You’re our first priority.
Every time.
We believe everyone should be able to make financial decisions with confidence. And while our site doesn’t feature every company or financial product available on the market, we’re proud that the guidance we offer, the information we provide and the tools we create are objective, independent, straightforward — and free.
So how do we make money? Our partners compensate us. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. Our partners cannot pay us to guarantee favorable reviews of their products or services. Here is a list of our partners.
Credit Union Loans Offer Low Rates and Flexible Terms
Lead Writer | Buy now, pay later loans, debt consolidation, personal loans
Lead Assigning Editor | Consumer lending
Many or all of the products featured here are from our partners who compensate us. This influences which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
Visit your My NerdWallet Settings page to see all the writers you're following.
Your local credit union should be one of your first stops when you’re looking to borrow money, especially if you have a fair or bad credit score (689 score or lower). Credit union personal loans often have benefits over those of other lenders, including:
Typically lower interest rates.
Smaller starting loan amounts.
More flexible terms.
Loan officers willing to consider factors beyond your credit score.
Table of Contents
- What is a W-4?
- 6 steps to opening a Roth IRA
- See CD rates by term and type
- Investing for kids
- What is a brokerage account?
- What is a lady bird deed?
- What's the difference between stocks and options?
- Operating revenue definition
- Bluevine Business Checking
- Find the right Medicare Advantage plan
- Medicare Advantage companies
- What happens if you don't pay taxes, or pay your taxes late?
- What is a 401(k)?
- Can you borrow from an IRA?
- What are I bonds?
- What is a put option?
- Life insurance buying guide
- Definitions: Money Transfer Rates
- Nerdy takeaways about where to exchange currency
- About AARP
- About UnitedHealthcare
- Find the right Medicare Supplement Insurance plan
- Still deciding on the right carrier? Compare Medigap plans
- What is a bond?
- What is a cashier's check?
- What is a mortgage refinance?
- Betterment is best for:
- Vanguard Personal Advisor is best for
- Compare types of bank accounts
- Huckleberry business insurance
- Ready to get started? Here's what to do next
- What is a microloan?
- What is a budget planner?
- Mortgage rates today: Wednesday, March 27, 2024
- See how to get your business started quickly
- Best banks for multiple savings accounts
- Compare Medicare Advantage providers
- Broker definition
- What is the qualified business income deduction?
- About Wellcare
- Find the right Medicare Part D prescription drug plan
- Still deciding on the right carrier? Compare Medicare Part D Plans
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 1. Determine how much to save for a down payment
- What are dividend stocks?
- What is an index fund?
- High-dividend ETFs may generate income
- About State Farm renters insurance
- What is a VA home loan?
- 1. Get a high-interest savings account
- Determining how much mortgage I can afford
- 2023 Ohio state income tax rates and tax brackets (taxes filed in 2024)
- Investment management definition
- Medical expense deduction 2023
- 1. See whether the check has already cleared
- What is margin trading?
- National first-time home buyer programs
- What is a cash-back app?
- About Amica home insurance
- Are game show winnings and prizes taxable?
- What is YouTube Premium?
- What is inflation?
- 2024 child tax credit news update
- What is a credit freeze?
- How to get in
- 401(k) contribution limits 2023
- Stocks
- Work from home jobs often pay more
- Still deciding on the right carrier? Compare Medicare Advantage plans
- 7 of the best apps to make money
- How much are taxes on lottery winnings?
- S&P 500 index (SPX) today
- The cheapest car insurance companies by category
- The differences between economy and first class
- What are Vanguard index funds?
- What is cryptocurrency?
- Capital gains tax on stocks: Do you have to pay?
- How to get paid on YouTube
- Robo-advisor vs. financial advisor: What's the difference?
- 5 ways to save money when you fly Southwest Airlines
- 1. Buy your own cable modem and router for cheaper Wi-Fi (over time)
- 7 best-performing AI stocks
- What is a Roth IRA account?
- Decide between co-branded or general
- What is a savings account?
- The number of people on your trip
- How to invest $50,000
- What to expect flying business class with Iberia
- 1. Certificates of deposit (CDs)
- Who gets more time
- What is OASDI tax?
- JetBlue’s refund policy
- Egg prices
- When do I need a cashier's check?
- 1. Whom should you tip during the holidays?
- Money market account vs. CD: The difference
- Food and drink
- What is a high-interest loan?
- COVID-19 tests for international travel
- Best Medicare Advantage companies
- Key takeaways
- Routes and destinations
- How to use a savings goal calculator
- About Singapore Airlines
- How much should you spend on rent? It depends
- The best cruise websites and how they sweeten the deal
- How does the Fear and Greed Index work?
- What is Global Entry?
- What the Federal Reserve does
- Preparing to buy tips
- 1. 'Stack' store and manufacturer's coupons
- Pick the right Walt Disney World Resort hotel
- When to open multiple brokerage accounts — and why
- What is a vasectomy?
- How to buy Samsung stock
- Free financial advice
- Themes of Magic Kingdom vs. Hollywood Studios
- What is the average cost of groceries per month?
- Seating: clunky but comfortable
- What are FHA closing costs?
- How we found the best travel insurance
- Seek full disclosure
- January
- California state income tax brackets and rates
- What is Mint?
- The best budget apps
- How do CDs work?
- How balance transfers work
- What is GoodRx?
- You could earn more with a master’s degree
- Term life vs. whole life: Overview
- How do LLC taxes work?
- FuboTV cost per month
- 1. Check what you already have and make a list
- Qualifying for an HSA
- How does a home warranty work?
- Step 1: Check your credit
- What is a growth stock?
- Vending machine costs
- Do rent payments affect credit?
- Features
- What mortgage lenders look for
- Top cards for everyday spending
- General advice for international money transfers
- What goes into the credit card interest calculation
- Air France cabins and seats
- Blue Cross Blue Shield Medicare Advantage
- 1. Set your budget
- Renting a Getaround car
- Common dealer fees
- 1. Open an IRA
- Understanding the basics
- Wingstop franchise information
- The value of Bitcoin can be extremely volatile
- 6 ways to save money on Delta flights
- What is the Flex Modification program?
- Life insurance calculator
- Best day to book a flight
- Amazon credit card options
- How to calculate student loan interest
- How does refinancing work?
- Betterment at a glance
- What is a HELOC?
- Don’t price it too high
- Why a mortgage-free retirement is usually best
- 15 best business startup books to read
- Federal flood insurance waiting period
- How does DeFi work?
- How much is insurance for a used car?
- 1. Identify your client
- 40 best startup business ideas
- Investment portfolio definition
- Create a budget plan that works for you
- What is the 83(b) election?
- Minimum wage over time
- 1. Open an account at a different bank
- 1. Use taxis and rideshares safely
- Most profitable small businesses
- Florida Blue Medicare Advantage pros and cons
- Best places to sell clothes online
- What car insurance coverage do I need?
- What is travel insurance?
- 50/30/20 budget calculator
- What does a broker do and why do I need one?
- Banks with no debit card foreign transaction or ATM fees
- What is the annual fee?
- Why it’s worth it
- Why is having a low credit utilization important?
- 2022 college-bound grads could amass thousands in debt
- 401(k) contribution limits 2024
- Informed Delivery by USPS
- 4 common check fraud scams
- How do brokerage accounts work?
- What other airlines charge for pet fees
- Student loan payoff calculator
- What is a recession?
- How does a lady bird deed work?
- Why you should join (or not opt out)
- 9 of the best gym franchises to buy
- Obstacles to getting a liquor license
- You’ll get less
- Our picks for the best life insurance companies in March 2024
- What to do when your home insurance claim is denied
- 1. Skip the airport
- What the settlement could change
- Best business expense trackers at a glance
- Compare Medicare Advantage plans in Georgia
- Immediately: Interest and penalties start
- What is the premium tax credit (PTC)?
- 2. Focus on student loan repayment
- Cost to rent an RV for a month
- How to calculate the cost of starting a business
- How does the lottery work?
