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Table of Contents
- What is the FIRE movement?
- Still deciding on the right carrier? Compare Medigap plans
- What is a 1040 form?
- What Medicare covers
- Still deciding on the right carrier? Compare Medicare Part D Plans
- See CD rates by term and type
- What is the federal estate tax?
- Compound interest definition
- 6 steps to opening a Roth IRA
- What is a fiduciary?
- What is a home equity line of credit?
- What is a REIT?
- What is a brokerage account?
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- What is mortgage pre-qualification?
- What is a backdoor Roth IRA?
- What is a charitable donation?
- What is an inherited IRA?
- Compare types of bank accounts
- When is the best time to pay your credit card bill?
- About Humana
- Dividend definition
- Find the right Medicare Supplement Insurance plan
- Best banks for multiple savings accounts
- What is a W-4?
- What is the earned income tax credit?
- What is a SEP IRA?
- Why is retirement planning important?
- Bluevine Business Checking
- Life insurance buying guide
- What is a jumbo loan?
- About Wellpoint (Amerigroup)
- What is a wire transfer?
- About Roth IRAs
- Definitions: Money Transfer Rates
- See how to get your business started quickly
- What is stock trading?
- Compare your business loan options
- What is Schedule K-1?
- Fund definition
- What is bill pay?
- About Blue Cross Blue Shield
- What is a budget planner?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 5 Best Ways to Send Money Internationally
- 1. Keep your cards open, if it makes sense
- 2. Start an emergency fund, tackle other priorities
- 3. Reevaluate your existing plastic
- 4. Look for richer reward opportunities
- Bullish vs. bearish: What’s the difference?
- The difference between Roth and traditional IRAs
- What is passive income?
- What are dividend stocks?
- 1. Invest for retirement — or double your money with a 401(k)
- 1. Determine how much to save for a down payment
- What is YouTube Premium?
- How much emergency fund should I have?
- Inheritance tax definition
- What is a 529 college savings plan?
- 1. Hit the minimum spending requirement
- 1. What is Marriott’s M Club lounge?
- What is an emergency fund?
- How to buy stocks in 6 steps
- Estate planning checklist
- What is a spot Bitcoin ETF?
- What is margin trading?
- What is an angel investor?
- What is a cash-back app?
- What is an after-tax 401(k)?
- What is the net investment income tax?
- Apple Music subscription cost
- Real estate vs. stocks
- About Citizens home insurance
- What is value-added tax (VAT)?
- How to buy Berkshire Hathaway stock
- What is cost basis?
- What is a financial advisor?
- Decide if you need a laptop in the first place
- About Liberty Mutual renters insurance
- If you're receiving Social Security benefits
- What is stock research?
- 5 steps to fill out a money order
- 1. What credit cards are available
- Dallas-Fort Worth airport quick facts
- Still deciding on the right carrier? Compare Medicare Advantage plans
- The best pet insurance companies at a glance
- 7 of the best apps to make money
- What are Vanguard index funds?
- What do Medicare flex cards cover?
- What is OASDI tax?
- 1. Certificates of deposit (CDs)
- How do CDs work?
- 1. For best protection, freeze your credit
- What is Form 5498?
- Available American credit cards
- How to upgrade your boarding position on a Southwest flight
- How much are taxes on lottery winnings?
- Georgia state income tax rates and tax brackets
- Buy: Winter outerwear
- What is a savings account?
- Best Prepaid Debit Cards
- 1. Virgin Atlantic award flights to the U.K. from 10,000 points
- What does this value mean?
- United fare classes: The differences
- Savings accounts
- What are HSAs and FSAs?
- How to get paid on YouTube
- What to know about American Airlines delayed flight compensation
- Baggage fees
- 1. When your Bitcoin is taxed depends on how you got it
- How to pass a rental credit check
- Keep your inheritance to yourself (for now)
- What is a sole proprietorship?
- Online marketplace and auction sites
- Microsoft Office Excel budget templates
- Money market account vs. CD: The difference
- Types of foreign ATM fees
- Check your credit reports
- Invest based on your goals
- 1. Axel Hotel Barcelona
- How to use a savings goal calculator
- What a mortgage servicer does
- What is identity theft insurance?
- Where can you work as a Dasher?
- What does APY mean?
- What is cryptocurrency?
- Why apply for a credit card for bad credit?
- Does homeowners insurance cover theft?
- When are taxes due in 2024?
- Strides in the workplace
- Basics of canceling an IHG hotel reservation
- What does tax-exempt mean?
- When is a payment marked late on credit reports?
- Preparing to buy tips
- 1. Understand your responsibilities as the parent
- Foreign ATM and transaction fees
- What is a down payment?
- What is a pension plan?
- Understanding the Clear and Delta partnership
- Where they’re based and where they fly
- Debt consolidation calculator
- Which cellular network is best for you?
- Best ETFs as of April 2024
- 7 steps to take to open a savings account
- How do stocks work?
- What is double-entry accounting?
- 1. You have to be invited to apply
- How much can you contribute to a 401(k)?
- January
- Check your eligibility
- Online therapy is as effective as in person for many issues
- Cheap one-day tickets for Universal Studios
- What is the child tax credit?
- 1. Sell spare electronics
- You may be able to delay Medicare enrollment
- Best-performing U.S. equity mutual funds
- 1. Open an IRA
- 1. Set your budget
- Frugal food tips
- What is Ozempic?
- How do CDs work?
- Roth IRA contribution limits 2024
- 1. Strengthen your financial profile
- 1. See if cards or digital wallets are accepted
- The best car insurance
- 1. Get help with utility bills and groceries
- How compound interest accounts work
- Step 1: Check your credit
- What to know about buy now, pay later returns
- How does capital gains tax on real estate work?
- If you signed up for Medicare or Social Security, your card will be mailed
- Best-performing REIT stocks: April 2024
- Types of crypto wallets
- Why become a travel agent?
- What is a balance transfer fee?
- What are closing costs?
- 1. Open an account at a different bank
- Calculate your closing costs
- How many bank accounts should I have?
- 50/30/20 budget calculator
- Determining needs
- Term life vs. whole life: Overview
- UPMC for Life Medicare Advantage pros and cons
- Paying down your debt will take much longer
- What are AI ETFs?
- What are credit freezes and credit locks?
- Ask questions
- What is a certified pre-owned car?
- The Credit Card Competition Act, in a nutshell
- Average car loan interest rates by credit score
- How do LLC taxes work?
- Best overall online business insurance provider
- How to calculate student loan interest
- VA streamline refinance
- Financial aid: What's typical?
- How to check your Global Entry expiration date
- How you earn Aeroplan 25k elite status through the Aeroplan® Credit Card
- What is net worth?
- 1. What is a mortgage broker?
- SEP IRA contribution limits
- Auto insurance
- Finding cars sold by private sellers
- What is a nondeductible IRA?
- 1. Find the lowest-rate auto loan
- What's the best way to invest $10,000?
- Better credit = better 0% APR cards
- How to find a small business for sale
- 1. Check what you already have and make a list
- The best budget apps
- Seven steps to basic estate planning
- What is long-term care insurance?
- Vending machine costs
- How to use the mutual fund calculator
- What is the child and dependent care tax credit?
- You could earn more with a master’s degree
- Texas state small-business grants
- Factors we considered when picking travel insurance companies
- Minimum wage over time
- What is a virtual assistant?
- How to use this calculator
- Earn as a guest
- Spirit baggage fees: The basics
- Make sure the numbers match what you agreed to
- Benefits are not all created equal
- How much will refinancing save?
- Blue Cash Preferred® Card from American Express
- 1. Make extra payments toward the principal
- General advice for international money transfers
- FuboTV cost per month
- Flights
- How startup funding works
- Most profitable small businesses
- Frontier baggage fees: The basics
- 1. Tweak your W-4
- COVID forbearance can be extended
- What is a HELOC?
- Why is cost basis important?
- A refinance may require you to wait
- Employment outlook
- Working with an auto lender
- What is options trading?
- Applications fall, requested loan amounts grow (but slower)
- Holding Bitcoin
- What is the typical down payment on a house?
- Figure out how much you can budget for a laptop
- Why is having a low credit utilization important?
- How we found the best travel insurance
- Who files a Schedule K-1?
- 3 steps to selling stocks
- Pros and cons of secured and unsecured loans
- How to start a food business in 9 steps
- Create a budget plan that works for you
- Checks from your bank
- 1. There are three lounges in JFK Terminal 5
- DFW airport map
- 1. Find a payment strategy or two
- Snapshot comparison
- Average savings account rate: 0.46%
- TAP Air Portugal partner airlines
- 17 passive income ideas for 2024
- Types of business funding
- How would a government shutdown affect air travel?
- How to budget money
- What are grants for nonprofits?
- 6 ways to buy Bitcoin
- California loop
- What’s the value when booking travel through the Capital One portal?
- Our picks for the best life insurance companies in April 2024
- Pros of student loan consolidation
- 1. Clean up your credit
- Spaces to relax and work
- Small-town business ideas
- What is the EOQ formula?
- Estate tax limits and exemptions
- Best day to book a flight
- What is a home equity loan?
- Best ways to consolidate credit card debt
- Why pay extra on car loan principal?
- How do down payment assistance programs work?
- 1. Skip the airport
- Skip: Other clothing
- How much is YouTube Premium?
- What goes into the credit card interest calculation
- How does a credit-builder loan work?
- Graduate school vs. college
- Set your car payment budget
- How do brokerage accounts work?
- How to find and evaluate inquiries
- 5 rules of thumb to find a scholarship
- How to use the pre-qualification calculator
- Are charitable donations tax-deductible?
- Envision a typical day
- When can you withdraw from a Roth IRA?
- Is my child old enough for a savings account?
- Pros of a condo vs. a house
- Why finding award seat availability matters
- How to calculate simple interest in a savings account manually
- A quick look at the billing cycle
- What is the gift tax?
- What is a tax credit?
- What does Capital One rental car insurance cover?
- Best Medicare Supplement Insurance companies
- 1. Contact the police
- 1. There are two Merrick Bank credit cards
- Top cards for car repairs
- What can BlockFi customers do?
- 2. Where are the M Club lounge locations?
- Top credit cards for online travel-booking websites
- Average retirement savings balance by age
- Aeroplan’s stopover policy
- When can you retire?
- How do credit union loans work?
- 1. It’s very similar to the Bank of America® Premium Rewards® credit card
- Is it smart to max out a Roth IRA?
