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Compare today's mortgage rates

Compare Maryland’s Mortgage Rates | Wednesday, September 10, 2025

Rates are current as of September 10, 2025 3:07 PM EDT

Maryland average mortgage rates:
30-Year Fixed

APR 6.55%

-0.11% 1w
15-Year Fixed

APR 5.44%

-0.11% 1w
5-Year ARM

APR 7.03%

-0.08% 1w
5 ResultsShowing rates for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence
License information
5 Results for: Purchase, Good (720-739), $500,000, 30-year fixed, Single-family, Primary residence.
GO Mortgage

NMLS#1018

APR

5.70%

APR

5.70%

Interest rate

5.38%

Est. mo. payment

$2,240/mo

Total fees

$13,982

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Home loans overall

NerdWallet rating

4.0

What we like
  • Offers a wide variety of purchase mortgages, including renovation and construction loans.
  • Has a fully-digital mortgage application process.
What we don't like
  • Publishes only sample mortgage rates; you must contact the lender for customized rates.
  • Does not offer adjustable-rate mortgages.
Tomo

NMLS#2059741

APR

5.83%

APR

5.83%

Interest rate

5.63%

Est. mo. payment

$2,303/mo

Total fees

$8,668

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The Nerdy headline

Online lender Tomo Mortgage uses tech to streamline the process. Its interactive rates tool and no origination fee promise are pluses, but loans aren’t available in every state.

NerdWallet rating

4.0

What we like
  • Special program offers a pricing break for first first-time home buyers.
  • Offers financing options for self-employed borrowers and those without Social Security numbers.
  • Interactive mortgage rates tool takes credit score and location into account.
What we don't like
  • Purchase loans are not available in all states.
  • Doesn’t offer home equity loans or lines of credit.
  • No refinancing options are available.
Next Door Lending LLC

NMLS#1880338

APR

5.88%

APR

5.88%

Interest rate

5.75%

Est. mo. payment

$2,335/mo

Total fees

$5,568

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Next Door Lending is a wholly-owned subsidiary of NerdWallet

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The Nerdy headline

Next Door Lending, a mortgage broker, offers expert assistance shopping for and closing a loan, as well as specialty loans at competitive rates. Mortgages are not available in every state.

What we like
  • Offers a variety of loan types, including first-time buyer programs and loans for self-employed borrowers.
  • Real-time rate quotes available while working with a broker.
  • Responsive customer service.
  • Competitive pricing often available, especially for non-traditional borrowers.
What we don't like
  • Does not publish interest rates online.
  • No mortgage mobile app.
  • Loans are not available in every state.
Real Genius

NMLS#2389303

APR

6.39%

APR

6.39%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$823

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The Nerdy headline

Home loans overall

NerdWallet rating

4.5

What we like
  • Offers a variety of mortgage options, including jumbo loans, and FHA and VA loans.
  • Offers home equity loans and lines of credit.
  • Displays customized rates, with fee estimates, without requiring contact information.
What we don't like
  • Doesn’t offer mortgages in all 50 states.
  • Home renovation loans are not available.
New American Funding

NMLS#6606

APR

6.41%

APR

6.41%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$1,629

Hide details

The Nerdy headline

New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.

Home loans overall

NerdWallet rating

4.5

What we like
  • Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
  • Its home equity line of credit can be used for a primary residence or second home.
What we don't like
  • Average origination fees are on the high side, according to the latest federal data.
  • Personalized mortgage rates are not available on the website without providing contact information.

About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.

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Today’s mortgage rates in Maryland | Wednesday, September 10, 2025

Last updated 3:07 PM EDT
On Wednesday afternoon, September 10, 2025, the average interest rate on a 30-year fixed-rate mortgage fell one basis point to 6.56% APR, compared to yesterday.
The average rate on a 15-year fixed-rate mortgage rose two basis points to 5.44% APR. The average rate on a 5-year adjustable-rate mortgage fell two basis points to 7.03% APR.
The 30-year fixed-rate mortgage is ten basis points lower than one week ago and 32 basis points higher than one year ago.
A basis point is one hundredth of a percent, or 0.01%. We describe mortgage rates’ ups and downs in basis points because they simplify comparisons.
NerdWallet’s rates are expressed as an annual percentage rate, or APR, and our mortgage rates data comes from Zillow.