- Best ways to consolidate credit card debt
- REPAYE at a glance:
- 8 reasons Southwest is still a top airline
- 1. You won’t pay an annual fee, but you do need to be a Co-op member
- 2. Gather a few pieces of information
- Taxes on 401(k) contributions
- What is an EIN?
- What is a hard inquiry?
- Why is net pay important?
- How to change or cancel a reservation
- Types of RVs
- What is the gift tax?
- Best cash-back apps of 2023
- How do credit union loans work?
- Types of depreciation
- 1. Disney military discounts
- Vanguard Personal Advisor at a glance
- 5 Ways to get started in real estate investing
- How much is YouTube Premium?
- Economic outlook for 2024
- How do microloans work?
- What is port vs. starboard side?
- You booked flexible airline tickets
- Daily mortgage rates chart
- 1. Clean up your credit
- What is a tax credit?
- The busiest days to fly around Thanksgiving
- Travel rewards
- What happens when you get a credit card refund?
- What is Frontier’s GoWild Pass?
- How to make money online
- The best money-making apps
- Lottery tax calculator
- What does it mean to invest in the S&P 500?
- 1. 529 Savings and investing accounts
- Do you need a passport to book an international flight?
- How to find your EIN
- Tax filing status options
- How to invest in stocks in 6 steps
- What is a business credit score?
- Banks that offer joint business accounts
- How do index funds work?
- Do you pay taxes on stocks you don't sell?
- What is JetBlue like?
- 7 high-dividend ETFs
- The best term life insurance companies in March 2024
- How does a VA home loan work?
- 2. Limit your shopping trips
- Paying taxes with a credit card means paying fees
- When is a personal loan in default?
- Roth IRA vs. traditional IRA: What's the difference?
- What to consider when picking your airline seat
- How much is life insurance?
- How does a 401(k) work?
- American Airlines miles redemptions
- Best place to exchange currency: Your bank or credit union
- The location of your trip
- What kind of medical expenses are tax deductible?
- Mint vs. NerdWallet at a glance
- Potentially higher standard of living
- 1. Check your calendar
- What is IRS Direct File?
- What is a dividend aristocrat?
- What is the federal solar tax credit?
- Why refinance your car loan?
- What are estimated tax payments?
- Summary of cash advance apps
- What is the 10-year Treasury?
- What's the difference between a HELOC and a home equity loan?
- What kind of prize tax will you have to pay for winning a game show?
- 1. You have a pretty good credit score
- 28 ways to save money
- Refer a friend to Marriott Bonvoy
- Average inflation rate
- 1. What's my goal?
- How does supplemental life insurance work?
- How to freeze your credit with all 3 bureaus
- Points on spending
- Wellcare Medicare Part D pros and cons
- 1. It offers deferred interest
- How to fill out a W-4
- How loan-to-value affects your car loan
- Top 10 metro areas for freelancers
- 1. Prepare to work for certain rewards
- Operating revenue examples
- 20 high-dividend stocks
- BBVA business checking is best for small-business owners who:
- Expensify
- Real estate agent commissions
- Get clear on your goals
- Do you need insurance to rent a car?
- Compare car insurance rates by age
- Do I have to pay Ohio state income tax?
- Our picks for the best return-of-premium life insurance companies in March 2024
- Why you need a savings account
- How will the Student Aid Index be calculated?
- How do investment management services work?
- Our pick for gas: Citi Custom Cash® Card
- Wise is best for:
- What is the Walmart MoneyCenter?
- AARP/UHC Medicare Supplement Insurance pros and cons
- Who needs to get an EIN?
- What is the best streaming service?
- Buying on margin example
- How does OASDI tax work?
- Why buy dividend stocks?
- Where can I get a cashier’s check?
- Why Hispanic American banks and credit unions matter
- When to choose a money market account over a CD
- Huckleberry business insurance: Pros and cons
- How high-interest loans are harmful
- Best for size of network: UnitedHealthcare
- How to earn KrisFlyer miles
- Downsides of financing a vacation with a credit card
- Why mortgage rates change every day
- Who can get Global Entry?
- 5 tips for finding and using multiple savings accounts
- What is the child tax credit?
- 2. Find a coupon database or a browser extension
- What is the 50/30/20 rule?
- Food and drink
- What does the GoWild Pass cost?
- Keeping your life insurance
- How does a home equity loan work?
- On-time percentage
- Who qualifies for the qualified business income deduction?
- How to lower your credit utilization
- How we found the best auto insurance
- TurboTax vs. H&R Block: Cost
- What’s happening to Mint?
- YNAB, for hands-on zero-based budgeting
- What is a CD term?
- 2. ABLE accounts
- Stocks
- How we ranked the top life insurers
- What to know about Medicare in Georgia
- Where State Farm stands out
- 3. Build your financial knowledge and set some goals
- How an HSA works
- Robo-advisor vs. financial advisor costs
- 2. Reduce your internet speed for a lower price
- Best car insurance in New Jersey overall: Travelers
- Aim for high rewards and a signup bonus
- Why the Wells Fargo Active Cash® Card is better for most people
- How put options work
- AARP life insurance
- The best home insurance companies of 2024
- Best affordable homeowners insurance in Texas: State Farm
- How is net pay calculated?
- Who pays the gift tax?
- Gather key information about your current loan
- Where Amica stands out
- Best day to fly
- What tax bracket will you be in after winning your money?
- 2. Build your subject matter knowledge
- Work out how much of your income should go to rent with the 50/30/20 rule
- Investment portfolios and risk tolerance
- How to choose the best crypto wallet
- 2. Add a joint owner
- Who qualifies for the Fresh Start program
- How much does a vasectomy cost?
- Buying Samsung stock in an ETF
- Does Zelle report to the IRS?
- What should my monthly grocery budget be?
- Working from home jobs are growing
- Have a "heart-to-heart"
- How do lottery taxes work?
- How food prices have changed over time
- JSX pet policies
- How extra student loan payments work
- 2. Use money tips to accelerate your savings
- Understanding the stock market
- Why invest in index funds?
- How to get car insurance quotes
- 1-3 months: Notices start to arrive
- 3. Stick to your list
- How much money do I need to buy a house?
- The largest banks in the U.S.
- Our take
- Best-performing growth stocks
- How to start a vending machine business: A step-by-step guide
- Which services will report your rent payments?
- How life insurance rates are determined
- If you have credit card points ...
- What you need to know about savings accounts
- A new credit card application could interfere with the process
- Wise pros
- Grace period
- The distance
- Upgrading with miles
- Other rules for the medical expense deduction
- 3. Contact your bank
- 2. Cash management accounts
- 2. Consider your online options
- How does a hard inquiry affect your credit score?
- UnitedHealthcare Medicare Advantage
- Standard benefits
- What is Sweet v. Cardona?
- Ticket types and refund eligibility
- Cheap(er) cell phone plans from Verizon, T-Mobile and AT&T
- 1. Brigit: Best for budgeting tools
- Fetch Rewards
- Crypto exchanges can fail
- Types of bonds
- Best car insurance in Pennsylvania overall: Travelers
- How can I get a cashier’s check?
- 2. How much should you tip?
- What types of small-business insurance can I buy through Huckleberry?
- Don’t price it too low
- Tips for getting your COVID tests covered
- Best homeowners insurance in Louisiana for coverage: Chubb
- What is the cheapest car insurance in California?
- What's the difference between a premium and a quote?
- How to calculate the inflation rate
- How is the Fear and Greed Index used?
- State minimum wages in 2024
- How do tax credits work?
- 2. Be alert when drinking and dating
- Types of travel insurance coverage
- Best affordable homeowners insurance in Florida: Nationwide
- Does my employer match count toward 401(k) limits?
- February
- Stay in the know
- 4 steps to spot a fake check and avoid trouble
- 3. Certificates of deposit
- How to choose a brokerage account provider
- Key findings
- What causes a recession?