- HELOCs and home equity loans compared
- Best fleet fuel cards
- Obstacles to getting a liquor license
- How does a jumbo loan work?
- 1. ‘I love this car!’
- Best cash-back apps of 2023
- Taxes on 401(k) contributions
- Who has to pay the net investment income tax?
- How value-added tax (VAT) works
- How to consolidate your debt
- Best hotel search engine
- What qualifies you to be a tax-exempt individual?
- Table of contents
- How do debits and credits work with double-entry accounting?
- Who got student loan refunds?
- How to cancel a Southwest flight
- Do: Reduce costs, including bills if needed
- Delta Sky Club at LAX amenities
- If you're not getting Social Security yet
- Types of SBA real estate loans
- Alaska Airlines
- How to use the debt consolidation calculator
- Late winter and early spring
- The best cheap pet insurance companies
- For a break on interest: BMO Platinum Credit Card
- At a glance
- How can I use AI to create a budget?
- How does bill pay work?
- Options for getting a higher credit limit
- 4 common check fraud scams
- 1. Fill in the recipient’s name
- What is options trading?
- How to make money online
- Summary of cash advance apps
- The best money-making apps
- How FUD is used
- Roth vs. traditional IRA
- How much does capitalized interest cost?
- Mint vs. NerdWallet at a glance
- What is a credit score?
- 2. Sell your gift cards
- Keeping your life insurance
- What are game apps that pay real money?
- Multiple applications suggest risk
- Who needs to fill out a Form 1040?
- You’ll be credited for your overpayment
- How to find your EIN
- Fixer-upper mortgage options
- 11 best investments right now
- How to track your refund status with ‘Where's My Refund?’
- Earn bonus TrueBlue points through JetBlue Vacations and Paisly
- Average 401(k) balance by age
- Mortgage rates should trend a little lower
- Key takeaways
- Breakdown of central air costs
- CarGurus app review
- Roth IRA income limits
- Inherited IRA rules for spouses
- The rise of pet insurance
- What is a business credit score?
- If you've contributed too much to an IRA, fix it before filing taxes
- 1. There are two versions
- Wells Fargo Active Cash® Card
- Transaction types
- Is inheritance taxable?
- The case for secondhand gifts
- Quick definition: CDs that hold money, not music
- Easier comparisons could lead to savings
- 28 ways to save money
- Banks that offer joint business accounts
- Why do I need an emergency fund?
- 2. Limit your shopping trips
- What’s a good credit score with FICO vs. VantageScore
- Starting a house-flipping business in 8 steps
- In this article
- Top 11 spot Bitcoin ETFs by fee
- How much do Instagram influencers make?
- How your servicer can help if you’re behind on payments
- What are the requirements for delivering with DoorDash?
- Where you can find Hyatt club lounges
- Rite Aid
- How after-tax 401(k) contributions work
- Wellpoint (Amerigroup) Medicare Advantage pros and cons
- An alternative to traditional real estate: REITs
- When does home insurance cover theft?
- Credit definition
- Wise
- How do I know there's a late payment on my credit report?
- 2. Ask the right questions about potential teen checking accounts
- What's the difference between a HELOC and a home equity loan?
- When to track cost basis
- Redlining definition
- Netflix subscription cost
- What do financial advisors do?
- 6 steps to managing your 401(k)
- New normal: 1.5% or 2%?
- How much of my credit card should I use?
- What is an assumable mortgage?
- Heating and cooling
- The psychology of credit card spending
- How does a secured loan work?
- Blue Cross Blue Shield Medicare Advantage pros and cons
- Where to get home insurance quotes
- 8 upcoming big tech earnings dates and estimates
- 4 steps to research stocks
- You need a new car
- Choose Wells Fargo if:
- Average costs by project
- Understanding your required coverages
- How does OASDI tax work?
- How does a home equity loan work?
- Better rewards
- 20 high-dividend stocks
- Why you should get preapproved for an auto loan
- 2. Find an ATM in your bank's network
- At a glance
- 2. Find money for child care
- First, adjust your attitude
- What is fiduciary duty?
- Do you need insurance to rent a car?
- Replace a lost, stolen or damaged Medicare card
- Why you need a savings account
- Compare car insurance rates by age
- How much are closing costs?
- Why is it good to have multiple bank accounts at different banks?
- What is the 50/30/20 rule?
- The market outlook for home buyers
- How much does it cost to install hardwood floors?
- Best life insurance for children in April 2024
- Credit freeze vs. lock
- Compare medication costs
- 1. Title every car in the driver’s name only
- Length of the trip
- Humana Medicare Advantage pros and cons
- Take your time
- Sole proprietorship: Pros
- Types of USDA loans
- 5 tips for finding and using multiple savings accounts
- 1. Adapt rapidly to a changing market
- Set practical, realistic search terms
- 1. Start spending (responsibly)
- How does the earned income credit work?
- Find out whether you can still claim the Employee Retention Tax Credit
- 1. How much do you want to spend on monthly payments?
- What is liquid net worth?
- When to choose a money market account over a CD
- What is the average American net worth?
- Best alternative credit cards
- Location and layout
- Banking
- How will the Student Aid Index be calculated?
- Personal loans from online lenders
- The basics of the Southwest Companion Pass
- If you have FFELP or private student loans currently managed by Navient
- Buying on margin example
- State Farm life insurance
- What does identity theft insurance cover?
- 1. There's more than one version of the store card
- ASPCA: Best pet insurance for broad coverage
- What does a virtual assistant do?
- The best metal credit cards
- Where to buy Treasury bonds, notes or bills
- 2. Learn more about your 401(k)
- How they stack up
- How pensions work: an overview
- Colonial Penn life insurance
- Where Liberty Mutual stands out
- How to lower your credit utilization
- 1. Estimate retirement income needs
- 1. Affirm
- Many schools are trying to accommodate FAFSA filers
- ETF advantages and disadvantages
- How do funds work?
- Cheap car insurance
- 2. It’s inexpensive to carry
- Think about how much you'll need in retirement
- NerdWallet's car insurance estimator
- New York state income tax rates
- How much is the child tax credit worth?
- Where do I cash in a savings bond?
- 3. Pawn something
- How do you use a flex card for seniors?
- 2. Place a fraud alert if you can't freeze right now
- How we ranked the top life insurers
- Roth IRA contribution deadline
- How the federal estate tax works
- How to choose the best crypto wallet
- Lottery tax calculator
- How the home sale tax exemption works
- Best-performing REIT mutual funds: April 2024
- AARP® Essential Rewards Mastercard® from Barclays
- 2. Add a joint owner
- How you’ll receive scholarship funds
- How to convert Aeroplan points to dollars
- Business or pleasure ... or something else?
- Types of Square payment methods
- Are certified pre-owned cars worth it?
- What are dividend stocks and why buy them?
- 529 plan benefits
- 2. Rack up the miles
- Google Sheets budget templates
- 3. Who can access M Club lounges?
- How to fill out a W-4
- Has the account adjustment started?
- Hotels.com® Rewards Visa® Credit Card
- Contact your credit card company
- Researching cars for sale by private sellers
- Are we in a recession?
- 1. Request a balance transfer
- Who is most likely to earn minimum wage?
- Best car insurance in New Jersey overall: Travelers
- How to calculate your home equity
- YNAB, for hands-on zero-based budgeting
- 20 high-dividend stocks
- How angel investing works
- How to get the Bonvoy app
- An overview of the best annual travel insurance
- Earn as a host
- Types of wire transfers
- Why apply for more than one card?
- Is there VAT in the U.S.?
- Ways to redeem Best Western points, besides hotel stays
- MassMutual life insurance
- Do you need to put 20% down on a house?
- 2022 denial reasons point to bigger mortgages
- Find unbiased advice on laptop models and specs
- Why Capital One Venture X Rewards Credit Card is better for most people
- Calculator: Convert Flying Blue miles to a dollar value
- How a higher credit limit can help you
- Before the pause: Copy records and check your PSLF status
- Choose Bank of America if:
- 1. Brigit: Best for budgeting tools
- How to redeem TAP Miles&Go miles
- How to deal with FUD
- Roth vs. traditional IRA: How to choose
- An HSA and Medicare don't mix
- When to be extra cautious
- You can request a refund
- Frugal shopping tips
- 2. Cash management accounts
- BEST STORE CARDS
- 3. Get cash back at a store checkout counter
- 2. Use money tips to accelerate your savings
- Why travelers will prefer the Chase Sapphire Preferred® Card
- Best day to fly
- Median 401(k) balance by age
- How to pay extra on car loan principal
- Today’s HELOC rates
- How a Kikoff Credit Account line of credit works
- How SAVE differs from other student loan repayment plans
- Billing error
- Buy: Outdoor furniture and grills
- What you need to know about savings accounts
- Who benefits the most from credit-builder loans?
- Bluebird by American Express
- How long is graduate school?
- Identifying wants
- How to open a backdoor Roth IRA
- How tax-deductible donations work
- Roth IRA withdrawal rules
- You’ll rack up bigger interest charges
- What makes a good kids' savings account?
- Best AI ETFs by one-year performance
- When to use a credit freeze
- How do tax credits work?
- Transfer or teach-out if your college closes
- 2. Call your car insurance company
- 2. You may need an offer by mail to apply
- Our take on financial fears
- Wells Fargo Active Cash® Card
- CDs: The good, the bad, the penalty
- 2. Pick your travel companion
- 2. How does a mortgage broker get paid?
- SEP IRA rules: Who is eligible?
- Median retirement savings balance by age
- How much should I save?
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- 5 steps for retirement planning
- 3. Stick to your list
- How to start a vending machine business: A step-by-step guide
- Checking and savings features
- How many Instagram followers do you need to make money?
- What's next?
- How much is the child and dependent care credit worth?
- 2. ‘I’ve got to have a monthly payment of $350.’
- Fetch Rewards
- State minimum wages in 2024
- Cell phone protection
- Advances in political power
- Bank of America® Customized Cash Rewards credit card
- 2. Refinance if you have good credit and a steady job
- 1. Use a private device and a secure connection
- When are federal student loans due?
- Ways to calculate cost basis
- Types of stock trading
- How about Bitcoin ETFs?
- How can I use AI to save money?
- Which mortgages are assumable?
- Different types of life insurance
- Checks from online printers
- 2. Write your address in the purchaser section
- 2. Lounge access policies vary
- Etymology of bullish vs. bearish
- How do Vanguard index funds work?
