Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Card details

  • New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®

  • Earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year

  • Earn 1 point per $1 on all other purchases - with no limit to the amount you can earn

  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards

  • Redeem points for travel, cash back, gift cards and more - your points don't expire as long as your account is open

  • No foreign transaction fees

  • Employee cards at no additional cost

  • $95 Annual Fee

Rates, fees & offers

  • Annual fee

    $95

  • Rewards rate

    1x-3x

  • Bonus offer

    New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.49% - 22.49% Variable APR

    Cash Advance APR: 26.49%, Variable

  • Balance transfer fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Foreign transaction fee

    None

Recommended credit score

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Wondering if this card is the best match for you?

Just tell us some details and see which card matches your needs most.

Just tell us some details and see which card matches your needs most.

NerdWallet review

By Gregory Karp

Rating details

5

Editor's overall rating

Pros and cons

Pros
  • No foreign transaction fee

Cons
  • Has annual fee

The Ink Business Preferred® Credit Card ranks among the best credit cards for small business thanks to a huge sign-up bonus, a high rewards rate in typical business categories and valuable perks.

A highlight is the generous sign-up bonus: New Offer! Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®. Ongoing rewards are 3 points per $1 on the first $150,000 spent on:

--Travel.

--Shipping.

--Internet, cable and telephone service.

--Advertising purchases with social media sites and search engines.

Earn 1 point per $1 on all other purchases, without limit. Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®.

For many small businesses, that can return a lot of value for an annual fee of $95.

If the bonus categories don’t match your spending or you prefer cash back, look elsewhere. Otherwise the Ink Business Preferred® Credit Card checks about as many boxes as a card reasonably can for business travelers without charging an annual fee in the hundreds of dollars.

For more information, see our full review of this card.