Compare North Carolina mortgage and refinance rates
forcredit
in

Shop the latest mortgage and refinance rates and get quotes tailored to you.

About your loan

Property details

Special loan types

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

North Carolina mortgage and refinance rates today (APR)

ProductInterest rateAPR
30-year fixed-rate2.941%3.015%
20-year fixed-rate2.702%2.794%
15-year fixed-rate2.175%2.306%
10-year fixed-rate2.134%2.291%
7/1 ARM2.443%2.797%
5/1 ARM2.500%2.817%
30-year fixed-rate FHA2.250%2.977%
30-year fixed-rate VA2.442%2.724%

Data source: ©Zillow, Inc. 2006 – 2021. Use is subject to the Terms of Use

Today's rate

3.015%
30-year fixed

Today’s mortgage rates in North Carolina are 3.015% for a 30-year fixed, 2.306% for a 15-year fixed, and 2.817% for a 5/1 adjustable-rate mortgage (ARM).

Check out our other mortgage and refinance tools

Lenders

Get pre-approved
Get pre-approved

Get your true budget and find a home with ease.

Agents

Find a real estate agent

Get matched with a top agent in your area.

Calculator

Calculate your mortgage
Calculate your mortgage

Figure out your estimated payments the easy way.

Calculator

Should You Refinance
Should You Refinance

Calculate how much you can save by refinancing

Mortgage and refinance rates by city