Amrita Jayakumar is a former special assignments writer for NerdWallet. She also wrote a syndicated column about millennials and money, and covered personal loans and consumer credit and debt. Previously, she was a reporter at The Washington Post. Her work has appeared in the Miami Herald and USAToday. Amrita has a master's degree in journalism from the University ofMissouri.
The latest from Amrita
Is a Credit Card the Best Way to Consolidate Debt?
The answer depends on how much debt you have, how long you'll need to pay it off and your credit score.
What Is Credit Mix and How Does It Affect Your Score?
Credit mix is the diversity of accounts you have. A mix of loans and credit cards has a small impact on credit scores.
What Happens When You Can’t Repay a Payday Loan?
Defaulting on a payday loan can drain your bank account and trigger collection calls. Try to settle the debt if you can.
700 Credit Score: Is It Good or Bad?
A 700 credit score falls into the good range. You can expect low rates on credit cards and loans.
Why Lenders Want to Know Your Job Title
Your occupation may give lenders clues about how risky a borrower you may be.
740 Credit Score: Is It Good or Bad?
A 740 score falls into the excellent range. You can get among the very best rates on credit cards and loans.
What Is a Payday Alternative Loan?
PALs, offered by federal credit unions, cost less than traditional payday loans and give borrowers more time to repay.
Landlord Credit Check: What to Expect
Potential landlords often want to make sure you're current on accounts or can explain any lapses.
How to Shop for a Mortgage Without Hurting Your Credit
Protect your credit by mortgage shopping in a limited time, checking credit reports for errors and paying off debt.