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NerdWallet’s Best Credit Card Bonus Offers of 2018

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Credit card sign-up bonuses offer a quick way to earn hundreds of dollars’ worth of rewards by using your card regularly, but the best deals don’t always stick around. The largest bonuses typically come from travel credit cards — airline- and hotel-branded cards especially, but also general travel cards.

Here are NerdWallet’s best current sign-up bonuses. Click a card’s name to jump ahead for full details and an application link:

PREMIUM TRAVEL CARDSBONUS OFFER
Chase Sapphire Reserve®Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
The Platinum Card® from American ExpressEarn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Terms Apply
GENERAL TRAVEL CARDSBONUS OFFER
Chase Sapphire Preferred® CardEarn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
Capital One® Venture® Rewards Credit CardEnjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
CASH BACK CARDSBONUS OFFER
Discover it® - Cashback Match™Discover will match ALL the cash back earned at the end of your first year, automatically.
Wells Fargo Cash Wise Visa® CardEarn a $200 cash rewards bonus after spending $1,000 in the first 3 months
Blue Cash Preferred® Card from American Express$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.
Chase Freedom®Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
Chase Freedom Unlimited®Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Capital One® Quicksilver® Cash Rewards Credit CardOne-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
BRANDED AIRLINE CARDSBONUS OFFER
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®Earn 50,000 American Airlines AAdvantage® bonus miles after making $2,500 in purchases within the first 3 months of account opening*
Southwest Rapid Rewards® Premier Credit CardEarn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open
Gold Delta SkyMiles® Credit Card from American ExpressEarn 30,000 Bonus Miles after spending $1,000 in purchases in the first 3 months and a $50 statement credit after making a Delta purchase in the first 3 months with your new Card. Terms Apply.
BRANDED HOTEL CARDSBONUS OFFER
Marriott Rewards® Premier Credit CardEarn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
Not sure which card is right for you? Let's find the one. Tell us what you most want your new card to do.

Find a breakdown of each card below:


Best bonuses: Premium travel cards
Chase Sapphire Reserve®

Chase Sapphire Reserve®

Chase Sapphire Reserve®

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 720
    850
    Excellent
  • Card Details
  • Pros

    • A large bonus
    • High rewards rate
    • High value benefits
    • Cool factor - metal card
    • No foreign transaction fee

    Cons

    • High annual fee
    • Needs excellent credit

    Annual Fees

    $450

    APR

    • APR: 17.49% - 24.49% Variable APR
    • Cash Advance APR: 26.49%, Variable

    Bonus Offers

    Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

    Intro APR

    • N/A
  • Additional Information
    • Earn 50K bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
    • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
    • Named a Best Travel Credit Card for 2017 by MONEY® Magazine
    • 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases. Plus, no foreign transaction fees
    • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Access to 1,000+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select
    • Up to $100 application fee credit for Global Entry or TSA Pre√®

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: Premium travel cards
The Platinum Card® from American Express

The Platinum Card® from American Express

The Platinum Card® from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Luxury travel perks (Uber credit, airline fee credit, lounge access, etc.)
    • High rewards rate in certain categories
    • No foreign transaction fees

    Cons

    • High annual fee
    • Airline fee credit is limited
    • Low rewards rate on most spending

    Annual Fees

    $550

    APR

    • Purchase: N/A

    Bonus Offers

    Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. Terms Apply

    Intro APR

    • N/A
  • Additional Information
    • Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
    • Up to $200 for Uber rides annually. Credit and Uber VIP status available to Basic Card Member only.
    • 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
    • 5X Membership Rewards® points on eligible hotels booked on amextravel.com.
    • As a Platinum Card Member, you can enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
    • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
    • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
    • Terms Apply.

