What Is a Savings Bond?
A savings bond is a long-term investment with the rare ability to be a gift for a loved one, even a child. Let’s break down how they work. What is…
Spencer is a writer and expert on certificates of deposits at NerdWallet. His work has been featured by USA Today, MSN, SF Gate, the Los Angeles Times and more. He earned a bachelor’s degree in English at UC Berkeley. You can reach him at [email protected].
A savings bond is a long-term investment with the rare ability to be a gift for a loved one, even a child. Let’s break down how they work. What is…
New banking players are redefining what a checking account looks like. Financial technology, or fintech, companies in banking — often called neobanks — typically offer mobile-focused accounts with eye-catching features,…
Black-owned banks tend to serve African Americans more than other banks do. Their mission includes closing the wealth gap in America. » Skip ahead to the The typical white family…
One type of bank plays an outsized role in creating more economic opportunity for people of color. From a Black leadership perspective, a bank is more than “a place where…
Saying goodbye to a bank account isn’t as easy as unsubscribing from email newsletters, but with the right planning, you can make sure that account doesn’t linger as an unwelcome…
Serving people who serve their country is what military banks and credit unions do best. Our favorite military-focused financial institutions offer a combination of account options, competitive rates and low…
Tools like spreadsheets and budgeting apps can help you get better at saving money. But you might need to look beyond hard numbers to get a full financial picture. Your…
When choosing a certificate of deposit, you might ask yourself — or the internet — whether you’re getting the best rate. After all, once you have a CD, you lock…
Typically the only way to use money from a certificate of deposit at a bank or credit union before its term ends is to withdraw early and pay a penalty.…
Today’s best rates for savings accounts and certificates of deposit are a far cry from last year’s rates of 2%. And rates across most banks will likely keep dropping. “It…