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Chase is making a splash in the world of small-business credit cards with the .
The -annual-fee card, now accepting applications, starts off with a $500 sign-up bonus that’s unusually large for a cash-back offer.
It also comes with 1.5% back on all purchases, giving it solid long-term value.
Rewards are paid out in the form of Chase Ultimate Rewards® points, and 1 point is worth 1 cent.
You can redeem rewards earned with the for cash back, gift cards, travel and other items through Chase Ultimate Rewards®. Cash-back rewards don't expire as long as your account is open. There’s no minimum redemption required.
To unlock potentially more valuable redemption options, you can also move these rewards to other Chase Ultimate Rewards® accounts. For example, say you had the . You could move your rewards over to that account and redeem points for 1.25 cents each through Chase's travel portal or transfer them to loyalty programs at a 1:1 ratio, options that aren't available on the
Because it charges foreign transaction fees, the isn’t a good choice for folks who plan to travel internationally. But its flat-rate rewards make it a perfect fit for entrepreneurs who don't want to deal with cumbersome bonus category terms. Its generous sign-up bonus and introductory 0% APR period are also a boon for those planning to make a major purchase and pay it down over time.