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If you have a small business, you may have checked out a few travel rewards cards and quickly concluded they’re not for you. With $500-plus annual fees and $5,000 minimum spend threshold to earn a welcome bonus, many business travel rewards cards can seem like less-than-friendly offerings to the non-businessperson.
If you can relate, take a look at the Delta SkyMiles® Gold Business American Express Card. With an annual fee of $0 intro for the first year, then $99, and a low spending requirement, it’s an excellent choice for the small-business owner who doesn’t spend like a Fortune 500 CEO. Here are the card’s most valuable benefits.
» Learn more: AmEx Business Gold review: Bonus rewards change with you
Delta SkyMiles can get you to almost anywhere you want to go — 1,000-plus destinations across the globe. And if you sign up for this easy-entry AmEx, you can pocket a nice welcome bonus: Earn 40,000 bonus miles after you spend $2,000 in purchases on your new Card in the first 3 months. Terms Apply. That’s one of the easiest spending requirements for bonus miles you’ll find anywhere.
2 miles per $1 spent on U.S. shipping, advertising and restaurants
Here’s a nice perk of this card sure to be a boon for some business owners: Spending at restaurants and on U.S. shipping and advertising earns 2 SkyMiles per $1 spent. Even with a smaller ad budget for digital or social media marketing, that can add up.
2 miles per $1 spent on direct Delta purchases
If you spend more on travel than you do on shipping, advertising and dining, you’ll earn SkyMiles at the same rate: 2 miles for every $1 spent. Those miles are in addition to the 5 SkyMiles per $1 earned through the Delta SkyMiles program on paid airfare.
1 mile per $1 spent on all other purchases
Everything you buy for your business or yourself gets you closer to your next award flight, because every dollar you spend elsewhere adds 1 SkyMile to your Delta account. SkyMiles never expire, even if you don't keep this card.
$100 Delta credit after $10,000 in charges
The Delta SkyMiles® Gold Business American Express Card comes with a $100 Delta flight credit after you charge $10,000 to the card in a calendar year.
Free checked bag
Delta normally charges $30 for your first checked bag. With the Delta SkyMiles® Gold Business American Express Card, cardholders get their first checked bag free, which could result in savings of up to $60 round-trip.
With baggage fees and fully booked flights the norm these days, overhead bins can fill up long before you get to your seat. Not a problem for travelers with the Delta SkyMiles® Gold Business American Express Card. Cardholders enjoy Main Cabin 1 priority boarding, getting you on the plane before the bin space is gone and lowering the odds you’ll have to gate-check your carry-on bag.
No foreign transaction fees
This is a must-have card feature for anyone who makes purchases out of the country. Foreign transaction fees often hover around 3% — a big premium on top of your spending. No such worries with the Delta SkyMiles® Gold Business American Express Card, since this fee does not apply. No foreign transaction fees means more affordable travel every time you leave the country.
How to Maximize Your Rewards
You want a travel credit card that prioritizes what’s important to you. Here are our picks for the best travel credit cards of 2020, including those best for:
Airline miles and a large bonus: Chase Sapphire Preferred® Card
No annual fee: Wells Fargo Propel American Express® card
Flat-rate rewards with no annual fee: Bank of America® Travel Rewards credit card
Premium travel rewards: Chase Sapphire Reserve®
Luxury perks: The Platinum Card® from American Express
Business travelers: Ink Business Preferred® Credit Card
Planning a trip? Check out these articles for more inspiration and advice: Delta Air Lines SkyMiles Program: The Complete Guide Snag these hotel loyalty perks, even if you’re disloyal Find the best travel credit card for you