- Pros and cons
- How do Vanguard index funds work?
- Who is GoodRx best for?
- Why do people invest in cryptocurrencies?
- Biden's student loan forgiveness 'plan B' would be more targeted
- How we ranked the top life insurers
- Delay Social Security
- How LLCs pay income taxes
- RV monthly rental cost by type
- How does a Roth IRA work?
- I bonds vs. EE bonds
- What does an investment manager do?
- 2. You’ll earn rich rewards wherever you spend money …
- 2. Shop for a loan
- Do you pay taxes when you receive a gift?
- CHFA highlights and eligibility requirements
- Best credit union personal loans for 2024
- How to manually calculate how much life insurance you need
- When to refinance a mortgage
- What's the difference between a HELOC and a cash-out refinance?
- Do you need full coverage for a used car?
- Best microlenders
- 2. Is my goal in reach?
- Your hotel has a friendly cancellation policy
- Personalized versus average interest rates
- Differences between TSA PreCheck and Global Entry
- Information you need to freeze your credit
- How much car insurance do I need?
- Rides at Hollywood Studios vs. Magic Kingdom
- Is there a Zelle tax loophole?
- How does a broker make money?
- Is it worth it?
- Parents increasingly picking up debt tab
- Bonds
- Recent changes to food costs
- Class representatives don't always get a larger payout
- Investing for income: Dividend stocks vs. dividend funds
- Benefits may be reduced if you’re still working
- Head of household
- How are business credit scores calculated?
- Mortgage payoff calculator help
- Medicare Advantage companies in Georgia
- How are stocks taxed?
- Who is eligible for the premium tax credit?
- Can you live off ETF dividends?
- Where State Farm falls short
- 4. Pay attention to prices
- 4. Try using AI for your finances
- Step 2: Pre-qualify and compare offers
- AARP life insurance policies
- Wise cons
- Another money-change option: Online currency converters
- Your travel style
- What kind of medical expenses are not tax deductible?
- Where is Direct File available?
- World benefits
- Stay on track
- Solar tax credit 2024
- Current car loan information you will need
- When are estimated taxes due?
- The pros and cons of a life insurance trust
- Where Amica falls short
- What is the 10-year treasury yield today?
- 2. Universal Studios military discounts
- Am I eligible for the Flex Modification program?
- Amazon personal credit cards at a glance
- When to choose a CD over a money market account
- Are paid surveys worth it?
- Don't make yourself poorer
- 2. You’re juggling multiple credit card balances
- 8 best hot wallets
- Who might file an 83(b) election and why
- 3. Get an account that's in a different ownership category
- The Federal Reserve, mortgage rates and inflation
- How long does it take to get a credit card refund?
- How much is the 2023 child tax credit?
- 5 steps to buying Samsung stock
- How the Frontier GoWild Pass works
- Buying new life insurance
- What is "qualified business income"?
- Wellcare Medicare Part D star ratings
- Can I max out both my 401(k) and Roth 401(k)?
- Two different paths to help
- How you can prepare for the end of Mint
- Short-term CDs (1 year or less)
- Should I buy stocks when markets are at all-time highs?
- How much does a liquor license cost?
- Domestic vs. international first class
- 2. Shop around online
- Master’s degree holders are more likely to be employed
- 2-6 months: Tax liens and collections calls may happen
- Does my car insurance cover rental cars?
- VA home loan eligibility
- 14 business startup costs to plan for
- Am I a resident for Ohio state income tax purposes?
- What does a home warranty cover?
- Personal loan default consequences
- 1. Chase: $2.61 trillion
- Best homeowners insurance companies: Pros and cons
- What are the Walmart MoneyCenter hours?
- Other alternatives to Mint
- AARP/UnitedHealthcare Medicare Supplement Insurance plans
- Taxes on 401(k) withdrawals
- How do streaming services fit into your budget?
- How does OASDI tax work if I’m self-employed?
- Dividend vs. growth stocks
- Fees you can challenge
- What if you win a vacation or a car or something else instead of money?
- How much is YouTube Music?
- How to build an investment portfolio
- When does the choice matter?
- You haven’t booked nonrefundable activities
- Does raising the minimum wage cause inflation?
- The busiest days to fly around Christmas
- Florida Blue Medicare star ratings
- 3. Read the fine print
- Does insurance cover vasectomies?
- Atmosphere
- How much does a U.S. passport cost?
- Relocating is about more than business needs
- Pros and cons of a lady bird deed
- Best life insurance companies: Pros and cons
- State availability
- 5. Buy the Sunday paper (for coupons)
- 5. Set up recurring donations to a nonprofit.
- What are AI stocks?
- If you have frequent flyer miles with an airline ...
- Savings accounts with strong APYs can help your money grow
- How is the Student Aid Index used?
- 4. Approve any stop payment fees
- What claiming at 62 can cost you
- 3. Call your company
- What is a soft inquiry?
- World Elite benefits
- The top 7 dividend aristocrats list
- How does the solar tax credit work?
- Is the gift tax deductible?
- 2. Set financial priorities
- Putting alcohol in your bag
- Keep any Bitcoin cold storage device safe
- Why are eggs so expensive?
- List of Hispanic American-led and Hispanic American-owned banks and credit unions by state
- Do consider the comps
- Why is my car insurance premium so high?
- Investing plans for 2024
- Reliability
- How much rent can you afford?
- 2. Rebalance your debts and income
- Should I choose a home equity loan or a HELOC?
- Flight cancellations
- Best car insurance companies: Our winners
- Working from home job ideas
- Less ‘urgency’ to innovate for customers, skeptics say
- See CD rates by bank
- 4. Custodial brokerage account
- 2. Redemptions are similarly cumbersome and limited
- What happens during a recession?
- 3. Keep down payment savings in the right account
- Your decision might affect a spouse
- Are Vanguard index funds a good investment?
- What is an index?
- What won’t change
- Top-rated Medicare Advantage plans in Georgia
- Title insurance
- Keep fixed expenses low
- HSA-eligible expenses
- What mortgage can I afford?
- Boosting your benefits with your tax bill
- How to find growth stocks
- Is REPAYE right for you?
- Buying a put option
- Wise transfer methods and options
- How to claim the medical expense deduction
- 3. High-yield money market accounts (MMAs)
- Who gets Sweet v. Cardona relief — and when
- 3. How do you give service workers holiday tips?
- When to choose a savings account instead
- How we chose the cheapest companies in California
- Use a budget planner
- How to get a Fresh Start
- Are there income limits for 401(k)s?
- 2. You won't want to carry a balance
- March
- Protect yourself from scams
- Do I have to pay state tax on lottery winnings?
- Will food prices go down in 2024?
- When to opt out (or not join)
- Stock trading information
- BBVA business checking at a glance
- Good balance transfer cards
- Certify
- Key differences between term life and whole life
- Examples of RV rental costs per month
- Best car insurance in New Jersey for your budget: Geico
- Best return-of-premium life insurance policies: Pros and cons
- Our tips
- Get the travel perks and protections you need
- How to manage your own investments
- Where to exchange currency outside the U.S.
- Average daily balance
- What travel rewards could you earn?
- 3. … But you can only redeem them at REI
- 4. Contact the IRS
- 3. Determine other ownership costs
- How are dividends paid out?
- Best Pennsylvania car insurance for your budget: Travelers
- Prime Visa
- Student loan interest calculator
- Is a HELOC a good idea?
- How your credit score affects your rate
- Do all workers earn at least the minimum wage?
- 3. Look like you know where you're going
- Mortgage selection tips
- What can you do if the merchant won’t provide a refund?
- Child tax credit 2024
- Shows at Hollywood Studios vs. Magic Kingdom
- Amenities
- Foreign transaction fees by bank or credit union
- The bottom line
- Best travel insurance overall: Berkshire Hathaway Travel Protection
- TurboTax vs. H&R Block: Features and ease of use
- Do personal credit scores affect business credit scores?
