TSYS Review: What’s Available

TSYS offers card-issuing services while its sister companies provide payment processing options.
Lisa Anthony
By Lisa Anthony 
Edited by Claire Tsosie

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TSYS provides products and services to financial institutions and retail companies that issue credit and debit cards. It merged with Global Payments Inc., a technology and software company, in 2019. Payment processing services for merchants are no longer a focus for TSYS, but are offered by other Global Payments companies.

What card-issuing services does TSYS offer?

TSYS typically works with retail businesses, banks, credit unions, health care providers and other institutions that issue credit, debit and other types of payment cards. It provides a broad range of services.

Card issuers can outsource some or all of their customer service needs to a TSYS call center. Risk management options are also available, as are business-to-business payment processes for commercial, corporate and government card issuers. Debit transaction services include real-time authorization of transactions, risk management and fund settlement.

PRIME, an integrated platform where debit, credit, prepaid, commercial and other cards can be issued, supports multiple currencies and payment schemes.

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Where can I get payment processing services?

Payment processing services are available through other Global Payments companies, including Heartland Payment Systems and Xenial. Heartland provides payment process services to small and large U.S. businesses, and Xenial offers payment processing along with other specialized technology to businesses that serve food from multiple locations.

A version of this article was first published on Fundera, a subsidiary of NerdWallet.

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