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Both American Airlines and Delta Air Lines have shifted to a loyalty program that awards elite status based on how much money is spent with the airline, its partners and on its co-branded credit cards.
Deciding which loyalty program is most rewarding varies from person to person and because that decision is based on where you live, where you travel to most often and the type of trips you like to redeem with miles.
When comparing American AAdvantage versus Delta SkyMiles though, there is a clear winner for those who do want to maximize their rewards with a lower spend. Here’s what you need to know to make the right decision for you.
Earning frequent flyer miles
Winner: Tie
Both carriers have a similar earning structure offering general members 5x miles per dollar spent on all fares, except for basic economy (more on that below). Elite status travelers earn at a ratio of 7x, 8x, 9x and 11x in ascending order based on the four tiers.
» Learn more: The best airline credit cards right now
Earning AAdvantage miles
American offers a variety of other ways to accrue miles through spending: booking rental cars, hotels or vacation packages through the airline, shopping through the online portal or spending on American Airlines co-branded credit cards .
Unlike Delta, AAdvantage members do earn miles on basic economy fares, but at the measly rate of 2 miles per $1. Members with elite status will also get a bonus on the 2x miles.
Earning Delta SkyMiles
Delta offers similar mileage-earning opportunities but tacks on some innovative partnerships like earning miles when shopping via Instacart, Starbucks, Uber, and Airbnb, among others. It also has a suite of co-branded Delta credit cards . SkyMiles members do not earn miles on basic economy tickets.
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Earning elite status
Winner: American Airlines
Things get a bit more interesting here because it's much easier to earn status with American and its Loyalty Points system than with Delta and its Medallion Qualification Dollars (MQDs).
Both airlines use different metrics, but the chart below outlines the different tier qualifications for 2025 elite status. American and Delta have also created online calculators to help you determine your specific situation.
| Elite status | American | Delta |
|---|---|---|
| Low-level status | 40,000 Loyalty Points for Gold. | 5,000 MQDs for Silver. |
| Mid-tier status | 75,000 Loyalty Points for Platinum. | 10,000 MQDs for Gold. |
| High-level status | 125,000 Loyalty Points for Platinum Pro. | 15,000 MQDs for Platinum. |
| The top tier with published thresholds | 200,000 Loyalty Points for Executive Platinum. | 28,000 MQDs for Diamond. |
Earning status in either program through credit cards
It is possible to achieve elite status without flying by spending on the airlines' credit cards.
American's co-branded credit cards give holders one Loyalty Point per $1 spent. Meanwhile, Delta co-branded credit cards earn one MQD per $10 or $20 spent (depending on the card).
If you were only relying on credit card spending, it would cost $40,000 in a program year to achieve Gold status on American. To get the equivalent entry-level status on Delta when using the Delta SkyMiles® Reserve American Express Card (see rates and fees), which earns 1 MQD per $10 spent, would require spending $25,000 (taking into account the automatic 2,500 MQD bonus you get simply for holding the card). With the Delta SkyMiles® Platinum American Express Card (1 MQD per $20 spent), you'd have to spend $50,000. Terms apply.
Earning status in either program through flying
American Airlines also lets elite members earn Loyalty Points at a higher ratio. For example, an AAdvantage Executive Platinum member earns 11x Loyalty Points per dollar spent on flights, compared to just 5x for general members. On Delta, a general non-status member and a Diamond Medallion earn 1 MQD per dollar spent, so the ascent to top status (or requalification) is much harder with Delta than on American.
» Learn more: Is a Delta credit card worth it?
Redeeming frequent flyer miles
Winner: American Airlines
The whole point (forgive the pun) in earning miles is to redeem them for travel to the places you want to go. This means that the number of redemption partners for an airline program is key, and the ability to know how many miles you would need is helpful.
Both airlines have moved to dynamic pricing, which means knowing how many miles you will need for a redemption is hard.
Low-priced American Airlines award flights
It is common to find American awards in economy as low as 5,000 or 7,500 miles for a short, one-way redemption. Longer flights and those in the premium cabin can cost more, but you can usually find good deals if you are flexible.