- 3. Comparison shop between brands (the discount ones aren't always cheapest)
- How to pay off a mortgage early
- How to invest in dividend ETFs
- Best term life insurance policies for 2024
- How to apply for a VA home loan
- 6. Avoid online grocery shopping
- What can you invest in with a Roth IRA?
- One more option: Borrow from a 401(k)
- AARP customer complaints and satisfaction
- How to apply for an employer identification number
- What kind of Mastercard is my card?
- OASDI limit 2023
- Is the solar tax credit refundable?
- Estimated tax payments 2024
- 2. Empower: Best for fast cash
- Coupons.com
- 3. Six Flags military discounts
- How much does a cashier’s check cost?
- 4 more ways to estimate how much life insurance you need
- Are game show winnings taxed differently than gambling winnings?
- Best for extra perks: Aetna
- 3. You’re making minimum monthly payments, but seeing no progress
- Best homeowners insurance in Louisiana for consumer experience: Amica
- Limitations of the Fear and Greed Index
- It’s already included on your credit card
- 4. Learn your store’s coupon policy
- How to use your travel insurance
- How much does a stock broker make?
- How to qualify for the QBI deduction
- Private student loans, also on the rise, lack protections
- Best insurance company overall: Travelers
- California income tax deadlines and extensions
- What to look for in a new budgeting app
- 5. High-yield savings account
- How a car loan LTV can surpass 100%
- Apply extra student loan payments toward the principal
- How long does it take to get a liquor license?
- You can collect at ages other than 62, 67 or 70
- How BBVA business checking works
- Why is Bitcoin still popular?
- Cost of term life vs. whole life
- 3+ months: IRS levies and passport restrictions
- State Farm renters insurance coverage
- Fubo add-ons
- Advantages of HSAs
- 3. Negotiate with your internet provider for a better deal
- Should you buy growth stocks?
- What about domestic airfares?
- Are I bonds a good investment?
- How a savings account works: withdrawal limits
- What services are available at Walmart MoneyCenters?
- How often you travel
- 5. Note the expiration date on the stop payment order
- What are the income limits for IRS Direct File?
- How the annual gift tax exclusion works
- Cheap cell phone plans from brands owned by the big three
- How does a life insurance trust work?
- Top rental increases and decreases in the U.S.
- Amica home insurance coverage
- Price vs. yield
- How do I apply for a Flex Modification?
- Capitalization increases interest costs
- When a payoff isn't possible, minimize the mortgage
- Is YouTube Premium worth it?
- How to meet your monthly savings goal
- 3. Choose a tutoring business model
- Ensuring spectacular coastal views
- When and how to file an 83(b) election
- 4. Join a credit union
- What is the fee for Global Entry?
- Are vasectomies reversible?
- Cheap financial advice
- Final thoughts
- Limitations of the Frontier GoWild Pass
- A few caveats
- Combining life insurance with long-term care
- Best homeowners insurance in Florida for coverage: State Farm
- 1. Derogatory mark: Missed payments
- Comparing stocks and bonds
- 3. Cardholders enjoy a longer return period and exclusive offers
- How to invest in the S&P 500 in two steps:
- Why JSX might be right for your pet
- Options
- How much does it cost to buy Vanguard index fund shares?
- What are the potential drawbacks of GoodRx?
- Who can open a joint business account
- Taxes and fees
- Make plans for long-term care
- Where robo-advisors shine
- Where do lottery prizes come from?
- More about AARP
- Applied for a card before closing? Don’t panic
- Get your investments managed for you
- Our pick for dining: U.S. Bank Altitude® Go Visa Signature® Card
- Best in Texas for having few consumer complaints: Chubb
- Dividend kings vs. aristocrats
- OASDI limit 2024
- Where to rent an RV
- Input new refinanced car loan information
- CHFA first-time home buyer loan programs
- Watch out for Bitcoin scams
- Other ways to find Hispanic American-owned credit unions
- 4. How do you tip on a tight budget?
- What to know if you take online surveys
- DeFi use cases
- When you should lock your mortgage rate
- Do mortgage rates follow Fed rates?
- Child tax credit expansion: What the tax deal could mean for you
- How to unfreeze your credit
- Full coverage is (usually) a smart choice
- Why doesn’t Zelle send you a 1099?
- How do you find a broker?
- Mishandled luggage
- Pathway to status
- Wellcare Medicare Part D prescription drug plans
- Goodbudget, for hands-on envelope budgeting
- Know how to make a complaint
- First class, business class or premium economy?
- Best life insurance company overall: MassMutual
- Rental car insurance vs. your own auto insurance
- 7. Calculate your burn rate
- Additional fees
- What to do if you face loan default
- 2. Bank of America: $2.34 trillion
- Are Roth IRAs insured?
- Episode transcript
- REPAYE vs. other income-driven plans
- 4. Peer-to-peer lending
- How much do streaming services cost?
- 4. Find the right car for you
- 6 types of dividends
- What to look for in a high-interest loan
- Cheap car insurance in California by age
- Private flood insurance waiting period
- Refer a friend to a Marriott credit card
- Is minimum coverage cheaper for a used car?
- 3. Don’t ask for too much cash
- 5. Use IntraFi Network Deposits
- What does Florida Blue Medicare Advantage cost?
- Restaurants inside Disney Magic Kingdom vs. Hollywood Studios
- One card, or more?
- How to get a home equity loan
- Can I have a 401(k) and an IRA?
- Midrange CDs (2-3 years)
- Why is food so expensive?
- 3. You'll earn a sign-up bonus
- 4. Resist dipping into your other savings
- How do you set up a lady bird deed?
- How to get a liquor license in all 50 states
- What is a good business credit score?
- Higher Education Act justifies plan B
- How much do index funds cost?
- Consider the cost of a master’s degree
- How are dividends taxed?
- Pros and cons of VA home loans
- Does the cost of FuboTV fit into your budget?
- Where does lottery revenue go?
- What isn’t covered by a home warranty?
- 4. Bundle your services for a better combined price
- Take international travel into account
- What doesn’t impact your life insurance premium
- 4. You’ll get a solid introductory bonus plus yearly statement credit
- Hard credit inquiry or soft inquiry?
- Is the OASDI tax mandatory?
- Who should make estimated quarterly tax payments?
- How to prepare for dealer fees
- 4. SeaWorld military discounts
- Don’t overvalue your home’s upgrades
- Types of supplemental life insurance
- 4. Leave the Rolex at home
- How do I avoid foreign transaction fees on my debit card?
- If you’re over the income limit
- How families can manage costs of student loan debt
- April
- Should I take a lump sum payment or annuity payments?
- 6. Investing for teens
- The challenges after buying a high-LTV car
- How to find another company's EIN
- Other opportunities to pay off student loans faster
- Bull markets vs. bear markets
- Qualifying surviving spouse
- 4. Leverage memberships
- MileIQ
- What’s a spousal Roth IRA?
- Transfer your points and miles
- Where to avoid exchanging currency
- Are Walmart MoneyCenter services worth it?
- 5. File taxes without a W-2
- How to access IRS Direct File
- How do you qualify for the federal solar tax credit?
- How to keep your head above water after winning a game show prize
- Working YouTube Premium costs into your budget
- Factor in other costs
- How to choose less crowded (and cheaper) travel days
- 6. Open a cash management account
- How to get Global Entry through travel cards
- Who covers the purchase while the refund is pending?
- 5. Make a shopping list and use apps for more savings
- How to get travel insurance coverage
- 4. Home Depot offers a separate card for bigger projects
- Do I have to pay California state tax?
- USPS mail hold
- How to apply for a U.S. passport
- How to open a brokerage account
- How long do recessions last?
- What is non-operating revenue?
- Compare cards
- How to invest in dividend stocks
- How to apply for a joint business bank account
- How many banks have collapsed?
- Seller concessions
- 8. Follow your favorite brands
- What is Ohio’s standard deduction?