- February
- Buying new life insurance
- 2. Shop for a loan
- Government grants for nonprofits
- Medicare covers Ozempic for Type 2 diabetes
- Who gets Form 5498?
- Food and drink at the Plumeria Lounge
- Checking and savings features
- Who can get down payment assistance?
- Fiduciary financial advisors
- Best-performing REIT ETFs: April 2024
- Grace period
- How to become a travel agent
- Do all credit cards charge a balance transfer fee?
- How to choose a brokerage account provider
- Take retirement for a test-drive
- What pet insurance costs
- Discovered excess IRA contributions after filing taxes? Do this
- How we ranked the top life insurers
- Paying early could help your credit
- How the annual gift tax exclusion works
- Where to stash your emergency fund
- Are auto loan interest rates rising?
- How LLCs pay income taxes
- Pricing transparency
- Work with a financial advisor to create a financial plan
- Is there a federal inheritance tax?
- Best for Medigap plan options: AARP/UnitedHealthcare Medicare Supplement Insurance
- Biden's student loan forgiveness 'plan B' would be more targeted
- 2. And for how long are you willing to make them?
- Best for no credit
- Why you might want to book an Aeroplan stopover
- Best credit union personal loans for 2024
- 2. Credits and perks can make up for the card’s annual fee
- American Express Membership Rewards: The basics
- Jumbo loan requirements
- Citi ThankYou® points: The basics
- How does DoorDash work for drivers?
- What is the NIIT tax rate?
- General travel credit cards
- Real estate vs. stocks: Which makes more money?
- Why do people invest in cryptocurrencies?
- Student loan refinancing calculator
- How to cancel an IHG hotel reservation
- Vacation rentals and hotels
- Types of startup business funding
- How to keep foreign transaction fees low
- What's the difference between a HELOC and a cash-out refinance?
- How to change or rebook your Southwest Airlines flight
- When to get a financial advisor
- Do: Adjust your savings goals
- 1. Exhaust all other reasonable funding sources
- Buy a laptop that’s on sale
- Where Liberty Mutual falls short
- If you're disabled and under age 65
- Holiday weekends
- Should you choose postpaid or prepaid?
- 4 steps to spot a fake check and avoid trouble
- Airlines that service DFW
- High CD rates for now
- The problem has to do with how payments are processed
- Online therapy: Pros and cons
- 4. Work today for fast cash today
- How to choose the best mutual funds for you
- How much money is on a flex card for seniors?
- Investing for income: Dividend stocks vs. dividend funds
- How food prices have changed over time
- 8 best hot wallets
- 3. Recover unclaimed money
- Step 2: Pre-qualify and compare offers
- How does a home equity loan work?
- How do lottery taxes work?
- Mortgage payoff calculator help
- Medicare Advantage enrollees get a separate card
- Skip: Most electronics
- How to set up a crypto wallet
- 3. Get an account that's in a different ownership category
- How do you calculate closing costs on a house?
- What to do if you spot a problem
- What’s behind the pre-qualification calculation?
- When is the best time to redeem Aeroplan points?
- Inherited IRA rules for non-spouse beneficiaries
- How are business credit scores calculated?
- How to get Public Service Loan Forgiveness
- 2. It’s rewarding for pet owners
- Simple interest calculation examples
- Overweight and oversized bag fee
- 2. Two factors determine your Bitcoin tax rate
- 2. Get umbrella liability coverage
- How landlords and property managers check credit
- What you'll need for your Global Entry renewal
- Exactly what are liquid assets?
- When to choose a CD over a money market account
- Average net worth by age
- Neobanks: Their role, disadvantages and benefits
- What happens during a recession?
- 2. Don't buy the first car you find
- How to lower your interest rate
- How to max out your Roth IRA
- 4. Pay attention to prices
- 2. Blue Chairs Resort by the Sea Puerto Vallarta
- Learn more
- State Farm life insurance policies
- Watch out for extra fees and add-ons
- How long does a wire transfer take?
- The pros and cons of a life insurance trust
- Where Citizens stands out
- Debt consolidation calculator
- The best time to book a hotel
- Pop culture
- What can I do if I slip up?
- 3. Look into an IRA
- Key terms to know how car loans work
- Colonial Penn life insurance policies
- Is 0% credit utilization bad?
- 3. Include your account number if you're paying a bill
- How does options trading work?
- Or go with an alternative
- Why should you own stocks?
- 3. The card earns cash back
- How does FIRE work?
- Ways to fund your business without taking on debt
- Other alternatives to Mint
- A long non-winning stretch, but still hope
- How does OASDI tax work if I’m self-employed?
- How to determine the work needed and your budget
- Roth IRA income limits 2024
- When is Form 5498 issued?
- How American credit cards work
- Why do businesses use the EOQ?
- 4. Choose a bank or credit union that reimburses ATM fees or has a larger network
- Focus on feelings
- 2024 Georgia state income tax changes
- Does my car insurance cover rental cars?
- 2. Shop around online
- How much is YouTube Music?
- How do lenders determine a car payment?
- UPMC for Life Medicare star ratings
- How scholarships impact other financial aid
- How it might affect you
- Which Capital One travel cards include rental car insurance?
- How do I find the best 529 plans?
- 3. Get ready to pay some fees
- Our take on life insurance
- 3. Browse the Southwest Low Fare Calendar
- Earned income tax credit 2023
- Chase Sapphire Reserve®
- Investing for income: Dividend stocks vs. dividend funds
- How much does a liquor license cost?
- How to monetize your Instagram with fewer followers
- Master’s degree holders are more likely to be employed
- 2. You can only use the cards for purchases through some Amazon businesses
- Who has access to Hyatt lounges
- Does raising the minimum wage cause inflation?
- Benefits of after-tax contributions
- How much do virtual assistants make?
- Taxes on 401(k) withdrawals
- Different kinds of bags on Spirit
- Net investment income tax and capital gains tax
- What if I didn't make the 2024 tax deadline?
- How to get a VAT refund
- MassMutual life insurance policies
- Different kinds of bags on Frontier
- Education and training required
- Using a credit card with Bitcoin rewards
- Shop at a reputable retailer or refurbisher
- How flexible are Flying Blue miles?
- How to assume a mortgage
- Types of funds
- What MOHELA does for student loan borrowers
- Historical national rates
- What is identity theft?
- How to estimate car insurance costs
- First things first: Check your IRA eligibility
- What causes interest to capitalize on student loans?
- Multi-day park admission deals
- What documents do I need to cash a savings bond?
- Your earnings affect your Social Security payments
- 2. Set financial priorities
- Recent changes to food costs
- What’s the value when transferring to Capital One partners?
- 3. Check all 3 credit reports
- Best life insurance companies: Pros and cons
- 2. Make a larger down payment
- 2. Rebalance your debts and income
- When will I get my 2024 tax refund?
- Estate tax rates
- JetBlue partner airlines and hotel partners
- Average 401(k) contribution rates
- But home prices won’t fall much, if at all
- Savings accounts with strong APYs can help your money grow
- How to determine your closing costs
- Certificates of deposit
- Types of AI ETFs
- Use tax-advantaged benefits when you can
- How to use average car interest rates
- Qualifying for a USDA-guaranteed mortgage
- Our take
- VA cash-out refinance loan
- NerdWallet’s budget planner
- Prepare for bonus depreciation to begin fading out this year
- 3. How much are you willing to pay in upfront costs?
- How is the Student Aid Index used?
- 3. Earning and redeeming rewards is fairly simple
- 5. Buy the Sunday paper (for coupons)
- Why buy long-term care insurance?
- How to know who your mortgage servicer is
- Marriott mobile app features and tips
- Extended warranty protection
- What is a Roth IRA account?
- Sam's Club® Mastercard®
- This couple refinanced their home twice in one year
- Minimum down payment requirements
- Is a 401(k) or a pension plan better?
- How to trade options in four steps
- State availability
- 2. Consider common rules of thumb
- For building credit: BMO Boost Secured Credit Card
- Term life insurance
- Think carefully before requesting a higher limit
- Checks from big-box stores
- 3. Dedicated space for military service members
- An IRA might be a better option
- Are Vanguard index funds a good investment?
- Requirements: Who qualifies for the child tax credit?
- 5. Seek community loans and assistance
- How do you get a Medicare flex card?
- How to fill out a 1040 form
- Large overpayments may be a problem
- Should I choose a home equity loan or a HELOC?
- 3. High-yield money market accounts (MMAs)
- 2. Consider exchange-traded funds
- What do you do with Form 5498?
- 3. Keep down payment savings in the right account
- The difference between simple interest and compound interest
- Steps to making a buy now, pay later return
- Is there a way to lower a monthly car payment?
- Fiduciary duty vs. suitability standard
- Who qualifies for the home sales tax exclusion?
- Buy: Halloween gear
- How do REITs work?
- Why is it bad to have multiple bank accounts at different banks?
- Live purposefully
- Your credit scores could suffer
- Common reasons for excess IRA contributions
- Best life insurance for children: Pros and cons
- How to buy a certified pre-owned car
- 3. Strategically title your assets
- Size of group
- Overall cost
- Best for buying a business owner’s policy online
- Dividend vs. growth stocks
- Consider taxes on the inherited amount
- Inheritance taxes vs. estate taxes
- 3. Contact your home or renters insurance provider
- 3. Speed through security with NEXUS, Global Entry or TSA PreCheck
- When to choose a savings account instead
- Negotiate a lower credit card APR
- Credit cards
- 4 investments to consider during a recession
- 2. Wait for the transfer to go through
- About home equity loans
- What is a Bitcoin strategy ETF?
- How to become an angel investor
- Who is a qualifying dependent?
- How much do DoorDash drivers make?
- 3. ‘My lease is up next week.’
- Joann
- How to calculate APY
- 1. Allianz Travel
- How does Apple Music fit into your budget?
- Pros and cons of investing in real estate
- How much does a wire transfer cost?
- Where Citizens falls short
- What’s the catch?
- When is theft not covered by home insurance?
- Mortgage selection tips
- What’s the difference between single-entry and double-entry accounting?
- What did the payment pause do?
- What else you need to know
- How to trade stocks
- Fewer government-backed mortgages sought
- 2. Parents: Don’t sacrifice retirement savings
- 2. Afterpay
- Miscalculation is latest error in a long list for FAFSA
- How to get car insurance quotes
- How to set up bill pay
- Use a budget planner
- 4. Sign the bottom where it says 'purchaser’s signature'
- Your lease is ending
- March
- 3. Determine other ownership costs
- 4. Get down payment assistance for a home
- Do I have to pay Georgia state income tax?