That doesn’t mean there are not some crazy high redemptions like one-way business class flights to Sydney for 450,000 miles. But across the board, there are many more sweet spots.
Few discounts on Delta award flights
Aside from the occasional SkyMiles flash sale where the carrier makes many awards quite affordable, its cheapest standard redemption using SkyMiles usually prices into basic economy.
🤓 Nerdy Tip
Those with an eligible Delta co-branded credit card receive a 15% discount on redemptions, which takes some of the edge off the higher prices. This means you have fewer benefits and won’t be able to use the Sky Club, even with an annual membership. If you redeem your SkyMiles for a business class seat, the pricing can be astronomical, sometimes as much as 400,000 to 500,000 miles for a one-way ticket.
» Learn more: The best travel card sign-up bonuses right now
Seat upgrades on flights
Winner: American Airlines
Both loyalty programs offer elite-status members space-available upgrades on most domestic and regional flights. These are not promised, and they should not be expected. If you really want to fly in the premium cabin, you should purchase a ticket for it.
But when there is space, it’s nice to be recognized. Both programs also offer their top-tier elites upgrade certificates that can be used on longer flights, but they are quite different.
American allows upgrades from economy to business
American’s systemwide upgrades are available on any economy class fare for an upgrade to business class or domestic first class if inventory is available. However, these cannot be used on award tickets.
A recent change is the ability to also use upgrades on British Airways tickets, but you’ll only be able to go from economy to premium economy, premium economy to business, or business to first class.
» Learn more: The guide to American Airlines partners
Most Delta upgrades are from economy to premium economy
On the other hand, Delta complimentary upgrades are only available from economy to the next-available cabin. On many flights, this is economy to premium economy — not business class. If space is available at departure time, the upgrade to business would be made available. This makes it less rewarding to use these.
Delta does deserve credit, however, for allowing elite travelers to use these certificates on award flights and Miles+Cash tickets, as well as with partners like Air France, KLM and Virgin Atlantic.
» Learn more: How to get a free upgrade on Delta
Lounge access
Winner: American Admirals Clubs
Both airlines have an extensive lounge network providing travelers with a place to relax. They include complimentary refreshments and more personalized customer service.
American Admirals Club lounge access
American is working on upgrading many of its Admirals Clubs and improving the food and beverages. Where American earns accolades is in its entry policy, which includes any time before departure on a same-day American or partner flight as well as upon arrival.
An annual membership to Admirals Clubs costs $850 or 85,000 AAdvantage miles for one person. The membership provides entry for you and up to two guests. You can also purchase a membership for yourself and your spouse, which costs $1,650 or 165,000 AAdvantage miles.
A cheaper way to get access to Admirals clubs is to sign up for the Citi® / AAdvantage® Executive World Elite Mastercard® (annual fee: $595), which also allows cardholders to bring in two guests on an unlimited annual basis.
Another way to get lounge access to through elite status or by flying in a premium cabin. American also grants entry to top American or Oneworld elite members traveling on an international flight (even when in economy class).
Delta has better lounges, but more restrictions
Typically, Delta Sky Clubs are more modern and have better food spreads. These lounges have become so popular with travelers that the airline had to limit access to only three hours before departure.
An annual Delta SkyClub membership costs $695 or 69,500 SkyMiles miles for one person. Any additional guests will incur a fee. You can also purchase an executive membership, which costs $1,495 or 149,500 miles and allows you to bring up to two guests. You must be a Delta Medallion member to purchase a membership.
You can also get access to Delta SkyClubs by holding the right credit card. As a result of an agreement with American Express, Sky Club access is available to those with certain cards, including:
- American Express Platinum Card®: annual fee of $895 (see rates and fees).
- The Business Platinum Card® from American Express: annual fee of $895 (see rates and fees).
- Delta SkyMiles® Reserve American Express Card: annual fee of $650 (see rates and fees).
