You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
The Cost to Install Central Air in 2024
Writer | Home equity, first-time home buying, home warranties
Assistant Assigning Editor | Mortgage lenders, homebuying, home equity
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
Visit your My NerdWallet Settings page to see all the writers you're following.
Summer heats up fast when all you have is a fan to cool you down. Central air conditioning could solve all your sweaty problems, but the price may knock you out cold.
The cost to install central air conditioning, including the cost of the unit itself, ranges from around $5,000 to $10,000 on average, according to the American Society of Home Inspectors, a trade organization. But the price tag varies widely depending on the size of your home and air conditioner, the type of system you choose and your home’s ductwork.
Before embarking on such a large project, you’ll want to understand the factors that impact costs and the financing options that may be right for you.
- What is a rollover IRA?
- See how to get your business started quickly
- What is a joint credit card account?
- 6 steps to opening a Roth IRA
- What is a backdoor Roth IRA?
- Definitions: Money Transfer Rates
- What is modified adjusted gross income (MAGI)?
- What is a guaranteed insurability rider?
- About Roth IRAs
- Life insurance buying guide
- Still deciding on the right carrier? Compare Medigap plans
- What is a lady bird deed?
- » This information is out of date
- Dividend definition
- Key takeaways
- What is a budget planner?
- » This card is no longer available
- » This card is not accepting applications
- What is a financial plan?
- About Aetna
- Compare Medicare Advantage providers
- Find the right Medicare Advantage plan
- What are undervalued stocks?
- What is a W-4?
- Medicare Advantage companies
- The parts of Medicare
- What is a home equity line of credit?
- » This page is out of date
- What is a cashier's check?
- » This story is out of date
- What is personal finance?
- What is a budget?
- Ready to get started? Here's what to do next
- Checking account vs. savings account
- QuickBooks Online resources
- Key takeaways:
- What is a mortgage refinance?
- What is the VA funding fee?
- IRA vs. 401(k)
- What is the Section 179 deduction?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- Steps
- 5 Best Ways to Send Money Internationally
- About Cincinnati home insurance
- What is a 401(k) rollover?
- What is a 1099?
- What is a credit freeze?
- 1. You could end up paying more in bank fees
- What is a reverse mortgage?
- HELOC and home equity loan interest deduction rules
- Investing money is personal
- Are game show winnings and prizes taxable?
- Determining how much mortgage I can afford
- Virginia Housing highlights and eligibility requirements
- What is a first-time home buyer grant?
- What is a spot Bitcoin ETF?
- What is a UTMA or UGMA account?
- About Mercury home insurance
- What is overdraft protection?
- How long does it take to clear a check?
- Inheritance tax definition
- What is an after-tax 401(k)?
- Stocks
- The difference between Roth and traditional IRAs
- About Chubb home insurance
- How much are Allegiant points worth?
- Why take a cross-country tour on Amtrak?
- What are dividend stocks?
- How much does ESPN+ cost per month?
- How much does a Disney+ subscription cost per month?
- What is passive income?
- What is Venmo?
- What is a construction loan?
- Still deciding on the right carrier? Compare Medicare Advantage plans
- What is a tax return?
- What are home equity loans and HELOCs?
- Why small-business owners need life insurance
- Cuándo utilizar una tarjeta de crédito con recompensas
- What is OASDI tax?
- When to follow up after no response
- What is gap insurance?
- What is MAGI used for?
- Airlines in the Star Alliance
- What does this value mean?
- 1. Grand Wailea, A Waldorf Astoria Resort
- What to expect flying business class with Iberia
- 7 of the best apps to make money
- 1. Check in
- What is a savings account?
- Microsoft Office Excel budget templates
- Electric vehicles and charging equipment
- What happened to egg prices in March?
- 1. You can avoid high debt
- Closed-end fund definition
- Best ETFs as of April 2024
- The major differences
- When to open multiple brokerage accounts — and why
- What is TSA PreCheck?
- How can a CPA help you with taxes?
- What is rate shopping?
- How to invest in Black-owned businesses
- Delta SkyMiles American Express credit cards
- When do I need a cashier's check?
- 7 best-performing AI stocks
- Best Medicare Advantage companies
- Why is personal finance important?
- Start selling with just an eBay profile
- Key differences between personal loans and credit cards
- Why is inflation so high?
- What are checking and savings accounts used for?
- What you need to open a bank account
- 1. Save more
- My Best Buy
- 1. The ability to speed through airport security
- Getting to New York City
- How to get paid on YouTube
- Best stocks by one-year performance
- 4 no-credit-check loan options
- The risks of sharing renters insurance with roommates
- Choosing an IRA vs. a 401(k)
- Cheap car insurance for seniors
- Chase savings rates and fees
- How voluntary repossession works
- Online marketplace and auction sites
- What is a MagicBand?
- Food and drink
- Credit bureau customer service phone numbers
- What is an energy ETF?
- 1. Canadian regulations require compensation for delays over three hours
- When are taxes due in 2024?
- What is a solo 401(k) plan?
- Portfolio definition
- The best time to book an Airbnb
- 1. Set your budget
- What the Federal Reserve does
- How to use the mutual fund calculator
- The best car insurance
- Reasons to get life insurance in your 40s and 50s
- How much does FHA mortgage insurance cost?
- Most profitable small businesses
- What is the child tax credit?
- What is direct deposit?
- 1. Start investing as early as possible
- General advice for international money transfers
- 50/30/20 budget calculator
- How people use reverse mortgages
- Refinance to a lower rate
- Minimum wage over time
- Included car warranties
- Premium gas: required vs. recommended
- What does this value mean?
- How to manage your money
- Potential for muted impact on mortgage rates
- Do I need equipment breakdown coverage?
- What is a growth stock?
- Roth IRA contribution limits 2024
- What are some e-commerce business models?
- Create a budget plan that works for you
- California state income tax brackets and rates
- What is a passport?
- The best flight booking sites
- What is a home inspection?
- Start by shopping
- What are the best retirement plans for you?
- How to estimate your home insurance
- What is financial planning?
- Bitcoin halving schedule
- What are closing costs?
- Best-performing U.S. equity mutual funds
- Why you'll like the Apple savings account
- Why is a credit check required to rent an apartment?
- 1. Ask about interest-free payment plans
- Aetna Medicare Advantage
- Step 1: Check your credit
- Average car loan interest rates by credit score
- Small-business employment statistics
- What to do before applying for a mortgage
- Defining some health insurance terms
- Spirit Airlines reputation
- 1. There are three lounges in JFK Terminal 5
- Ryanair at a glance
- The best budget apps
- Fannie Mae HomeReady
- Comparing the Chase Sapphire Preferred® Card vs. the Chase Sapphire Reserve®
- Which businesses need employer’s liability insurance?
- How do business loans without collateral work?
- What types of passport services are available?
- How to check passport application status
- LendingClub business checking is best for small-business owners who:
- The best cheap car insurance
- Look for mistakes and correct them
- Is student loan interest deductible?
- What is liability insurance?
- Key findings
- A quick refresher
- How does the program work?
- What does a bookkeeper do?
- How does refinancing work?
- Is a rewards credit card right for you?
- 1. Open an IRA
- How do business loans work?
- VA funding fee exemptions
- Factors we considered when picking travel insurance companies
- What types of car-buying apps are available?
- Vending machine costs
- Cards with Centurion Lounge access
- Cheap one-day tickets for Universal Studios
- Holding Bitcoin
- 5 ways to get free flights
- Step 1: Take inventory of your skills
- When is a construction loan used?
- January
- Calculate how much you would save in checked bag fees
- 1. It’s only for financing purchases at Cub Cadet
- Best business cards with no personal guarantee
- Where to find information for the calculator
- Best ways to consolidate credit card debt
- Your credit score may drop
- Key takeaways
- Types of depreciation
- 1. It’s a premium travel card at a premium price
- How do credit union loans work?
- 1. There are two Bloomingdale’s credit cards
- Alaska Airlines
- About The Platinum Card® from American Express
- 1. There are two Merrick Bank credit cards
- John D. Spurling Scholarship
- The busiest days to fly around Thanksgiving
- How to budget money
- How are interchange fees calculated?
- What is options trading?
- Level 1: Slow, but easy
- How does a lady bird deed work?
- Best fleet fuel cards
- The bull call spread
- You’ll be notified or see a $0 balance
- Real data, not simulations
- Closed-end funds vs. open-end funds
- 1. There are geographic limitations
- Passport photo clothing requirements
- Where should you start?