- Other grad school considerations
- 2. Air France/KLM award flights to Europe from 12,000 Virgin points
- Key differences between term life and whole life
- How flexible are Aeroplan points?
- What are the distribution rules for an inherited IRA?
- 3. The IRS has the paperwork you’ll need
- Apply for closed school discharge
- Humana Medicare star ratings
- Student loan interest calculator
- What comes next?
- Do I have to do anything?
- Find a private-party used car
- Where do I put my emergency fund?
- The real benefit of a nondeductible IRA
- Best car insurance in New Jersey for your budget: Geico
- If you had federal student loans previously managed by Navient
- Do all workers earn at least the minimum wage?
- Wellpoint (Amerigroup) Medicare star ratings
- What’s going on with layoffs in tech?
- When debt consolidation is a smart move
- Types of credit
- Prepare to pay back your refund
- What happens when forbearance finally ends?
- Is a HELOC a good idea?
- Your auto loan needs to work for your situation
- Median down payment by age
- What is debt consolidation?
- How did we determine our Flying Blue miles value?
- Blue Cross Blue Shield Medicare star ratings
- During the pause: Most borrowers should keep making payments
- Wells Fargo vs. Bank of America: Basic checking accounts
- Get a secured credit card
- 2. Empower: Best for fast cash
- 4. The app provides helpful tools
- 6. Ask for forbearance on bills
- Combining life insurance with long-term care
- Would national parks close during a shutdown?
- OASDI limit 2023
- Frugal entertainment tips
- 2024 tax refund schedule
- How to find down payment assistance programs
- How to pay off a mortgage early
- 3. Comparison shop between brands (the discount ones aren't always cheapest)
- Kikoff fees and penalties
- Average daily balance
- When is a balance transfer fee worth it?
- Budgeting for both needs and wants
- Best car insurance companies: Our winners
- Backdoor Roth IRA rules
- Do personal credit scores affect business credit scores?
- Cons of a condo vs. a house
- How to buy AI ETFs
- What is SeatSpy?
- When to use a credit lock
- What’s the difference between simple interest and compound interest?
- Change and cancellation fees
- 529 plans by state
- 4. Neither card offers perks
- Our tips
- 4. Look at your availability
- Elite status perks of the Aeroplan® Credit Card
- How to avoid paying bank fees while traveling
- How to calculate your net worth
- 3. What makes mortgage brokers different from loan officers?
- How does a SEP IRA work? The pros and cons
- For credit and savings
- Retirement savings by age
- 6. Avoid online grocery shopping
- 5 ways to make money on Instagram
- Why do lenders sell mortgage loans?
- Coupons.com
- How to become a virtual assistant
- What counts as net investment income (NII)?
- OFX
- 2. Investigate the merchant and the URL
- Effects of redlining
- How to get a refund on Southwest Airlines
- Do: Find a high savings rate
- Ready to buy?
- Liberty Mutual renters insurance coverage
- All year
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- Choosing a flat-rate cash-back credit card
- Credit cards = happiness?
- How to get cheap personal checks
- DFW airport terminals
- 2. Consider debt consolidation
- Average interest checking account rate: 0.08%
- Investor responses to bull market vs. bear market cycles
- Do the math
- How to claim the child tax credit
- Try a simple budgeting plan
- Will food prices go down in 2024?
- 3. Consider paying points
- Example of EOQ formula calculation
- Which states have an estate tax?
- Best car insurance companies: Our winners
- Is a Southwest Airlines upgrade worth it?
- Do I have to pay state tax on lottery winnings?
- Regret or user error
- Bonus: Tacos and desserts
- How a savings account works: withdrawal limits
- REITs' average return
- Is YouTube Premium worth it?
- How to choose and manage a credit-builder loan
- Don’t worry about the rest
- Cost of term life vs. whole life
- What’s the difference between pre-qualification and preapproval?
- Enter the off-site startups
- 3. Perks include free trailer rentals
- Card readers and apps
- How are dividends paid out?
- Enjoy it
- Best for member satisfaction: State Farm Medicare Supplement Insurance
- Capitalization increases interest costs
- Our tips
- 2. Try to fix something that bothers you
- Higher Education Act justifies plan B
- Cheap cell phone plans from brands owned by the big three
- Personal loans from credit unions
- How to meet your monthly savings goal
- Top 8 Bitcoin strategy ETFs by fee
- How long does it take to get a liquor license?
- How much are Citi ThankYou® points worth?
- 4. ‘I want $10,000 for my trade-in, and I won’t take a penny less.’
- Why is Bitcoin still popular?
- How does a life insurance trust work?
- Return protection
- State availability
- Limitations on theft coverage
- How flexible are hotel bookings?
- Will I qualify for student loan refinancing?
- How does a Roth IRA work?
- Fubo add-ons
- How to pay for your education
- What should I expect from a financial advisor?
- 3. Borrow only what you need
- Reliability
- When to sign up for Medicare
- Delta Air Lines
- Ways to consolidate debt
- For travelers: BMO Premium Rewards Credit Card
- How credit utilization affects your scores
- Understanding Schedule K-1
- 5. Keep your receipt
- What does it mean when you own stocks?
- How much does it cost to buy Vanguard index fund shares?
- 7 types of identity theft and the warning signs
- Factors that affect the cost of car insurance
- Is it worth it to cash a savings bond?
- What are the credit score ranges?
- 7. Request a payroll advance
- Your income affects your Medicare premiums
- Average mutual fund return
- Game apps that pay real money: before you play
- OASDI limit 2024
- More flexible redemption
- Will Medicare pay for Ozempic for weight loss?
- 3. Invest in fractional shares
- How much are Capital One miles worth?
- 4. Watch your credit card activity
- How do I check my tax return status?
- What can I use a home equity loan for?
- Serve American Express Prepaid Debit Account
- Closing costs calculator
- 4. Join a credit union
- If you can’t afford more than the minimum, ask for help
- How do I open a savings account for a baby or child?
- Paying early also cuts interest
- Use a case manager
- Asset protection matters
- 4. Reach out to your financial institutions
- 4. Check a bag for free
- The Federal Trade Commission’s budget worksheet
- 4. 24/7 might not mean what you think it does
- Priceline VIP Rewards™ Visa® Card
- Look into starting a retirement plan for your employees
- 4. How far do you drive?
- How to calculate your liquid net worth
- How do I open a SEP IRA?
- Who can open a joint business account
- How to add your companion on a Southwest flight
- What a good credit score can get you
- Is identity theft insurance worth it?
- 3. Prime members earn lucrative rewards
- Strategies for after-tax 401(k) contributions
- Other Spirit fees
- Another option
- When will prices touch back down?
- 3. Look for teen-friendly tech features
- Lending Bitcoin
- Advantages of assumable loans for sellers
- Water
- What's next?
- Why trade options?
- 5. Beware of the interest rate
- Miles&Go sweet spots
- New York state supplemental income tax
- Exceptions to state minimum car insurance requirements
- 4. Find the right car for you
- 4. Peer-to-peer lending
- Best life insurance company overall: MassMutual
- 3. Don’t ask for too much cash
- 1. High-yield savings accounts
- How to apply for mortgage down payment assistance
- Rental car insurance vs. your own auto insurance
- Where to find credit-builder loans
- What does UPMC for Life Medicare Advantage cost?
- How we determined the value of Aeroplan points
- Gift tax limit 2024
- Sole proprietorship: Cons
- Local sales
- Tips for secondhand gifting
- Earned income tax credit 2024
- How to complete your Global Entry renewal
- Why is net worth important?
- 4. Is a mortgage broker right for me?
- Consider all your options first
- 7. Calculate your burn rate
- 3. Seaglass Inn & Spa
- Goodbudget, for hands-on envelope budgeting
- How much are American Express Membership Rewards points worth?
- State Farm life insurance rates
- Two ways to access Hyatt lounges without Globalist status
- How do you avoid the net investment income tax?
- Flag any issues, and talk to the lender
- When are state taxes due in 2024?
- How long does a late payment stay on my credit report?
- MassMutual customer complaints and satisfaction
- Other Frontier fees
- Start planning for repayment now
- 4. Save for college
- Not just 2 refinances — 4
- What if I don’t have access to a pension plan or a 401(k)?
- How do streaming services fit into your budget?
- What it means for 2023 buyers and beyond
- Weighing the pros and cons of debt consolidation
- Do you need a family cell phone plan?
- 2. The Southwest card limits
- 4. You can walk your dog
- 401(k), IRA, Roth: Know the tax impact
- How to avoid capitalized interest on student loans
- What do I need to fill out Form 1040?
- Is the OASDI tax mandatory?
- How to get a home equity loan
- Prepare for additional supervision and appraisals
- How to decide if an American card is worth it
- 4. Resist dipping into your other savings
- 5. Find tax credits for health insurance
- How to apply for a Kikoff line of credit
- Upgrade Triple Cash Rewards Visa®
- Who pays the closing costs?
- 5. Use IntraFi Network Deposits
- When to estimate closing costs
- Other factors to consider
- Point-of-sale hardware
- Qualifying for a Single Family Housing Direct Home Loan
- When would CDs work best for me?
- 5. Understand the Southwest boarding upgrade perk
- Best for fair or limited credit
- 3. Pay off your balance
- How do I build an emergency fund?
- 3. Get more than one car insurance quote
- About home equity lines of credit
- How to get a liquor license in all 50 states
- Consider the cost of a master’s degree
- 5. ‘I’ve been looking all over for this color.’
- Kirkland’s
- Is it safe to transfer money by wire?
- Purchase protection
- Citizens home insurance coverage
- 3. Enroll in autopay
- What is a tax exemption?
- Does the cost of FuboTV fit into your budget?
- Do: Get help from your community to save costs
- 4. Make payments during school to save on interest
- 3. Use a retirement calculator
- Options for ordering personal checks
- Am I stuck with MOHELA until my loans are paid off?
- Wells Fargo vs. Bank of America: Basic savings accounts
- Episode transcript
- April
- Why the Roth IRA works for many savers
- Other dining cards don't appear to have this issue
- 8. Take a loan from your retirement account
- Extending or converting your policy
- Can I get a passport during a shutdown?
- How to find another company's EIN
- Frugal DIY project tips
- 4. Use a robo-advisor
- Bathrooms
- Why haven't I received my tax refund?
