6.690% APR 

Compare Today's Mortgage and Refinance Rates in Lakewood

Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners and here's how we make money.

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Why do you want a home loan?
Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence
Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence
License information
6 results:
30-year fixed
Simplist
EXPLORE QUOTEon Simplist
on Simplist
Simplist: NMLS#1764611
Lowest APR
Conventional 30-year fixed
Simplist
4.5
NerdWallet rating
APR
6.5% 
Interest rate
6.5% 
Mo. payment
$2,529 
Insurance $0
Total fees
-$1,328 
About this lender
Pros
  • Loan origination process can be completed online.
  • Offers government-backed FHA and VA loans.
  • Offers module that compares mortgage rates among other lenders.
Cons
  • Offers loans in many states and Washington, D.C., but not nationwide.
  • Does not offer home equity loans or lines of credit.
Tomo: NMLS#2059741
Lowest monthly payment
Great for Mortgage rate transparency
Conventional 30-year fixed
Tomo
4.0
NerdWallet rating
APR
6.505% 
Interest rate
6.375% 
Mo. payment
$2,496 
Insurance $0
Total fees
$5,392 
About this lender
Pros
  • Special program offers a pricing break for first first-time home buyers.
  • Offers financing options for self-employed borrowers and those without Social Security numbers.
  • Interactive mortgage rates tool takes credit score and location into account.
Cons
  • Purchase loans are not available in all states.
  • Doesn’t offer home equity loans or lines of credit.
  • No refinancing options are available.
Better: NMLS#330511
Great for digital convenience
Conventional 30-year fixed
Better
APR
6.547% 
Interest rate
6.5% 
Mo. payment
$2,529 
Insurance $0
Total fees
$1,928 
About this lender
Pros
  • Offers a one-day mortgage that lets eligible borrowers apply, lock in a rate and get a loan commitment within 24 hours.
  • Average interest rates are on the low end compared to other lenders, according to the latest federal data.
  • Offers a HELOC that can be used for a primary, second or investment home.
Cons
  • Doesn't offer harder-to-find loans, such as construction loans, renovation loans, or USDA mortgages.
  • Finding descriptions of all of the loan offerings on the website requires some digging, and the lender does not have a mobile app.
  • Average lender fees are on the high end compared with other lenders, according to the latest federal data.
NBKC: NMLS#409631
Great for first-time home buyers | digital convenience | customer service
Conventional 30-year fixed
NBKC
APR
6.671% 
Interest rate
6.625% 
Mo. payment
$2,562 
Insurance $0
Total fees
$1,903 
About this lender
Visit lender's website | Call (888) 871-2381
Pros
  • Offers government-backed loans and some harder-to-find products, such as construction loans and specialty mortgages for pilots.
  • Offers low rates and fees compared with other lenders, according to the latest federal data.
  • Displays customized rates, with fee estimates, without requiring contact information.
Cons
  • HELOCs and construction-to-permanent loans are available only in the Kansas City metro area.
First Federal Bank: NMLS#408902Conventional 30-year fixed
First Federal Bank
APR
6.89% 
Interest rate
6.875% 
Mo. payment
$2,628 
Insurance $0
Total fees
$591 
About this lender
Pros
  • Offers government-backed loans and some harder-to-find products, such as jumbo loans for investment and multifamily properties.
  • Home renovation loans are available.
  • Offers home equity loans and lines of credit.
Cons
  • Mortgage rates are not published online.
  • Bank branches are limited to eight states.
  • Consumers might have trouble finding contact information.
Central Bank: NMLS#407985Conventional 30-year fixed
Central Bank
4.0
NerdWallet rating
APR
6.895% 
Interest rate
6.875% 
Mo. payment
$2,628 
Insurance $0
Total fees
$792 
About this lender
Pros
  • Among the best when it comes to online convenience.
  • Offers a full selection of mortgage types and products, including jumbo, home equity, and government loans.
  • Claims to offer preapproval within 24 hours of loan application.
Cons
  • You'll have to complete a loan application to see mortgage interest rates.
  • Bank branch locations limited to the Midwest.
  • Does not offer home equity lines of credit.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.



Lakewood, CO mortgage and refinance rates today (APR)

ProductInterest RateAPR
30-year fixed-rate6.623%6.690%
20-year fixed-rate6.256%6.343%
15-year fixed-rate5.709%5.824%
10-year fixed-rate6.044%6.231%
7-year ARM6.655%7.420%
5-year ARM6.709%7.644%
30-year fixed-rate FHA6.037%6.859%
30-year fixed-rate VA5.762%6.137%

Data source: ©Zillow, Inc. 2006 - 2021. Use is subject to the Terms of Use

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Today's rate

6.690%

30-year fixed-rate

Today’s mortgage rates in Lakewood, CO are 6.690% for a 30-year fixed, 5.824% for a 15-year fixed, and 7.644% for a 5-year adjustable-rate mortgage (ARM).

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