- What is the Secure 2.0 Act?
- What are gold stocks?
- Travel rewards
- American Family
- Best day to book a flight
- About Oceania Cruises
- What is a tax credit?
- What does a certificate of liability insurance include?
- 1. Sell to a third-party dealer
- How to keep an A+ rating with the Better Business Bureau
- When to use a personal loan
- Top beach vacations to visit with points and miles
- 8 tips for finding a tax preparer or tax professional near you
- What goes into the credit card interest calculation
- The new changes
- Is too much credit bad for you?
- Your combined spending eats up your credit limit
- QuickBooks Online Banking (bank feed) feature
- Higher prices due to storms and crime
- What is an EIN?
- Developing trend
- Average savings account rate: 0.46%
- How much does ESPN+ cost with the Disney Bundle?
- Abu Dhabi International Airport
- Applying for a loan online vs. in person: Pros and cons
- 1. You'll earn elevated rewards at Gap and sister brands
- How to pay rent with your credit card
- Types of business funding
- 17 passive income ideas for 2024
- How the Section 179 tax deduction works
- What is a state income tax?
- How does Venmo work?
- Flight options
- Stock chart components
- Credited vs. processed: What’s the difference?
- What is adjusted gross income (AGI)?
- What is a home equity loan?
- How to send money online, on mobile or in person
- New normal: 1.5% or 2%?
- Rolling over your 401(k): The options
- Options for an old 401(k)
- At a glance
- What is a business credit score?
- How to freeze your credit with all 3 bureaus
- How to invest in stocks in 6 steps
- How to make money online
- What is the standard deduction?
- Understand how their debt can affect your future
- 11 best investments right now
- 2. The sign-up bonus may not be as big as it seems
- Pros and cons of buying FSBO homes
- Roth IRA income limits
- You can do it yourself
- How did GDP in 2023 compare to recent years?
- How a guaranteed insurability rider works
- In this article
- The psychology of credit card spending
- 1. There are two versions of the BrightWay credit card
- The best money-making apps
- The FDIC insurance limit: $250,000 per depositor, per institution, per category
- If you have private insurance
- Why is the Federal Reserve raising interest rates?
- OFX is best for:
- How to refer a friend for an AmEx card
- What kind of prize tax will you have to pay for winning a game show?
- How to find your EIN
- Top 11 spot Bitcoin ETFs by fee
- Banks that offer joint business accounts
- Start with your student loan servicer
- How does overdraft protection work?
- Breakdown of central air costs
- What is an e-commerce business license?
- Is inheritance taxable?
- How after-tax 401(k) contributions work
- Aetna Medicare Advantage pros and cons
- How to start a marijuana business in 6 steps
- How much does a hard inquiry on your credit report hurt?
- Why are stocks undervalued?
- What was the FFEL Program?
- Key takeaways
- Find out how much your car is worth
- Rite Aid
- Summary of cash advance apps
- Earn bonus TrueBlue points through JetBlue Vacations and Paisly
- How scholarships work
- What is the 10-year Treasury?
- Roth vs. traditional IRA
- How to check if your credit is frozen
- Review the budget
- 50 best small businesses to start
- Award types
- Mint vs. NerdWallet at a glance
- Chick-fil-A overview
- What is a credit score?
- 28 ways to save money
- The rise of pet insurance
- How to save for retirement in three steps
- No todos los planes de jubilación son iguales
- How Chase compares with online banks
- Best-performing energy ETFs
- Points on spending
- The best life insurance for seniors in April 2024
- How to understand the calculator results
- What to consider when building a portfolio
- Traditional IRA contribution rules
- Wise
- 2. There are several financing options available
- Compare car insurance rates by age
- What is a 1099 form used for?
- 5 steps to get preapproved for a home loan
- Types of life insurance for small businesses
- Cuándo no utilizar una tarjeta de crédito con recompensas
- How does OASDI tax work?
- What does gap insurance cover?
- Places to cruise without a passport
- What is the 50/30/20 rule?
- How does a short squeeze happen?
- 1. Take inventory of your finances
- Why you need a savings account
- Why the Chase Sapphire Preferred® Card wins
- The best whole life insurance companies of April 2024
- The market outlook for home buyers
- Federal tax brackets and tax rates
- What is a life insurance policy?
- 22 popular tax deductions and tax breaks
- Why use a UTMA or UGMA account?
- ETF advantages and disadvantages
- How much are closing costs?
- How will the Student Aid Index be calculated?
- What is an in-kind or ACAT transfer?
- A closer look at Delta credit card offers
- Where can I get a cashier’s check?
- Best for size of network: UnitedHealthcare
- Examples of personal finance in everyday life
- The best type of annuity for retirees
- Types of USDA loans
- Best alternative credit cards
- What’s the purpose of a budget?
- Types of bonds
- How to choose a checking account
- Who can deduct student loan interest?
- My Best Buy Plus
- 2. Free hotel stays, upgrades and breakfast
- 1. The Northern route
- Are these the best stocks to buy now?
- Who needs to get an EIN?
- How a home equity sharing agreement works
- 20 high-dividend stocks
- How does a home equity loan work?
- Online vs. in-person loan applications: 5 questions to ask
- Complete the consolidation application
- Credit bureau self-service websites
- What is Medicare Supplement Plan A?
- Top credit cards you can use instantly after approval
- Step 2: Focus on monetizable skills and ideas
- Do you need insurance to rent a car?
- Understanding your required coverages
- Mercury home insurance star rating
- State availability
- How do federal tax returns work?
- What is required to be approved for a HELOC or home equity loan?
- Cheap car insurance
- Carfax may offer more details
- Does Zelle report to the IRS?
- How much is the child tax credit worth?
- How does direct deposit work?
- What to know before getting a joint credit card account
- TurboTax vs. H&R Block: Cost
- 1. Traditional or Roth IRA
- Bank wire transfer
- Advantages and disadvantages of reverse mortgages
- Best car insurance in New York overall: Travelers
- Elite status
- How to convert Aeroplan points to dollars
- OFX Pros
- Fabric life insurance
- Google Sheets budget templates
- What tax bracket will you be in after winning your money?
- What are dividend stocks and why buy them?
- Roth IRA contribution deadline
- Where Mercury stands out
- 2. High cash-back potential — but mind the cap
- How bad driving affects car insurance quotes
- Before the pause: Copy records and check your PSLF status
- 1. You'll get killer rewards ... for 6 months
- Best for availability and locations: Holiday Inn Express
- How to fill out a W-4
- 2. Use credit cards only as a last resort
- 7 best gold stocks by one-year performance
- How to choose the best crypto wallet
- Revamped travel rewards categories
- YNAB, for hands-on zero-based budgeting
- Who qualifies for the Fresh Start program?
- Where Chubb stands out
- What does employer’s liability insurance cover?
- How to improve your BBB rating: What the Better Business Bureau looks for
- Options for a small-business loan without collateral
- Pros and cons
- 2. Know your number
- Learn how to appeal your award
- Rising interest rates keeping some in debt longer
- Has the account adjustment started?
- The 411 on 401(k) plans
- How much is the VA funding fee?
- An overview of the best annual travel insurance
- How we selected the best car-buying apps
- What does Disney+ include?
- New York state income tax rates
- How we ranked the top life insurers
- Construction loan types
- Who can get a private loan?
- Take advantage of the Companion Fare
- When are federal student loans due?
- Where Cincinnati Insurance stands out
- How to transfer a 401(k) to IRA
- How to write a follow-up email after no response
- How to open a backdoor Roth IRA
- Refinance to a longer term
- State minimum wages in 2024
- Checking and savings features
- 2. You may need an offer by mail to apply
- 2. Airport security ID check
- What you need to know about savings accounts
- Home prices fall but don't crash
- How we ranked the top life insurers
- How much money do I need to buy a house?
- Best-performing growth stocks
- How a Kikoff Credit Account line of credit works
- Fees and taxes
- 9 steps in financial planning
- How to get an apartment with little or no credit
- Today’s HELOC rates
- 8 ways the Secure 2.0 Act affects your retirement
- How to find a CPA or tax accountant near you
- 1. Brigit: Best for budgeting tools
- How rate shopping can affect credit
- What fees will I pay?
- How can I get a cashier’s check?
- Best day to fly
- 2. Lounge access policies vary
- Ryanair has never had a fatal crash
- Oceania Cruises destinations
- How do tax credits work?
- Roth vs. traditional IRA: How to choose
- 2. Sell to a participating dealer
- The largest banks in the U.S.