- How to invest in AI stocks
- Best car insurance in New Jersey for customer satisfaction: NJM
- How much can you make with I bonds?
- How to invest in dividend aristocrats
- Why is there an egg shortage?
- Streamlined Flex Modifications
- What if I lose the cashier's check?
- 5. What are alternatives to cash tips?
- Best high-interest loan alternatives
- 4. You’re motivated by a clear finish line
- The best homeowners insurance in Louisiana
- Cheapest for 20-year-old drivers
- Buying a used car without insurance
- 4. Register your business
- 3. How will the new refinancing fee affect me?
- When travel insurance is worth it
- Benefits of charging your vacation on a credit card
- Today’s rates for specific kinds of mortgages
- A quick guide to popular and new tax credits for 2024
- Extending or converting your policy
- Find ways to stretch your grocery budget
- How to reduce your FHA closing costs
- W-4 form 2024
- 4. The APR is high, so don't carry a balance
- You can take retirement savings first
- Diversifying with index funds
- Manage income strategically
- 5. Check on assistance programs for a monthly discount
- How to choose a rent-reporting service
- Average cost of term life insurance by age
- Skip currency exchange: Use a credit or debit card
- Reviewing the results
- Cheap cell phone plans from brands that resell network service
- 3. EarnIn: Best for large advances
- RetailMeNot
- Wingstop franchise costs
- Best Pennsylvania car insurance for customer satisfaction: Auto-Owners
- How are HELOC payments calculated?
- If you want your COVID test reimbursed
- Inflation example
- Here comes the sun
- What states are increasing minimum wages in 2024?
- 5. Use (and hide) your phone strategically
- Flight diversions
- Wellcare Medicare Part D cost
- What happens if I exceed my 401(k) limit by mistake?
- 2. Derogatory mark: Account charge-off
- How do recession differ from depressions?
- 5. Get help with saving for a down payment
- Is first class worth it?
- What’s next?
- Medicare resources in Georgia
- How to choose between term and whole life insurance
- How to keep all this from happening
- When do you have to pay taxes on stocks?
- Where personal financial advisors shine
- What are the lottery payout options?
- Step 3: Choose your lender and loan
- How much to keep in your savings account
- 5. You can take the REI Co-op® Mastercard® on adventures abroad
- Additional functionality
- 5. Online savings accounts
- Cost for AARP/UnitedHealthcare Medigap plans
- Who can use Direct File?
- 5. Contact the seller or visit a dealership
- RVshare: the biggest (and usually best) peer-to-peer RV rental company of them all
- Types of life insurance trusts
- Discounts
- Why is the 10-year Treasury yield important?
- How do bonds work?
- Amazon Visa
- Don’t let your emotions get the best of you
- Best for local support: Blue Cross Blue Shield
- Last-minute flood insurance for your car
- Fees
- Insuring a classic or specialty car
- Do you need supplemental life insurance?
- 7. Put your money in a MaxSafe account
- Fresh Start benefits available now — without enrolling
- 6. Use coupons strategically
- Optional coverage types may be worth it
- Magic Kingdom vs. Hollywood Studios: Which is better?
- So, should you switch to Zelle?
- Get more help with monthly budget planning
- Are home equity loans a good idea?
- Best homeowners insurance in Florida for having few consumer complaints: Chubb
- 5. Loyalty doesn't always pay off
- Workers fear losing hard-fought union benefits
- Where BBVA business checking stands out
- State Farm renters insurance rates
- Home warranty vs. homeowners insurance
- 3. Wells Fargo Bank: $1.68 trillion
- Interest rate
- The bottom line
- 6. Request more time to file
- Investing in Bitcoin and other cryptocurrencies is risky
- When do I start accruing interest?
- 4. Consider a co-signer
- What happens to rewards earned from the purchase?
- Should I file taxes now or wait for the child tax credit expansion?
- Is the Frontier GoWild Pass worth it?
- May
- How do I deal with lottery taxes?
- 7. Roth IRA
- What to know about loan-to-value when refinancing
- Alternatives to a lady bird deed
- Best life insurance company for applicants with HIV: Guardian
- Should I do a balance transfer?
- How does cryptocurrency work?
- Forgiveness would occur in 2025
- Other costs for home sellers
- Other things to consider
- 9. Try out generic labels
- How to save on renting an RV for a month
- What’s the filing deadline for my Ohio state income tax bill?
- How to open a Roth IRA in 6 steps
- How to apply for REPAYE
- Best homeowners insurance in Texas for consumer experience: Nationwide
- Upgrading with cash
- Pre-tax vs. Roth 401(k)
- Is OASDI tax the same thing as Social Security tax?
- Gift tax limit 2023
- Moving forward
- Rent vs. inflation
- 5. Legoland military discount
- How much does homeowners insurance cost in Louisiana?
- Comfort with investing products and strategies
- Look for savings
- 4. Can I reach my goal some other way?
- The bottom line
- 8. Opt for an account with both FDIC and DIF insurance
- 6. Dress appropriately for the culture
- Federal funds rate and HELOCs
- How the qualified business income deduction works
- Ongoing perks
- Best insurance company for affordability: NJM
- What is California's standard deduction?
- How to find the 2024 W-4
- 5. You can use it instantly after approval
- How to prepare for a recession
- Stock market crash vs. correction
- Zoho Expense
- How to pay for a master's degree
- What is the VA loan limit?
- LLC payroll taxes
- How to find AI ETFs
- Does paying rent build credit?
- 401(k) withdrawals
- Buying a put option vs. short selling
- State thresholds for the medical expense deduction
- Dividend aristocrats ETFs
- Getaround pricing
- Tips to find cheap flights any day of the week
- How to get Huckleberry business insurance
- 5. You’ve gotten to the root of your debt
- How to apply online for Global Entry
- Dropping your life insurance
- Other performance metrics
- Best for emergency medical coverage: Allianz Global Assistance
- TurboTax vs. H&R Block: Support
- Long-term CDs (4-5 years)
- How to change or cancel an EIN
- Operating income vs. revenue
- Married filing jointly
- Quick start guide: How to invest in index funds
- 5. Opt for economy cars
- Discounts
- Disadvantages of HSAs
- 5 things to know about Ohio state tax
- Best car insurance in New Jersey for ease of use: State Farm
- Drawbacks
- Alternatives to savings accounts
- How to book a business class ticket with Iberia
- Can I get my Social Security tax back if I’ve overpaid it?
- Credit union personal loan rates
- 3. Get disability and life insurance
- Shipping alcohol
- Are 10-year Treasury notes a good investment?
- Best Pennsylvania car insurance for ease of use: State Farm
- Cashier’s check vs. certified check vs. money order
- How student loan payments are applied
- Do adjust the price or approach as needed
- The most popular surveys for cash apps
- Yield farming
- Minimum wage increases
- How quickly could the IRS implement the child tax credit expansion?
- 7. Buy in bulk
- How to freeze your child’s credit
- Food and beverage
- 3. Derogatory mark: Repossession
- How much does it cost to invest in the S&P 500?
- 8. Special needs trust
- How to renew a U.S. passport
- How are food prices tracked?
- Brokerage accounts are taxable accounts
- What is net investment income tax?
- 10. Use credit cards strategically
- Other tips for paying taxes on credit cards
- You can temporarily self-report income
- Average cost of whole life insurance by age
- More from tax filing resources:
- What other projects are eligible for the residential clean energy credit?
- 6. Inspect and test-drive the car, if applicable
- How to calculate quarterly estimated taxes
- Consumer complaints
- Find the best HELOC lender for you
- 5. Separate your business and personal finances
- 7. Buy a local SIM card to avoid high roaming costs
- Available Medicare Advantage plans
- How do I grow my home's equity?
- What's next?
- How are cryptocurrencies created?
- Why did First Republic Bank fail?
