Best Credit Card Readers for iPhone
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Input your business’s monthly transaction details and we’ll help you sort from the best valueProduct | Cost Estimate | Payment processing fees | Cost Estimate | Learn more | ||
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Clover Go Learn more on Clover Go's secure website | Get an estimated monthly cost for your business. | 4.0/5 Best for Overall card reader for iPhone | In-person: 2.6% + $0.10 Online: 3.5% + $0.10 | $0.00 Payments plan; $14.95 Essentials plan. | Get an estimated monthly cost for your business. | Learn more on Clover Go's secure website |
SumUp Plus Learn more on SumUp Plus' secure website | 3.5/5 Best for Value | In-person: 2.75% + $0.00 Online: 2.9% + $0.15 | $0.00 | Learn more on SumUp Plus' secure website | ||
Square Reader Learn more on Square Reader's secure website | 5.0/5 Best for POS features | In-person: 2.6% + $0.10 Online: 2.9% + $0.30 | $0.00 Starts at $0/month for unlimited devices and locations. | Learn more on Square Reader's secure website | ||
Helcim card reader Learn more on Helcim card reader's secure website | 4.5/5 Best for High-volume sales | In-person: 0.4% + $0.08 Online: 0.5% + $0.25 Plus interchange | $0.00 | Learn more on Helcim card reader's secure website | ||
Payanywhere 3-in-1 reader | 4.5/5 Best for Small transactions | In-person: 2.69% + $0.00 Online: 3.49% + $0.19 | $0.00 | |||
PayPal Zettle | 4.5/5 Best for Alternative payment options | In-person: 2.29% + $0.09 Online: 2.99% + $0.49 | $0.00 | |||
QuickBooks card reader | 5.0/5 Best for Accounting integration | In-person: 2.5% + $0.00 Online: 2.99% + $0.00 | $0.00 |
Our pick for
Overall card reader for iPhone
Clover Go
on Clover Go's secure website
$0.00
Payments plan; $14.95 Essentials plan.
Pros
- Charges via standard USB charger.
- Uses passcodes for employees.
Cons
- Takes about 2 hours and 20 minutes to charge.
- Requires a monthly fee for advanced POS features.
Our pick for
Value
SumUp Plus
on SumUp Plus' secure website
$0.00
Pros
- Accepts chip, swipe and contactless payments.
- Has a screen to display transaction details.
Cons
- Has less robust POS software features than other card readers.
Our pick for
POS features
Square Reader
on Square Reader's secure website
$0.00
Starts at $0/month for unlimited devices and locations.
Pros
- Has a compact design.
- Accepts chip, swipe and contactless payments.
Cons
- Doesn't swipe credit cards.
- Takes roughly two to three hours to charge.
Our pick for
High-volume sales
Helcim card reader
on Helcim card reader's secure website
$0.00
Pros
- Has volume discounts.
- Has robust POS software features.
Cons
- Might change processing rate if monthly transaction rate drops.
Our pick for
Small transactions
Payanywhere 3-in-1 reader
$0.00
Pros
- No monthly fee.
- Transparent pricing.
- Can process all three payment types.
Cons
- No screen to display transaction details.
- POS software is not as advanced as some competitors.
- $3.99 per month inactivity fee for 12 months without a transaction.
Our pick for
Alternative payment options
PayPal Zettle
$0.00
Pros
- Solid core features.
- No monthly fees.
- No long-term commitment.
- Low initial costs.
- Easy to use.
Cons
- No add-on features available.
- Limited integrations.
- Funds are transferred to your PayPal account and not your bank account.
Our pick for
Accounting integration
QuickBooks card reader
$0.00
Pros
- No monthly fee.
- Transparent pricing.
- Has a screen to display transaction details.
Cons
- Doesn't process all payment types.
- Requires a QuickBooks account, which starts at $30 per month.
Clover Go: Best overall card reader for iPhone
- $0 for Payments plan.
- $14.95 for Essentials plan.
- $49 for chip, swipe and contactless Clover Go card reader.
- $599 for Clover Flex mobile POS with printer.
- $799 for Clover Mini POS.
- $1,699 for Clover Station Solo.
- $1,799 for Clover Station Duo.
- 2.6% plus 10 cents for in-person transactions.
- 3.5% plus 10 cents for online or keyed-in transactions.
- The reader processes all three types of payments.
- Clover's transaction fees are transparent.
- Free monthly plan option available.
- The POS software is well developed.
- It doesn't have a screen to display transaction details.
SumUp Plus reader: Best value
- $39 for SumUp Plus card reader.
- $49 for SumUp Plus cradle bundle.
- $129 for SumUp Solo touchscreen.