- How to start a bookkeeping business in 8 steps
- How to avoid repossession after missed car payments
- Pros and cons of business loans
- Does a partial payment affect your credit score?
- How voluntary repossession affects your credit and finances
- What is the cheapest car insurance in California?
- How to start a vending machine business: A step-by-step guide
- RPT Realty (RPT)
- What expenses qualify for Section 179?
- How state income tax rates work
- How about Bitcoin ETFs?
- 2. You're eligible for compensation even if you cancel a delayed flight
- Savings bond calculator
- 2. Shop for a loan
- Your minimum payment could increase
- Information you need to freeze your credit
- Is there a Zelle tax loophole?
- How to choose the best life insurance for people over 40 or 50
- 2. The annual fee is mitigated by a huge statement credit, sign-up bonus
- Best credit union personal loans for 2024
- 3. You will likely have to meet certain requirements and wait a long time
- 2. New cardholders receive a two-day discount
- How do reverse mortgages work?
- Biden's student loan forgiveness 'plan B' would be more targeted
- What does the The Platinum Card® from American Express cost for military personnel?
- What do extended car warranties cover?
- 2. Waldorf Astoria Los Cabos Pedregal
- American Express Membership Rewards: The basics
- American Holistic Veterinary Medical Association Scholarships
- OFX Cons
- How to invest money
- Level 2: Faster, but requires extra hardware
- 2. You'll give your parents a break
- Virginia Housing first-time home buyer programs
- When does the home inspection happen?
- Is there a federal inheritance tax?
- Dress code tips for passport photo
- The most undervalued stocks in the S&P 500
- Bonds
- Cigna Medicare Advantage
- How long does it take to get TSA PreCheck?
- Are auto loan interest rates rising?
- Can you upgrade the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®?
- Best for no credit
- Grace period
- 3. Allocate accordingly
- Elite status
- What does liability insurance cover?
- How to earn points
- 7 best stocks to buy now, according to analysts
- When to refinance a mortgage
- Pros and cons of home equity sharing agreements
- What pet insurance costs
- Can I use ESPN+ to watch ESPN?
- Chase CDs
- Cathay Pacific lounges in Hong Kong
- 2. You'll get some solid perks
- Why invest in energy ETFs
- Chase Sapphire Preferred® Card
- How do I fund my Venmo account?
- February
- Tips to ensure your credit card payment processes quickly
- The Federal Reserve, mortgage rates and inflation
- Learn more
- Who gets a 1099?
- How are business credit scores calculated?
- Preapproval is not the same as pre-qualification
- What identity theft protection companies do
- When is the best time to redeem Aeroplan points?
- Itemizing or taking the standard deduction
- How do Hyatt points compare to other hotel programs?
- 2. The upgrade path is straightforward, if lengthy
- What it means to have FDIC insurance
- How does options trading work?
- First-time home buyer grants across Florida
- You could get a refund
- Are paid surveys worth it?
- Where Mercury falls short
- What is a visa?
- Why might a check take longer to clear?
- Impact on Bitcoin mining
- How to choose the best mutual funds for you
- What Medicare Advantage plans are available?
- Trading in a car with positive equity
- Step 2: Pre-qualify and compare offers
- How to transfer brokerage accounts
- 8 best hot wallets
- What is the 10-year treasury yield today?
- How can you get a certificate of liability insurance?
- Where Chubb falls short
- Why are houses so expensive?
- How to choose a savings account
- The pros and cons of a life insurance trust
- How much available credit should I have?
- You forget whose turn it was to pay the bill
- 3. A relaxing pre-flight experience (and free food!)
- How food prices have changed over time
- How does using a personal loan for business work?
- Investing for income: Dividend stocks vs. dividend funds
- Where to find auto sales listings
- What Medigap Plan A covers
- What’s included in a portfolio
- How to calculate adjusted gross income
- How does a home equity loan work?
- Where Cincinnati Insurance falls short
- Pagar la deuda de la tarjeta de crédito
- FHA insurance vs. PMI costs
- How the standard deduction works
- How does OASDI tax work if I’m self-employed?
- Direct deposit cost
- How does gap insurance work?
- Working with a buyer's agent to purchase a FSBO home
- Does raising the minimum wage cause inflation?
- Why did GDP increase in Q4 2023?
- Top Tier gas: worth the extra cents
- 3. Get ready to pay some fees
- Episode transcript
- The busiest days to fly around Christmas
- What is covered under equipment breakdown coverage?
- Fabric life insurance policies
- Why are eggs so expensive?
- What if you win a vacation or a car or something else instead of money?
- Roth IRA income limits 2024
- Understanding closed-end funds
- 3. Cash back is redeemable in $25 increments
- Benefits of after-tax contributions
- How do I know if I have FFELP loans?
- Pick your product to sell
- Why is budgeting important?
- 1. Chase: $2.61 trillion
- Student loan interest deduction form
- Other alternatives to Mint
- My Best Buy Total
- 2. Route 66
- Types of rewards credit cards
- Tips for sharing renters insurance with a roommate
- A menudo, existe una opción más económica
- Key features of IRAs vs 401(k)s
- Is there an ad-free version of ESPN+?
- Ways to fund your business without taking on debt
- Information you’ll need
- Using a credit card with Bitcoin rewards
- Best life insurance for seniors in April 2024
- 3. Only certain delays are eligible for compensation
- What if I didn't make the 2024 tax deadline?
- Solo 401(k) contribution limits
- Does my car insurance cover rental cars?
- Key sections of an IRS tax return
- Apply for mortgage forbearance
- Terms connected to a short squeeze
- Learn more about life insurance
- What is a Roth IRA account?
- Savings accounts with strong APYs can help your money grow
- For people with Medicare
- What this means for home buyers
- 1. All contributors need FSA IDs
- OFX transfer methods and options
- Making referrals: Caveats and considerations
- NerdWallet’s budget planner
- Pros and cons of a lady bird deed
- Other types of licenses for online selling
- How to determine your closing costs
- How is the Student Aid Index used?
- How to open the Apple high-yield savings account
- 3. Pay down existing debt faster
- Types of gold stocks
- How to use average car interest rates
- JetBlue partner airlines and hotel partners
- 3. Dedicated space for military service members
- 13 fundamentals of personal finance
- First things first: Check your IRA eligibility
- Qualifying for a USDA-guaranteed mortgage
- State availability
- Make a plan
- LendingClub business checking at a glance
- How it compares to traditional credit cards
- 4. Understand withdrawal rules
- Save money for long-term care
- Recent changes to food costs
- Low usage, lack of awareness, little interest
- Historical national rates
- 2. Set financial priorities
- Multi-day park admission deals
- Step 3: Research the top places to make money online
- Traditional IRA income limits
- 3. Some financing plans charge a ‘promotional fee’
- What did the payment pause do?
- State availability
- Costs of life insurance for those in middle age
- Requirements: Who qualifies for the child tax credit?
- 4. You could get hit with an account closing fee
- Two kinds of reverse mortgages
- How easy is it to earn Hyatt points?
- American Pointer Club Scholarship
- Major credit card interchange rates
- 3. You'll get a better return on your investment
- What mortgage can I afford?
- How to find growth stocks
- Dividend vs. growth stocks
- What is a Bitcoin strategy ETF?
- 1. Cora Condo
- Use a budget planner
- 4 ways to avoid overdraft fees
- 2. Rewards are worth 50% more when used to book airfare via Wells Fargo
- Inheritance taxes vs. estate taxes
- Aetna Medicare star ratings
- Joann
- Your time frame for rate shopping
- How student loans work
- Ryanair has been recognized for its safety
- Oceania cruise prices
- Does your business need a certificate of liability insurance?
- How to sign up for the Fresh Start program
- 3. Buy your car to sell or keep
- Pros and cons of using a personal loan for business
- 1. Allianz Travel
- How many devices can you stream ESPN+ on?
- Best car insurance for seniors: star rating
- Should I choose a home equity loan or a HELOC?
- Savings calculator
- How we chose the cheapest companies in California
- 3. Those rewards can be used only within the brand
- Does Disney+ allow password sharing?
- Acadia Realty Trust (AKR)
- Don’t miss the deadline
- 2023 Section 179 deduction limit
- What Medigap Plan A doesn’t cover
- When are state income tax returns due?
- What are Venmo's fees?
- Basic stock chart terms to know
- What to do if your credit card payment is delayed
- So, is booking an Airbnb last minute cheaper?
- 3. Determine other ownership costs
- AutoCheck is better for the price conscious
- Top rental increases and decreases in the U.S.
