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If you value low-hassle cash rewards on every credit card purchase — no matter what you buy — the Citi® Double Cash Card – 18 month BT offer has long been a top option. It earns an impressive 2% cash back on every purchase (1% when you buy, 1% when you pay it off), and has a $0 annual fee.
One knock on the card, though, is that historically it hasn't offered an introductory bonus to new cardholders.
But now, new cardholders can earn the following bonus: For a limited time, earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening.
Plus, the card boasts a lengthy introductory offer on balance transfers: 0% intro APR on Balance Transfers for 18 months, and then the ongoing APR of 16.24%-26.24% Variable APR.
In recent years, a growing number of credit cards have entered the 2% flat-rate cash-back market, and several of those cards do regularly offer bonuses to new cardholders. The Wells Fargo Active Cash® Card, for instance, offers 2% cash back on all purchases for a $0 annual fee and offers this bonus: Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months.
The Citi® Double Cash Card – 18 month BT offer earns rewards in the form of ThankYou points that can be redeemed for cash at the rate of 1 cent per point. ThankYou points can be redeemed for other rewards like gift cards or statement credits or transferred to a limited number of Citi travel partners, including JetBlue and Wyndham.