Cardholders are granted a limited number of passes yearly: 10 to those who hold the American Express Platinum Card® and The Business Platinum Card® from American Express and 15 to those who hold the Delta SkyMiles® Reserve American Express Card unless cardholders can spend $75,000 on the card in a calendar year to earn unlimited passes. Terms apply.
Each pass is valid for a 24-hour period, which means that one pass can be used at departure, connecting and arrival airports (even if on a redeye flight). Once these visit passes are exhausted, credit cardholders can pay $50 for additional entries to the lounge.
Another way to get lounge access to to travel in a premium cabin on Delta or a SkyTeam airline or to have SkyTeam elite status.
Unfortunately, Delta elites traveling in economy class cannot access Sky Clubs on an eligible, same-day international departure, despite this being a key perk for SkyTeam elite status. New restrictions also cut access for pretty much anyone traveling in basic economy.
Travel credit cards available
Winner: Delta Air Lines
Both airlines offer personal and business credit cards, ranging from no-annual fee cards with few perks to cards with high annual fees and other benefits like lounge access.
American Airlines credit cards
American Airlines credit cards are issued by Citi. Through the years, American offered various credit cards, however now only four personal and one business card are available to new applicants.
Here's a look at some of the cards and what they offer:
American Airlines personal cards
Annual fee
$0.
$99, waived for the first 12 months.
$350.
$595.
Welcome offer
Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in purchases within the first 3 months of account opening.
Earn 60,000 American Airlines AAdvantage® bonus miles after $4,000 in purchases in the first 3 months of account opening.
Earn 70,000 American Airlines AAdvantage® bonus miles after $7,000 in purchases in the first 3 months of account opening.
Earn rate
• 2 miles per $1 at grocery stores, including grocery delivery services, and on eligible American Airlines purchases.
• 1 mile per $1 spent on other purchases.
• 1 Loyalty Point per 1 eligible AAdvantage® mile earned from purchases.
• 2 miles per $1 at gas stations and restaurants, and on eligible American Airlines purchases.
• 1 mile per $1 spent on other purchases.
• 1 Loyalty Point per 1 eligible AAdvantage® mile earned from purchases.
• 6 miles per $1 on eligible AAdvantage Hotels bookings.
• 3 miles per $1 on eligible American Airlines purchases.
• 2 miles per $1 at restaurants, including takeout and delivery, and on eligible Rides and Rails purchases, including taxis, rideshares and public transit.
• 1 mile per $1 on everything else.
• 1 Loyalty Point per 1 eligible AAdvantage® mile earned from purchases.
• 10 miles per $1 on eligible car rentals and hotels booked through AA.
• 4 miles per $1 on eligible American Airlines purchases (5 miles per $1 after spending $150,000 total on the card in a calendar year).
• 1 mile per $1 on everything else.
• 1 Loyalty Point per 1 eligible AAdvantage® mile earned from purchases.
Learn more
» Learn more: Is an American Airlines credit card worth it?
Delta Air Lines credit cards
Delta credit cards are issued by American Express. There are currently four personal and three business cards available.
Delta personal credit cards
Earning rates
• 2 miles per $1 on purchases made directly with Delta and at restaurants worldwide, including takeout and delivery in the U.S.
• 1 mile per $1 on all other eligible purchases.
Terms apply.
Annual fee: $0.
• 2 miles per $1 on purchases made directly with Delta and at U.S. supermarkets and restaurants worldwide (including takeout and delivery in the U.S.).
• 1 mile per $1 on all other eligible purchases.
Terms apply.
Annual fee: $0 intro for the first year, then $150.
• 3 miles per $1 on eligible purchases made directly with Delta and on hotel purchases.
• 2 miles per $1 at U.S. supermarkets and restaurants worldwide (including takeout and delivery in the U.S.).
• 1 mile per $1 on all other eligible purchases.
Terms apply.
Annual fee: $350.
• 3 miles per $1 on eligible purchases made directly with Delta.
• 1 mile per $1 on other eligible purchases.
Terms apply.
Annual fee: $650.
Other benefits
• No foreign transaction fees.
Terms apply.
• First checked bag free.
• Priority boarding.
