Steve Nicastro is a former NerdWallet writer and authority on personal loans and small business. His work has appeared in USA Today, The New York Times and MarketWatch. He holds a bachelor’s degree in journalism from Quinnipiac University.
The latest from Steve
Angel Investors: Who They Are, Pros and Cons
Angel investors can be accredited investors with net worth of at least $1 million or at least $200K in annual income.
Is a Merchant Cash Advance Right for Your Business?
An MCA is an advance of capital repaid using future credit card sales. Business owners should consider other types of financing before relying on this expensive option.
Family Loans: How to Borrow From and Lend to Family
Family loans can provide a cheaper leg up — but they also risk the relationship. Carefully weigh the pros and cons.
Emergency Business Loans: Best Options for Fast Cash
The right emergency business loan largely depends on why you need funding. Online lenders can provide the fastest access to capital.
Paycheck Protection Program 2.0: How to Apply for a New PPP Loan
The Paycheck Protection Program helps small businesses with payroll and operating costs. Learn how PPP works.
Roof Loans to Finance a New Roof
A roof loan is a personal loan you use to cover the cost of repairing or replacing a roof. Compare roof loans plus other financing options.
Business Term Loans: Compare Options and Apply for Financing
Term loans can finance one-time investments for your business. Banks, credit unions and online lenders all offer small-business term loans.
Tiny House Financing: Personal Loans for Your Tiny Home
The market for tiny homes may be getting bigger, but financing options are limited to personal loans, builder financing and home equity loans.
Best Credit Card Consolidation Loans
The best credit card consolidation loans offer low rates, flexible payment terms and direct payment to creditors. Compare your options for credit card consolidation.
Personal Loan Calculator for Home Improvements
Calculating your payments on a home improvement loan can show you how they will fit into your budget.
Should You Get a Loan on Your Credit Card?
A loan on a credit card is cheaper than a cash advance, but it won't benefit your credit score and may be more expensive than alternatives.
GreenSky for Home Improvements: 2024 Review
GreenSky offers a low-interest, point-of-purchase loan for home improvement projects. Have a plan to pay it off during the promotional period to avoid interest.
Acima Leasing: 2024 Review
Acima offers lease-to-own financing, but it’s pricey. Borrowers can minimize financing costs by paying off the lease early.