover doesn't offer business credit cards to new users. If you like Discover’s products, these business credit cards have similar features — like no annual fee and no foreign transaction fee.
Apply nowDoes Discover Offer Business Credit Cards?
| Credit card | Best for | NerdWallet rating | Annual fee | Rewards rate | Intro offer | Learn more |
|---|---|---|---|---|---|---|
 Ink Business Unlimited® Credit Card on Chase's website |  BEST SMALL BUSINESS CREDIT CARD OF 2025 | $0 | 1.5% Cashback | $750 | on Chase's website | |
| Pros
Cons
| ||||||
 U.S. Bank Triple Cash Rewards Visa® Business Card on U.S. Bank's website | Long intro APR | $0 | 1%-5% Cashback | $500 | on U.S. Bank's website | |
| Pros
Cons
| ||||||
 The American Express Blue Business Cash™ Card on American Express' website | Up to 2% cash back + no annual fee | $0 | 1%-2% Cashback | $250 | on American Express' website | |
| Pros
Cons
| ||||||
 Bank of America® Business Advantage Travel Rewards World Mastercard® credit card on Bank of America's website | No foreign transaction fees | $0 | 1.5x Points | 30,000 Points | on Bank of America's website | |
| Pros
Cons
| ||||||
 Ink Business Premier® Credit Card on Chase's website | Unlimited 2% cash back + boost on big purchases | $195 | 2%-5% Cashback | $1,000 | on Chase's website | |
| Pros
Cons
| ||||||
 Capital on Tap Business Credit Card on Capital on Tap's website | Fair credit | $0 | 1.5% | N/A | on Capital on Tap's website | |
| Pros
Cons
| ||||||
Here are the best Discover business credit card alternatives
2025 BEST CREDIT CARD
SMALL BUSINESS
Pros
- High rewards rate
- Intro APR period
- No reward caps
- New cardholder bonus offer
Cons
- No bonus categories
2025 BEST CREDIT CARD
SMALL BUSINESSInk Business Unlimited® Credit Card
Best for Sign-up bonus
Annual fee
$0
Rewards rate
1.5%
Cashback
Intro offer
$750
on Chase's website
Pros
- High rewards rate
- Intro APR period
- No reward caps
- New cardholder bonus offer
Cons
- No bonus categories
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$500
on U.S. Bank's website
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases and balance transfers
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
U.S. Bank Triple Cash Rewards Visa® Business Card
Best for Long intro APR
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$500
on U.S. Bank's website
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases and balance transfers
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
Annual fee
$0
Rewards rate
1%-2%
Cashback
Intro offer
$250
on American Express' website
Pros
- High cash-back bonus rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
The American Express Blue Business Cash™ Card
Best for Up to 2% cash back + no annual fee
Annual fee
$0
Rewards rate
1%-2%
Cashback
Intro offer
$250
on American Express' website
Pros
- High cash-back bonus rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
Pros
- No annual fee
- Intro APR offer
- New cardholder bonus offer
- No reward caps
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
- Does not include lounge access or travel credits
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Best for No foreign transaction fees
Annual fee
$0
Rewards rate
1.5x
Points
Intro offer
30,000
Points
on Bank of America's website
Pros
- No annual fee
- Intro APR offer
- New cardholder bonus offer
- No reward caps
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
- Does not include lounge access or travel credits
Annual fee
$195
Rewards rate
2%-5%
Cashback
Intro offer
$1,000
on Chase's website
Pros
- High rewards rate
- New cardholder bonus offer
- No foreign transaction fees
- No reward caps
Cons
- High annual fee
- Purchases that don't qualify for Flex for Business must be paid in full every month
Ink Business Premier® Credit Card
Best for Unlimited 2% cash back + boost on big purchases
Annual fee
$195
Rewards rate
2%-5%
Cashback
Intro offer
$1,000
on Chase's website
Pros
- High rewards rate
- New cardholder bonus offer
- No foreign transaction fees
- No reward caps
Cons
- High annual fee
- Purchases that don't qualify for Flex for Business must be paid in full every month
Pros
- High rewards rate
- No reward caps
- Available with fair credit
- No annual fee.
- No foreign transaction fees.
Cons
- Not available to sole proprietors, charities or nonprofits
- Must enroll in automatic payments
- Potential for very high APR
- No new cardholder bonus offer
Capital on Tap Business Credit Card
Best for Fair credit
Annual fee
$0
Rewards rate
1.5%
Intro offer
N/A
on Capital on Tap's website
Pros
- High rewards rate
- No reward caps
- Available with fair credit
- No annual fee.
- No foreign transaction fees.
Cons
- Not available to sole proprietors, charities or nonprofits
- Must enroll in automatic payments
- Potential for very high APR
- No new cardholder bonus offer
Does Discover offer business credit cards?
No, Discover does not currently offer business credit cards
That was a flat-rate cash-back business credit card
One exception is Discover's first-year rewards match. However, a number of lucrative business credit card sign-up bonuses are available.
Can you use a personal Discover credit card for your business?
As long as the card issuer allows it, you can use a personal credit card for your business
If you’re a solopreneur who needs to consolidate business credit card debt, the Discover it® Cash Back balance transfer business credit cards
Other than that, there are several important advantages business credit cards offer versus personal cards
- Business credit cards tend to have higher credit limits.
- They may offer larger sign-up bonuses and extra cash back on categories related to business spending, like gas and office supplies.
- They can help you build your
business credit score - You can often get free employee credit cards for your team to use on your behalf.
Notes from card issuers
Methodology
NerdWallet's business credit card team selects the best small-business credit cards
Notable changes to our methodology for 2025 include factoring in whether spending on employee cards earns rewards and counts toward the welcome offer requirements. We also now consider what information the card issuer reports to consumer credit bureaus. Learn how NerdWallet rates small-business credit cards.