Mortgage Rates for California
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Based on your inputs, we recommend the following lenders because of their loan offerings, low rates, and easy online process.
Great for FHA loans, low down payments and a seamless online experience.
FHA, low down payments, online.
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from Quicken
Borrower-friendly with low down payments, less fees, no PMI and a digital-only platform.
Low down payments, no PMI required.
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from SoFi
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California mortgage rates today (APR)
| Loan type | Average rate | Change 1 day | Change 1 year |
|---|---|---|---|
| 30 year fixed | 3.8% | 0.01% | 0.04% |
| 15 year fixed | 3.04% | 0.04% | 0.02% |
| 5/1 ARM | 3.57% | 0.1% | 0.59% |
Today's rate
3.8%
30 year fixed
Current rates in California are 3.80% for a 30-year fixed, 3.04% for a 15-year fixed, and 3.57% for a 5/1 adjustable-rate mortgage (ARM).
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Mortgage rate quotes displayed on NerdWallet are provided by LendingTree LoanExplorer℠, including loan pricing data, rates and fees, are provided by third party data providers including, but not limited to, Mortech®, a registered trademark of Zillow®, LoanXEngine, a product of Mortgage Builder Software, Inc., and LoanTek, Inc.
