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Robinhood vs. Stash: Putting the Investment Apps Side-by-Side

Feb. 20, 2019
Brokers, Investing
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We’re doing more and more on our phones every day, and that includes investing. If mobile trading matters to you, two names worth comparing are Robinhood and Stash.

Robinhood is a free-trading app that’s ideal for investors who want to trade stocks, options, exchange-traded funds and cryptocurrency on a barebones platform without paying commissions or fees. The Stash app aims to make the process of finding and selecting investments — specifically exchange-traded funds and individual stocks — easy and approachable for beginners to build their portfolio.

Here’s more on how they compare.

Robinhood vs. Stash

Robinhood is best for:

  • Frequent stock, options or ETF traders.
  • Individual taxable accounts.
  • Margin accounts and cryptocurrency.

Robinhood at a glance

Account minimum

$0 for brokerage account and for Robinhood Gold account; $2,000 for a margin account (regulatory minimum).
Stock trading costs

Options trades

Account fees (annual, transfer, closing, inactivity)

No annual, inactivity or ACH transfer fees. $75 ACAT outgoing transfer fee. (Robinhood Gold costs $5 a month.)
Tradable securities

• Stocks.
• ETFs.
• Options.
• Cryptocurrency.
• American Depositary Receipts for over 250 global companies.
Number of commission-free ETFs

All available ETFs trade commission-free.
Number of no-transaction-fee mutual funds

Trading platform

Web platform is purposely simple but meets basic investor needs.
Mobile app

Mobile trading platform includes customizable alerts, news feed, candlestick charts and ability to listen live to earnings calls.
Research and data

Free but limited. (Robinhood Gold, which costs $5 a month, includes access to Morningstar Research Reports and NASDAQ Level II Market Data.)
Customer support options (includes website transparency)

Email and social media.
PromotionRefer a friend who joins Robinhood and you both earn a free share of stock.

Learn more: Read our full Robinhood review

Stash is best for:

  • New investors who want guidance selecting investments.
  • Tax-advantaged and taxable individual retirement accounts.
  • Thematic or impact investors.

Stash at a glance

Account minimum

Account subscription fee

$1/month ($3/month to add a retirement account; $9/month to add custodial accounts and other services). Stash is not a robo-advisor and doesn't have discretion to manage customer accounts.
Investment expense ratios

Expense ratios average 0.23% for ETFs (0.34% for ETFs that focus on socially responsible investments); no investment fee for stocks.
Account fees (annual, transfer, closing)

No annual or inactivity fee; $75 outgoing transfer fee.
Portfolio mix

More than 1,800 ETFs and individual stocks available.
Accounts supported

  • Individual brokerage accounts.

  • Traditional and Roth IRAs.

  • Online debit accounts.

  • Custodial accounts.

Tax strategy

Not available.
Automatic rebalancing

Not available.
Human advisor option

Not available.

  • Automatic reinvestment of dividends (DRIP).

  • Retirement calculator.

  • Portfolio Builder.

  • Stash Coach helps expand your investing prowess with guidance, challenges and trivia.

Bank account/cash management account

Stash offers an online bank account with debit card and rewards program, but the account doesn't pay interest.
Customer support options (includes website transparency)

Phone and email support Monday-Friday, 8:30 a.m. to 6:30 p.m. Eastern, and Saturday-Sunday, 11 a.m. to 5 p.m.
PromotionUp to $560 cash credit to invest with qualifying deposit.

Learn more: Read our full Stash review

Curious about other options?

If you want to start investing but need more advice on who to invest with, see our roundup of the best brokers for beginning investors. It compares today’s top online brokerages across all the metrics that matter most to investors just starting out: fees, minimum balances to open, and investor tools and resources.

Read: Best online brokers for beginners »

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