Chanelle Bessette is a personal finance writer at NerdWallet covering banking. She previously worked at Fortune, Forbes and the Reno Gazette-Journal. She is also a spokesperson for the banking team, and her expertise has appeared in The New York Times, Vox and Apartment Therapy.
- Education: B.A. in journalism from University of Nevada, Reno, B.A. in English from University of Nevada, Reno
- Previous experience: Fortune, Forbes, Reno Gazette-Journal
Chanelle has also nerded out in...
Quotes and interviews
The New York Times. A Smarter App Is Watching Your Wallet.
Apartment Therapy. The $30 Bank Fee You Don’t Have to Pay If You Use This Script.
The latest from Chanelle
Instant Approval Credit Cards May Not Offer What You Seek
Instant approval doesn't necessarily grant immediate access to a card, nor does it guarantee approval for all. Here's what to know and expect.
What Is a Co-Signer on a Credit Card?
A co-signer agrees to pay the bill if the primary cardholder doesn't. It can help someone out — but it's risky.
Apple Pay, Google Pay and Samsung Pay: How They Work With Credit Cards
Instead of swiping or dipping, you can use your phone to make secure payments in stores, online or to other people. Here's how.
Why Have a Credit Card if You Don’t Carry a Balance?
Using a credit card and paying it in full each month builds your credit and earns rewards without costing you.
5 Things to Know About the Sears Credit Card
The interest rate is high and the rewards aren't spectacular. You might be better off with a general-purpose credit card.
PNC Overdraft Fees and Policies
PNC offers a variety of ways to avoid overdraft fees on its checking products, depending on the type of account.
What Is a Credit Union? The Benefits of Membership
Credit unions offer the same services as banks. Benefits can include better interest rates and access to educational programs.
How to Avoid Overdraft Fees
To avoid overdraft fees, you can decline coverage, set up balance alerts, get a prepaid debit card and more.
What Is an Overdraft Fee? The Basics
Overdraft fees can be expensive, but there are options for inexpensive or free overdraft protection.