Mortgage and refinance rates for California

Shop the latest mortgage and refinance rates and get quotes tailored to you.

Refine results

Loan purpose

Are you a veteran?

Eligible for an FHA loan?

Had a foreclosure?

Filed bankruptcy?

Refine results

Already have a mortgage offer? See if you can do even better!

Know you’ve found a good mortgage rate by comparing your rate to other prequal rates.

Sort by

NMLS#

from

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

NMLS#

from

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

NMLS#

from

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

NMLS#

from

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

NMLS#

from

INTEREST RATE

MO. PAYMENT

TOTAL INTEREST

FEES

California mortgage and refinance rates today (APR)

Loan typeAverage
rate
Change
1 day
Change
1 year
30-year fixed4.425%
0.028%
0.335%
15-year fixed3.86%
0.032%
0.42%
5/1 ARM3.899%
0.041%
0.891%

Today's rate

4.425%
30-year fixed

Current rates in California are 4.425% for a 30-year fixed, 3.86% for a 15-year fixed, and 3.899% for a 5/1 adjustable-rate mortgage (ARM).