Hal M. Bundrick is a personal finance writer and a NerdWallet authority in money matters. He is a certified financial planner and former financial consultant and senior investment specialist for Wall Street firms. Hal advised families, business owners, nonprofits and trusts, as well as managed group employee retirement plans in the South and Midwest. Hal now works to make financial topics understandable and jargon-free.
- Credentials: CFP (Certified Financial Planner)
- Previous experience: Financial advisor, senior investment specialist
Hal has also nerded out in...
Quotes and interviews
The Associated Press. How to protect your spending power from inflation.
The Washington Post, USA Today, Los Angeles Times
The latest from Hal
Why You Might Treat Your Third Stimulus Check Differently
Immediate needs come first, then savings. Consider gifts to those in need and teaching your children about money.
4 Tips for Starting or Reinventing a Business in Tough Times
Entrepreneurs should adapt to market changes, fix problems that bother them and tweak existing strategies.
You’ll Never Follow a Budget. Here’s How to Retire Rich Anyway
Calculate your net worth by taking what you own and subtracting what you owe to measure your financial progress.
How the Joe Biden Presidency Could Impact Your Money
Joe Biden wants to raise taxes, retool Obamacare, roll out paid sick leave and issue COVID relief checks.
Calibrate Your Emergency Fund to a Crisis-Prone World
Financial advisors are urging clients to consider expanding their emergency funds.
Ultimate Guide to the Best Cash-Back Apps of 2023
Cash-back apps help automate small, everyday savings.
Rate and Term Refinance: Trade In Your Mortgage for a Better Model
A rate and term refinance can lower your mortgage rate or reduce or extend the time you'll be paying off your loan.
Government Home Loans to Buy, Refinance or Renovate
Many options are available to help home buyers and homeowners.
Fannie Mae and Freddie Mac: Why They Matter When Getting a Mortgage
Fannie Mae and Freddie Mac don't issue mortgages but set the standards you may have to meet to get a home loan.
What Happens If You Lose Your Job Right Before Closing on a Mortgage?
Tell your lender what's happening. Then, assess your options to either downsize the loan or delay until later.
Are We in a Recession?
According to a traditional definition, the U.S. is not currently in a recession.
The First-Time Home Buyer Tax Credit
The federal first-time home buyer tax credit is no longer available, but many states offer tax credits you can use on your federal tax return.
Closing Disclosure: What the Form Is, How It Works
The Closing Disclosure is a five-page form summarizing the interest rate, fees and closing costs on your mortgage.
Closing on a House: How Long It Takes, What to Expect
Closing on a house takes 30 to 45 days from when your loan begins processing. And an hour or so on the day you sign the final paperwork.