Best Accounting & Bookkeeping Apps on the App Store

Why trust NerdWallet

250+ small-business products reviewed and rated by our team of experts.

95+ years of combined experience covering small-business and personal finance.

75+ categories of best business software selections.

Objective and comprehensive business accounting software ratings rubric. (

NerdWallet's small-business software content, including ratings, recommendations and reviews, is overseen by a team of writers and editors who specialize in business software, including payroll, accounting and payment processing. Their work has appeared in The Associated Press, Washington Post, Nasdaq, Entrepreneur, ABC News, Yahoo Finance and other national and local media outlets. Each writer and editor follows NerdWallet's strict guidelines for

editorial integrity

to ensure accuracy and fairness in our coverage.

Best Accounting and Bookkeeping Apps for Small Businesses

Product	Best for	NerdWallet rating	Starting at	Promotion	Learn more
Xero Learn more on Xero's secure website	Employee access	5.0 /5	$20/month Additional pricing tiers (per month): $47, $80.	90% off for 6 months.	Learn more on Xero's secure website
QuickBooks Online Learn more on QuickBooks Online's secure website	Overall accounting app	5.0 /5	$35/month Additional pricing tiers (per month): $65, $99, $235.	90% off for first three months or free 30-day trial.	Learn more on QuickBooks Online's secure website
Zoho Books Learn more on Zoho Books' secure website	Mobile-first features	5.0 /5	$0 Additional pricing tiers (per month): $20, $50, $70, $150, $275.	14-day free trial of the Premium plan.	Learn more on Zoho Books' secure website
FreshBooks Learn more on FreshBooks' secure website	Freelancers	4.8 /5	$21/month Additional pricing tiers (per month): $38, $65, custom.	50% off for 6 months. 30-Day Money Back Guarantee.	Learn more on FreshBooks' secure website
Wave Accounting Learn more on Wave Accounting's secure website	Free accounting app	3.8 /5	$0 Additional pricing tiers (per month): $16	N/A	Learn more on Wave Accounting's secure website
Odoo	All-in-one business management app	4.1 /5	$0 For use of a single app. Additional pricing tiers per user (per month): $31.10, $46.80.	Monthly discount for the first 12 months.

Product	Best for	NerdWallet rating	Starting at	Promotion	Learn more
Xero Learn more on Xero's secure website	Employee access	5.0 /5	$20/month Additional pricing tiers (per month): $47, $80.	90% off for 6 months.	Learn more on Xero's secure website
QuickBooks Online Learn more on QuickBooks Online's secure website	Overall accounting app	5.0 /5	$35/month Additional pricing tiers (per month): $65, $99, $235.	90% off for first three months or free 30-day trial.	Learn more on QuickBooks Online's secure website
Zoho Books Learn more on Zoho Books' secure website	Mobile-first features	5.0 /5	$0 Additional pricing tiers (per month): $20, $50, $70, $150, $275.	14-day free trial of the Premium plan.	Learn more on Zoho Books' secure website
FreshBooks Learn more on FreshBooks' secure website	Freelancers	4.8 /5	$21/month Additional pricing tiers (per month): $38, $65, custom.	50% off for 6 months. 30-Day Money Back Guarantee.	Learn more on FreshBooks' secure website
Wave Accounting Learn more on Wave Accounting's secure website	Free accounting app	3.8 /5	$0 Additional pricing tiers (per month): $16	N/A	Learn more on Wave Accounting's secure website
Odoo	All-in-one business management app	4.1 /5	$0 For use of a single app. Additional pricing tiers per user (per month): $31.10, $46.80.	Monthly discount for the first 12 months.

Best Accounting and Bookkeeping Apps for Small Businesses

Our pick for simple accounting software

Xero

5.0

Best for Employee access

Starting at

$20/month

Additional pricing tiers (per month): $47, $80.

Promotion

90% off

for 6 months.

Learn more

on Xero's website

Pros

View profit and cash flow insights, including outstanding payments.
Invoice clients via email or messaging app and know when they’ve viewed it.
Xero Me app lets employees submit expenses and view personal information.
Available for iOS and Android.

