The Best Chase Transfer Partners

Chase Ultimate Rewards® are my favorite points currency because of the high-value redemptions that I can unlock by transferring my points to one of Chase’s airline and hotel partners.

While there are several ways to redeem Chase Ultimate Rewards® points, I always transfer them to these programs to get the most value. That’s because the other options — such as redeeming points for a statement credit at 1 cent per point or for purchases in Chase’s travel portal at 1 to 1.5 cents per point, depending on which card you hold — only get you a fixed value. By transferring my points to one of Chase’s 14 transfer partners, I can typically get 2 to 5 cents of value per point.

All of the current Chase transfer partners transfer at a rate of 1:1 from Ultimate Rewards®. Unlike other transferable currencies, you don’t need to do any extra calculations to determine how many points you can get. The amount you transfer from Chase is the amount you’ll get in your airline or hotel loyalty account. Here are Chase’s transfer partners, ranked from best to worst.

1. World of Hyatt

World of Hyatt is my go-to Chase transfer partner, because it consistently offers good value. That’s in large part due to its award chart, which tells you how many points you can expect to pay each night. At Hyatt’s most luxurious hotels, one night will cost you at most 45,000 points. That may sound like a lot, but it’s relatively cheap compared to what other hotel loyalty programs charge for their five-star hotels. On the opposite end, award nights at Hyatt’s cheapest properties start at just 3,500 points per night.

I recently stayed at the Park Hyatt Milan in Italy, where I redeemed 105,000 Hyatt points for a stay that would have cost more than $5,000 — a redemption value of more than 4.5 cents per point and much higher than NerdWallet’s valuation of Hyatt points at 2.2 cents per point.

Hyatt points can be hard to earn, since the only transferable currencies that partner with World of Hyatt are Chase Ultimate Rewards® and Bilt Rewards. In fact, spending on a Chase credit card that earns Ultimate Rewards® is one of the best ways to earn Hyatt points. Because of this, I try to save my Chase points for Hyatt redemptions.

Many Chase transfer partners also work with other transferable currencies like American Express Membership Rewards, so I’ll typically transfer from there to other partners instead when possible.

» Learn more: Amazing suites you can book at Hyatt hotels with points

2. JetBlue TrueBlue

JetBlue TrueBlue doesn’t have an award chart for its own flights, and TrueBlue redemptions are generally tied to the cash price of the ticket. According to NerdWallet’s analysis, JetBlue TrueBlue points are worth 1.5 cents per point. However, JetBlue Airways has a limited route network, so if you don’t live near an airport where JetBlue has major operations, it can be tough. For example, a JetBlue award from Los Angeles to Chicago was only 10,100 points, but it wanted me to connect in New York City with a five-hour layover (no thanks).

Where JetBlue redemptions can shine, however, is on transatlantic routes from the East Coast to Europe. A one-way business class flight in JetBlue’s popular Mint business class from New York City to Amsterdam can cost 65,000 points plus $5.60 in taxes and fees. When you compare that to its $1,249 price tag, that’s a value of 1.9 cents per point.

JetBlue also allows you to redeem points for flights on its loyalty partners, including Etihad Airways, Hawaiian Airlines, Qatar Airways and Japan Airlines. Partner award pricing can also offer great value, but availability is limited. Chase is the only major transferable currency that consistently transfers to JetBlue at a 1:1 ratio, helping you get the most out of your points.

3. Singapore Airlines KrisFlyer

Singapore Airlines KrisFlyer miles give you access to award redemptions on the Singapore-based carrier, its Star Alliance partners and other partners like Alaska Airlines. Most notably, it’s the only way to book an award in the airline’s popular first class cabin and ultra-luxurious Singapore Suites, where you get your own bed in addition to your seat. Even if you don’t plan to go to Singapore, you can use these miles for flights on its route from New York to Frankfurt, with economy seats as low as 25,000 miles and first class seats for 97,000 miles, when available.

Other KrisFlyer sweet spots that can provide outsized value include partner awards to Hawaii on Alaska Airlines. A one-way economy flight from the West Coast to Hawaii will cost you 13,500 KrisFlyer miles. However, I’ve been able to book round-trip flights from Los Angeles to Honolulu for around $200, so sometimes it might make more sense to pay cash instead of using miles.

NerdWallet values KrisFlyer miles at 1.5 cents each, and multiple programs besides Chase Ultimate Rewards® transfer to KrisFlyer, including American Express Membership Rewards and Capital One Miles. This is an example where I might opt to transfer from somewhere besides Chase, since I know I can generally get more value with a redemption from Hyatt.

4. Virgin Atlantic Flying Club

Virgin Atlantic Flying Club points can offer great value, if you’re able to find the cheapest pricing. The London-based airline primarily flies long-haul international routes, with many U.S. destinations. For example, you can book one-way business class flights from the East Coast to London for as few as 29,000 points. West Coast flyers will need to pony up a little bit more, with rates starting at 41,000 points. Even premium economy can be a steal, with transatlantic flights starting at 10,500 points. The one downside: Virgin Atlantic charges hefty fees, so expect to shell out some cash.

