8 Best West Virginia Mortgage Lenders of 2021
See top mortgage lenders in West Virginia for a variety of borrowing needs.
Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but this does not influence our evaluations, lender star ratings or the order in which lenders are listed on the page. Our opinions are our own. Here is a list of our partners.
Whether you're buying a home or refinancing your home loan in West Virginia, you have a broad selection of mortgage companies.
To narrow down your choices and simplify the process, NerdWallet has put together this list of reviewed lenders in West Virginia that offer a variety of loan products.
Best West Virginia Mortgage Lenders
Lender ▾ ▾ | NerdWallet Rating ▾ ▾ | National / regional ▾ ▾ | Max LTV ▾ ▾ | Min. credit score ▾ ▾ | Learn more |
|---|---|---|---|---|---|
4.5/5 Best for cash-out refinancing | Regional | 80% | 620 | ||
3.5/5 Best for FHA loans | National | N/A | 520 | ||
4.5/5 Best for VA loans | National | N/A | N/A | ||
4.5/5 Best for jumbo loans | National | N/A | 680 | ||
3.5/5 Best for USDA loans | National | N/A | 620 | ||
4.0/5 Best for FHA loans | National | N/A | 580 | Learn moreat Quicken Loansat Quicken Loans | |
4.0/5 Best for VA loans | National | N/A | 620 | ||
4.0/5 Best for cash-out refinancing | National | N/A | 620 |
BB&T (Truist): NMLS#399803
Regional
80%
620
- Offers a variety of home loans, including construction-to-permanent loans, physicians loans and jumbo loans.
- Has a robust online mortgage application.
- Branches limited to mostly the Southeast region.
- Custom rates are only available if you speak with a representative.
- Has branches across the country for customers who prefer face-to-face service.
- Receives high marks for customer satisfaction, according to J.D. Power and Zillow.
- Mortgage interest rates tend to be on the lower end, according to the latest federal data.
- Mortgage rates aren't available online; you'll need to contact a loan officer.
- Doesn't offer home equity loans or lines of credit.
- Offers a wide range of affordable mortgage products, including 0% down payment loans, designed for military members.
- Offers HELOCs and home equity loans.
- Offers low rates compared with most lenders, according to the latest federal data.
- Website does not provide customized mortgage rates based on credit score or other factors before you apply.
- Credit union membership is limited to veterans and current military members, their families, and certain federal employees, retirees and contractors.
- Online tools help you estimate mortgage payments and track application progress.
- Can be used for primary or second home purchases.
- $5 million max jumbo loan amount.
- Doesn't offer renovation mortgages.
- In-person service is not available in every state.
- Full online application includes document uploads and automated loan updates.
- Offers a "float-down" interest rate lock.
- Offers government-backed mortgage and refinance options, including FHA, USDA and VA loans.
- No online mortgage rates — you have to contact the lender for info.
- Doesn't offer home equity products.
- Caters to self-service users who want to apply for a home loan online and talk to a human only as necessary.
- Estimates the loan amount you’ll qualify for within minutes.
- Streamlines the online process with document and asset retrieval capabilities, including the ability to edit your preapproval letter.
- Getting a customized interest rate requires a credit check, which can affect your credit score.
- Doesn't offer home equity loans or lines of credit.
- Lender fees are on the high side and the fees aren't offset by particularly low mortgage rates, according to the latest data.
- Offers 24/7 customer service over the phone.
- Offers a free credit counseling service.
- Mortgage rates are on the low side, according to the latest federal data.
- Doesn’t offer home equity loans or HELOCs.
- Veterans United doesn't have branch offices in every state.
- Sample rates clearly posted for various loan products.
- Offers a wide variety of loan types and products.
- Mortgage rates tend to be on the low side compared with other lenders, according to the latest federal data.
- Home loans business is broadly focused on bank customers.
- Doesn’t offer home improvement loans, or home equity loans or lines of credit.
- Scandals and government actions have damaged consumer trust in recent years.
More from NerdWallet
Last updated on March 7, 2023
Methodology
NerdWallet's star ratings for mortgage lenders are awarded based on our evaluation of the products and services each lender offers to consumers who are actively shopping for the best mortgage. The five key areas we evaluated include the variety of loan types and products offered, online conveniences, online mortgage rate information, and the rate spread and origination fee lenders reported in the latest available Home Mortgage Disclosure Act data. To ensure consistency, our ratings are reviewed by multiple people on the NerdWallet Mortgages team.
NerdWallet's Best West Virginia Mortgage Lenders of 2021
- BB&T (Truist): Best for cash-out refinancing
- loanDepot: Best for FHA loans
- Navy Federal: Best for VA loans
- PNC: Best for jumbo loans
- PrimeLending: Best for USDA loans
- Quicken Loans: Best for FHA loans
- Veterans United: Best for VA loans
- Wells Fargo: Best for cash-out refinancing