Cons

Must subscribe to the most expensive Established plan to access mileage tracking. Users can plug in start and end locations after their trip, but they cannot use GPS to automatically track mileage as they drive.
Must subscribe to the Established plan to access the receipt scanner.

Our pick for simple accounting software

Xero

Best for Employee access

5.0

Starting at

$20/month

Additional pricing tiers (per month): $47, $80.

Promotion

90% off

for 6 months.

Learn more

on Xero's website

Pros

View profit and cash flow insights, including outstanding payments.
Invoice clients via email or messaging app and know when they’ve viewed it.
Xero Me app lets employees submit expenses and view personal information.
Available for iOS and Android.

Cons

Must subscribe to the most expensive Established plan to access mileage tracking. Users can plug in start and end locations after their trip, but they cannot use GPS to automatically track mileage as they drive.
Must subscribe to the Established plan to access the receipt scanner.

QuickBooks Online

5.0

Best for Overall accounting app

Starting at

$35/month

Additional pricing tiers (per month): $65, $99, $235.

Promotion

90% off

for first three months or free 30-day trial.

Learn more

on QuickBooks' website

Pros

Create and send invoices to clients.
Photograph receipts, upload and pair them with expenses.
Automatically track mileage using GPS.
View profit and loss reports and balance sheets.
Available for iOS and Android.

Cons

Expensive compared with the competition.

QuickBooks Online

Best for Overall accounting app

5.0

Starting at

$35/month

Additional pricing tiers (per month): $65, $99, $235.

Promotion

90% off

for first three months or free 30-day trial.

Learn more

on QuickBooks' website

Pros

Create and send invoices to clients.
Photograph receipts, upload and pair them with expenses.
Automatically track mileage using GPS.
View profit and loss reports and balance sheets.
Available for iOS and Android.

Cons

Expensive compared with the competition.

Zoho Books

5.0

Best for Mobile-first features

Starting at

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

Promotion

14-day free trial

of the Premium plan.

Learn more

on Zoho Books' website

Pros

View balance sheet, cash flow reports and income statements.
Invoice clients.
Add accounting widgets to your phone’s home screen; track time using your Apple Watch.
Available for iOS and Android.

Cons

To scan receipts and track mileage via GPS, you’ll need Zoho Expense, a separate app (free plan includes these features).

Zoho Books

Best for Mobile-first features

5.0

Starting at

Additional pricing tiers (per month): $20, $50, $70, $150, $275.

Promotion

14-day free trial

of the Premium plan.

Learn more

on Zoho Books' website

Pros

View balance sheet, cash flow reports and income statements.
Invoice clients.
Add accounting widgets to your phone’s home screen; track time using your Apple Watch.
Available for iOS and Android.

Cons

To scan receipts and track mileage via GPS, you’ll need Zoho Expense, a separate app (free plan includes these features).

FreshBooks

4.8

Best for Freelancers

Starting at

$21/month

Additional pricing tiers (per month): $38, $65, custom.

Promotion

50% off

for 6 months. 30-Day Money Back Guarantee.

Learn more

on FreshBooks' website

Pros

View financial insights like total profit and outstanding revenue.
Invoice clients, message them in-app and get notified when they view or pay invoices.
Automatically track mileage and label trips as business or personal.
Available for iOS and Android.

Cons

Least expensive Lite plan doesn't include receipt scanning.
Lite and Plus plans limit how many clients you can invoice.

FreshBooks

Best for Freelancers

4.8

Starting at

$21/month

Additional pricing tiers (per month): $38, $65, custom.

Promotion

50% off

for 6 months. 30-Day Money Back Guarantee.

Learn more

on FreshBooks' website

Pros

View financial insights like total profit and outstanding revenue.
Invoice clients, message them in-app and get notified when they view or pay invoices.
Automatically track mileage and label trips as business or personal.
Available for iOS and Android.

Cons

Least expensive Lite plan doesn't include receipt scanning.
Lite and Plus plans limit how many clients you can invoice.