- $199 for SumUp Solo Printer Bundle.
- $799 for SumUp POS bundle.
- 2.75% for in-person transactions with SumUp card readers.
- 2.90% plus 15 cents for online invoice transactions.
- 3.25% plus 15 cents for manually keyed card reader transactions or payment-linked transactions.
- 2.6% plus 10 cents for in-person transactions with SumUp POS system.
- 3.5% plus 15 cents for card-not-present transactions with SumUp POS system.
- The reader processes all three payment types.
- There is no monthly fee.
- Fees are transparent and easy to understand.
- It has a screen to display transaction details.
- The free app has less functionality than some competitors’ offerings.
Payanywhere 3-in-1 reader: Best for small transactions
- 2.69% for in-person transactions.
- 3.49% plus 19 cents for online, keyed and virtual terminal transactions.
- Payanywhere doesn't charge a monthly fee for its POS app.
- Transaction fees are transparent.
- The 3-in-1 reader can process all three payment types.
- It doesn't have a screen to display transaction details.
- Payanywhere's POS software is not as advanced as that of some competitors.
- There's a $3.99 per month inactivity fee for 12 months without a transaction.
Square Reader for contactless and chip cards: Best for POS features
- $0 for Square POS, Restaurant, Retail and Appointments Free plans.
- $29 for Square Appointments Plus plan.
- $60 for Square Restaurant Plus plan.
- $69 for Square Appointments Premium plan.
- $89 for Square Retail Plus plan.
- Custom pricing for Square Retail and Restaurant Premium plans.
- $0 for Square magstripe-only card reader ($10 for each additional reader) or if using Tap to Pay for iPhone (iPhone not included).
- $49 and up for Square Reader contactless and chip card reader.
- $149 for Square Stand iPad POS or Square Stand Mount (iPad not included).
- $299 for Square Terminal mobile card reader with built-in printer.
- $799 for Square Register two-screen system.
- 2.6% plus 10 cents for in-person transactions.
- 2.9% plus 30 cents for online transactions.
- 3.5% plus 15 cents for manually keyed transactions.
- 3.3% plus 30 cents for invoices.
- Square fees are transparent.
- Free monthly plan option available.
- Square's POS software is more robust than some competitors’ offerings.
- You can't swipe cards.
- It doesn't have a screen to display transaction details.
PayPal Zettle: Best for alternative payment options
- $29 for first card reader; additional readers cost $79. Price includes USB cable.
- $199 for terminal only.
- $239 for terminal with barcode scanner built in.
- $249 for Store Kit Mini (screen terminal with card reader).
- $339 for Store Kit Portable kit with mobile card reader and printer.
- $499 for Store Kit Standard (adds printer).
- $699 for Store Kit Plus (adds barcode scanner).
- 2.29% plus 9 cents for in-person and QR code transactions.
- 3.49% plus 9 cents for manual-entry card transactions.
- 2.99% plus 49 cents for invoicing (payment made with card).
- 3.49% plus 49 cents for invoicing (payment made with PayPal).
- Fees are transparent.
- Card reader has a screen to display transaction details.
- PayPal Zettle's POS app offers a variety of features.
- Zettle doesn't process swipe payments.
QuickBooks card reader: Best for accounting integration
- $39 for QuickBooks charging stand.
- $49 for QuickBooks card reader.
- $79 for QuickBooks card reader with charging stand.
- 2.5% for in-person payments.
- 2.99% for online and invoiced payments.
- 3.5% for manually keyed payments.
- 1% for ACH transactions.
- 2.4% plus 30 cents per swiped transaction.
- 3.5% plus 30 cents per keyed-in or invoiced transaction.
- $3 per ACH transfer.
- 1.6% plus 30 cents per swiped transaction.
- 3.3% plus 30 cents per keyed-in or invoiced transaction.
- $3 per ACH transfer.
- There's no monthly fee.
- Processing fees are transparent.
- It has a screen to display transaction details.
- It doesn't process all payment types.
- POS software options are limited without a QuickBooks Online account (here are some good QuickBooks POS integrations).
Helcim card reader: Best for high-volume sales
- $109 for a mobile card reader (with stand).
- $349 for a standalone terminal with built-in thermal printer.
- Interchange plus 0.4% and 8 cents per in-person transaction (if $50,000 or less in monthly card transactions).
- Interchange plus 0.5% and 25 cents per online or manually keyed transaction (if $50,000 or less in monthly card transactions).
- 0.5% plus 25 cents for ACH payments.
- No monthly fees.
- Transparent pricing.
- Has volume discounts available.
- Has robust POS software features.
- Doesn’t accept all payment types.