6.929% APR 

Compare Today's Mortgage and Refinance Rates in Frederick

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Applied Filters: Good (720-739), 30-year fixed, Single family home, Primary residence
Applied Filters: Good (720-739), 30-year fixed, Single family home, Primary residence
License information7 results:
30-year fixed
Better
EXPLORE QUOTEon Better
on Better
Better: NMLS#330511
Lowest APR
Lowest monthly payment
Great for digital convenience
Conventional 30-year fixed
Better
4.5
NerdWallet rating
APR
6.659% 
Interest rate
6.625% 
Mo. payment
$2,562 
Insurance $0
Total fees
$1,404 
About this lender
Pros
  • Offers a one-day mortgage that lets eligible borrowers apply, lock in a rate and get a loan commitment within 24 hours.
  • Average interest rates are on the low end compared to other lenders, according to the latest federal data.
  • Offers a HELOC that can be used for a primary, second or investment home.
Cons
  • Doesn't offer harder-to-find loans, such as construction loans, renovation loans, or USDA mortgages.
  • Finding descriptions of all of the loan offerings on the website requires some digging, and the lender does not have a mobile app.
  • Average lender fees are on the high end compared with other lenders, according to the latest federal data.
Tomo: NMLS#2059741
Great for Mortgage rate transparency
Conventional 30-year fixed
Tomo
4.0
NerdWallet rating
APR
6.673% 
Interest rate
6.625% 
Mo. payment
$2,562 
Insurance $0
Total fees
$1,988 
About this lender
Pros
  • Special program offers a pricing break for first first-time home buyers.
  • Offers financing options for self-employed borrowers and those without Social Security numbers.
  • Interactive mortgage rates tool takes credit score and location into account.
Cons
  • Purchase loans are not available in all states.
  • Doesn’t offer home equity loans or lines of credit.
  • No refinancing options are available.
NBKC: NMLS#409631
Great for first-time home buyers | digital convenience | customer service
Conventional 30-year fixed
NBKC
APR
7.013% 
Interest rate
7% 
Mo. payment
$2,662 
Insurance $0
Total fees
$539 
About this lender
Visit lender's website | Call (888) 871-2381
Pros
  • Offers government-backed loans and some harder-to-find products, such as construction loans and specialty mortgages for pilots.
  • Offers low rates and fees compared with other lenders, according to the latest federal data.
  • Displays customized rates, with fee estimates, without requiring contact information.
Cons
  • HELOCs and construction-to-permanent loans are available only in the Kansas City metro area.
First Federal Bank: NMLS#408902Conventional 30-year fixed
First Federal Bank
APR
7.015% 
Interest rate
7% 
Mo. payment
$2,662 
Insurance $0
Total fees
$599 
About this lender
Pros
  • Offers government-backed loans and some harder-to-find products, such as jumbo loans for investment and multifamily properties.
  • Home renovation loans are available.
  • Offers home equity loans and lines of credit.
Cons
  • Mortgage rates are not published online.
  • Bank branches are limited to eight states.
  • Consumers might have trouble finding contact information.
New American Funding: NMLS#6606
Great for first-time home buyers | customer service
Conventional 30-year fixed
New American Funding
APR
7.03% 
Interest rate
6.99% 
Mo. payment
$2,659 
Insurance $0
Total fees
$1,629 
Pros
  • Offers a wide variety of purchase and refinance mortgages with an emphasis on helping underserved communities.
  • Its home equity line of credit can be used for an owner-occupied or second home.
  • Has a program to enable buyers to make cash offers.
  • Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
Cons
  • Mortgage origination fees tend to be on the high end.
  • Personalized mortgage rates are not available on the website without providing contact information.
Rocket Mortgage, LLC: NMLS#3030
Great for digital convenience | customer service
Conventional 30-year fixed
Rocket Mortgage, LLC
APR
7.156% 
Interest rate
7.125% 
Mo. payment
$2,695 
Insurance $0
Total fees
$1,250 
About this lender
Pros
  • Streamlined online process with document and asset retrieval capabilities, as well as the ability to edit your preapproval letter.
  • Offers the option to work with loan officers by phone if desired.
  • Largest FHA lender in the nation.
Cons
  • Getting a customized interest rate requires a credit check, which can affect your credit score.
  • Origination fees are on the high side compared with other lenders, according to the latest federal data.
  • Doesn't offer home equity lines of credit.
HSBC Bank: NMLS#399799Conventional 30-year fixed
HSBC Bank
5.0
NerdWallet rating
APR
7.89% 
Interest rate
7.875% 
Mo. payment
$2,901 
Insurance $0
Total fees
$559 
About this lender
Pros
  • Offers an online application and loan process updates.
  • Offers mortgages for investment properties.
  • Makes it easy to browse current rates and get a customized mortgage rate quote.
Cons
  • Does not offer FHA or VA government-backed loans.
  • No renovation mortgage options.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.



Frederick, MD mortgage and refinance rates today (APR)

ProductInterest RateAPR
30-year fixed-rate6.853%6.929%
20-year fixed-rate6.459%6.563%
15-year fixed-rate5.979%6.098%
10-year fixed-rate5.922%6.131%
7-year ARM6.827%7.599%
5-year ARM6.604%7.649%
30-year fixed-rate FHA6.000%6.834%
30-year fixed-rate VA5.988%6.385%

Data source: ©Zillow, Inc. 2006 - 2021. Use is subject to the Terms of Use

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Today's rate

6.929%

30-year fixed-rate

Today’s mortgage rates in Frederick, MD are 6.929% for a 30-year fixed, 6.098% for a 15-year fixed, and 7.649% for a 5-year adjustable-rate mortgage (ARM).

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