• No foreign transaction fees.
Terms apply.
• Companion certificate (main cabin).
• First checked bag free.
• Priority boarding.
• No foreign transaction fees.
Terms apply.
• Airport lounge access.
• Companion certificate (main cabin, Delta Comfort+ or first class).
• Credit for application fee for TSA PreCheck or Global Entry.
• First checked bag free.
• Priority boarding.
• No foreign transaction fees.
Terms apply.
Still not sure?
Delta business credit cards
Annual fee
$0 intro for the first year, then $150.
$350.
$650.
Earn rate
• 2 miles per $1 on purchases made directly with Delta and at restaurants (including takeout and delivery in the U.S.).
• 2 miles per $1 on purchases made with U.S. shipping providers and U.S. advertising providers in select media on up to $50,000 of purchases per category, per year.
• 1 mile per $1 on all other eligible purchases.
Terms apply.
• 3 miles per $1 on purchases made directly with Delta and on hotels.
• 1.5 miles per $1 on purchases U.S. shipping purchases and every single purchase of $5,000 or more up to $100,000 per year.
• 1 mile per $1 on all other eligible purchases.
Terms apply.
• 3 miles per $1 on eligible purchases made directly with Delta.
• 1.5 miles per $1 on eligible transit, U.S. shipping and U.S. office supply store purchases.
• 1.5 miles per $1 on all purchases after spending $150,000 in a calendar year.
• 1 mile per $1 on other eligible purchases.
Terms apply.
Welcome offer
Limited Time Offer: Earn 90,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26. Terms Apply.
Limited Time Offer: Earn 100,000 Bonus Miles after spending $8,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26. Terms Apply.
Limited Time Offer: Earn 125,000 Bonus Miles after spending $15,000 in purchases on your new Card in your first 6 months of Card Membership. Offer ends 4/1/26. Terms Apply.
Learn more
Million Mile status
Winner: Delta Air Lines
Achieving Million Miler status is a multi-year goal for some flyers. Delta does it better, as you can earn lifetime status at even its highest tiers.
American Airlines Million Miler
American Airlines only offers lifetime elite status up to the mid-level status. Members that fly 1 million miles earn Gold status for the life of the program; those that fly 2 million miles receive Platinum status. With each additional 1 million miles, they receive four systemwide upgrades. There is no way to earn higher elite status tiers for life with American’s program.
Delta Million Miler
Recent Delta changes to its Million Miler status have upped the game significantly.
Members receive lifetime elite status after their first million, and they can earn all the way up to top-tier Delta 360 status after 5 million miles.
- 5 million+ miles earns lifetime Delta 360°.
- 3 million and 4 million miles earns lifetime Diamond Medallion.
- 2 million miles earns lifetime Platinum Medallion.
- 1 million miles earns lifetime Gold Medallion.
Bonus perks the more you fly
Winner: American Airlines
Both airlines offer a menu of perks, so that flyers can customize their benefits as they reach certain benchmarks.
With perks at lower levels and more options at each tier, American takes the cake, even though Delta has added options for Choice Rewards.
American's Loyalty Point Rewards
American’s Loyalty Point Rewards rewards almost everyone who flies American a few times a year. Members can earn Loyalty Point Rewards starting at 15,000 Loyalty Points and going all the way up to 5,000,000 Loyalty Points.
American's stash of goodies for frequent flyers kick in much earlier than Delta’s. AAdvantage members qualify for some of these benefits before they even reach the first level of elite status.
Loyalty Point Rewards include:
- At 15,000 Loyalty Points: Priority privileges with Group 5 boarding plus either Group 4 boarding for one trip or 5 Preferred Seat coupons.
- At 60,000 Loyalty Points: AAdvantage Gold status plus Avis Preferred Plus status or a 20% Loyalty Point bonus when spending with select partners within 6 months.
- At 100,000 Loyalty Points: AAdvantage Platinum status plus Avis President’s Club status or a 30% Loyalty Point bonus when spending with select partners within 6 months.
