As you search for the best Obamacare health insurance plan in Contra Costa county, you might consider factors such as how much the health insurance costs and how many doctors are in-network—and perhaps how much the penalty will cost should you decide to go without it. Whatever your concerns, it’s useful to know all of your options when starting to shop for a health insurance plan. NerdWallet has compiled all of the plans available in Contra Costa county. For personalized quotes and more plan information, visit our friends at eHealth.
You can also check our directory for plans in your area, if you’re not located in Contra Costa county.
Do you have experience with these insurance companies? Share your review in the comment section below.
Obamacare Health Insurance Plans in Contra Costa County
|Estimated Monthly Premium*||Doctors Included
|Shop for Health Insurance|
|Anthem||Anthem Bronze 60 Health Savings Account PPO||$297||Visit Anthem to locate in-network doctors>>||for Anthem health insurance plans|
|Anthem Bronze 60 PPO||$295|
|Anthem Multi State Plan Silver 70 PPO||$391|
|Anthem Multi State Plan Gold 80 PPO||$479|
|Anthem Platinum 90 PPO||$561|
|Blue Shield||Blue Shield Bronze 60 Health Savings Account PPO||$285||Visit Blue Shield to locate in-network doctors>>||for Blue Shield health insurance plans|
|Blue Shield Bronze 60 PPO||$290|
|Blue Shield Silver 70 PPO||$351|
|Blue Shield Gold 80 PPO||$413|
|Blue Shield Platinum 90 PPO||$473|
|Health Net||Health Net Bronze 60 EPO||$302||Visit Health Net to locate in-network doctors>>||for Health Net health insurance plans|
|Health Net Silver 70 EPO||$425|
|Health Net Gold 80 EPO||$508|
|Health Net Platinum 90 EPO||$610|
|Kaiser Permanente||Kaiser Permanente Bronze 60 Health Savings Account HMO||$260||Visit Kaiser to locate in-network doctors>>||for Kaiser Permanente health insurance plans|
|Kaiser Permanente Bronze 60 HMO||$266|
|Kaiser Permanente Silver 70 HMO||$356|
|Kaiser Permanente Gold 80 HMO||$432|
|Kaiser Permanente Platinum 90 HMO||$462|
|*Premiums are estimated for a 40-year-old before government subsidies.
Source: Covered California Health Insurance Companies and Plan Rates for 2015 and Shop and Compare Tool.
Obamacare has its pros and cons—here are some highlights:
Pro: You can’t be denied for a pre-existing condition. Prior to the implementation of the Affordable Care Act, health insurance companies could deny you coverage because of a pre-existing condition—and the definition of “pre-existing” varied. For example, some women were denied coverage for being pregnant. This practice has been banned.
Con: Narrowed networks. Some health insurance companies have narrowed their networks, which means that fewer doctors are covered. While this ultimately should reduce overall costs, it may mean less choice for you.
Pro: Expansion of Medicaid. According to the Robert Wood Johnson Foundation, this could lead to an additional 15.1 million uninsured adults obtaining access to Medicaid coverage.
Con: Penalties for the uninsured. If you’re uninsured, you’re likely liable for a tax penalty. Learn about exemptions here if you’re uninsured and looking for a way not to pay the penalty.
California flag photo courtesy of Shutterstock.