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: General travel cards
Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • A large bonus
    • No foreign transaction fee
    • Cool factor - metal card
    • Earn more points on travel and dining at restaurants
    • Premium travel protection benefits

    Cons

    • $0 intro annual fee for the first year, after that $95 per year

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 17.49% - 24.49% Variable APR
    • Cash Advance APR: 26.49%, Variable

    Bonus Offers

    Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®

    Intro APR

    • N/A
  • Additional Information
    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
    • Chase Sapphire Preferred® named a 'Best Travel Credit Card' by MONEY® Magazine, 2016-2017
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel.
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: General travel cards
Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Capital One® Venture® Rewards Credit Card

Apply Now on Capital One's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate
    • Flexible rewards redemption
    • No foreign transaction fee
    • Sign-up bonus

    Cons

    • Has annual fee
    • Redemption value for cash is half of value for travel
    • Requires good/excellent credit
    • No travel partners to earn additional rewards

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 14.49% - 24.49% Variable APR
    • Cash Advance APR: 24.49%, Variable

    Bonus Offers

    Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel

    Intro APR

    • N/A
  • Additional Information
    • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
    • Earn unlimited 2X miles per dollar on every purchase, every day
    • New! Earn 10 miles per dollar on hotels when you pay with your Venture card at hotels.com/venture; learn more at hotels.com/venture
    • Fly any airline, stay at any hotel, anytime
    • Travel when you want with no blackout dates
    • Miles won't expire for the life of the account and there's no limit to how many you can earn
    • No foreign transaction fees
    • $0 intro annual fee for the first year; $95 after that

MORE ABOUT THIS CARD

NerdWallet editorial review | Complete card details

Best bonuses: Cash-back cards
Discover it® - Cashback Match™

Discover it® - Cashback Match™

Discover it® - Cashback Match™

Apply Now on Discover's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Cash back match at the end of your first year
    • Bonus cash back categories
    • No annual fee
    • 0% on purchases for 14 months and 0% on balance transfers for 14 months

    Cons

    • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
    • If you value simplicity, a flat rate cash back card may be better

    Annual Fees

    $0

    APR

    • APR: 13.49% - 24.49% Variable APR
    • Cash Advance APR: 26.49%, Variable

    Bonus Offers

    Discover will match ALL the cash back earned at the end of your first year, automatically.

    Intro APR

    • 0% on Purchases and Balance Transfers for 14 months
  • Additional Information
    • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
    • Earn unlimited 1% cash back on all other purchases – automatically.
    • INTRO OFFER: Discover will match ALL the cash back earned at the end of your first year, automatically.
    • Redeem cash back any amount, any time. Rewards never expire.
    • Use your rewards at Amazon.com checkout.
    • No annual fee.
    • View Rates and Fees

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: Cash-back cards
Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

Wells Fargo Cash Wise Visa® Card

Apply Now on Wells Fargo's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate
    • Sign-up bonus
    • 0% APR period
    • Offers cell phone protection when bill is paid with card

    Cons

    • $25 minimum redemption
    • Requires good/excellent credit

    Annual Fees

    $0

    APR

    • APR: 14.49% - 26.49% Variable APR

    Bonus Offers

    Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months

    Intro APR

    • 0% on Purchases and Balance Transfers for 12 months
  • Additional Information
    • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
    • Earn unlimited 1.5% cash rewards on purchases
    • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
    • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
    • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
    • 0% Intro APR for 12 months on purchases and balance transfers, then a 14.49%-26.49% variable APR; balance transfer fees apply
    • $0 Annual Fee
    • Select "Apply Now" to learn more about the product features, terms, and conditions

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: Cash-back cards
Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Leading cash-back rewards at U.S. supermarkets
    • Sign-up bonus
    • 0% APR period

    Cons

    • Has annual fee — but if you spend more than $31 per week at U.S. supermarkets, the rewards offset the fee
    • American Express isn’t accepted at as many merchants as Visa or Mastercard
    • $25 minimum redemption

    Annual Fees

    $95

    APR

    • APR: 14.49% - 25.49% Variable APR
    • Penalty APR: 29.99%, Variable
    • Cash Advance APR: 26.74%, Variable

    Bonus Offers

    $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms Apply.

