How Small Business Owners Can Earn and Use Travel Rewards
Many or all of the products on this page are from partners who compensate us when you click to or take an action on their website, but this does not influence our evaluations or ratings. Our opinions are our own.
Whether you plan to travel a little or a lot for your small business, you can take advantage of several different ways to earn travel rewards through your growing company.
Here are a few ways every small business owner can start earning and redeeming travel rewards.
Plan for the minimum spend
If an expected, large purchase is needed for your business, it might be a good time to look into cards with enrollment bonuses. Spending requirements for business cards can be higher than for personal cards, but there are a few options that work for both.
For example, the Chase Sapphire Preferred® Card has the following welcome offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.
And the welcome offer for the Ink Business Preferred® Credit Card is as follows: Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening..
Earn extra on business meals
Whether it’s lunch with a client, a bite to eat at the airport or meals during a conference, most small business owners will need to dine out for business purposes. Make sure that your travel credit card gets you bonus points for this.
The Hilton Honors American Express Surpass® Card offers 6X bonus points per $1 on eligible purchases at U.S. restaurants and supermarkets.
Autopay recurring business expenses
The easiest way to earn rewards points is to pay bills automatically with your credit card. You earn points without even thinking about them.
Consistent bills such as Wi-Fi or other tax-deductible office items are great for automatic recurring payments.
Decide if rewards are for work, play or both
As a small business owner, it is your decision to use your earned rewards for more business travel or bank the points for personal use. The Capital One Spark Miles for Business is a great option for business owners who don’t necessarily need to travel for business often but want travel rewards.
Or for those who want to combine the best of both worlds, take a "bleisure trip.”
How to maximize your rewards
You want a travel credit card that prioritizes what’s important to you. Here are some of the best travel credit cards of 2024:
Flexibility, point transfers and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Wells Fargo Autograph℠ Card
Flat-rate travel rewards: Capital One Venture Rewards Credit Card
Bonus travel rewards and high-end perks: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
Planning a trip? Check out these articles for more inspiration and advice: Top credit cards for small business owners Six ways to maximize the benefits of business travel ’Price to beat’ could be a gamechanger for business travelers
on Chase's website
1x-5x
Points60,000
Pointson Chase's website
1.5%-5%
CashbackUp to $300
2x-5x
Miles75,000
Miles