Personal Loans

Unsecured loans can help you consolidate debt or finance large purchases. Here's what you need to know.

Compare personal loans

Qualifying for a personal loan

Personal loan reviews

LightStream 2025 Personal Loan Review

4.5

NerdWallet rating 
  • Competitive APRs.
  • Rate discounts available.
  • No fees.

SoFi 2025 Personal Loan Review

4.5

NerdWallet rating 
  • Multiple rate discounts.
  • Large loans available.
  • Has a joint loan option.

Upgrade 2025 Personal Loan Review

5.0

NerdWallet rating 
  • Multiple rate discounts.
  • Allows secured and co-signed loans.
  • Fast funding.

Upstart 2025 Personal Loan Review

4.5

NerdWallet rating 
  • Accepts borrowers from across the credit spectrum.
  • Same- or next-day funding.
  • Has a secured loan option.

Manage your loan

The latest