    Intro APR

    • 0% on Purchases and Balance Transfers for 12 months
  • Additional Information
    • $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
    • 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
    • 3% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
    • Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.49% to 25.49%.
    • Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
    • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
    • $95 annual fee.
    • Terms Apply.

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: Cash-back cards
Chase Freedom®

Chase Freedom®

Chase Freedom®

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No annual fee
    • 5% rewards on rotating categories
    • Access to Chase’s Ultimate Rewards site to earn more cash back

    Cons

    • If you value simplicity, a flat rate cash back card may be better
    • A foreign transaction fee

    Annual Fees

    $0

    APR

    • APR: 16.49% - 25.24% Variable APR
    • Cash Advance APR: 26.49%, Variable

    Bonus Offers

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening

    Intro APR

    • 0% on Purchases and Balance Transfers for 15 months
  • Additional Information
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
    • Enjoy new 5% categories each quarter
    • Unlimited 1% cash back on all other purchases - it's automatic
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
    • Free credit score, updated weekly with Credit Journey℠
    • No annual fee

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: Cash-back cards
Chase Freedom Unlimited®

Chase Freedom Unlimited®

Chase Freedom Unlimited®

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate and no minimum redemption
    • No annual fee
    • Long 0% APR period
    • Sign-up bonus

    Cons

    • Has foreign transaction fee
    • No bonus rewards categories
    • Requires good/excellent credit

    Annual Fees

    $0

    APR

    • APR: 16.49% - 25.24% Variable APR
    • Cash Advance APR: 26.49%, Variable

    Bonus Offers

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

    Intro APR

    • 0% on Purchases and Balance Transfers for 15 months
  • Additional Information
    • Unlimited 1.5% cash back on every purchase - it's automatic
    • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
    • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 16.49-25.24%. Balance transfer fee is 5% of the amount transferred, $5 minimum
    • No minimum to redeem for cash back
    • Cash Back rewards do not expire as long as your account is open
    • Free credit score, updated weekly with Credit Journey℠
    • No annual fee

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: Cash-back cards
Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

Apply Now on Capital One's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • High rewards rate and no minimum redemption
    • No annual fee or foreign transaction fee
    • 0% APR period
    • Sign-up bonus

    Cons

    • Other cards have longer 0% periods
    • No bonus rewards categories
    • Requires good/excellent credit

    Annual Fees

    $0

    APR

    • APR: 14.49% - 24.49% Variable APR
    • Cash Advance APR: 24.49%, Variable

    Bonus Offers

    One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

    Intro APR

    • 0% on Purchases and Balance Transfers for 9 months
  • Additional Information
    • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
    • 0% intro APR on purchases for 9 months; 14.49%-24.49% variable APR after that
    • Balance transfers also have a 0% intro APR for 9 months; 14.49%-24.49% variable APR after that; a 3% fee applies to each balance transferred
    • Pay no annual fee or foreign transaction fees

More about this card

NerdWallet editorial review | Complete card detail

Best bonuses: Airline cards
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Apply Now on Citibank's secure application
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Free checked bag
    • Preferred boarding

    Cons

    • Has annual fee
    • Best for frequent American Airlines flyers only

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 17.49% - 25.49% Variable APR
    • Penalty APR: Up to 29.99%, Variable
    • Cash Advance APR: 26.74%, Variable

    Bonus Offers

    Earn 50,000 American Airlines AAdvantage® bonus miles after making $2,500 in purchases within the first 3 months of account opening*

    Intro APR

    • N/A
  • Additional Information
    • Earn 50,000 American Airlines AAdvantage® bonus miles after making $2,500 in purchases within the first 3 months of account opening*
    • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
    • Enjoy preferred boarding on American Airlines flights*
    • No Foreign Transaction Fees on purchases*
    • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
    • Double AAdvantage® miles on eligible American Airlines purchases*

