The two Costco American Express credit cards, the business TrueEarnings and the personal, have one unique feature: along among all the gas cards, they give bonus rewards when you fill up at Costco. Every other card (that we know of) has an exemption for wholesalers, and even other AmEx cards don't give a bonus there. Another added advantage is that Costco only takes American Express credit cards. On the downside, the American Express Costco recently cut its rewards rate, and there are a couple other cards (like the AmEx Blue Cash Preferred) that give better rewards overall.


Showing 1 - 1 of 1  Results
Nerding... Please Wait
Credit Card Annual Fee *Rewards Rate Sign Up Bonus Interest Rates
American Express Costco Credit Card

TrueEarnings® Card from Costco and American Express

Show Details
No Annual Fee with your paid Costco Membership 1.00% 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco

15.24% Variable

0% on purchases for 6 months

Apply Now

on American Express's
secure website

  • Bonus cash back categories
  • No annual fee
  • Needs excellent credit
Savings Over 2 Years
TotalPer Year
Sign up bonus $0$0
Rewards from spending $432 $216
Annual fee($0)($0)
Annual savings
$432 $216
Account Details

  • 3% Cash back at US gas stations and on gasoline at Costco up to $4,000 per year in purchases, then 1%
  • 2% cash back at US restaurants; 2% cash back on eligible travel purchases, including at Costco; 1% cash back on other purchases, including at Costco
  • Terms and limitations apply; You will receive your cash back annually in the form of a reward coupon
  • The Two-In-One Card: it's an American Express® Card and Costco membership card, with no annual fee for Costco members
  • Terms and restrictions apply.

See complete TrueEarnings® Card from Costco and American Express details

* These values are NerdWallet's estimates and do not represent content provided by or commissioned by credit card providers.

*Disclaimer: We try to keep information accurate and up to date, however we cannot make warranties regarding the accuracy of our information. Please verify FDIC Insurance / NCUA Insurance status, credit card information, and interest rates during the application process. Please note that NerdWallet has financial relationships with some of the merchants mentioned here. NerdWallet may be compensated if consumers choose to utilize the links located throughout the content on this site and generate sales for the said merchant.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.

© Copyright 2014 NerdWallet, Inc. All Rights Reserved. Privacy Policy|Terms of Use
Nerdwallet, Inc. is a BBB Accredited Financial Service in San Francisco, CA