- Work with an agent to get free car insurance quotes
- Step 4: Gather loan documents
- Our pick for groceries: Blue Cash Preferred® Card from American Express
- 6. High-yield checking accounts
- Compare Roth 401(k) vs. traditional 401(k)
- 4. Varo: Best for existing bank customers
- Upside
- Other military discount ticket options
- If you want to make the most of Marriott’s refer-a-friend promos
- What is the median household income in the U.S.?
- Does getting a refund on a credit card hurt your credit?
- What part of my income gets taxed by California?
- EveryDollar, for simple zero-based budgeting
- Do I have to update my W-4 every year?
- Why flying JSX still might not make sense
- Making the decision: options vs. stocks
- How do you buy Vanguard Index fund shares?
- What we still don’t know
- How do you claim the premium tax credit?
- 11. Establish your local supermarket circuit
- How much does a home warranty cost?
- 4. Citibank: $1.01 trillion
- Next steps:
- Desktop vs. mobile
- Final thoughts on redeeming American Airlines miles
- Full list of the best home insurance companies in Texas
- 7 ways to reduce your 401(k) taxes
- Gift tax limit 2024
- Things to consider
- Amazon Store Credit Card
- How much does it cost to refinance a mortgage?
- How much does Huckleberry insurance cost?
- Average cost of homeowners insurance in Louisiana by city
- What are my Singapore KrisFlyer miles worth?
- What is hyperinflation?
- 5. Use collateral to secure the loan
- How much supplemental life insurance do you need?
- Travel and shopping protections
- Requirements: Who qualifies for the child tax credit?
- The rankings of reliable airlines
- Travel perks
- Full list of the best homeowners insurance in Florida
- June
- Five steps to opening an investment account for your kid
- Using miles to fly first class
- Refinancing a VA home loan
- Other ways to pay less
- Next steps
- Exchange frequently? Consider a multicurrency account
- Days in the cycle
- Do you ever need to change your EIN?
- Ex-dividend dates
- Consumer experience
- How do you buy 10-year Treasury notes?
- Best for low-cost plan availability: Humana
- 6. Create a business budget
- 8. Start small
- The drawbacks of owning multiple brokerage accounts
- The bottom line
- Methodology
- Should you fly JSX with your pet?
- The importance of diversification
- Best life insurance company for consumer experience: Northwestern Mutual
- 6. Stick to one driver
- Concur Travel
- Alternatives to term and whole life insurance
- How to pay lower taxes when selling stocks
- Consumer complaints
- 12. Consider a wholesale membership
- Next steps
- Can you pay taxes with a credit card? Yes. But should you?
- Ratings
- Book an award flight instead
- How do you claim the solar tax credit?
- Taking a sip down memory lane
- Full list of the best car insurance companies in Pennsylvania
- How can I avoid cashier's check fraud?
- Should you choose Huckleberry for business insurance?
- How to protect against inflation
- Embarking and disembarking
- When should you freeze your credit?
- Consider a Discount Den membership instead
- 4. Derogatory mark: Collections
- Why are there so many kinds of cryptocurrency?
- Should I get a master’s degree?
- LLC self-employment taxes
- How to choose a home warranty company
- Could we be in an AI bubble?
- Full list of the best car insurance in New Jersey
- I bonds and taxes
- Do I have to make student loan payments?
- 7. Determine which warranties are right for you
- How to evaluate dividends
- How the lifetime gift tax exclusion works
- How to get a loan from a credit union
- It’s more expensive to rent than ever before
- If you want to score discounted Delta flights
- If you want to buy military theme park tickets
- Tips for calculating how much life insurance you need
- Trusted sources of information
- How to redeem KrisFlyer miles
- 8. Join solo female traveler Facebook groups
- Florida Blue Medicare Advantage service area
- Avoid eating in the park
- More about buying life insurance as a senior
- Working from home tips
- Am I a resident for California state tax purposes?
- How to adjust your Form W-4
- How long will you wait for a U.S. passport?
- Why do I need a business credit score?
- Why did Silicon Valley Bank fail?
- Consumer experience
- How much are lottery winnings taxed?
- When to hire an investment manager
- How much does homeowners insurance cost in Texas?
- How much does Direct File cost?
- Getaround insurance
- Do you pay tax on T-notes?
- Are bonds a good investment?
- The cheapest home insurance in Louisiana
- Basic economy
- Fresh Start benefits available later — after enrolling
- More Florida home insurance companies
- Brokerage accounts vs. IRA
- How to dispute a low claim settlement
- Types of VA home loans
- 5. U.S. Bank: $646.73 billion
- Tools for picking the perfect airline seat
- Where to find the best savings accounts
- The best place to exchange currency at the end of your trip
- Ways to get good value in Iberia business class
- How to switch plans and keep your number
- Recap: How to get a cashier's check
- How to find the best refinance rates
- 6. Find the right lender
- Additional child tax credit
- Methodology
- July
- If you're wondering what to do with your mail while on vacation …
- Build a CD ladder to bridge the gap
- Are these the best dividend stocks?
- Married filing separately
- What are the best Vanguard index funds?
- 7. Use your own insurance
- Using your credit card for rental car coverage
- 13. Look at the price per unit
- Why you might want the Citi Double Cash® Card
- Cost of life insurance without a medical exam
- What's next?
- What if you lose your EIN?
- Does the solar tax credit work with other incentives?
- Book refundable JetBlue tickets from the get-go
- 5. Dave: Best for repayment flexibility
- Ibotta
- Which type of life insurance should I put in a trust?
- Next Steps
- Depreciation examples
- Term vs. whole life insurance tool
- Alternatives to Huckleberry business insurance
- Cons of a credit freeze
- Best insurance company for accident forgiveness: Geico
- Work from home job scams
- Best for travelers with pre-existing medical conditions: Travel Guard by AIG
- How do I get my business credit score?
- How do business expense trackers work?
- LLC sales taxes
- What are alternatives to a home warranty?
- Step 5: Submit your application and get funded
- Why you can trust NerdWallet
- Air France upgrades recapped
- What’s the difference between IRS Free File and IRS Direct File?
- The complete list of dividend aristocrats
- How to estimate taxes for an income tax extension
- How did rent get so expensive?
- Amica vs. competitors
- Amazon Secured Card
- 7. Determine your pricing
- The bottom line
- Buying life insurance outside work
- Finally, enjoy your travels
- Choose the best ticket option for your family (which probably isn’t Park Hopper)
- If you’re thinking about buying Frontier’s GoWild Pass …
- Fear of store closures in small towns, despite assurances
- Final thoughts on finding cheap Southwest flights
- Is investment management a good career?
- Where to exchange currency: Frequently asked questions
- 8. Negotiate the best price
- Credit union vs. online lender
- Why is home insurance so expensive in Louisiana?
- Consumer takeaways
- Other ways to sell clothes online
- Longer list of extras for the Southwest Rapid Rewards® Priority Credit Card
- 5. Student loan delinquency or default
- The bottom line
- So, is flying first class worth it?
- Best life insurance company for coverage amounts: New York Life
- Where BBVA business checking falls short
- What is Form 8692?
- How many times can you use a VA home loan?
- Average cost of homeowners insurance in Texas by city
- What if my application was denied?
- 2023-2024 lifetime gift tax exemption
- Best of the Blues: Highmark
- If you’re interested in buying travel insurance
- Refunds, audits and other considerations
- Empower Personal Dashboard, for tracking wealth and spending
- Are cryptocurrencies financial securities, like stocks?
- 8. Forgo the extras
- How to get cheap car insurance quotes
- How much money can you make on YouTube?
- Our pick for transit: Bank of America® Customized Cash Rewards credit card
- Wingstop franchise pros and cons
- Refinancing a mortgage, step by step
- 8. Market yourself
- Is Global Entry worth it?
- Home shopping tips
- Credit freeze or credit lock?
- August
- Should I invest in an S&P 500 index fund or S&P 500 ETF?
- How to choose a business expense tracker
- Why did Signature Bank fail?
