Cara Smith is a lead writer at NerdWallet, where she writes about investing, cryptocurrency and auto loans. She has reported on commercial real estate, housing and general business for Houston Business Journal, CoStar News and other publications. She studied journalism and psychology at the University of Houston, where she served as the editor-in-chief of its student newspaper. She is based in Chicago, where she searches night and day for authentic Tex-Mex in the Midwest.
- Education: B.A. in journalism from University of Houston
- Previous experience: CoStar News, Houston Business Journal
The latest from Cara
FTC’s Proposed ‘Click to Cancel’ Targets Recurring Subscriptions
The proposed provision would ban sellers from making it difficult or impossible to cancel subscriptions.
Why Are Eggs So Expensive?
The cost of eggs fluctuates over time but has skyrocketed recently thanks to an unprecedented bird flu outbreak.
New York Bank Agrees to Buy Failed Signature Bank
Signature Bank's failure follows the Silicon Valley Bank collapse, which sent shockwaves throughout global markets.
How Silicon Valley Bank Failed (and Why That Probably Won’t Happen to Your Bank)
Silicon Valley Bank failed after a series of events that aren't likely to happen at your bank.
Major Drugmaker to Cut Insulin Prices Dramatically
Eli Lilly and Company will cap monthly retail costs for most insulin products at $35.
What Is the Best Streaming Service for You? See Prices and Plans
Streaming services can take a bite out of your budget. Make sure you’re getting a good return on your entertainment investment.
9 Black Financial Influencers to Follow in 2023
Black financial pros offer tips on weathering a recession, job security and investing strategies for 2023.
Why Are There So Many Big Lottery Jackpots?
Billion-dollar jackpots, once rare, have become commonplace in Powerball and Mega Millions lotteries.
What Is the PCE?
The personal consumption expenditures price index tracks how much consumers are spending on goods and services. It's frequently used to measure inflation.
Another Big Bank Gets Into Small-Dollar Loans
Often without interest and with minimal fees, these streamlined loans offer an alternative to payday loans.
Wells Fargo Ordered to Pay $3.7B for Array of Violations
The bank has been ordered to pay fines and consumer redress for "illegal conduct" across several business lines.
Nov. 11 Is Singles Day — Is It Bigger Than Black Friday?
Singles Day started as a cheeky alternative to Valentine's Day. Today, it generates billions of dollars in online sales.
What is the Federal Funds Rate?
The federal funds rate doesn't just affect banks. It has ripple effects on the price of consumer products such as credit cards, student loans and mortgages.
Do Self-Employed Workers Pay Social Security Taxes?
Self-employed workers need to pay Social Security taxes. But those workers also have access to several deductions.