Ruth Sarreal is a content management specialist covering consumer banking topics at NerdWallet. She has over a decade of experience writing and editing for consumer websites. She previously edited content on personal finance topics at GOBankingRates. Her work has been featured by Nasdaq, MSN, TheStreet and Yahoo Finance.
- Education: B.A. in English from The University of Texas at Austin, B.S. in Communication Studies from The University of Texas at Austin
- Previous experience: GOBankingRates
The latest from Ruth
Golden 1 Credit Union Review: Checking, Savings and Certificates
Golden 1 offers shared branches and a large network of free ATMs, but you’ll find higher interest rates elsewhere.
Nationwide Review: Checking, Savings and CDs
Nationwide offers ATM fee reimbursements and competitive savings rates, but CD rates are low.
Is My Money Safe in the Bank?
A bank account is typically the safest place for your cash, as long as it's with a federally insured bank or credit union and within the insurance limits.
Sallie Mae Bank Review: Savings and CDs
Sallie Mae Bank offers strong rates on its savings account, but it has fewer customer service options than many online banks.
Chime Review: Checking and Savings
Chime charges few fees, and it can be easy to open an account, even if you've been denied a bank account in the past. But depositing cash can cost money.
Bank Sign-Up Bonuses: 5 Things to Look Out For
Some banks offer bonuses for opening a new account, but there are details you should consider before you sign up.
How to Open a Bank Account Online in 4 Steps
Have your contact information and proof of identity ready and be prepared to fund your new account.
Rainy Day Fund: What It Is and Why You Need One
Having dedicated rainy day savings can help you weather irregular expenses and maintain financial stability.
Remitly Money Transfer Review
Competitors with quick delivery options tend to charge higher fees, but Remitly money transfers balance speed with decent prices.
Xoom Money Transfer Review
Xoom money transfers are delivered in minutes in most cases, but you'll need to provide a lot of personal information to send large amounts.
MoneyGram Money Transfer Review
MoneyGram money transfers are available in hundreds of countries and are quick, but availability and speed come at a cost.