5 Things to Know About the Allegiant Credit Card

If you don't fly Allegiant regularly, a general-purpose travel or cash-back card might be a better choice.

Erin HurdJun 9, 2021
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Allegiant Air is a low-cost airline carrier known for its budget fares and unique routes. Allegiant flies only within the U.S. and services many small and midsize airports, though those flights often only run a few times a week. The airline also offers solely nonstop routes, which can be appealing for many trips but a nuisance in some circumstances — if you want to fly Allegiant to continue on to another destination, you’ll have to purchase a whole separate ticket.

For those who frequently travel on Allegiant routes or regularly purchase vacation packages, the Allegiant World Mastercard® credit card could be an appealing choice. But for many travelers, a general travel credit card could be more rewarding.

Here are five things to know about the Allegiant World Mastercard® credit card.

1. It’s the only way to earn Allegiant rewards ...

Unlike most airlines that reward flyers with miles on eligible paid flights, Allegiant issues rewards to Allegiant World Mastercard® credit card holders only. Rewards earned from the card are called myAllegiant points.

You’ll need to link a myAllegiant account to the Allegiant World Mastercard® credit card. Then, you’ll be able to see the rewards you’ve earned from the card and redeem the points. Your myAllegiant points will never expire, but you'll lose them if you close the credit card.

2. … But rewards earnings could be limited

When you are approved for a new Allegiant World Mastercard® credit card, you’ll earn a small bonus, generally worth around $150 toward Allegiant travel. Points are worth 1 cent each.

Cardholders earn:

  • 3 points per $1 spent on Allegiant, including flights, hotels and car rentals booked through Allegiant.

  • 2 points per $1 spent on dining.

  • 1 point per $1 spent on everything else.

While there’s no cap on the number of points you can earn from the card, it could be challenging to rack up a large pile of points unless you spend frequently on Allegiant travel purchases.

A general travel rewards card could be more rewarding for many. The U.S. Bank Altitude® Go Visa Signature® Card, for example, earns 4 points per $1 spent on dining; 2 points per $1 spent at grocery stores (including grocery delivery), gas stations and on eligible streaming services; and 1 point per $1 spent on everything else. Its points are also worth 1 cent apiece toward travel, but it doesn’t lock you into one travel program. It has a $0* annual fee.

3. You can get free airfare for your companion when you pay for your vacation

One of the benefits touted by the Allegiant World Mastercard® credit card, issued by Bank of America®, is a buy one, get one free airfare perk. While many airlines offer a cost-saving companion airfare benefit, Allegiant’s isn’t as straightforward as it sounds.

To take advantage of this cardholder perk, you’ll have to purchase a vacation package from Allegiant, not just a flight. The vacation must include at least four hotel nights or at least seven rental car days on the same itinerary.

You’ll have to call to book your vacation package and use this benefit; it can’t be redeemed online. And you won’t be able to use points to book the buy one, get one itinerary, but you will earn points on the booking.

Nerdy tip: Buy Allegiant tickets at the airport ticket counter rather than calling or purchasing online, and you’ll save up to $18 per ticket. Tickets booked online or over the phone are subject to an “electronic carrier usage charge” of up to $18 per passenger, per flight segment, but that charge is waived if you buy your ticket at the airport. Since Allegiant flies on certain days only, check the airport’s ticket counter hours before you head over to buy tickets.

4. You’ll get a few extra perks when you fly

As a low-cost airline, Allegiant doesn’t offer elite status or first-class seats and it will charge you for every “extra,” like checked bags and the ability to choose your seat.

But as an Allegiant World Mastercard® credit card holder, you’ll get a few extra benefits at no additional cost when you fly Allegiant:

  • Priority boarding: Every time you fly Allegiant and show your Allegiant World Mastercard® credit card.

  • Free drink: One free beverage when you fly and show your card.

Nerdy tip: World Mastercard credit cards, like the Allegiant World Mastercard® credit card, come with a handful of extra benefits direct from the payment processor, Mastercard, and not the issuing bank. Perks like cell phone protection, special discounts and memberships, travel benefits and more are available to cardholders.

5. You won’t get an intro 0% APR and you will pay some fees

Some credit cards offer a 0% introductory APR or a 0% balance transfer option, but the Allegiant World Mastercard® credit card isn't one of them. Standard APR on this card ranges from 15.99% to 23.99%, so you won't want to carry a balance.

You’ll pay a $59 annual fee to carry this card, also, but you won’t pay any foreign transaction fees if you use the card abroad.

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