- At 175,000 Loyalty Points: AAdvantage Platinum Pro status plus the ability to choose from perks like two systemwide upgrades, 20,000 bonus miles (25,000 bonus miles for AAdvantage credit cardholders), six Admirals Club passes or travel credits among others perks.
Delta's Choice Benefits
Delta’s Choice Benefits program only rewards members with Platinum and Diamond Medallion status.
That said, Delta offers a wide variety of choices for its top elites to choose from.
Platinum members can choose one of the following:
- Package of four regional upgrade certificates.
- An MQD accelerator of $1,000 MQDs toward the following Medallion qualification year.
- 30,000 bonus miles (increases to 35,000 in 2026) to be added to the member’s account or donated to a SkyWish charity of choice.
- $300 Delta travel voucher (increases to $350 in 2026).
- Gift of Silver Medallion status to a friend (up to two times; increases to four times in 2026).
- A statement credit of $400 (decreases to $250 in 2026) to the member’s Delta co-branded American Express credit card.
- A deposit of 6,000 Starbucks Reward stars.
- A Delta Vacations (flight and hotel) credit of $400.
- A $250 credit toward Delta’s use of sustainable aviation fuel.
- Wheels Up flight credit of $1,500.
Diamond members can choose three of the following:
- Delta Sky Club membership — An executive membership (unlimited access for self and two guests) counts as three choices, while an individual membership (unlimited access for members while guests pay a fee) counts as two choices.
- A selection of eight regional upgrade certificates, four global upgrade certificates, or two global and four regional upgrade certificates.
- An MQD accelerator of $2,000 MQDs toward the following Medallion qualification year.
- 35,000 bonus miles (increases to 40,000 in 2026) to be added to the member’s account or donated to a SkyWish charity of choice.
- $350 Delta travel voucher (increases to $550 in 2026).
- Gift of Gold Medallion status to a friend (up to two times; increases to four times in 2026).
- A statement credit of $700 (decreases to $500 in 2026) to the member’s Delta co-branded American Express credit card.
- A deposit of 6,000 Starbucks Reward stars.
- A Delta Vacations (flight and hotel) credit of $500.
- A $250 credit toward Delta’s use of sustainable fuel.
- Wheels Up flight credit of $2,000.
Which airline comes out on top?
NerdWallet's extensive annual analysis on the best airline rewards program, plus the factors considered here, have a resounding conclusion: American AAdvantage outcompetes Delta SkyMiles.
Both airlines offer a global network of flights and loyalty programs with multiple ways to earn rewards.
Unfortunately, recent changes to SkyMiles have made it harder to earn top-tier elite status. This comes on the heels of reductions in the value of SkyMiles for redemptions, fewer global upgrade uses and more restrictive lounge access policies.
As a result, American’s program comes out ahead for many travelers who value those benefits. The value you find comes down to what is important to you and how often you can fly (or spend) with either airline.
The information related to CitiBusiness® / AAdvantage® Platinum Select® Mastercard® has been collected by NerdWallet and has not been reviewed or provided by the issuer or provider of this product or service.
To view rates and fees of the Delta SkyMiles® Blue American Express Card, see this page.
To view rates and fees of the Delta SkyMiles® Gold American Express Card, see this page.
To view rates and fees of the Delta SkyMiles® Platinum Business American Express Card, see this page.
To view rates and fees of the Delta SkyMiles® Reserve American Express Card, see this page.
To view rates and fees of the Delta SkyMiles® Gold Business American Express Card, see this page.
To view rates and fees of the Delta SkyMiles® Platinum Business American Express Card, see this page.
To view rates and fees of the Delta SkyMiles® Reserve Business American Express Card, see this page.
To view rates and fees of the American Express Platinum Card®, see this page.
To view rates and fees of The Business Platinum Card® from American Express, see this page.
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2026:
- Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
- No annual fee: Wells Fargo Autograph® Card
- Flat-rate travel rewards: Capital One Venture Rewards Credit Card
- Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
- Luxury perks: American Express Platinum Card®
- Business travelers: Ink Business Preferred® Credit Card
Explore more on
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