Building a budget takes work, but you don’t have to start from scratch. We’ve put together a simple template with common income sources and expenditures to get you on track.
Use the worksheet below to review your monthly expenses and create a practical spending plan. Fill in the boxes that apply to you, and we’ll add them up.
Remember, the 50/30/20 breakdown is just a recommendation. Adjust your spending as needed until you reach your ideal budget, however that looks.