Does Discover Offer Business Credit Cards?
Discover doesn't offer business credit cards to new users. If you like Discover’s products, these business credit cards have similar features — like no annual fee and no foreign transaction fee.
Apply nowDoes Discover Offer Business Credit Cards?
| Credit card | Best for | NerdWallet rating | Annual fee | Rewards rate | Intro offer | Learn more |
|---|---|---|---|---|---|---|
 Ink Business Unlimited® Credit Card on Chase's website |  BEST SMALL BUSINESS CREDIT CARD OF 2025 | $0 | 1.5% Cashback | $750 | on Chase's website | |
| Pros
Cons
| ||||||
 U.S. Bank Triple Cash Rewards Visa® Business Card on U.S. Bank's website | Long intro APR | $0 | 1%-5% Cashback | $500 | on U.S. Bank's website | |
| Pros
Cons
| ||||||
 The American Express Blue Business Cash™ Card on American Express' website | Up to 2% cash back + no annual fee | $0 | 1%-2% Cashback | $250 | on American Express' website | |
| Pros
Cons
| ||||||
 Bank of America® Business Advantage Travel Rewards World Mastercard® credit card on Bank of America's website | No foreign transaction fees | $0 | 1.5x Points | 30,000 Points | on Bank of America's website | |
| Pros
Cons
| ||||||
 Ink Business Premier® Credit Card on Chase's website | Unlimited 2% cash back + boost on big purchases | $195 | 2%-5% Cashback | $1,000 | on Chase's website | |
| Pros
Cons
| ||||||
 Capital on Tap Business Credit Card on Capital on Tap's website | Fair credit | $0 | 1.5% | N/A | on Capital on Tap's website | |
| Pros
Cons
| ||||||
Here are the best Discover business credit card alternatives
2025 BEST CREDIT CARD
SMALL BUSINESS
Pros
- High rewards rate
- Intro APR period
- No reward caps
- New cardholder bonus offer
Cons
- No bonus categories
2025 BEST CREDIT CARD
SMALL BUSINESSInk Business Unlimited® Credit Card
Best for Sign-up bonus
Annual fee
$0
Rewards rate
1.5%
Cashback
Intro offer
$750
on Chase's website
Pros
- High rewards rate
- Intro APR period
- No reward caps
- New cardholder bonus offer
Cons
- No bonus categories
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$500
on U.S. Bank's website
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases and balance transfers
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
U.S. Bank Triple Cash Rewards Visa® Business Card
Best for Long intro APR
Annual fee
$0
Rewards rate
1%-5%
Cashback
Intro offer
$500
on U.S. Bank's website
Pros
- High cash-back bonus rate
- No cap on bonus rewards
- Intro APR period on purchases and balance transfers
- Reports to Dun & Bradstreet
- New cardholder bonus offer
Cons
- Low rate outside bonus categories
- Activity on employee cards does not count toward bonus spending requirement
Annual fee
$0
Rewards rate
1%-2%
Cashback
Intro offer
$250
on American Express' website
Pros
- High cash-back bonus rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
The American Express Blue Business Cash™ Card
Best for Up to 2% cash back + no annual fee
Annual fee
$0
Rewards rate
1%-2%
Cashback
Intro offer
$250
on American Express' website
Pros
- High cash-back bonus rate
- Intro APR period
- New cardholder bonus offer
Cons
- Spending caps on bonus rewards
- Low rate after you hit bonus cap
Pros
- No annual fee
- Intro APR offer
- New cardholder bonus offer
- No reward caps
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
- Does not include lounge access or travel credits
Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Best for No foreign transaction fees
Annual fee
$0
Rewards rate
1.5x
Points
Intro offer
30,000
Points
on Bank of America's website
Pros
- No annual fee
- Intro APR offer
- New cardholder bonus offer
- No reward caps
- Bonus rewards for qualifying Preferred Rewards for Business members
Cons
- Requires excellent credit
- Multiple accounts, high combined balance required to get Preferred Rewards bonus
- Does not include lounge access or travel credits
Annual fee
$195
Rewards rate
2%-5%
Cashback
Intro offer
$1,000
on Chase's website
Pros
- High rewards rate
- New cardholder bonus offer
- No foreign transaction fees
- No reward caps
Cons
- High annual fee
- Purchases that don't qualify for Flex for Business must be paid in full every month
Ink Business Premier® Credit Card
Best for Unlimited 2% cash back + boost on big purchases
Annual fee
$195
Rewards rate
2%-5%
Cashback
Intro offer
$1,000
on Chase's website
Pros
- High rewards rate
- New cardholder bonus offer
- No foreign transaction fees
- No reward caps
Cons
- High annual fee
- Purchases that don't qualify for Flex for Business must be paid in full every month
Pros
- High rewards rate
- No reward caps
- Available with fair credit
- No annual fee.
- No foreign transaction fees.
Cons
- Not available to sole proprietors, charities or nonprofits
- Must enroll in automatic payments
- Potential for very high APR
- No new cardholder bonus offer
Capital on Tap Business Credit Card
Best for Fair credit
Annual fee
$0
Rewards rate
1.5%
Intro offer
N/A
on Capital on Tap's website
Pros
- High rewards rate
- No reward caps
- Available with fair credit
- No annual fee.
- No foreign transaction fees.
Cons
- Not available to sole proprietors, charities or nonprofits
- Must enroll in automatic payments
- Potential for very high APR
- No new cardholder bonus offer
Does Discover offer business credit cards?
No, Discover does not currently offer business credit cards
That was a flat-rate cash-back business credit card
One exception is Discover's first-year rewards match. However, a number of lucrative business credit card sign-up bonuses are available.
Can you use a personal Discover credit card for your business?
As long as the card issuer allows it, you can use a personal credit card for your business
If you’re a solopreneur who needs to consolidate business credit card debt, the Discover it® Cash Back balance transfer business credit cards
Other than that, there are several important advantages business credit cards offer versus personal cards
- Business credit cards tend to have higher credit limits.
- They may offer larger sign-up bonuses and extra cash back on categories related to business spending, like gas and office supplies.
- They can help you build your
business credit score - You can often get free employee credit cards for your team to use on your behalf.
Notes from card issuers