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Robinhood vs. Stash: Putting the Investment Apps Side-by-Side

Feb. 20, 2019
Brokers, Investing
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We’re doing more and more on our phones every day, and that includes investing. If mobile trading matters to you, two names worth comparing are Robinhood and Stash.

Robinhood is a free-trading app that’s ideal for investors who want to trade stocks, options, exchange-traded funds and cryptocurrency on a barebones platform without paying commissions or fees. The Stash app aims to make the process of finding and selecting investments — specifically exchange-traded funds and individual stocks — easy and approachable for beginners to build their portfolio.

Here’s more on how they compare.

Robinhood vs. Stash

Trade Fee

$0.00

$0.00

Account Minimum

$0

$0

Promotion

None

None

no promotion available at this time

Management Fee

$1 - $2 / month

$1 - $2 / month

Account Minimum

$5

$5

Promotion

1

1

month free management

Robinhood is best for:

  • Frequent stock, options or ETF traders.
  • Individual taxable accounts.
  • Margin accounts and cryptocurrency.

Robinhood at a glance

Overall
4.5 NerdWallet rating
Account minimum

$0; $2,000 for Robinhood Gold margin account (regulatory minimum).
Stock trading costs

Free.
Options trades

Free.
Account fees (annual, transfer, closing, inactivity)

No annual, inactivity or ACH transfer fees. $75 ACAT outgoing transfer fee.
Number of commission-free ETFs

Over 2,000 ETFs.
Number of no-transaction-fee mutual funds

None.
Tradable securities

• Stocks.
• ETFs.
• Options.
• Cryptocurrency.
• American Depositary Receipts for over 250 global companies.
Trading platform

Web platform is purposely simple but meets basic investor needs.
Mobile app

Mobile trading platform includes customizable alerts, news feed, candlestick charts and ability to listen live to earnings calls.
Research and data

Free but limited.
Customer support options (includes website transparency)

Email support Monday - Friday.
Promotion

Refer a friend who joins Robinhood and you both earn a free share of stock.

Learn more: Read our full Robinhood review
 


Stash is best for:

  • New investors who want guidance selecting investments.
  • Tax-advantaged and taxable individual retirement accounts.
  • Thematic or impact investors.

Stash at a glance

Overall
3.0 NerdWallet rating
Account minimum

$5
Account subscription fee

$1/month ($2/month for retirement accounts); 0.25% for all accounts $5,000 or more. Stash is not a robo-advisor and doesn't have discretion to manage customer accounts.
Investment expense ratios

Expense ratios average 0.30% for ETFs; no investment fee for stocks.
Account fees (annual, transfer, closing)

No annual, inactivity or outgoing transfer fee.
Portfolio mix

About 60 ETFs and about 150 individual stocks available.
Accounts supported

  • Individual brokerage accounts.

  • Traditional and Roth IRAs.

  • Custodial accounts.
Tax strategy

Not available.
Automatic rebalancing

Not available.
Human advisor option

Not available.
Tools

Stash offers a retirement calculator, and Stash Coach helps expand your investing prowess with guidance, challenges and trivia.
Customer support options (includes website transparency)

Phone support Monday-Friday, 8:30 a.m. to 6:30 p.m. Eastern, and Saturday-Sunday, 11 a.m. to 5 p.m. Eastern; email support.
Promotion

  • First month free.

  • Retirement accounts free for people under age 25.

Learn more: Read our full Stash review
 

Curious about other options?

If you want to start investing but need more advice on who to invest with, see our 2019 roundup of the best brokers for beginning investors. It compares today’s top online brokerages across all the metrics that matter most to investors just starting out: fees, minimum balances to open, and investor tools and resources.

Read: Best online brokers for beginners »

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