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: Airline cards
Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 720
    850
    Excellent
  • Card Details
  • Pros

    • No foreign transaction fees
    • Anniversary bonus
    • No blackout dates or seat restrictions

    Cons

    • No luxury perks
    • Can't stack points from other frequent flyer programs
    • Has annual fee, not waived for the first year

    Annual Fees

    $99

    APR

    • APR: 17.49% - 24.49% Variable APR
    • Cash Advance APR: 26.49%, Variable

    Bonus Offers

    Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open

    Intro APR

    • N/A
  • Additional Information
    • Earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.
    • 6,000 bonus points after your Cardmember anniversary
    • 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases
    • 1 point per $1 spent on all other purchases
    • Earn unlimited points that don't expire as long as your card account is open
    • No foreign transaction fees
    • No blackout dates or seat restrictions, Bags fly free® and no change fees
    • Redeem your points for flights, hotel stays, gift cards, access to events and more

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: Airline cards
Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

Apply Now on American Express's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • Free checked bag
    • Priority boarding
    • Miles don't expire

    Cons

    • Has annual fee
    • Best for frequent Delta Air Lines flyers only
    • American Express isn’t accepted as widely as Visa or Mastercard internationally

    Annual Fees

    $0 for the first year, then $95

    APR

    • APR: 17.24% - 26.24% Variable APR
    • Penalty APR: 29.99%, Variable
    • Cash Advance APR: 26.74%, Variable

    Bonus Offers

    Earn 30,000 Bonus Miles after spending $1,000 in purchases in the first 3 months and a $50 statement credit after making a Delta purchase in the first 3 months with your new Card. Terms Apply.

    Intro APR

    • N/A
  • Additional Information
    • Earn 30,000 Bonus Miles after spending $1,000 in purchases in the first 3 months and a $50 statement credit after making a Delta purchase in the first 3 months with your new Card.
    • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
    • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
    • Settle into your seat sooner with Priority Boarding.
    • Enjoy a $0 introductory annual fee for the first year, then $95.
    • Terms Apply.

More about this card

NerdWallet editorial review | Complete card details

Best bonuses: Hotel cards
Marriott Rewards® Premier Credit Card

Marriott Rewards® Premier Credit Card

Marriott Rewards® Premier Credit Card

Apply Now on Chase's secure site
  • Recommended Credit Score
  • 690
    850
    Good - Excellent
  • Card Details
  • Pros

    • No foreign transaction fee

    Cons

    • Has annual fee
    • Rewards only valuable if you frequently stay at Marriott properties

    Annual Fees

    $0 for the first year, then $85

    APR

    • APR: 17.49% - 24.49% Variable APR
    • Cash Advance APR: 26.49%, Variable

    Bonus Offers

    Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.

    Intro APR

    • N/A
  • Additional Information
    • Earn 75,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
    • $0 introductory annual fee for the first year, then $85.
    • Enjoy 1 Free Night Stay at a Category 1-5 hotel every year after your account anniversary date!
    • Earn unlimited Marriott Rewards points and get Free Night Stays faster
    • Earn 5 points per $1 spent at participating Marriott Rewards & SPG hotels
    • 2 points per $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants. Plus 1 point per $1 spent everywhere else
    • The fastest way to earn Marriott Rewards Elite Status. Receive 15 Elite Credits guaranteeing Silver Elite Status or better.

More about this card

NerdWallet editorial review | Complete card details

Methodology

NerdWallet’s credit cards team selects cards in each category based on overall consumer value. Factors in our evaluation include fees, promotional and ongoing APRs, and sign-up bonuses; for rewards cards, we consider earning and redemption rates, redemption options and redemption difficulty. A single card is eligible to win in multiple categories.

Updated April 23, 2018