One of the best ways to use Flying Club points is redeeming them on flights with partner airlines like Delta Air Lines, All Nippon Airways, Air France, KLM and Air New Zealand. One of my favorite flying experiences to date has been flying ANA’s first class between the U.S. and Tokyo, where cash rates can creep upwards of $10,000. Instead, if you’re lucky to snag award availability, a one-way first class flight can cost as little as 72,500 points. (If you’re OK with flying in business class, those prices start at 52,500 points.)

Economy routes on Virgin Atlantic can also offer good value, with NerdWallet estimating the value of Flying Club points at 1.4 cents each. Virtually every transferable currency has Virgin Atlantic Flying Club as a transfer partner (sometimes referred to as Virgin Red), making Virgin points extremely accessible. If you time your redemption with a credit card transfer bonus, that can help make your points more valuable as well.

» Learn more: Best ways to book ANA business and first class awards to Japan

Solid Chase transfer partners

5-7. British Airways Club, Club Iberia Plus and Aer Lingus AerClub

British Airways Club, Club Iberia Plus and Aer Lingus AerClub are separate loyalty programs, but they share the same loyalty currency, Avios, along with Finnair Plus and Qatar Airways Privilege Club. It’s also possible to transfer your Avios points between each of these loyalty programs; for that reason, we’ve ranked them together as a single unit.

However, not all Avios-earning programs are created equal. For example, some programs (ahem, British Airways Club) are known for charging high fees and surcharges on many award tickets, so that may not be an appealing option. Meanwhile, if you’re looking to fly in Qatar’s Qsuite — one of the best business class products available — you’ll find the most availability when booking through Privilege Club. Although Qatar is not a Chase transfer partner, you could easily transfer your Chase points to British Airways Club and then transfer them over to Qatar’s program. For those interested in Club Iberia Plus sweet spots, you can transfer 34,000 points to book a one-way business class flight on Iberia from the East Coast to Madrid.

Collecting Avios can be a smart move, because it unlocks a lot of different options for those seeking to maximize points and miles. Keep in mind, though, that it’s always best to have a specific redemption in mind before making any transfers. Most transferable currencies allow you to transfer your points to an Avios-participating loyalty program, so it’s worth considering whether it makes sense to use Chase points.

8. United MileagePlus

United Airlines’ MileagePlus loyalty program allows you to book award tickets on United, as well as its Star Alliance partners. NerdWallet values United miles at 1.2 cents each for economy redemptions, but it’s possible to get even more value when redeeming for business class in United Polaris or on partner airlines. Going to Europe, expect to pay at least 80,000 United miles for Polaris and 88,000 for partner airlines. Business class from the U.S. to Asia on partner airlines like Eva Air and All Nippon Airways will cost 110,000 miles.

As a United frequent flyer, I love using United miles because of the flexibility and low fees, especially compared to other airlines. While United doesn’t have the cheapest award redemptions, the program is easy to use and sometimes has increased award availability for partners, making it a solid option. Because I can cancel an award redemption at any time for a full refund, I’ll sometimes go ahead and book a redemption that I’m OK with but not thrilled about. That way, if something better comes along, whether via MileagePlus or a different loyalty program, I can easily change course and make a new booking.

Another benefit of using United miles is the Excursionist Perk, which, to oversimplify it, allows you to book an award flight within the same “region” for free on a multi-city itinerary. Both Chase and Bilt have United as a transfer partner.

» Learn more: The ultimate guide to United MileagePlus

9. Air Canada Aeroplan

Air Canada Aeroplan points are worth 1.1 cents each for economy awards, per NerdWallet’s analysis. But there are plenty of Aeroplan sweet spots that make this loyalty program worth looking into. Some of my personal favorites include flying Lufthansa first class for 90,000 to 100,000 points from the U.S. to Europe, as well as flying in Eva Air or United business class from the U.S. to Asia for 75,000 to 87,500 miles. If you’re looking to fly long-haul in luxury, Aeroplan is certainly a good place to start your search.

Aeroplan used to offer cheap award redemptions on United shorthaul flights for 6,000 points each way and flights to Hawaii for 12,500 points each way. However, effective March 2025, those are no longer fixed amounts for United flights, but “starting at” values. Even so, you should still check Aeroplan to see whether the value is worth it to you.

» Learn more: Best airline and hotel rewards loyalty programs

10. Air France-KLM Flying Blue

Flying Blue is the loyalty program for Air France and KLM, both members of the SkyTeam alliance. You can redeem your Flying Blue points for flights on all SkyTeam airlines, as well as any non-alliance partners. NerdWallet’s valuation of Flying Blue points is 0.8 cent per mile; that means if you’re not careful, you could easily end up with a poor redemption using Flying Blue miles. However, on the flip side, it’s possible to get significantly more value out of your points by taking advantage of Flying Blue’s monthly Promo Rewards deals and booking in a premium cabin.