- State Farm vs. competitors
- Buying rental car insurance on your own
- 14. Understand sale cycles
- What to do if you win the lottery
- 6. PNC Bank: $551.13 billion
- Should you invest in AI stocks?
- Companies that offer return-of-premium riders
- Now you know how to navigate JetBlue refund requests
- Turo vs Getaround: which is better?
- Understanding depreciation in business and accounting
- Tips if you are going to finance your vacation
- How to claim the child tax credit in 2024
- LLC tax forms and deadlines
- Are I bonds low risk?
- Why is investment management important?
- UnitedHealthcare member complaints
- How to pay estimated taxes
- 6. MoneyLion: Best for existing customers
- 4 key things to know about bonds
- How much does supplemental life insurance cost?
- Important considerations when opening a Roth IRA
- The bottom line
- Should you choose the advance premium tax credit?
- Average cost of life insurance by term length
- The cheapest home insurance in Texas
- 9. Maximize trade-in value, if applicable
- Dosh
- Methodology
- Loyalty program
- 9. Prepare yourself for tutoring challenges
- Who can access your frozen credit reports?
- How to sell clothes online
- More about these cards
- How much does homeowners insurance cost in Florida?
- 9. Price out prepaid gas
- What is credit card consolidation?
- How does return-of-premium life insurance work?
- How to get help if your relief is overdue
- Using depreciation to plan for future business expenses
- What to know about Louisiana homeowners insurance
- More about the card
- Additional help
- Compare car insurance rates by driver history
- Selling a put option
- After deciding
- Is Getaround worth it?
- Are dividends taxed?
- How much is the gift tax rate?
- Next steps
- Amazon business credit cards at a glance
- 6. Derogatory mark: Bankruptcy
- September
- Are there drawbacks to investing in the S&P 500?
- Best life insurance company for permanent life insurance: Pacific Life
- What’s happening with Silvergate Capital Corp.?
- Earn an audience, and earn more in the long run
- Which card should you get?
- Should you buy I bonds?
- How to shop for Medicare Advantage plans
- When to expect your child tax credit refund
- Baggage and other perks
- Best insurance company for having few customer complaints: American Family
- Best for those who pack expensive equipment: Travel Insured International
- TurboTax vs. H&R Block: Which one is right for you?
- Single
- Pros and cons of cryptocurrency
- 10. Walk or ride
- How to claim lottery winnings
- Is consolidating credit card debt a good idea?
- 7. Goldman Sachs: $463.99 billion
- UnitedHealthcare’s spending on care
- 10. Make the purchase
- Next steps
- Frequently asked questions about estimated tax payments
- The bottom line
- Key factors to consider before buying supplemental life insurance
- Buy Disney gift cards at Target
- Don’t count on the forgiveness plan B yet
- What happened to Credit Suisse?
- Who should avoid JetBlue Airlines?
- LLC tax tips for business owners
- Related articles
- What to know about Texas homeowners insurance
- 7. SoLo Funds: Best for peer-to-peer cash advances
- Depreciation and taxes
- Average cost of homeowners insurance in Florida by city
- W-4 calculator
- What are the largest lottery jackpots ever?
- What’s the catch with return-of-premium life insurance?
- Amazon Business Prime American Express Card
- California state tax credits
- Other ways to make money
- If you fly Iberia Airlines business class
- How to avoid gift tax
- Receipt Hog
- Who is most likely to rent?
- Consequences of a child tax credit error
- Pack the essentials
- Third-party ratings for Wellcare Medicare Part D plans
- October
- PocketGuard, for a simplified budgeting snapshot
- If you’re considering flying JetBlue
- 8. Truist Bank: $534.93 billion
- What if I don’t qualify?
- Apparel and shoes
- Why is homeowners insurance so expensive in Florida?
- 7. Derogatory mark: Foreclosure
- Next steps
- Car rental insurance: The bottom line
- Our pick for utilities: U.S. Bank Cash+® Visa Signature® Card
- The bottom line
- Don’t expect new defaults for awhile
- What else to know about Form W-4
- Best life insurance company for customer satisfaction: State Farm
- Are other banks are in trouble?
- How to buy I bonds
- Additional benefits
- Cheapest for 30-year-old drivers
- 3 best cold wallets
- Buy souvenirs in advance
- How do TurboTax and H&R Block compare with other providers?
- What if you're not eligible?
- 8. Klover: Best for no-fee advances
- State child tax credits
- ROP life insurance pros and cons
- Cut back on theme park days with other free Disney activities
- Worth it for the long-haul
- Wellcare Medicare Part D service area
- Should you buy stocks or bonds?
- November
- Cryptocurrency legal and tax issues
- Should I take my money out of the bank?
- Rent vs. income
- Best insurance company for financial strength: Auto-Owners
- How to rebuild your score after a derogatory mark
- Best for adventurous travelers: World Nomads
- OK, what's next?
- 9. Capital One: $468.23 billion
- Call vs. put options
- Rakuten
- How to find additional student loan help
- What is the $500 credit for other dependents (ODC)?
- Best stocks for beginners
- Is return-of-premium life insurance worth it?
- UnitedHealthcare Medicare Supplement Insurance service area
- A final thought
- What to know about Florida homeowners insurance
- If you’re looking for the best seat
- Why fly on Southwest in the era of flexibility at other airlines
- Amazon Business American Express Card
- Child tax credit vs. child and dependent care credit
- Visit other Orlando attractions
- Are we in a recession?
- What are the Roth IRA rules?
- Louisiana Department of Insurance
- Home purchasing tips
- Best life insurance company for older applicants: AARP
- Your decision: Is cryptocurrency a good investment?
- Pros and cons of loan apps
- December
- Honeydue, for budgeting with a partner
- 10. TD Bank: $366.25 billion
- UnitedHealthcare Medigap customer service
- Cruise America: consider it the big box store of RV rentals
- Looking for more insurance in Louisiana?
- Compare alternatives
- The upside down: When debt and equity roles reverse
- More about top-rated life insurance companies
- The four options market participants and their incentives
- Other cash-back apps to consider
- The bottom line on investing in stocks
- More tips
- Our pick for entertainment: Capital One SavorOne Cash Rewards Credit Card
- How to track your California state refund
- Are we headed for a depression?
- Advantages of put options
- Shopkick
- Texas Department of Insurance
- Compare alternatives
- Best insurance company for discounts: Amica
- Best for medical coverage: Travelex Insurance Services
- Best term life insurance companies of 2024
- CoinOut
- Which Amazon credit card is best for me?
- 11. BMO: $260.79 billion
- Looking for more insurance in Texas?
- Swagbucks
- Singapore Airlines elite status program
- California state sales tax
- Best whole life insurance companies of 2024
- How to find the best term life insurance company
- How to make money from home
- Budgeting resources from NerdWallet
- Beauty and personal care
- How to save on startup costs
- Credit cards do cash back too
- Best no medical exam life insurance companies of 2024
- 12. Citizens Bank: $224.96 billion
- Are cash advance apps payday lenders?
- 5 things to know about California state tax
- Cheapest car insurance by state
- Our pick for big-spending optimizers: U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- How we picked the apps
- Florida department of insurance
- How to choose the best life insurance company
- What makes Singapore Airlines unique?
- Pros and cons of microloans
- Methodology to identify the best budget apps
- Other home insurance companies to consider
- Are apps like DailyPay and Payactiv cash advance apps?
- Looking for more insurance in Florida?
- 13. First Citizens Bank: $213.59 billion
- Best insurance company for customer satisfaction: State Farm
- Best if you have travel credit card coverage: Seven Corners
- Summary: 2021 CHFA first-time home buyer programs
- Pros and cons of starting a vending machine business
- Business class
- Singapore Airlines: is it worth the (typically pricier) cost?