- Why the Chase Freedom Unlimited® could be more appealing for some
- What is the compound interest formula?
- Prepare to abandon ship
- More new construction of single-family homes
- What is my Georgia residency status for state income tax purposes?
- How do I know if I'm working with a fiduciary financial advisor?
- How does a HELOC work?
- 4. Leverage memberships
- Types of REITs
- Working YouTube Premium costs into your budget
- Save money as a travel agent
- What is the 5-year rule for an inherited IRA?
- What's next?
- What is a good business credit score?
- 4. You can save up points for a large purchase
- Partner award booking fee
- Popular and new tax credits for 2023 (taxes filed in 2024)
- 6 types of dividends
- Who is covered?
- States that have estate taxes, inheritance taxes or both:
- How do you pick between the Chase Freedom Flex℠ and the Chase Freedom Unlimited®?
- Prepaid 529 plans by state
- Plan your visits to Marriott M Club lounges
- Be picky about condition, not about brand
- Converting a nondeductible IRA into a Roth IRA
- 4. Flight redemptions get a 20% discount
- Eligible child and dependent care expenses
- How to contact your servicer
- APR vs. APY: What’s the difference?
- 2. Seven Corners
- Average down payment by state
- Discounts
- How much should you spend on a mattress?
- 3. Apple Pay Later
- Advantages of assumable loans for buyers
- Whole life insurance
- What does Blue Cross Blue Shield Medicare Advantage cost?
- How to choose the best savings account
- You want to turn a profit
- In-person therapy: Pros and cons
- Do I pay taxes when I cash in savings bonds?
- Does Medicare cover Wegovy?
- Why is food so expensive?
- 4. Take advantage of first-time home buyer programs
- 6. Apply for college grants
- How much does a Southwest flight upgrade cost?
- Home equity loan rates in 2023
- Hardware wallets
- 6. Open a cash management account
- Does FDIC insurance cover multiple accounts at the same bank?
- How to open a brokerage account
- CD vs. high-yield savings account: At a glance
- Should my child also use a debit card or banking app?
- Find your community
- Bank of America® Customized Cash Rewards credit card
- 5. Prepare yourself, no matter the outcome
- Episode transcript
- 5. Familiarize yourself with the free travel insurance
- VA loan refinance eligibility
- 5. There are no other Merrick Bank credit cards to graduate to
- 3. Look for a 5-degree difference
- Don’t count on this student loan forgiveness yet
- Why is the IDR account adjustment happening?
- Plan a tax- and energy-efficient renovation
- 5. How important is driving the newest model to you?
- How to apply for a joint business bank account
- Best car insurance in New Jersey for customer satisfaction: NJM
- 8. Follow your favorite brands
- The Bitcoin ETF price war
- Compare cards
- 4. You’ll get a small introductory bonus
- What does Wellpoint (Amerigroup) Medicare Advantage cost?
- Buying bundles: Just For You and Bundle It
- Is it a good idea to consolidate credit cards?
- The difference between tax exemptions, tax deductions and tax credits
- Will making a partial payment keep me from being reported late?
- 3. Pay with an added layer of security
- How MassMutual compares to other insurers
- 5. Fund your FSA
- Colonial Penn customer complaints and satisfaction
- Types of financial advisors and what they do
- History of getting to 1.5%
- Why you might prefer the The Platinum Card® from American Express
- How does an unsecured loan work?
- After the pause: Keep advocating for yourself
- Additional child tax credit
- 9. Borrow against life insurance
- Optional coverages
- Access to digital tools
- How to invest in dividend stocks
- How did we determine the value of Capital One miles?
- Should I take a lump sum payment or annuity payments?
- Other Kikoff credit-building tools
- Dissatisfaction
- 3. British Airways and Aer Lingus award flights to Europe from 13,000 Avios
- Does pre-qualification affect your credit score?
- Gift tax limit 2023
- Integrations with accounting software
- Best online business insurance for restaurants
- More ways to take charge of your budget
- Final thoughts on what to do after getting the Southwest Rapid Rewards® Priority Credit Card
- How to increase your net worth
- How do I invest my SEP IRA?
- Arranging to see a private seller's car
- Cheap cell phone plans from brands that resell network service
- State Farm customer complaints and satisfaction
- Information is power
- RetailMeNot
- What states are increasing minimum wages in 2024?
- Pros and cons of investing in stocks
- Can you cancel a wire transfer?
- Are my finances stable enough to refinance?
- Buying bundles: the Works and the Perks
- How are HELOC payments calculated?
- Examples of cost basis
- 5. Choose the right repayment plan before you graduate
- Applying during the general enrollment period
- Alternatives to checks
- 3. Work with your creditors
- Bear market vs. recession: What’s the difference?
- 3. EarnIn: Best for large advances
- How much car insurance you need
- Additional functionality
- 5. Contact the seller or visit a dealership
- 5. Online savings accounts
- How to store the Bitcoin you buy
- Rocky Mountains
- Cons of student loan consolidation
- Auto loan preapproval vs. pre-qualification
- Drawback of the EOQ formula: The annual timeline
- 5. Get help with saving for a down payment
- Customer experience
- Step 3: Choose your lender and loan
- How much to keep in your savings account
- When a car payment doesn't fit your budget
- Get more help with monthly budget planning
- How do you compare estimates?
- Is United’s basic economy worth it?
- Lifelong lessons
- Why the due date is so important
- 4. You can write off Bitcoin losses
- What does Humana Medicare Advantage cost?
- Credit-related deal breakers
- Watch out for capital gains taxes
- Best for premium discounts: Mutual of Omaha Medicare Supplement Insurance
- Clothes, vintage and crafts
- W-4 form 2024
- How to qualify for the earned income credit
- The Platinum Card® from American Express
- 5. How do I choose a mortgage broker?
- Food and drink
- What's next?
- What affects your credit score?
- How to invest in dividend stocks
- Why consider angel investing
- How long does it take to make money with DoorDash?
- Embrace: Best pet insurance for many ways to save
- Types of life insurance trusts
- Exclusive discounts
- How does a debt consolidation loan work?
- How to build your credit
- What can you invest in with a Roth IRA?
- How can I avoid late payments?
- Earn and redeem with Best Western airline partners
- More about MassMutual
- Where Colonial Penn stands out
- Accepting payments or tips in Bitcoin
- Mattress-buying tips
- More competitors to cash
- What info do you need for a home insurance quote?
- Advantages and disadvantages of options trading
- 5. You may score a free massage
- The bottom line
- Get a credit-builder product or a secured loan
- 10. Use a credit card cash advance
- Can I still get Global Entry and TSA PreCheck during a shutdown?
- Download Form 1040
- Are home equity loans a good idea?
- Foundation grants for nonprofits
- What to know about the rollout
- Does Medicare cover Mounjaro (or Zepbound)?
- 4. Consider a co-signer
- What is the difference between an inheritance tax and an estate tax?
- Renters might get a break
- Interest rate
- 7. Put your money in a MaxSafe account
- What do closing costs include?
- What should I do if I want to insure more than $250,000?
- How to open a savings account or CD
- 5. Check the fine print on special financing terms
- Call center service charge
- Deposit timing
- Closed school relief for grant recipients, servicemembers and private loan borrowers
- When do I start accruing interest?
- What will count toward IDR forgiveness?
- Chase Sapphire Preferred® Card
- For credit building
- Personal loans from banks
- 5. It lacks transfer partners
- How long-term care insurance works
- Do spot Bitcoin ETFs have custodianship risk?
- Net investment income tax examples
- What are the other 2024 tax deadlines to know?
- Xoom
- Will my loans get cancelled?
- Don’t: Dip into savings without a plan
- 4. Revisit regularly
- Disadvantages of assumable loans for sellers
- 3. The Rapid Rewards earning structure
- Wells Fargo vs. Bank of America: Certificates of deposit
- May
- When are New York state income taxes due?
- Dropping your life insurance
- Is OASDI tax the same thing as Social Security tax?
- 5. Trade for free
- Best life insurance company for applicants with HIV: Guardian
- How to get into the Plumeria Lounge at HNL
- Estimate your 2024 IRS tax refund date
- Other options for building credit
- ONE VIP Visa Prepaid Card
- Is a backdoor Roth IRA worth it?
- Taxes on withdrawing money an inherited IRA
- What pet insurance pays for
- How the lifetime gift tax exclusion works
- How to file a Capital One rental car insurance claim
- 9. Try out generic labels
- Where State Farm stands out
- Pros and cons of jumbo loans
- 5. Financing options are available, but proceed with caution
- Texas city-specific business grants
- Pre-tax vs. Roth 401(k)
- Do debt consolidation loans hurt your credit?
- Find me a cheap hotel
- 4. Make biweekly payments
- Important Treasury Bond Terms
- 6. Subsidize your dependent care FSA
- Working conditions
- Where Colonial Penn falls short
- Consumer complaints
- For cash back: BMO Cash Back Credit Card and the BMO Platinum Rewards Credit Card
- Advantages
- Average certificate of deposit rate: 1.81% for one-year CDs
- Change your repayment plan
- 11. Look for a payday alternative loan
- Frugal home expenses tips
- 5. Shop around with multiple lenders
- How do you use the EOQ formula in your business?
- Watch out for scams
- Alternatives to a Southwest flight upgrade
- Ways to get the best home equity loan rates
- How much does a fiduciary financial advisor cost?
- Kikoff vs. Self
- 8. Opt for an account with both FDIC and DIF insurance
- How to increase your pre-qualification amount
- SeatSpy subscription tiers and prices
- LLC payroll taxes
- Contract periods
- Looking for value with less fuss? Go with the Chase Freedom Unlimited®
- 6. Activate your DashPass
- Get ready for a more robust IRS
- 6. How clean do you keep your car?
- What are fleet cards?
- How to pay for a master's degree
- How compound interest works
- 3. IMG
- How do I avoid paying baggage fees on Spirit Airlines?
- How does cryptocurrency work?
- Double-entry accounting software
- Medicare late enrollment penalties
- JetBlue
- Best for emergency medical coverage: Allianz Global Assistance
- What plans are best for seniors?
- Can I open a savings account online?
- The bottom line
- How to reach MOHELA customer service
- Do I have to pay New York state income tax?
- AmEx is working on the issue but hasn’t fixed it completely
- Universal vacation packages
- When to expect your child tax credit refund
- 3. Get disability and life insurance
- Can I get my Social Security tax back if I’ve overpaid it?