- Create a plan to pay off their student debt
- 3. Its rewards program is lucrative
- Best car insurance in New York for your budget: Progressive
- Do all workers earn at least the minimum wage?
- How flexible are Aeroplan points?
- Extended warranties for used cars
- 2. Build a money management blueprint
- What are markets expecting from the next meeting?
- Best whole life insurance policies for 2024
- Level 3/DC fast charging: Fastest, but not needed for everyday use
- The bear put spread
- State availability
- 4. The card doesn't travel well
- Hiring a home inspector
- Why poor credit could make a difference
- During the pause: Most borrowers should keep making payments
- So what’s the holdup?
- What happens when Bitcoin reaches its cap?
- What should you consider?
- Amica
- What are AI stocks?
- Price items for profit
- How do you start a budget?
- What does it exclude?
- How LendingClub business checking works
- How to redeem points
- Boost your savings in 2023
- How to find the best stocks to buy now
- Do I have to do anything?
- Qantas lounges
- How to avoid voluntary repossession
- Top car-buying apps
- When you need to contact all bureaus vs. just one
- March
- 4. There are no rewards or other benefits
- Choosing a flat-rate cash-back credit card
- Transactions could be declined
- Do I need a 1099 to file my taxes?
- Do personal credit scores affect business credit scores?
- How far in advance should I get preapproved for a mortgage?
- Removing mortgage insurance
- OASDI limit 2023
- 2. Decide how much to invest
- TurboTax vs. H&R Block: Features and ease of use
- Backdoor Roth IRA rules
- 3. Reward rates are solid, but reward values are meh
- Cash App
- Compare identity theft protection services
- How to identify a short squeeze before it happens
- 4. Neither card offers perks
- Credit cards = happiness?
- 3. Baggage screening
- Are game show winnings taxed differently than gambling winnings?
- Standard deduction
- How to buy a life insurance policy
- Kikoff fees and penalties
- Your credit score could dip slightly
- Find nonprofit student loan assistance
- 401(k)s and other employer-sponsored retirement plans
- How to find undervalued stocks
- What are my repayment options with FFELP debt?
- Trading in a car with negative equity
- 2. Empower: Best for fast cash
- How much does a cashier’s check cost?
- Best for extra perks: Aetna
- What about inflation?
- Freddie Mac Home Possible
- Chubb home insurance coverage
- When to use a credit card
- The value of high APYs
- Average daily balance
- 5. Consider part-time work in retirement
- You disagree about how to use your credit card rewards
- Earn points with the Allegiant World Mastercard® credit card
- Seek scholarships
- 4. A more enjoyable flight
- How much does a Chick-fil-A franchise cost?
- How to apply for an employer identification number
- How to decide between choosing a business loan vs. a personal loan
- Retirement investment account types in a nutshell
- Sacar lo mejor de las malas opciones
- OFX
- How much you can borrow in private student loans
- Plan what you'll do with the welcome bonus
- Best car insurance companies: Our winners
- How to claim the child tax credit
- 5. You could get a bonus without opening a new account
- Buying a FSBO home on your own
- Apply for loan modification
- Star Alliance Lounges
- Delta Air Lines
- Higher Education Act justifies plan B
- What about a higher octane of gas?
- 3. Hilton Sandestin Beach Golf Resort & Spa
- Collect the right tax forms from your lender
- How to earn Hyatt points quickly
- How does a Roth IRA work?
- 3. Good credit habits can boost credit limit or lower APR
- Try a simple budgeting plan
- How a savings account works: withdrawal limits
- 2. Different parent may need to fill out FAFSA
- Referral bonus annual limits
- Western-Southern customer complaints and satisfaction
- How are dividends paid out?
- Top 8 Bitcoin strategy ETFs by fee
- Buying closed-end funds at a discount
- California income tax deadlines and extensions
- Best hotel for family travel: Holiday Inn
- Coinsurance vs. copay
- Price vs. yield
- FAQ about freezing and unfreezing credit
- How does a life insurance trust work?
- ITIN: What it is and how to get one
- Are student loan payments deductible?
- One-quarter of Americans used BNPL in the past year
- Tap into 'living benefits' on a life insurance policy
- Will food prices go down in 2024?
- 3. Through the mountains
- Additional considerations
- Average interest checking account rate: 0.08%
- IRA vs. 401(k): A road map
- How MagicBands work and how to use them
- 2024 Section 179 deduction limit
- Is Solo 401(k) tax deductible? Solo 401(k) tax advantages
- I bonds calculator
- Cincinnati home insurance coverage
- Do mortgage rates follow Fed rates?
- How to unfreeze your credit
- Why doesn’t Zelle send you a 1099?
- Standard deduction 2023
- OASDI limit 2024
- How to set up direct deposit for employees: A step-by-step guide
- Is gap insurance worth it?
- What did consumers spend money on in Q3 2023?
- The Platinum Card® from American Express military benefits
- FDIC insurance: What’s covered
- Why trade options?
- What isn't covered by equipment breakdown coverage?
- The Federal Trade Commission’s budget worksheet
- Who can open a joint business account
- What to know if you take online surveys
- Mercury home insurance coverage
- Closing costs calculator
- Strategies for after-tax 401(k) contributions
- Average mutual fund return
- How to deposit funds into the Apple savings account
- 4. Research insurance options
- Comparing stocks and bonds
- Small-business lending statistics
- How much could your student loan payments be?
- More specific categories for 0% interest promotions
- What do U.S. passport status updates mean?
- How to import bank transactions into QuickBooks Online
- 5. Free things to do
- What are the credit score ranges?
- Some AmEx Centurion Lounges
- 4. Big spenders can earn 'Icon' status
- Can Disney+ fit my budget?
- Need more information?
- Pathway to status
- Types of state income tax
- Lending Bitcoin
- How do I receive money with Venmo?
- Reliability
- Where to find your AGI on your 1040
- What can I use a home equity loan for?
- 4. Find the right car for you
- Start planning for repayment now
- 1. High-yield savings accounts
- Am I eligible for a reverse mortgage?
- How we determined the value of Aeroplan points
- How to decide whether you need an extended car warranty
- How much are American Express Membership Rewards points worth?
- Jim Steere Memorial Veterinary Student Scholarship
- How can businesses save on fees?
- Caveats about UTMA and UGMA accounts
- 5. There's a 0% intro APR period for purchases
- 3. You can pool your earnings from other cards
- When can you sign up?
- The end of pandemic-era relief for FFELP borrowers
- When can’t you rate shop?
- 4. You can walk your dog
- How much does a certificate of liability insurance cost?
- Goodbudget, for hands-on envelope budgeting
- Know what your car is worth
- What’s next?
- How much does employer’s liability insurance cost?
- How the Better Bureau Business decides on a BBB rating
- Why is food so expensive?
- 2. Bank of America: $2.34 trillion
- Maintaining a healthy relationship with credit
- Are the paid My Best Buy memberships worth it?
- How to give the gift of ESPN+
- When voluntary repossession makes sense
- Local sales
- Cheap car insurance in California by age
- SITE Centers Corp. (SITC)
- New York state supplemental income tax
- What eligibility requirements are borrowers still expected to meet?
- Blue Cash Preferred® Card from American Express
- When are state taxes due in 2024?
- The cost of debt without a balance transfer
- Rental car insurance vs. your own auto insurance
- Exceptions to state minimum car insurance requirements
- Paying down a maxed-out credit card
- Is the OASDI tax mandatory?
- Determine if marriage could impact their future bills
- Why you might want the Chase Sapphire Reserve® instead
- How Fabric compares to other insurers
- How do you set up a lady bird deed?
- Programs in the Florida Panhandle
- Which life insurance policy is right for me?
- How to apply for a Kikoff line of credit
- 2. Rebuilding Robert
- Banks and credit unions that clear checks fast
- Best hotel for business travel: Holiday Inn Express
- The future of Bitcoin
- Who pays the closing costs?
- How to find high-yield alternatives
- Kirkland’s
- Understanding brokerage transfer fees
- Copay vs. deductible
- What is the best Oceania ship?
- How to choose an annuity
- Qualifying for a Single Family Housing Direct Home Loan
- Best for fair or limited credit
- Sell your life insurance policy
- An alternative to chasing the best stocks
- Paying the VA funding fee
- Best car insurance for seniors: budget pick
- How to get a home equity loan
- ‘Hummer tax deduction’: Which vehicles does Section 179 cover?
- How much does Medigap Plan A cost?
- Treasury bond and note calculator
- How much can you send with Venmo?
