7.047% APR 

Compare Today's Mortgage and Refinance Rates in NY

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Applied Filters: Good (720-739), 30-year fixed, Single family home, Primary residence
Applied Filters: Good (720-739), 30-year fixed, Single family home, Primary residence
License information1 result:
30-year fixed
Bethpage Federal Credit Union
EXPLORE QUOTEon Bethpage Federal Credit Union
on Bethpage Federal Credit Union
Bethpage Federal Credit Union: NMLS#449104
Lowest APR
Lowest monthly payment
Conventional 30-year fixed
Bethpage Federal Credit Union
4.0
NerdWallet rating
APR
7.796% 
Interest rate
7.75% 
Mo. payment
$2,866 
Insurance $0
Total fees
$1,774 
About this lender
Pros
  • Has a fully online mortgage application and a highly rated mobile app.
  • Offers financing for co-ops, a type of home that’s common on the East Coast.
  • Interest rates are on the low side, according to the latest federal data.
Cons
  • In-person service available only on Long Island, New York.
  • Doesn’t offer renovation, construction-to-permanent or USDA loans.
  • Customized rates not available online.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.



New York mortgage and refinance rates today (APR)

ProductInterest RateAPR
30-year fixed-rate6.972%7.047%
20-year fixed-rate6.671%6.766%
15-year fixed-rate6.076%6.216%
10-year fixed-rate5.882%6.075%
7-year ARM6.875%7.671%
5-year ARM6.801%7.809%
3-year ARM8.125%8.355%
30-year fixed-rate FHA6.151%6.913%
30-year fixed-rate VA6.046%6.431%

Data source: ©Zillow, Inc. 2006 - 2021. Use is subject to the Terms of Use

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Today's rate

7.047%

30-year fixed-rate

Today’s mortgage rates in New York are 7.047% for a 30-year fixed, 6.216% for a 15-year fixed, and 7.809% for a 5-year adjustable-rate mortgage (ARM).

Best Mortgage Lenders

Lender
NerdWallet Rating
Min. credit score
Min. down payment
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NBKC

NBKC: NMLS#409631

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at NBKC
at NBKC
FHA loans
Best for FHA and VA loans

620

3.5%

Rocket Mortgage, LLC

Rocket Mortgage, LLC: NMLS#3030

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at Rocket Mortgage, LLC
at Rocket Mortgage, LLC
4.0
/5
Home loans overall
Best for refinancing

620

1%

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at Rocket Mortgage, LLC
at Rocket Mortgage, LLC
Guaranteed Rate

Guaranteed Rate: NMLS#2611

5.0
/5
Home loans overall
Best for first-time home buyers, jumbo loans and HELOCs

620

3%

Alliant

Alliant: NMLS#197185

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5.0
/5
Jumbo loans
Best for jumbo loans and cash-out refinancing

620

5%

Andrews Federal Credit Union

Andrews Federal Credit Union: NMLS#410421

5.0
/5
Home loans overall
Best for first-time home buyers

620

3%

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