- How to change or cancel an EIN
- Other Roth IRA rules
- 2. Certificates of deposit
- How to get a preapproved car loan
- Which card (or cards) should you get?
- How do I deal with lottery taxes?
- 5. Opt for economy cars
- Alternatives to savings accounts
- Should you use a personal loan to build credit?
- Other tips for managing your bill
- How to rent an apartment if you have credit challenges
- 3 ways to avoid inheritance tax
- How student loan payments are applied
- 4. Employees may be optional
- How to find the 2024 W-4
- Credit union personal loan rates
- Best car insurance in New Jersey for ease of use: State Farm
- 4. The Woods Cottages & Cabins at Russian River
- How to get a good credit score
- Where State Farm falls short
- Who counts as a qualified care provider?
- How can you make more money with DoorDash?
- Minimum wage increases
- Where to find virtual assistant jobs
- When debt consolidation isn't worth it
- Are Roth IRAs insured?
- Getting your Frontier baggage and other fees waived
- Benefits of a larger down payment
- Southwest's cancellation policy
- Fees
- Your car was totaled
- Key terms in this story
- Which Form 1040 schedules should I use?
- 6. Inspect and test-drive the car, if applicable
- What you’d pay out of pocket for Ozempic, Wegovy, Mounjaro or Zepbound
- When to get a CD
- Rate lock-in may begin to ease
- Fraud
- No-closing-cost mortgages
- Brokerage accounts are taxable accounts
- Available Medicare Advantage plans
- How to hold down hardwood flooring costs
- Unaccompanied minor fee
- Customer support
- How to get started
- Ways to get the best USDA mortgage rates
- SEP IRA vs. Roth IRA
- 10. Use credit cards strategically
- Customer experience
- No impact on forgiveness under IDR, PSLF
- Find the best HELOC lender for you
- Don’t: Withdraw from savings too often
- Consumer experience
- 4. Klarna
- More reading about ETFs
- Universal life insurance
- Credit card spending still has many positives
- What to do if you can’t open a savings account
- Disadvantages
- 4. Seek help through debt relief
- Earning Miles&Go miles with partners
- Why some cars cost more to insure
- So how do you make the choice?
- What factors impact your credit scores?
- 12. Get a personal loan
- How do I grow my home's equity?
- 6. High-yield checking accounts
- 6. Consider alternative types of mortgages
- How to reduce or avoid the federal estate tax
- Tips to find cheap flights any day of the week
- Step 4: Gather loan documents
- What is Georgia's standard deduction?
- Is a robo-advisor a fiduciary?
- CarGurus CarOffer review
- Getting the most from your pre-qualification limit
- What else you need to know
- State tuition recovery funds
- What if CDs aren’t right for me?
- 7. Do you use your car for business?
- Why liquid assets are important
- How do fleet cards work?
- What do the approvals mean for Bitcoin?
- More about State Farm life insurance
- Risks to keep in mind
- Upside
- What is the median household income in the U.S.?
- Compare Roth 401(k) vs. traditional 401(k)
- Additional coverage to consider
- What about hotel rewards?
- 5. Pay off capitalized interest
- 7. Rock your HSA
- Top pick: The American Express® Green Card
- 4. Try to avoid account fees
- Is redlining illegal?
- More about Colonial Penn
- Day-trading Bitcoin
- What percent down payment do you need for a house?
- Is it time for you to switch to a better plan?
- Disadvantages of assumable loans for buyers
- How to compare home insurance quotes
- Wells Fargo vs. Bank of America: Banking experience
- Other stock market changes: Dips, corrections and crashes
- 4. Varo: Best for existing bank customers
- How do you buy Vanguard Index fund shares?
- Making the call
- The bottom line
- How are food prices tracked?
- 5. Use collateral to secure the loan
- Where's my 2024 state tax refund? Track your status
- How much can you borrow with a home equity loan?
- HELOC requirements
- 3 tips to control central air conditioning installation costs
- Is a credit-builder loan good for my situation?
- 4. Air France/KLM award flights to Europe from 16,125 miles
- Claiming tax-deductible donations on your tax return
- Important differences between HSAs and FSAs
- Limitations of using SeatSpy
- 5. Failure to report Bitcoin can be costly
- Best for extra benefits: Anthem Medicare Supplement Insurance
- Will parent PLUS loans qualify?
- Things to consider
- 11. Establish your local supermarket circuit
- EveryDollar, for simple zero-based budgeting
- How to fast track to Globalist status
- 7 ways to reduce your 401(k) taxes
- Do I need to worry about the net investment income tax?
- How are cryptocurrencies created?
- How much should you put down on a house?
- What happens after you sign up for Medicare
- Differences between SBA 504 and 7(a) loans
- Which lender is right for me?
- When is Schedule K-1 due?
- If you want to visit an airport lounge in JFK's Terminal 5
- Use a co-signer
- June
- 2024 child tax credit news update
- Mutual fund fees
- How to open a CD
- What credit cards include Southwest upgrades?
- Who qualifies for the SAVE plan?
- Days in the cycle
- Citi Custom Cash® Card
- How to choose between term and whole life insurance
- 2024 lifetime gift tax exemption
- Learn how to start your business
- Some helpful links from the IRS
- Wells Fargo Reflect® Card
- Do I have to update my W-4 every year?
- Who counts as a qualifying child for the earned income credit?
- Is APY variable?
- Roth IRA eligibility rules
- How to cancel your IHG hotel reservation if you’ve booked your hotel on a third-party website
- Fees across U.S. airlines
- 4. The value of Southwest points
- What is New York state's standard deduction?
- You can contact AmEx about missing rewards, but it’s time-consuming
- Florida resident discount for Universal Orlando Resort
- 13. Rent out a room
- More about buying life insurance as a senior
- Want more help with finding the best way to invest $1,000?
- Best life insurance company for consumer experience: Northwestern Mutual
- 3. Bonds
- If you inherit or bequeath something, watch out for capital gains tax
- Lawsuits could change how agents are paid
- 6. Stick to one driver
- You probably can’t have both an HSA and an FSA
- Pet travel fee
- Best online business insurance for contractors
- Problems with tenant background checks
- I want a CD, but what if CD rates change soon?
- What perks do Aeroplan elites get when flying United?
- Amenities
- 12. Consider a wholesale membership
- Additional child and dependent care credit requirements
- Are after-tax 401(k) contributions right for me?
- When did all of the tech layoffs start?
- 4. Use your credit card app’s security features
- United Airlines
- 7. Determine which warranties are right for you
- Covering weight loss drugs would be costly for Medicare
- CD vs. savings account
- How to get a tax refund sooner
- How to get a home equity line of credit
- 'Holds' on a credit card
- Calculating capital gains tax on a home sale
- Closing costs for the buyer
- Reconsideration for PSLF applications
- LLC self-employment taxes
- Electronics
- SIMPLE IRA vs. SEP IRA
- Summary of pros and cons of personal loan lenders
- How to get a loan from a credit union
- Full list of the best car insurance in New Jersey
- 5. Santiago Resort
- Should I get a master’s degree?
- Where to buy identity theft insurance
- 4. Trawick International
- Discounts
- When will I get my refund?
- 6. Stick to the standard repayment plan
- MoneyGram
- The bottom line
- 8. See if you’re eligible for the earned income tax credit (EITC)
- Debt consolidation options for bad credit
- Power and lighting
- Blue Cross Blue Shield Medicare Advantage plan types
- Wells Fargo vs. Bank of America: Overdraft fees
- Debt-based financing options for your business idea
- Next steps
- Home equity loan requirements
- What's the tax filing deadline for my Georgia state income tax bill?
- Earn money as a travel agent
- FamZoo Prepaid Card
- Seller-paid closing costs
- How long does it take to get pre-qualified for a mortgage?
- Humana Medicare Advantage plan types
- Willing to spend time to maximize rewards? Go with the Chase Freedom Flex℠
- Will my servicer know if I qualify?
- How to improve your liquid net worth
- Best for poor credit
- How to book an Aeroplan one-way stopover
- How to change your Southwest companion
- Wellpoint (Amerigroup) Medicare Advantage plan types
- How do Spirit bag fees compare with other airlines?
- Why are there so many kinds of cryptocurrency?
- How confident are you in your booking?
- How to get a refund if the IDR account adjustment forgives your debt
- Final thoughts on the Delta-Clear partnership
- Become an authorized user
- How to save on car insurance
- What to do with the Bitcoin you buy
- What to consider before consolidating
- 6. Find the right lender
- Where to find the best savings accounts
- Brokerage accounts vs. IRA
- Should you choose an HSA or an FSA?
- Why do I need a business credit score?
- How to evaluate dividends
- Capital One car rental coverage, recapped
- Benefits of refinancing
- How to adjust your Form W-4
- Can I claim the EITC without a child?
- Paying for a car purchased from a private seller
- How to switch plans and keep your number
- How to choose a lender
- Jumbo loans and conforming loan limits
- Bottom line
- Other considerations to determine your down payment
- Other renters insurance companies to consider
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- 5. PayPal
- What’s next, a 2% standard?
- Variable life insurance
- Average money market account rate: 0.66%
- What are the best Vanguard index funds?
- July
- Am I a resident for New York state income tax purposes?
- How to check your American Express® Gold Card statement for discrepancies
- Insurance for therapy: It’s complicated
- Interest-based passive income ideas
- 14. Moonlight as a dog sitter
- CD vs. bond
- Getting to the Plumeria Lounge inside HNL
- How to earn or redeem TrueBlue points with other JetBlue travel partners
- Using your credit card for rental car coverage
- 7. Use your own insurance
- What's next?
- 5. Iberia award flights to Spain from 17,000 Avios
- American Airlines delayed flight compensation recapped
- Fees across U.S. airlines
- Who pays the gift tax?
- Tips to avoid rental credit check problems
- What is the average and median retirement savings?
- 13. Look at the price per unit
- What do the approvals mean for other crypto investments?
- Ibotta
- Which type of life insurance should I put in a trust?
- More 401(k) resources
- How to qualify for an SBA real estate loan
- Should you get a secured or unsecured personal loan?
- How to complain about MOHELA
- 5. Dave: Best for repayment flexibility
- Can you lose money in mutual funds?
- Are these the best dividend stocks?
- Who should skip an American credit card?
- Step 5: Submit your application and get funded
- How much can you borrow with a HELOC?