- More advanced stock chart terms
- How long will you pay off a private student loan?
- Consider your current flying and spending habits
- 5. Pre-qualify without affecting your credit score
- Which vehicle history report should you get?
- When should I receive my 1099?
- What is a good business credit score?
- Getting life insurance as a small-business owner
- 2. Solo 401(k)
- Eliminate mortgage insurance
- GameStop, AMC and other famous short squeezes
- 4. Ordering food
- How to choose less crowded (and cheaper) travel days
- Cost of coverage
- How to accept a referral for an AmEx card
- Why is there an egg shortage?
- How to keep your head above water after winning a game show prize
- How to find another company's EIN
- Should you buy growth stocks?
- 6 types of dividends
- How to buy closed-end funds
- 4. It comes with cell phone protection
- States that have estate taxes, inheritance taxes or both:
- How does a HELOC work?
- How to get TSA PreCheck for free
- Popular and new tax credits for 2023 (taxes filed in 2024)
- Why the Roth IRA works for many savers
- Options when 3% down is a challenge
- Where LendingClub business checking stands out
- Why should I open a bank account if I'm undocumented?
- Additional options to pay for college
- 4. The Southern route
- New technology
- Saving for retirement as a nontraditional worker
- 2. Seven Corners
- Sports that may fit your budget
- Some Minute Suites
- 5. Steer clear if you plan to carry a balance
- Factors to consider before paying rent with a credit card
- 4. Credit card protections or travel insurance can cover gaps
- April
- Airbnb hacks and strategies to avoid overpaying
- History of getting to 1.5%
- The importance of a direct 401(k) rollover
- Standard deduction 2024 (taxes filed 2025)
- 3. Open an investment account
- Why you might want a joint credit card account
- How to get gap insurance
- How many banks have collapsed?
- What else you need to know
- Best car insurance in New York for having few customer complaints: The Hanover
- Redeeming points for Star Alliance awards
- Don’t count on this student loan forgiveness yet
- 4. Waldorf Astoria Maldives Ithaafushi
- 5. There are no other Merrick Bank credit cards to graduate to
- 4. Both cards earn rewards
- FDIC insurance: What’s not covered
- For Medicaid beneficiaries
- 3. IRS imports tax information
- More about Fabric
- What else will change for tax year 2024?
- The Bitcoin ETF price war
- How to apply for a joint business bank account
- Do I have to pay California state tax?
- How much does a home inspection cost?
- After the pause: Keep advocating for yourself
- What does Aetna Medicare Advantage cost?
- Have a rate shopping strategy
- 5 steps to applying for a mortgage
- How to apply for student loans
- What if I lose the cashier's check?
- Is Ryanair reliable?
- How long does passport processing take?
- How to open a Chick-fil-A franchise in 4 steps
- Why is food so expensive?
- Why is the IDR account adjustment happening?
- Cheapest for 20-year-old drivers
- 4 common types of portfolios
- What does a construction loan cover?
- The significance of adjusted gross income
- Home equity loan rates in 2023
- Additional child tax credit
- What states are increasing minimum wages in 2024?
- Nebraska Veterinary Medical Association Scholarships
- More ways to take charge of your budget
- Other Kikoff credit-building tools
- Tax implications are unlikely
- Consider your legal options
- Sports cars might deserve a separate policy
- Alternatives to checks
- Benefits of staying as an IHG One Rewards Club member
- Defaulted FFELP Loans and the Fresh Start Program
- Final steps
- Coinsurance vs. deductible
- What is the newest Oceania ship?
- How long does it take to get a certificate of liability insurance?
- Make an attractive listing
- Downsides to upgrading the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Alternatives to regular savings accounts
- Requirements for business loans without collateral
- The bottom line
- Additional education tax breaks
- How to invest in dividend stocks
- MagicBand pros and cons
- Partial payment credit is possible after April 30
- Covering your spouse under your solo 401(k)
- Is Venmo secure?
- Optional coverages
- 5. Contact the seller or visit a dealership
- So, should you switch to Zelle?
- Rent vs. inflation
- 4. Points can't be transferred to other travel programs
- Google Pay
- Get more help with monthly budget planning
- MAGI vs. AGI: What's the difference?
- How did personal income change in Q4 2023?
- How to convert Hyatt points to dollars
- More competitors to cash
- What can you invest in with a Roth IRA?
- Advantages and disadvantages of options trading
- How much to keep in your savings account
- How do the August inflation numbers affect the decision?
- The long straddle
- How to get started with a UTMA or UGMA account
- Visa and passport differences
- 5. You'll have access to Visa Signature perks
- Watch out for capital gains taxes
- W-4 form 2024
- Step 3: Choose your lender and loan
- Keep records from your old account
- 3. EarnIn: Best for large advances
- Auto-Owners
- Why is the 10-year Treasury yield important?
- Best for local support: Blue Cross Blue Shield
- 5. You may score a free massage
- Discounts
- How to purchase a policy
- How to make an appointment at a passport agency
- Types of life insurance trusts
- Additional functionality
- Use an annuity
- Clothes, vintage and crafts
- Urstadt Biddle Properties Inc. (UBA)
- Accepting payments or tips in Bitcoin
- What kind of interest rate to expect with private student loans
- Will my loans get cancelled?
- Home equity loan and HELOC rates
- Have an emergency savings before you help them pay off debt
- Where to find FSBO homes
- 4. Expiration dates apply
- Customer experience
- 5. Foreign transaction fee is low
- 4. Delay impacts some state financial aid forms
- Choosing a card
- Why are egg prices so high in California?
- Do spot Bitcoin ETFs have custodianship risk?
- Alternatives to closed-end funds
- How to invest in AI stocks
- How personal loans and credit cards are similar
- 3. Wells Fargo Bank: $1.68 trillion
- Interest rate
- 5. The West
- Ticketmaster troubles
- What will count toward IDR forgiveness?
- Best car insurance for seniors: fewest complaints
- Are home equity loans a good idea?
- What are the other 2024 tax deadlines to know?
- How do balance transfers work?
- Treasury bills calculator
- Step 4: Evaluate and pivot
- How do construction loans work?
- Xoom
- The bottom line
- Federal funds rate and HELOCs
- Types of 1099 forms
- Is OASDI tax the same thing as Social Security tax?
- Some alternatives to joint credit card accounts
- Is a backdoor Roth IRA worth it?
- How to calculate your modified adjusted gross income
- 5. Customs
- How to check that all money in your accounts is insured
- Advantages
- Top equipment breakdown coverage providers
- Tesla charging stations
- Alternatives to a lady bird deed
- What are some types of e-commerce revenue models?
- Discounts
- 5 types of employer-sponsored retirement plans
- Are FFELP loans eligible for PSLF?
- TSA PreCheck enrollment timeframe recapped
- How it all works together
- Some with credit card debt keep it a secret
- Managing expectations
- When less can be more
- What pet insurance pays for
- Roth IRA vs. traditional IRA
- Does Section 179 cover real estate?
- Buy Medigap Plan A during Medigap open enrollment
- When are New York state income taxes due?
- Do you qualify for borrower defense forgiveness?
- Ongoing perks
- How to open a solo 401(k)
- May
- Buying extra life insurance coverage
- Standard deduction for those 65 or older
- JetBlue
- How can I get more value from my Hyatt points?
- RIVMA Veterinary School Scholarship
- What are fleet cards?
- How much life insurance should I buy?
- Kikoff vs. Self
- 3. Meg Mover
- What is California's standard deduction?
- Visa vs. passport recapped
- What happens during a home inspection?
- Pros and cons of investing in gold stocks
- What’s included on Oceania cruises?
- Key benefits of the Fresh Start program
- Buy a combination long-term care/life insurance policy
- Average certificate of deposit rate: 1.81% for one-year CDs
- What does a shared equity agreement cost?
- 3. IMG
- Know the implications of consolidation
- Does Venmo offer a debit or credit card?
- Ways to get the best home equity loan rates
- Discounts
- Pros and cons of a 401(k) rollover into an IRA
- Taxes for rollover IRAs: 2 rules to know
- How to freeze your child’s credit
- Can I get my Social Security tax back if I’ve overpaid it?
- When to expect your child tax credit refund
- Why you may not be getting a response after an interview
- 2. Certificates of deposit
- Credit union personal loan rates
- TurboTax vs. H&R Block: Support
- Before house hunting, get preapproved for a mortgage
- 5. Watch out for the interest rate
- Best car insurance in New York for ease of use: State Farm
- Minimum wage increases
- How to book a business class ticket with Iberia
- Are Roth IRAs insured?
