Mortgage and refinance rates for Utah

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About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

Utah mortgage and refinance rates today (APR)

Loan typeAverage
rate
Change
1 day
Change
1 year
30-year fixed4.525%
0.0%
0.515%
15-year fixed3.915%
0.0%
0.495%
5/1 ARM4.058%
0.0%
0.178%

Today's rate

4.525%
30-year fixed

Current rates in Utah are 4.525% for a 30-year fixed, 3.915% for a 15-year fixed, and 4.058% for a 5/1 adjustable-rate mortgage (ARM).