Wave Accounting

3.8

Best for Free accounting app

Starting at

Additional pricing tiers (per month): $16

Promotion

N/A

Learn more

on Wave's website

Pros

View a profit and loss chart, invoicing details and total income and expenses.
Create and send invoices to clients.
Available for iOS and Android.
Scan receipts and automatically generate new expenses for a monthly fee.

Cons

No mileage tracking feature.

Wave Accounting

Best for Free accounting app

3.8

Starting at

Additional pricing tiers (per month): $16

Promotion

N/A

Learn more

on Wave's website

Pros

View a profit and loss chart, invoicing details and total income and expenses.
Create and send invoices to clients.
Available for iOS and Android.
Scan receipts and automatically generate new expenses for a monthly fee.

Cons

No mileage tracking feature.

Odoo

4.1

Best for All-in-one business management app

Starting at

For use of a single app. Additional pricing tiers per user (per month): $31.10, $46.80.

Promotion

Monthly discount

for the first 12 months.

Pros

View balance sheet, profit and loss statement and more.
Send invoices to clients with the accompanying Invoicing app.
Snap pictures of receipts.
All Odoo business software apps are available on one home screen.
Available for iOS and Android.

Cons

No mileage tracking.
Phone support is only available for database emergencies.

Odoo

Best for All-in-one business management app

4.1

Starting at

For use of a single app. Additional pricing tiers per user (per month): $31.10, $46.80.

Promotion

Monthly discount

for the first 12 months.

Pros

View balance sheet, profit and loss statement and more.
Send invoices to clients with the accompanying Invoicing app.
Snap pictures of receipts.
All Odoo business software apps are available on one home screen.
Available for iOS and Android.

Cons

No mileage tracking.
Phone support is only available for database emergencies.

» MORE:

NerdWallet’s picks for the best accounting software

How to choose accounting and bookkeeping apps

Generally, no accounting or bookkeeping software lives totally on an app. All our picks for the best accounting and bookkeeping apps accompany

cloud-based software

. Some or most features are available on the apps, but users will probably still need their computers for certain tasks.

The less cumbersome bookkeeping is, though, the easier it will be to keep up. Accounting and bookkeeping apps should feel intuitive, automate simple tasks and make it easy to track receipts and expenses on the go. Here are three steps to take before you decide on the best app for your business.

1. Determine which tasks you need to do from your phone.

Some work functions lend themselves to mobile, like tracking mileage,

accepting in-person payments

or uploading photos of receipts. Creating and sending estimates and invoices at a job site can be helpful, too.

If you prefer to work on your desktop computer or laptop, software that offers a fairly simple mobile app may be good enough. But if you’re mobile-first in other aspects of your business, then a powerful, intuitive mobile app may be more important.

» MORE:

NerdWallet’s top invoicing software picks

2. Understand which apps you need to sync with.

Many accounting and bookkeeping software companies also offer

payment processing

expense-tracking software

, and you may need to use those apps in tandem for the full suite of services. For instance, if you use the Zoho Books app for bookkeeping, you’ll also need the Zoho Expenses app to upload photos of receipts.

If any other

business apps

or software programs are key to your operations, choose an accounting or bookkeeping app that integrates with those programs.

3. Confirm compatibility with your mobile device.

All of our picks for the best accounting and bookkeeping apps are available for both iOS and Android devices. If you choose a product that isn't listed, though, make sure its app is compatible with your team’s mobile devices.

4. Check user reviews

If you plan to use your accounting software’s mobile app on a daily basis, navigability and ease of use are paramount. One of the best ways to gauge usability — aside from testing it out yourself — is to scan over user reviews in the App Store and Google Play Store. And since some companies roll out app updates frequently, it’s best to filter reviews by “most recent.” That way, you’re seeing reviews of the app's most updated version.

Last updated on June 3, 2025

Meet the editorial team

Hillary Crawford

Business software

Hillary Crawford is a small-business writer at NerdWallet, with a special focus on business software products. Her previous roles include news writer and associate West Coast editor at Bustle Digital Group, where she helped shape news and tech coverage. Her work has appeared in The Associated Press, The Washington Post, Yahoo Finance and Entrepreneur, in addition to other publications. She is based in Traverse City, Michigan.