- Alternatives to savings accounts
- How to change or cancel an EIN
- Other Roth IRA rules
- The most popular surveys for cash apps
- 3 ways to avoid inheritance tax
- How to find the 2024 W-4
- The return of credit cards for gas
- Cashier’s check vs. certified check vs. money order
- Are 10-year Treasury notes a good investment?
- Consumer complaints
- Premium checking accounts
- If you haven’t received your passport
- Where LendingClub business checking falls short
- 3. Get disability and life insurance
- VA funding fee vs. mortgage insurance
- Universal vacation packages
- Do I have to pay New York state income tax?
- What is your modified adjusted gross income (MAGI)?
- 6. Inspect and test-drive the car, if applicable
- 4. Pick an investment strategy
- 5. It comes with other travel goodies
- 5. Hilton Grand Vacations Club Ocean 22 Myrtle Beach
- Credit card spending still has many positives
- What happens when a bank fails
- Disadvantages
- Should long-term investors pay attention to Fed interest rate policy?
- 5. Student Aid Index (SAI) replaces EFC
- Growth stocks vs. dividend stocks
- Avoid the student loan scammers
- More reading about ETFs
- IRAs
- More U.S. passport photo requirements
- Small-business diversity statistics
- How to upgrade the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Ways to get the best USDA mortgage rates
- Credit unions and banks that don’t require Social Security numbers to open an account
- About the program's elite status
- Are Disney MagicBands worth it?
- Kite Realty Group Trust (KRG)
- Citi Custom Cash® Card
- 5. Filing requirements and deadlines matter
- How to start a portfolio
- Which insurance companies sell gap coverage?
- Why did First Republic Bank fail?
- What is the median household income in the U.S.?
- Receiving referrals: Compare referral welcome offers
- How do fleet cards work?
- What do the approvals mean for Bitcoin?
- Consumer complaints
- What part of my income gets taxed by California?
- Step 4: Gather loan documents
- The catch: Your health plan's network
- On-time performance
- Tips to find cheap flights any day of the week
- How to find AI ETFs
- Consumer experience
- Buy a short-term care insurance policy
- If you’re considering Amtrak’s cross-country routes …
- What factors impact your credit scores?
- Best car insurance for seniors: ease of use
- How do I grow my home's equity?
- What if you don’t qualify for Section 179?
- 2023 state income tax rates and brackets
- Day-trading Bitcoin
- What to look for in a balance transfer card
- Airline loyalty programs
- Compare alternative plans
- Consumer complaints
- PayPal
- The American Veterinary Medical Foundation (AVMF) Scholarships
- Other factors that affect charging speed
- 3 tips to control central air conditioning installation costs
- Ways to build your credit
- Can (or should) I consolidate my FFELP loan?
- HELOC requirements
- Travel and shopping protections
- 4. Varo: Best for existing bank customers
- If you want to visit an airport lounge in JFK's Terminal 5
- Oceania Cruises loyalty program: Oceania Club
- Making the call
- EveryDollar, for simple zero-based budgeting
- U.S. passport agency locations
- 4. Citibank: $1.01 trillion
- How are food prices tracked?
- How much does it cost to refinance a mortgage?
- Will parent PLUS loans qualify?
- Travel perks
- How to get a lower interest rate on private student loans
- How much can you borrow with a home equity loan?
- Who should get a home equity loan
- It’s more expensive to rent than ever before
- 2024 child tax credit news update
- How did we determine the Hyatt points value?
- Roth IRA eligibility rules
- For the uninsured
- 6. Pell Grant award expands
- You can prioritize other financial goals
- Consumer experience
- Some helpful links from the IRS
- Can I take my own passport photo?
- Mutual fund fees
- The drawbacks of owning multiple brokerage accounts
- When undervalued stocks become popular
- Do I have to update my W-4 every year?
- Country Financial
- How do you buy 10-year Treasury notes?
- Best for low-cost plan availability: Humana
- If you're considering an upgrade from the Chase Sapphire Preferred® Card to the Chase Sapphire Reserve®
- Days in the cycle
- Do you ever need to change your EIN?
- Getting a refund for your funding fee
- Where can you get the best loan?
- How to apply for borrower defense to repayment
- June
- When should you freeze your credit?
- 3. Bonds
- United Airlines
- The long strangle
- 4. Sarah Sandwich
- Are after-tax 401(k) contributions right for me?
- How can I avoid cashier's check fraud?
- How borrowing affects your credit score
- How repayment of the equity investment works
- Florida resident discount for Universal Orlando Resort
- What is New York state's standard deduction?
- How to get a construction loan
- 7. Determine which warranties are right for you
- Consumer experience
- How to get a loan from a credit union
- 3. SEP IRA
- Full list of the best car insurance in NY
- 6. Hotel del Coronado, Curio Collection by Hilton
- More ways to pay for veterinary school
- How much do life insurance policies cost?
- Lodge a student loan complaint
- Am I a resident for California state tax purposes?
- What's included in a home inspection report?
- Find the best homeowners insurance in your state
- Dress code for a passport picture recapped
- Closing costs for the buyer
- Additional Aetna benefits
- How to get a home equity line of credit
- How to buy gold stocks
- Should you fly with Ryanair?
- Provide top-notch customer service
- How to track your passport status, recapped
- VA funding fee isn't the only closing cost
- 4. Trawick International
- Electronics
- InvenTrust Properties Corp. (IVT)
- 6. Delayed flights from Europe are covered under EU261/UK261
- When will I get my refund?
- MoneyGram
- Who should get a HELOC
- Standard deduction for dependents
- How much does gap insurance cost?
- Why did Silicon Valley Bank fail?
- Which card should you get?
- Programs in north Florida
- Navient aims to transfer FFELP loans to MOHELA
- Do you pay tax on T-notes?
- The bottom line
- Best for poor credit
- Are interest rates fixed on savings and checking accounts?
- If you want to book a cheap beach vacation
- Get help charting the right course
- Hotels to book with points in New York City
- Will my servicer know if I qualify?
- The cheapest car insurance for seniors
- Debt-based financing options for your business idea
- Home equity loan requirements
- What’s next, a 2% standard?
- Why do I need a business credit score?
- How did rent get so expensive?
- Ways to get good value in Iberia business class
- Where to find the best savings accounts
- How to evaluate dividends
- How to adjust your Form W-4
- Small-business industry statistics
- Recap: How to get a cashier's check
- 5. U.S. Bank: $646.73 billion
- Is it worth going to a tax preparer?
- How to find the best refinance rates
- Should you apply for a personal loan online or in person?
- If you want to fly for free ...
- Cons of a credit freeze
- Depreciation examples
- 5. Understand your investment options
- The Platinum Card® from American Express for military spouses
- What do the approvals mean for other crypto investments?
- NerdWallet home insurance calculator methodology
- How to earn or redeem TrueBlue points with other JetBlue travel partners
- Other ways to invest in racial justice
- Next Steps
- Could we be in an AI bubble?
- Other home insurance companies to consider
- What's next?
- Which type of life insurance should I put in a trust?
- What kind of liability insurance do I need?
- What if you lose your EIN?
- Average money market account rate: 0.66%
- Should you pay rent with your credit card?
- Interest-based passive income ideas
- Am I a resident for New York state income tax purposes?
- Using your credit card for rental car coverage
- July
- Venmo
- Why you can trust NerdWallet
- 7. Application available in more languages
- The bottom line
- How to finance central air installation
- Retirement accounts for small-business owners and self-employed individuals
- Determining which business licenses you need to sell online
- Can you lose money in mutual funds?
- Aetna Medicare Advantage plan types
- How much can you borrow with a HELOC?
- Step 5: Submit your application and get funded
- 5. Dave: Best for repayment flexibility
- Doing the math on copays, coinsurance and deductibles
- Personal loans vs. credit cards for debt consolidation
- Could I lose my money in a checking or savings account if the bank fails?
- Can you get a passport in one day?
- If you join MeliáRewards
- Are these the best dividend stocks?
- 8. Negotiate the best price
- The bottom line
- Can you contribute to a rollover IRA?
- How do I get my business credit score?
- When can't you take the standard deduction?
- Credit union vs. online lender
- Credit cards that earn Hilton points
- What’s a spousal Roth IRA?
- Fleet fuel cards: benefits and drawbacks
- 5. Mike Minimum
- Factors that don’t affect your credit scores
- Where to get a home equity sharing agreement
- Urban Edge Properties (UE)
- How applying can affect your loans
- Capital One Venture Rewards Credit Card
- Longer list of extras for the Southwest Rapid Rewards® Priority Credit Card
- 2024 state income tax rates and brackets
- What about Bitcoin mining?
