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Get 50% Back on Spotify Premium With Quicksilver Cards

Jan. 28, 2020
Cash Back Credit Cards, Credit Cards, Promos
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  • Capital One® Quicksilver® Cash Rewards Credit Card
  • Capital One® QuicksilverOne® Cash Rewards Credit Card

As a result, offers described on this page may be out of date. See our best credit cards page for updated offers.

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The offer described in this article has expired. See our details pages on the Capital One® Quicksilver® Cash Rewards Credit Card and Capital One® QuicksilverOne® Cash Rewards Credit Card for the current offer.


Now you can save money while downloading playlists, dodging advertisements and skipping as many songs as you want — if you carry one of Capital One’s cash-back credit cards.

Through April 30, 2018, you can earn 50% back on all Spotify Premium purchases made with these cards:

The 50% back is in addition to the regular rewards on these cards, both of which earn 1.5% cash back on all purchases. That means you’d earn 51.5% back on Spotify Premium purchases.

“We know our customers love music and are using Spotify more and more, so we wanted to meet our customers where they are,” says Lauren Liss, lead of digital partnerships for U.S. cards at Capital One.

Capital One® Quicksilver® Cash Rewards Credit Card Capital One® QuicksilverOne® Cash Rewards Credit Card


Fast facts about the offer

  • Who’s eligible? All Quicksilver cardholders, including new applicants. No registration is required; the rewards are applied automatically.
  • What purchases qualify? Spotify Premium purchases made directly through Spotify with one of the eligible cards until April 30, 2018. That includes Family Spotify Premium and Student Spotify Premium.
  • What’s excluded?
    • Spotify purchases not made through Spotify (such as purchases made through Google Play or iTunes)
    • Spotify purchases made via PayPal or a mobile wallet, such as Apple Pay
    • Spotify gift card purchases
    • Annual purchases (that is, purchasing a year’s worth of Spotify Premium all at once)
  • How do you get the rewards? The 50% back will be automatically applied as a statement credit to your bill within one or two billing cycles of your purchases, Liss says. The regular 1.5% cash back accrues separately and can be redeemed whenever you choose.

A standard Spotify Premium subscription costs $9.99 a month, or $119.88 a year. With this deal, you could get $61.74 back over the course of the year. That’s something worth singing about, especially if you’re among those who already pay for the service. This marks Spotify’s first-ever partnership with a credit card company, Liss notes.

As of March 2017, Spotify reports it has 50 million subscribers. That’s equal to roughly 15% of the total U.S. population.

Photo courtesy of Capital One.

Claire Tsosie is a staff writer at NerdWallet, a personal finance website. Email: [email protected]. Twitter: @ideclaire7.