- More about term life insurance
- Alternatives to cash advance apps
- How to get a microloan
- How to get cheap car insurance
- Outdoorsy: a hit and miss RV, peer-to-peer rental platform
- 14. Fifth Third Bank: $211.98 billion
- Merchant-specific cards
- Cheapest for 40-year-old drivers
- Risks of getting cheap auto insurance
- More about top-rated life insurance companies
- Frequently asked questions
- Best insurance company for military members: USAA
- More about top-rated life insurance companies
- Best for long-term travelers: IMG
- How to make money offline
- JetBlue vs. Delta recapped
- 15. M&T Bank: $208.61 billion
- Why you can trust NerdWallet
- Entertainment
- Cash advance app star rating methodology
- 16. Huntington National Bank: $186.36 billion
- Comparing cruise prices across websites
- Full list of the best car insurance companies
- Microlending alternatives
- How to choose a startup idea
- 17. Ally Bank: $185.72 billion
- Get your free birthday stuff and deals
- Mitigate cancellation policy risks with travel insurance
- Best car insurance companies by state
- Best for travelers with unpredictable work demands: Tin Leg
- How to compare car insurance rates
- Booking a cruise recapped
- How to find the best car insurance company for you
- 18. KeyBank: $185.57 billion
- How much does it cost to rent an RV?
- How to start a profitable business
- Best for booking travel with points and miles: TravelSafe
- 19. American Express National Bank: $174.80 billion
- Different types of car insurance
- Do you need insurance for an RV rental?
- 20. HSBC Bank USA: $161.30 billion
- Cheapest for 50-year-old drivers
- Best for group travel insurance: HTH Insurance
- How to find the best home insurance policy in five common scenarios
- Why is car insurance so expensive?
- Should I consider buying an RV vs. renting one?
- Why you can trust NerdWallet
- Types of travel insurance
- The bottom line
- How to choose an insurance company
- How to compare homeowners insurance
- Watch out for making money scams
- Cheapest for 60-year-old drivers
- What does travel insurance cover?
- What’s not covered?
- Find the best homeowners insurance in your state
- How we ranked the best homeowners insurance companies
- How much does it cost?
- Do I need travel insurance?
- How to choose the best travel insurance policy
- Cheapest for 70-year-old drivers
- What are the top travel destinations in 2024?
- More resources for travel insurance shoppers
- Methodology
- Cheapest car insurance for military families
- How to get cheap car insurance in California
- Minimum auto insurance requirements in California
- Alternative car insurance in California
- How AAA car insurance works in California
Personal loans from our partners
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
on LightStream
LightStream
4.5
NerdWallet rating4.5
NerdWallet rating7.99- 25.49%
$5K- $100K
on LightStream
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on SoFi
SoFi
5.0
NerdWallet rating5.0
NerdWallet rating8.99- 29.99%
$5K- $100K
on SoFi
on Avant
Avant
4.0
NerdWallet rating4.0
NerdWallet rating9.95- 35.99%
$2K- $35K
on Avant
on Best Egg
Best Egg
4.5
NerdWallet rating4.5
NerdWallet rating8.99- 35.99%
$2K- $50K
on Best Egg
How do credit union loans work?
Credit unions are not-for-profit financial organizations that serve members who live, study, work or worship in a particular area. Each credit union is controlled by members, who elect volunteer board members to oversee the organization.
If you meet the credit union’s requirements, you can apply for membership, usually online. You may be required to open an account with an initial minimum deposit, typically $5 to $25. Once your membership is approved, you can access banking services, including personal loans.
Once you apply for a loan and are approved, you’ll receive the funds in your account and then repay the credit union in fixed monthly installments, with terms ranging from two to seven years.
Best credit union personal loans for 2024
If you don’t have a neighborhood credit union, nationwide options are available. The credit unions below lend in all 50 states and Washington, D.C., and you can likely apply for membership online.
Alliant: Best for fast funding
Becoming a member at Alliant doesn’t require a fee, and anyone is eligible by joining Foster Care to Success, a nonprofit organization that serves foster teens across the country. Alliant even pays the $5 membership fee to FC2S on your behalf.
Why it stands out: Alliant offers a wide range of personal loan amounts and can approve most borrowers the same day they apply. Once you sign the loan documents, Alliant can also provide same-day funding.
First Tech: Best for co-sign and joint loan options
First Tech mostly serves tech companies and their employees with personal loans up to $50,000.
Why it stands out: First Tech offers co-signed and joint loans to personal loan borrowers. By adding someone with a higher credit score or larger income to your application, you may boost your chances of getting approved. Co-borrowers are equally responsible for missed payments, but in a co-signed loan, only the primary applicant has access to the loan funds.
PenFed: Best for a seamless application process
PenFed is known for serving military members, but anyone can join the credit union by opening a savings account with an initial deposit of $5.
Why it stands out: Not only can anyone join PenFed, but unlike other credit unions, you can apply for membership as part of the loan application, letting you combine both these steps into one. PenFed also lets you pre-qualify online to see your potential rate, loan amount and monthly payment without affecting your credit score, so you can get an idea of your loan options before you apply.
Navy Federal: Best for military members
To be eligible for membership at Navy Federal, you must be active duty, retired or a veteran of any military branch; a Department of Defense civilian; or a family or household member.
Why it stands out: In addition to focusing on military members and their families, if you’re active duty or retired military, you can qualify for a 0.25 percentage point discount on your personal loan’s annual percentage rate, which lowers the overall interest you’ll pay on the loan.
Credit union personal loan rates
Rates for unsecured personal loans will depend on your credit score, credit history, income and debts.
Rates can also vary by type of credit union: federally chartered vs state-chartered.
Federal credit unions cap annual percentage rates at 18%. Your credit union may also charge an application fee that isn't part of the APR.
As of September 2023, the average APR for a three-year federal credit union loan is 10.58%, according to data from the National Credit Union Administration.
Lender | Typical APR range | Loan amounts |
---|---|---|
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. See my rates on NerdWallet's secure website | 11.79% - 29.49%. | $1,000 to $100,000. |
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. See my rates on NerdWallet's secure website | 7.99% - 17.99%. | $2,000 to $50,000. |
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. See my rates on NerdWallet's secure website | 8.99% - 18.00%. | $500 to $50,000. |
NerdWallet's ratings are determined by our editorial team. The scoring formula incorporates coverage options, customer experience, customizability, cost and more. See my rates on NerdWallet's secure website | 7.49% - 18.00%. | $250 to $50,000. |
How to get a loan from a credit union
A low credit score alone won’t typically disqualify you from getting a loan from a credit union, because credit unions consider your whole financial picture, including your credit history and standing as a member with the credit union, when reviewing your loan application. Still, a good score will get you a lower rate than someone with bad credit, so it pays to check your credit score before applying for a loan.
Since credit unions come in many sizes, the application process, approval criteria, rates and other aspects of a personal loan vary. Many credit unions allow online loan applications, which typically ask for personal and contact information, Social Security number, employment and income details and any current debts.
» MORE: How to apply for a personal loan
Local or smaller institutions may require you to apply in-person or close the loan at a branch.
Credit union vs. online lender
Online lenders offer loans across the credit spectrum, so they’re another option for bad-credit borrowers (629 credit score or lower) who need a personal loan.
» MORE: See your bad-credit loan options
While credit unions only conduct a hard credit check — which can cause a small temporary dip in your credit score — most online lenders typically perform soft credit checks first to see if you pre-qualify for a loan.
Online lenders also offer online applications that don’t require you to visit a branch and typically fund loans quickly.
But loans from credit unions tend to be cheaper than those from online lenders, especially for borrowers with fair or bad credit scores. Borrowers with fair credit received an average APR around 18%, according to the most recent anonymized offer data from users who pre-qualified in NerdWallet’s lender marketplace.
Next steps
If you’re already a member and you can withstand a temporary hit to your credit score, a credit union may get you the cheapest loan. NerdWallet recommends comparing loans from multiple lenders.
You can pre-qualify with online lenders on NerdWallet and compare your estimated rate with one from your credit union.
on NerdWallet