- Tax Day resources
- Are home equity loans a good idea?
- Alternatives to gap insurance
- Your readiness to buy a home
- The bottom line
- Best of the Blues: Highmark
- More eligible properties could help
- What if I had delinquencies or a student loan in default?
- Figuring out how much you need to save
- What does travel insurance cover?
- Credit freeze or credit lock?
- Consequences of a child tax credit error
- Refunds, audits and other considerations
- Calculating MAGI: Example
- 8. Fewer questions
- Other home insurance companies to consider
- The Hanover
- Empower Personal Dashboard, for tracking wealth and spending
- Should I have my checking and savings accounts at the same bank?
- What's the difference between a CPA and a tax preparer?
- How much money can you make on YouTube?
- Refinancing a mortgage, step by step
- What is a no-credit-check loan?
- The cost of veterinary care
- Air Canada flight delay compensation, recapped
- Who can get a business credit card with no personal guarantee?
- Understanding depreciation in business and accounting
- Why did Signature Bank fail?
- The bottom line
- If you want to stay at a Hilton beach resort
- FDIC insurance limits and ownership categories
- How to apply for an online business license
- As a last resort, contact your member of Congress
- 6. PNC Bank: $551.13 billion
- How to improve your credit
- Buying rental car insurance on your own
- August
- How long should you hold on to an income tax return?
- Other home insurance companies to consider
- How much is my 2023 standard deduction?
- If you’re looking for AmEx Platinum Card military benefits
- 3. Make the most of your savings
- Cards that earn American Express Membership Rewards points
- The synthetic long
- Other ways to build credit
- Bottom line: Is Spirit Airlines a good airline and should you fly them?
- How do I buy liability insurance?
- How to choose the best annual travel insurance policy
- Western Union
- Why are personal guarantees on business credit cards necessary?
- 9. Maximize trade-in value, if applicable
- Who can access your frozen credit reports?
- Important considerations when opening a Roth IRA
- Walmart2Walmart
- Roth IRA vs. traditional IRA: What's the difference?
- 9. You can list more colleges
- Compare top-rated life insurance companies
- 6. MoneyLion: Best for existing customers
- Small-business outlook statistics
- Bond Funds
- Federal Realty Investment Trust (FRT)
- Key terms in this story
- More about these cards
- Using depreciation to plan for future business expenses
- State child tax credits
- Can you cruise without a passport?
- 6. Candy Canceler
- If you’re choosing between Holiday Inn vs. Holiday Inn Express
- Aetna third-party ratings
- Other types of tax preparers
- More about the card
- Are conventional 97 LTV loans better than FHA?
- How to get a passport in 24 hours
- The difference between interest rate and APY
- Consider all your options
- Can I get a refund?
- Drawbacks to business cards with no personal guarantee
- What is the difference between a tax return and a tax refund?
- Compare insurance rates by driver history
- The benefits of direct deposit
- Next steps
- Programs in central Florida
- Fuel card vs. business gas credit card
- How to design an e-commerce business model
- Is getting a HELOC a good idea?
- Should you invest in AI stocks?
- After deciding
- Ideal Chick-fil-A operator candidate
- California resident discount for Universal Studios
- Types of stock charts and how to read them
- Should I choose a home equity loan, HELOC, or cash-out refinance?
- What’s happening with Silvergate Capital Corp.?
- 4. SIMPLE IRA
- The bottom line
- How to shop for Medicare Advantage plans
- How can I check and monitor my credit?
- Earn an audience, and earn more in the long run
- September
- 10. Make the purchase
- What is the $500 credit for other dependents (ODC)?
- TurboTax vs. H&R Block: Which one is right for you?
- 10. Sibling discount removed
- Are dividends taxed?
- Types of financial planning help
- 7. Goldman Sachs: $463.99 billion
- How much does liability insurance cost?
- AmEx Centurion Lounge locations
- 2023 vs. 2024 standard deduction
- Who is most likely to rent?
- Depreciation and taxes
- What happened to Credit Suisse?
- Find the best life insurance policy for you
- Alternatives to pet insurance
- If you want to buy annual travel insurance
- Kimco Realty Corp. (KIM)
- Funding your business’s growth
- U.S. Bank Cash+® Visa Signature® Card
- When are tax returns due to the IRS?
- What is credit card consolidation?
- Child tax credit vs. child and dependent care credit
- How to open a Roth IRA in 4 steps
- Examples of FDIC insurance limits and coverage
- Next steps
- California state tax credits
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Nationwide
- Which type of bond is right for you?
- 4. Money market funds
- Western Union
- If you fly Iberia Airlines business class
- More resources on investing
- If nothing else, pay on time
- W-4 calculator
- What is a tax consultant?
- Other ways to make money
- Become an annual pass holder or season pass holder
- When to claim the standard deduction
- Transfer points to your TrueBlue account from Chase, Citi or American Express
- PocketGuard, for a simplified budgeting snapshot
- How to Improve Your BBB Rating to Get to A+
- 8. Truist Bank: $534.93 billion
- How the FDIC calculates national rates
- Apparel and shoes
- October
- How does credit card consolidation work?
- Modified adjusted gross income: The bottom line
- Does your business need a fleet fuel card?
- Understanding life insurance quotes
- Should I use a CPA or tax accountant?
- Learn from and work with Black financial professionals
- Car rental insurance: The bottom line
- Are other banks are in trouble?
- How do TurboTax and H&R Block compare with other providers?
- Is it better to get a home equity loan or line of credit?
- 3 best cold wallets
- Next Steps:
- Cheapest for 30-year-old drivers
- Final thoughts on Centurion Lounge access
- Armada Hoffler Properties (AHH)
- How to choose among the best ways to send money internationally
- Rent vs. income
- Programs in south Florida
- What else to know about Form W-4
- What is Oceania Cruises known for?
- Aetna Medicare Advantage service area
- 8. Klover: Best for no-fee advances
- Things to consider about loans with no credit check
- Practical matters
- Cheapest car insurance for seniors by state
- 5. Mutual funds
- Should I take my money out of the bank?
- What are tax deductions?
- Should you buy stocks or bonds?
- Import transactions into QuickBooks from Excel
- NYC income tax rates
- Credit cards
- November
- Is consolidating credit card debt a good idea?
- What to do if you can’t keep up with your HELOC payments
- 9. Capital One: $468.23 billion
- So, is pet insurance worth it?
- Credit card rewards
- Zelle:
- Final thoughts on the best flight booking site
- Small-business banking statistics post-SVB failure
- Choose the best Delta credit card offer for you
- State Farm
- Brixmor Property Group Inc. (BRX)
- Bank of America® Premium Rewards® credit card
- Best stocks for beginners
- 5. Defined benefit plan
- Why is financial planning important?
- The bottom line
- How to get the best car insurance rates for seniors
- Other life insurance options for seniors
- Can I still use my credit card after debt consolidation?
- Are we in a recession?
- First-time home buyer programs near Virginia
- Other options
- 6. Index funds
- Your next step
- Chick-fil-A alternatives
- National first-time home buyer programs
- Pros and cons of loan apps
- Honeydue, for budgeting with a partner
- 10. TD Bank: $366.25 billion
- The bottom line on how to read stock charts
- December
- Setting up direct deposit for your employees
- Aetna customer service
- The upside down: When debt and equity roles reverse
- How to shop for no-credit-check loans
- More about buying life insurance as a senior
- 4. Be persistent
- How to track your California state refund
- Closing costs for the seller
- Regency Centers Corp. (REG)
- The bottom line on investing in stocks
- Are we headed for a depression?
- How to find out if your bank is FDIC insured
- Cheapest car insurance by state
- What to know about the best ways to send money
- What are tax write-offs?
- Travelers
- 6 things to know about New York state income tax
- No-credit-check loan alternatives
- Bilt World Elite Mastercard® Credit Card
- 11. BMO: $260.79 billion
- More about top-rated life insurance companies
- California state sales tax
- What is a 1099 employee?
- Where to open a retirement plan if you’re self-employed
- How to make money from home
- What if you're not eligible?
- Alternatives to the best whole life insurance
- How do you claim tax deductions?
- Budgeting resources from NerdWallet
- Beauty and personal care
- Military discounts
- Fees
- 7. Exchange-traded funds
- 5 things to know about California state tax
- 12. Citizens Bank: $224.96 billion
- How to get cheap car insurance
- Are cash advance apps payday lenders?