- How to apply for the SAVE plan
- How to finance central air installation
- Charitable contributions 2023
- U.S. Bank Cash+® Visa Signature® Card
- LLC sales taxes
- Best for nationwide availability: Blue Cross Blue Shield Medicare Supplement Insurance
- U.S. Bank Altitude™ Reserve Visa Infinite® Card
- Why you can trust NerdWallet
- Found the perfect small business for sale? Here are the next steps
- Cost of long-term care insurance
- Find local conforming loan limits
- Consumer complaints
- How to file a home insurance claim after a theft
- 7. Use 'found' money
- The bottom line
- 5. Schedule routine maintenance
- How redlining reinforced the racial wealth gap
- Assuming a mortgage after divorce or death
- 5. How to earn a Southwest Companion Pass
- 5. Lower your living expenses
- Should you choose Wells Fargo or Bank of America?
- Factors that don’t affect your credit scores
- 15. Become a rideshare or delivery driver
- 8. Negotiate the best price
- Are home equity loans a good idea?
- How do I get my business credit score?
- Do you pay taxes when you receive a gift?
- How to claim the earned income tax credit
- Aeroplan® Credit Card elite status perks, recapped
- Credit union vs. online lender
- Fleet fuel cards: benefits and drawbacks
- What are the best dividend stocks?
- Tax Day resources
- What’s a spousal Roth IRA?
- How to fund a startup
- 9. Give it away
- What about Bitcoin mining?
- The bottom line
- Route 66
- Types of CD strategies
- Best life insurance company for coverage amounts: New York Life
- Other HNL lounges to consider
- If you’d like to become a travel agent
- Your readiness to buy a home
- UPMC for Life Medicare Advantage service area
- What if I had delinquencies or a student loan in default?
- Investor-friendly
- Ways to get the best jumbo mortgage rates
- What does travel insurance cover?
- Third-party ratings
- Spirit baggage policy, recapped
- How to manage stock trading risks
- How to access Delta Sky Club at LAX
- Available BCBS Part D prescription drug plans
- Consequences of a child tax credit error
- 16. Cut your insurance premiums
- Other types of 1040 tax forms
- If you’re considering an American credit card
- A Southwest flight upgrade will get you on board faster
- How to track your Georgia state tax refund
- 8. Forgo the extras
- Anti-fraud preauthorizations
- Will you owe capital gains taxes on your home sale?
- Alternatives to term and whole life insurance
- The cost of veterinary care
- How much money can you make on YouTube?
- Third-party ratings
- How to add a companion to an existing Southwest reservation
- Empower Personal Dashboard, for tracking wealth and spending
- How to claim the child and dependent tax credit
- Consumer experience
- Final thoughts on finding a hotel
- Home shopping tips
- What’s a good down payment for a house?
- Which card should you get?
- The bottom line on how to research stocks
- August
- How to improve your credit
- Buying rental car insurance on your own
- When is the SAVE plan available?
- How do I find my public and private keys?
- Is the gift tax deductible?
- VA refinance fees
- 14. Understand sale cycles
- What is the highest credit score, and how many people have it?
- Using the Marriott Bonvoy app
- Figo: Best pet insurance for cats
- Are cryptocurrencies financial securities, like stocks?
- The bottom line
- 6. The valuable extra benefits
- Is the Plumeria Lounge Honolulu worth it?
- Other ways to build credit
- Chase Freedom Unlimited®
- Greenlight Prepaid Mastercard
- 6. United award flights to Europe from 18,000 miles
- Is SeatSpy worth it?
- LLC tax forms and deadlines
- Best online marketplace for managing multiple policies
- Why not both?
- Cards that earn American Express Membership Rewards points
- How to choose the best annual travel insurance policy
- Western Union
- Who offers SBA real estate loans?
- 6. Sezzle
- How to settle a dispute with MOHELA
- Get credit for the bills you pay
- 6. MoneyLion: Best for existing customers
- 9. Maximize trade-in value, if applicable
- What you can learn from the average 401(k) balance
- Important considerations when opening a Roth IRA
- What not to do
- How to avoid capital gains tax on home sales
- Pros of investing in REIT stocks
- Final thoughts on the different United economy fare classes
- Next steps
- How much is the gift tax rate?
- Medigap plan types
- Sam's Club® Mastercard®
- Consequences of an EIC-related error
- Will you need to do an interview for Global Entry renewal?
- The bottom line
- Tax advantages of buying long-term care insurance
- Dosh
- Roth IRA vs. traditional IRA: What's the difference?
- 10. Keep a file of your medical expenses
- Burial insurance
- The difference between interest rate and APY
- Elite benefits on partner flights
- State child tax credits
- 17. Consolidate your debt
- What are CD rates right now?
- 2 things to know about Georgia state tax
- 9. Price out prepaid gas
- Can I get a refund?
- Credit cards that earn ThankYou points
- Final thoughts on Hyatt club access
- Loyalty programs
- Best for those who pack expensive equipment: Travel Insured International
- More reading for active investors
- 11 ways to prevent identity theft
- California resident discount for Universal Studios
- After deciding
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- Is getting a HELOC a good idea?
- Compare insurance rates by driver history
- Global Entry 24-month grace period
- Next steps
- Fuel card vs. business gas credit card
- Bottom line: Is it worth claiming the child and dependent care tax credit?
- The bottom line
- Options trading examples
- Delta Sky Club at LAX review
- September
- How can I check and monitor my credit?
- Best life insurance company for permanent life insurance: Pacific Life
- Cons of investing in REIT stocks
- Earn an audience, and earn more in the long run
- How to apply for an SBA real estate loan
- 7. The wait
- What is the $500 credit for other dependents (ODC)?
- 18. Refinance your student loans
- 10. Make the purchase
- 10. Walk or ride
- Are dividends taxed?
- How to get Global Entry fees reimbursed
- Completing the purchase of a car from a private seller
- Wellpoint (Amerigroup) Medicare Advantage service area
- 11. Consider selling those dogs weighing down your portfolio
- Strategies for today's Black home buyer
- Which type of financial advisor is right for me?
- Third-party ratings
- Funding your business’s growth
- What are promotional CD rates?
- Alternatives to pet insurance
- One-time IDR account adjustment for PSLF borrowers
- Common gift tax return triggers
- LLC tax tips for business owners
- Can I still get a past year's earned income tax credit?
- Earning Aeroplan points
- If you want to buy annual travel insurance
- Pros and cons of cryptocurrency
- Practice good credit habits
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Types of FIRE
- Child tax credit vs. child and dependent care credit
- 19. Change your cell phone plan
- What is credit card consolidation?
- Investing in REITs: How to get started
- These are just some of the best ways to fly to Europe with points
- Next steps
- How to buy long-term care insurance
- How to open a Roth IRA in 4 steps
- 7. Zip
- Home insurance quote comparison example
- Become an annual pass holder or season pass holder
- 4. Money market funds
- Walmart MoneyCard
- Other ways to make money
- W-4 calculator
- Bonus: How to add a Known Traveler Number to your Southwest flight
- National grant programs available to Texas small businesses
- Receipt Hog
- What investment return should I expect from a financial advisor?
- If you're considering applying for a Southwest credit card
- How the FDIC calculates national rates
- October
- Avoid risky loans
- Transfer points to your TrueBlue account from Chase, Citi or American Express
- Other changes to income-driven repayment in the works
- How taxes on real estate, rental, and investment sales work
- How to buy business insurance online
- PocketGuard, for a simplified budgeting snapshot
- 12. Get the timing right
- Other types of life insurance
- How does credit card consolidation work?
- Car rental insurance: The bottom line
- Alternatives for the best life insurance for kids
- How to access the Centurion Lounge at LAX
- Investing
- Does your business need a fleet fuel card?
- Wellpoint (Amerigroup) customer service
- Where to trade stocks
- Other cheap pet insurance companies
- DFW airport transportation
- The bottom line
- Best life insurance company for customer satisfaction: State Farm
- 3 best cold wallets
- Is it better to get a home equity loan or line of credit?
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- Humana Medicare Advantage service area
- If you need to do a Global Entry renewal
- How to choose among the best ways to send money internationally
- Why trade options?
- Which SBA real estate loan is right for you?
- Best for adventurous travelers: World Nomads
- The myWalgreens Mastercard
- What else to know about Form W-4
- What to know before shopping for car insurance quotes.
- 8. Klover: Best for no-fee advances
- Is there an over-55 home sale exemption?
- Reconsideration for rejected PSLF applications
- More about top-rated life insurance companies
- Costco Anywhere Visa® Card by Citi
- Final notes to adding a companion on a Southwest flight
- Understanding state 'partnership' plans
- Follow these best practices for a successful house-flipping business
- Check your credit scores and reports
- November
- NYC income tax rates
- 5. Mutual funds
- Traveler-friendly
- Different types of life insurance by underwriting
- OK, what's next?
- Credit card rewards
- Is consolidating credit card debt a good idea?
- What to do if you can’t keep up with your HELOC payments
- So, is pet insurance worth it?
- Above all, don’t panic
- Rakuten
- Cryptocurrency legal and tax issues
- Compare buy now, pay later apps
- More resources
- New England loop
- Should you use a buy now, pay later app?
- What determines your pet insurance cost?
- Limitations of FIRE
- Can I still use my credit card after debt consolidation?
- Other options
- LAX Centurion Lounge hours
- Home purchasing tips
- Which homeowners insurance companies should I consider?
- Best life insurance company for older applicants: AARP
- 6. Index funds
- Low-fee alternatives to prepaid cards
- Mortgages
- Teen-friendly
- Tips to finding the right grant program for your small business
- MetLife: Best pet insurance for dogs
- Pros and cons of loan apps
- December
- Don't qualify for PSLF? You have other options for relief
- Honeydue, for budgeting with a partner
- Credit cards for dining
- Your decision: Is cryptocurrency a good investment?
- Best for medical coverage: Travelex Insurance Services
- Blue Cross Blue Shield Medicare Advantage service area
- Corporate grants for nonprofits
- Find the right Medicare Advantage plan
- If you’re looking to book a stopover on your Aeroplan reward flight …
- Other cash-back apps to consider
- Closing costs for the seller
- Centurion Lounge at LAX recapped
- Next steps
- Alternative options for covering a car repair
- Shopkick
- What to do if your forbearance is ending soon
- Cheapest car insurance by state
- 6 things to know about New York state income tax
- Alternative options
- Prime Visa
- How to find cheap pet insurance
- How much does home insurance cost?
