Compare today's mortgage and refinance rates in NY
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.
Trends and insights
|30-year fixed-rate FHA||6.361%||7.261%|
|30-year fixed-rate VA||5.787%||6.164%|
Today’s mortgage rates in New York are 6.124% for a 30-year fixed, 5.598% for a 15-year fixed, and 7.363% for a 5-year adjustable-rate mortgage (ARM).
About the author: Holden is NerdWallet's authority on mortgages and real estate. He has reported on mortgages since 2001, winning multiple awards.
Check out our other mortgage and refinance tools
Get your true budget and find a home with ease.
CalculatorCalculate your mortgage
Figure out your estimated payments the easy way.
CalculatorShould You Refinance
Calculate how much you can save by refinancing
Explore more quotes