- More small-business data from NerdWallet
- USAA
- More about whole life insurance
- The bottom line
- AAA membership discounts
- Methodology to identify the best budget apps
- Other notable options
- 8. Stocks
- What are the Roth IRA withdrawal rules?
- Are apps like DailyPay and Payactiv cash advance apps?
- 13. First Citizens Bank: $213.59 billion
- Risks of getting cheap auto insurance
- Pros and cons of starting a vending machine business
- Warehouse clubs
- More about top-rated life insurance companies
- Alternatives to cash advance apps
- Considerations when importing transactions into QuickBooks Online
- Major issuers and their policies on instant credit access
- Other ways to earn American Express Membership Rewards points
- The benefits of an auto and home insurance bundle
- How to get discounted Universal Studios tickets, recapped
- 14. Fifth Third Bank: $211.98 billion
- Cheapest for 40-year-old drivers
- Is Spirit better than Frontier?
- The drawbacks of an auto and home insurance bundle
- How to make money offline
- The fine print
- 9. Alternative investments
- Should you bundle car and home insurance?
- 15. M&T Bank: $208.61 billion
- Entertainment
- Cash advance app star rating methodology
- 16. Huntington National Bank: $186.36 billion
- Bundling tips
- 10. Cryptocurrency
- Other ways to save money
- Full list of the best car insurance companies
- 17. Ally Bank: $185.72 billion
- Get your free birthday stuff and deals
- How to compare car insurance rates
- The bottom line
- 11. Real estate
- How we chose the best home and auto insurance bundles
- Best car insurance companies by state
- 18. KeyBank: $185.57 billion
- How to start a profitable business
- How to choose the best investments in 2024
- How to find the best car insurance
- 19. American Express National Bank: $174.80 billion
- 20. HSBC Bank USA: $161.30 billion
- Cheapest for 50-year-old drivers
- Want to start a business?
- How to choose an insurance company
- Watch out for making money scams
- Cheapest for 60-year-old drivers
- Cheapest for 70-year-old drivers
- Learn more about personal finance
- Cheapest car insurance for military families
- How to get cheap car insurance in California
- Minimum auto insurance requirements in California
- Alternative car insurance in California
- How AAA car insurance works in California
Breakdown of central air costs
The price of an air conditioning unit is only one piece of the total cost to install central air. You’ll also need to pay for a pre-installation evaluation, possible air duct installation or modification, and a qualified professional in heating, ventilation and air conditioning, or HVAC, to do the work.
Pre-installation evaluation: $250 for a 2,000 square foot home
A Manual J load calculation is the first step in proper installation, according to the American Society of Home Inspectors. This calculation tells contractors how well your home retains heat throughout the day and what size air conditioner will keep it cool.
Ideally, the load calculation would be part of a home energy audit. This assessment identifies air leaks and other issues that increase the cost to run an air conditioner. An energy audit can cost several hundred dollars, but your utility company may offer discounts or rebates. You can also receive a tax credit up to $150 for getting a home energy audit.
Ductwork and design: $500 to $7,500
After the pre-installation evaluation, your contractor should check the systems an air conditioner relies on, especially ductwork, and ensure they can handle central air.
If there’s no existing ductwork, installation could cost between $3,000 and $7,500 for 300 linear feet, according to the home improvement hiring platform Angi.
Even if your home has existing ductwork, it may need to be upgraded if it’s not able to handle the increased airflow coming from the new AC unit. It could also need to be replaced if there are leaks. In this case, the American Society of Home Inspectors estimates that this could cost between $500 and $2,000, or $10 to $20 per linear foot (plus labor costs) if it’s a small section that needs to be replaced.
The type of central air unit: $600 to $24,000
Depending on the size and structure of your home, you’ll choose from the following types:
Central air conditioner: $1,500 to $7,900. This is the most popular choice for homeowners, and, while expensive, can be a very effective option for cooling homes in hot climates. If a contractor has to add ductwork, you’ll need to factor in those costs as well.
Split air conditioning systems: $600 to $20,000. This system has both an indoor and an outdoor cabinet — sort of like a combination of central air and a window unit. The indoor cabinet often contains the furnace, and split systems can be the most economical choice for homes that already have a furnace. They also don’t use ductwork, making them an option for homes without existing ducts.
Geothermal heat pumps: $4,200 to $24,000. These act as both an air conditioner and furnace, extracting hot air from your home and pumping it outside in the summer and pulling heat from underground inside during the winter. Underground temperatures tend to be stable, meaning that geothermal heat pumps are an efficient option even in climates with temperature extremes.
Air-source heat pumps: $3,000 to $8,000. Similar in idea to geothermal pumps, air-source heat pumps circulate air from inside and outside the home to regulate the temperature. Air-source heat pumps are more popular, and often less costly, than geothermal heat pumps.
Size of the AC system
In addition to type, the cost of a central air unit varies by size. An air conditioner’s capacity to cool the air is measured in tons or British thermal units (BTUs); residential systems are generally available in 1.5- to 5-ton capacities. According to Architectural Digest, you can expect to need about 20 BTUs per square foot of interior space.
Installation and labor: $75 to $250 per hour
You can typically expect to pay a contractor between $75 and $250 an hour, depending on what kind of system you’re getting and the level of complexity (such as if ductwork needs to be installed).
To find a high-quality HVAC contractor:
Read online reviews and ask friends for referrals.
Search for contractors on the Air Conditioning Contractors of America website (and use this handy checklist to guide the conversations).
Compare estimates from at least three different companies.
Ask lots of questions about their qualifications and standards.
Seasonal Energy Efficiency Ratio (SEER) Rating
A system’s SEER rating measures its energy efficiency. Systems sold in the U.S. must have a minimum rating of 14 (or 15 in hotter parts of the country); high-efficiency systems have ratings of 18 or higher. Higher efficiency comes with a higher initial price tag, but can save you money in the long run on your energy bill.
3 tips to control central air conditioning installation costs
1. Examine your cooling needs
If you’re an empty nester or only home at night, consider a ductless mini-split air conditioning system. These systems combine an outdoor compressor and condenser with indoor blower vents that can be installed on just about any exterior wall. You might also consider a window unit, which you can install yourself and costs between $150 and $800.
2. Time it right
Scheduling installation in the off-seasons — spring and fall — may yield a lower price or faster turnaround time because HVAC pros aren’t as busy.
3. Look for equipment rebates and tax credits
Local governments, as well as utility companies and manufacturers, promote the use of high-efficiency air conditioners through financial incentives. Use the Energy Star rebate finder to find money-saving opportunities in your ZIP code.
How to finance central air installation
If you’re not planning to pay for your new air conditioning system out of pocket, you have several financing options that you can explore.
Home equity loan
A home equity loan allows you to borrow against your home’s equity (the current value of the home, minus any remaining mortgage balance) and receive a lump sum in the form of a second mortgage, which you pay back at a fixed rate. This loan is secured by your home, which means that you can often get a lower rate than with an unsecured personal loan or credit card. It also means that if you can’t make the required monthly payments, you could lose your home to foreclosure.
According to Angi, a new HVAC system can potentially increase the value of your home by 5% to 7%, further adding to your equity.
» MORE: Best home equity loan lenders
Home equity line of credit
A home equity line of credit (HELOC) operates similarly to a home equity loan, with two major differences. The first is that the interest rate will most likely be variable (moving up or down with the market), unless you seek out a lender that offers a fixed rate option. The other difference is that rather than receiving the loan all at once, you’re granted a line of credit that you can borrow against up to a certain limit for a predetermined amount of time (usually 10 years).
This can be a sensible option for borrowers who are planning a series of home improvement projects beyond the new air conditioning system, since you can continue to borrow as necessary.
» MORE: Best HELOC lenders
Cash-out refinance
If interest rates are lower than your current mortgage rate, you might consider a cash-out refinance. This replaces your existing mortgage with a new, larger loan, with a new rate and repayment terms. The idea is that you use the extra cash to finance your new air conditioning system, wrapping up this payment with your mortgage into one loan.
Cash-out refinances come with closing costs of 2% to 6% of your total loan amount, so the savings from a lower interest rate would need to be large enough to offset this expense.
» MORE: Best cash-out refinance lenders
Personal loan
If you haven’t built up enough equity for a home equity loan or HELOC (or if you want to avoid their added risks), you could finance your new air conditioner unit with a personal loan. These will often come with higher rates, but are not secured by your home and can often be funded relatively quickly.