Ink Business Preferred Hikes Bonus to 100,000 Points

Kimberly PalmerMarch 17, 2020
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The Ink Business Preferred® Credit Card is now offering one of the most massive sign-up bonuses in wide availability, though you'll have to spend more — way more — to snag it.

Chase Ink Business Preferred Credit Card
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For a limited time, new cardholders will earn the following bonus, phrased this way by the issuer: "Earn 100k bonus points after you spend $15,000 on purchases in the first 3 months from account opening. That's $1,000 cash back or $1,250 toward travel when redeemed through Chase Ultimate Rewards®."

That's a higher value than the previous sign-up bonus, which was already impressive at 80,000 points and worth $1,000 through Chase Ultimate Rewards®. However, the required spending threshold to earn the new bonus is much, much steeper: $15,000 versus $5,000, and over the same time period.

The card's annual fee is still $95, and its ongoing rewards remain unchanged:

  • 3 points per dollar on the first $150,000 spent on travel and select business categories each account anniversary year. Those categories include shipping; internet, cable and phone services; and advertising purchases through social media sites and search engines.

  • 1 point per dollar spent on all other purchases.

Cardholders have a lot of options when it comes to redemption: Points are worth 25% more when redeemed through Chase Ultimate Rewards®. In addition to travel, they can be redeemed for cash back, gift cards, Apple purchases and more. Points can also be transferred to multiple travel partners, including Hyatt, Marriott, United and many others.

The card was already a very good option for small-business owners and was among NerdWallet's favorites in the category, and now it may be an even more attractive choice — as long as cardholders spend enough to qualify for the sign-up bonus.

If that's not realistic for you, you may want to compare the Ink Business Preferred® Credit Card with other top credit cards for small businesses.

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