- Best term life insurance companies of April 2024
- CoinOut
- BCBS customer service
- Swagbucks
- Which type of life insurance should you get?
- Best whole life insurance companies of April 2024
- Prepaid-like options from fintechs: Apple Cash and Cash App
- What goes into a homeowners insurance quote?
- How to make money from home
- Military discounts
- Migrant-friendly
- Budgeting resources from NerdWallet
- What if you're not eligible?
- Alternatives to buy now, pay later
- 10 ways identity theft happens
- 7. Exchange-traded funds
- Credit cards do cash back too
- The best life insurance companies in April 2024
- Best no medical exam life insurance companies of April 2024
- Best if you have travel credit card coverage: Seven Corners
- Airport hotels at DFW
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- Travel credit card availability
- How to compare pet insurance plans
- How we picked the apps
- AAA membership discounts
- How to choose the best life insurance company
- Personal loans
- Airline credit cards
- Airport security at DFW
- Methodology to identify the best budget apps
- Are apps like DailyPay and Payactiv cash advance apps?
- The South
- 8. Stocks
- What are the Roth IRA withdrawal rules?
- Risks of getting cheap auto insurance
- Best prepaid debit cards: Summary of fees and ATMs
- Warehouse clubs
- Target Circle™ Credit Card
- Emerging
- Pros and cons of starting a vending machine business
- Nationwide: Best pet insurance for exotic pets
- How to get a cheap homeowners insurance quote
- What are prepaid debit cards?
- Alternatives to cash advance apps
- Best for long-term travelers: IMG
- How to get the cheapest car insurance quote possible
- How to get discounted Universal Studios tickets, recapped
- Other ways to earn American Express Membership Rewards points
- The fine print
- Customs at DFW
- Student loans
- Prepaid debit cards vs. regular debit cards
- More about top-rated life insurance companies
- DFW airport guide recapped
- How to make money offline
- How to find the right business idea for your small town
- The fine print
- Frequently asked questions about prepaid cards
- Methodology
- 9. Alternative investments
- Best for travelers with unpredictable work demands: Tin Leg
- Taxes
- Neobanks we’ve reviewed
- Cash advance app star rating methodology
- Capital One® Walmart Rewards™ Mastercard®
- 10. Cryptocurrency
- Travel rewards
- Hotel credit cards
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- Full list of the best car insurance companies
- Pets Best: Best pet insurance for flexible plans
- EXCELLENT GENERAL-PURPOSE CARDS FOR SHOPPING
- Full list of the best car insurance companies
- How to compare car insurance rates
- Best for booking travel with points and miles: TravelSafe
- The bottom line
- 11. Real estate
- Best car insurance companies by state
- Best car insurance companies by state
- PlayStation Visa Credit Card
- Store credit cards
- How to report identity theft
- How to find grants for nonprofits
- How to start a profitable business
- How to choose the best investments in 2024
- How to find the best car insurance
- Best for group travel insurance: HTH Insurance
- How to find the best car insurance
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- Final thoughts
- What is the best identity theft protection service?
- Spot: Best pet insurance for straightforward waiting periods
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- Xbox Mastercard
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- How much is pet insurance?
- What does travel insurance cover?
- Watch out for making money scams
- How to find the best dog insurance
- What’s not covered?
- How much does it cost?
- How to find the best cat insurance
- Do I need travel insurance?
- How to compare pet insurance companies
- Should you fly with United or Southwest?
- How to choose the best travel insurance policy
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
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- Methodology
- How we ranked the best pet insurance companies
If you’re looking for a place to stash your short- to medium-term savings — like your emergency fund or a down payment for your future house — and want a good return on your cash, you may want to look beyond a traditional savings account at a brick-and-mortar bank. Such accounts tend to offer very low interest rates, with a national average of 0.46%. There are other accounts and banking products on the market that may help you earn a better return. Consider these six alternatives:
1. Certificates of deposit (CDs)
The basics. A certificate of deposit is a type of savings account that accrues a fixed interest rate for a set term length. CDs are offered in varying lengths, from one month to five or more years. With most CDs, your money is guaranteed to earn a specified interest rate for the duration of that term, after which you can withdraw your money or reinvest in another CD.
The pros. CDs have solid interest rates, most of which are higher than standard brick-and-mortar bank savings accounts. CDs can also help you fight the temptation to spend money that you have set aside for a savings goal.
The cons. There is usually a penalty for early withdrawal, which means your money is inaccessible until the fixed withdrawal date unless you're willing to pay a fee, usually a set number of months’ worth of interest.
» Check out NerdWallet’s selection of best CD rates
Member FDIC
Barclays Online Savings Account
4.35%
$0
Member FDIC
EverBank Performance℠ Savings
5.15%
$0
on Wealthfront's website
Wealthfront Cash Account
5.00%
$1
on Betterment's website
Betterment Cash Reserve – Paid non-client promotion
5.50%*Current promotional rate; annual percentage yield (variable) is 5.50% as of 4/2/24, plus a .50% boost available as a special offer with qualifying deposit. Terms apply; if the base APY increases or decreases, you’ll get the .75% boost on the updated rate. Cash Reserve is only available to clients of Betterment LLC, which is not a bank; cash transfers to program banks conducted through clients’ brokerage accounts at Betterment Securities.
$0
Member FDIC
Barclays Online CD
5.00%Annual Percentage Yield (APY) is accurate as of 02/29/2024
1 year
Member FDIC
Discover® CD
4.70%Annual Percentage Yield (APY) is accurate as of 03/14/2024
1 year
Member FDIC
Discover® Cashback Debit
N/A
$0
Member FDIC
Chase Total Checking®
N/A
$12
Deposits are FDIC Insured
Chime Checking Account
N/A
$0
Member FDIC
Discover® Money Market Account
4.00%
$1
2. Cash management accounts
The basics. Cash management accounts are offered by nonbank financial service providers, usually brokerage firms or fintech startups. They combine the features of checking and savings accounts in a hybrid product that isn’t technically a bank account. However, CMA providers typically work behind the scenes with partner banks to sweep their customers’ money into accounts at those banks, meaning the funds are federally insured.
Member FDIC
Barclays Online Savings Account
4.35%
$0
Member FDIC
EverBank Performance℠ Savings
5.15%
$0
on Wealthfront's website
Wealthfront Cash Account
5.00%
$1
on Betterment's website
Betterment Cash Reserve – Paid non-client promotion
5.50%*Current promotional rate; annual percentage yield (variable) is 5.50% as of 4/2/24, plus a .50% boost available as a special offer with qualifying deposit. Terms apply; if the base APY increases or decreases, you’ll get the .75% boost on the updated rate. Cash Reserve is only available to clients of Betterment LLC, which is not a bank; cash transfers to program banks conducted through clients’ brokerage accounts at Betterment Securities.
$0
Member FDIC
Barclays Online CD
5.00%Annual Percentage Yield (APY) is accurate as of 02/29/2024
1 year
Member FDIC
Discover® CD
4.70%Annual Percentage Yield (APY) is accurate as of 03/14/2024
1 year
Member FDIC
Discover® Cashback Debit
N/A
$0
Member FDIC
Chase Total Checking®
N/A
$12
Deposits are FDIC Insured
Chime Checking Account
N/A
$0
Member FDIC
Discover® Money Market Account
4.00%
$1
The pros. Cash management accounts tend to have much higher annual percentage yields than traditional bank savings accounts and are a solid place to park savings. They are also typically offered by online-only providers, so their remote customer service, apps and desktop websites are often user-friendly. And if you already have a brokerage account with the same firm, you get the added benefit of having all your accounts under one roof.
The cons. While some CMAs provide debit cards and ATM access, some are limited in the ways customers can fund their accounts.
3. High-yield money market accounts (MMAs)
The basics. Money market accounts are savings accounts that tend to come with high interest rates and offer checks or debit cards, unlike traditional savings accounts.
The pros. MMAs often have decently high interest rates, usually better than traditional savings accounts at brick-and-mortar banks. You’ll also have regular access to your funds, unlike with a CD or peer-to-peer lending.
The cons. MMAs usually require large minimum deposits and balances, which puts them out of reach for many people.
» See NerdWallet’s list of best money market account rates
4. Peer-to-peer lending
The basics. Peer-to-peer loans are personal loans funded by individual investors rather than banks. Online lenders — such as Prosper — provide the platform for investors and borrowers to connect and manage their individual loans. As an investor, you put up a certain amount of money, which is loaned to one or more borrowers who pay it back in regular installments with interest.
The pros. Peer-to-peer lending tends to be a win-win: Investors get a higher rate of return on their money than a lot of banking products offer, and borrowers get an interest rate on their loan that’s usually lower than bank-offered loans and credit cards.
The cons. Peer-to-peer lending won’t give you quick access to your cash if you need liquidity. The terms of the loan usually state that the borrower has a certain amount of time to pay off the loan; you’ll typically receive monthly installments during that time. And there's risk involved: If a borrower defaults on your loan, you may not get your money back.
» Another option for saving: Learn about U.S. savings bonds
5. Online savings accounts
The basics. This option is an alternative to traditional savings accounts. Online-only banks provide most (if not all) of the services that traditional brick-and-mortar banks do, with the benefit of high annual percentage yields and remote-friendly customer service.
» Check out NerdWallet’s selection of best high-yield online savings accounts
The pros. A big benefit of having a savings account with an online bank is that it usually comes with a higher-yield APY. Though these interest rates are subject to fluctuation, they tend to be 10 times higher than brick-and-mortar rates.
The cons. Being a customer of an online bank requires a bit more comfort with technology, since these banks don’t typically offer in-person customer service. Customers usually access their accounts on a smartphone app or computer, so these banks tend to prioritize ease of use and often have online chat or 24/7 phone support.
» Looking for excellent rates on other savings accounts? Here are NerdWallet's picks for best savings rates
6. High-yield checking accounts
The basics. High-yield checking accounts offer higher-than-average interest rates on checking balances. Like high-yield savings accounts, these accounts are typically offered by online banks.
The pros. Whereas savings are usually meant to be left alone, your checking account is the money that you use for regular expenses, which means you might have a decently high balance in that account. The ability to earn interest — or sometimes even cash back on spending — can be a good way to get a return on your checking account.
The cons. To earn high interest rates on checking, a customer might have to follow a bank’s requirements, such as directly depositing a certain amount each month or making a certain number of debit card transactions.
» Looking for high-yield checking? Take a look at NerdWallet’s favorite rewards checking accounts
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