For example, transatlantic business class flights on Air France and KLM start at 60,000 miles each way. That’s a pretty good deal, but it can be even better if Flying Blue is running a promotion that offers 25% off from your home airport, bringing the cost down to 45,000 miles. You can even go for a triple stack if you luck out and Chase happens to be running a transfer bonus of 25% to Flying Blue, as it did during May 2025. If the stars align, you’d be able to transfer 36,000 Chase points to Flying Blue to book a business class flight. You’re also able to add a free stopover in Paris or Amsterdam on a Flying Blue award ticket. You’ll need to call in to book those.

Flying Blue is a transfer partner of multiple currencies, so you have a bunch of options to choose from.

Chase transfer partners to avoid (or think twice about)

11. Southwest Airlines Rapid Rewards

The value of Southwest Rapid Rewards points will vary depending on the demand for the flight. According to NerdWallet’s analysis, Southwest points are worth 1.3 cents each for award flights on Southwest. While that’s a respectable value, there might be better ways to book Southwest flights, such as redeeming your points for purchases in Chase’s travel portal at 1.5 cents per point if you hold the Chase Sapphire Reserve®.

There also isn’t a lot of opportunity to get outsized value for your Southwest points because the airline doesn’t have any partnerships that allow you to redeem your points on other airlines. While Southwest partners with Icelandair, it’s currently not possible to book an Icelandair flight with Rapid Rewards points, and Southwest hasn’t released any details about what rates will look like when those redemptions do become available.

As with Hyatt points, you can only transfer Chase and Bilt points to Southwest. However, the lack of sweet spots when flying Southwest makes it an unattractive transfer partner.

» Learn more: How much are your points and miles worth?

12. Emirates Skywards

NerdWallet values Emirates Skywards miles at 0.6 cent each for economy awards. But if you’re going to book with miles, you’ll probably get the most value by booking Emirates business class. While first class redemptions are also great, as of May 2025, you must have elite status with Emirates to book first class awards through the Emirates Skywards program. That makes it out of reach for most.

Even so, these luxurious lie-flat seats don’t come cheap. Expect to pay a healthy chunk of points, and the taxes and fees to match. For example, a business class flight from Boston to Dubai will run you 138,000 Emirates points and $835 in taxes and fees. That’s an expensive redemption, but when you consider that a one-way flight can cost more than $4,000 in cash, you end up with a solid redemption value of at least 2.2 cents per point.

If you’re willing to pony up the points and cash, it can be an incredible experience. But because that can be a big if for most people, Emirates doesn’t rank too highly on our list of best Chase transfer partners (especially because it also partners with all other major transferable currencies).

» Learn more: 5 of the cheapest business class awards to Europe

13. Marriott Bonvoy

Marriott Bonvoy points are worth 0.9 cent per point, according to NerdWallet’s valuations. That’s not great, especially when compared with Hyatt. However, Marriott has a significantly larger global footprint than Hyatt, meaning there’s a good chance you might go somewhere that doesn’t have a Hyatt property that suits your needs (or has no Hyatt property, period).

If you really need Marriott points, consider opening a Marriott credit card that includes a generous welcome offer and other perks, such as complimentary elite status or a free night award, depending on the card. Transferring points to Marriott should be a last resort (for example, if you need to top off your balance by a few thousand points to book a stay), since their estimated value is so low.

14. IHG One Rewards

You shouldn’t be transferring your Chase points to IHG One Rewards, period. IHG points are not worth very much — just 0.5 cent per point, according to NerdWallet’s valuations. It will almost always make more sense to book an IHG property through Chase’s travel portal, where your points are worth 1 to 1.5 cents each, depending on which card you hold.

There are certainly some properties where you can get significantly more value out of your points, but that would be the exception, not the norm. If you do need a large stash of IHG points, it’s worth taking a look at opening an IHG credit card. New applicants can receive a welcome offer, complimentary elite status, a free night certificate and access to IHG’s fourth-night-free perk, allowing you to stay four nights for the award price of three and stretch your points even further. (The one time you might consider transferring points is if you need to top off a few thousand points to get a fourth night free.)

» Learn more: How to turn a new IHG credit card into a nearly free Caribbean resort stay

IHG also frequently runs point sales, where you can buy points for as little as 0.5 cents per point. While NerdWallet typically doesn’t recommend buying points, that would be an exception, especially if you know how to use IHG points to get maximum value.

Best ways to earn Chase points

Generally, the easiest and fastest way to earn a balance of Chase Ultimate Rewards® is through the welcome offers that come from the family of Chase credit cards.

Three cards allow you to transfer Ultimate Rewards® points directly to Chase’s travel partners:

Although the card's welcome offer may be the initial draw, each Chase card offers category bonuses for ongoing spending.

Additionally, Chase offers several cashback cards that savvy cardholders can use to boost their Ultimate Rewards® points. Cashback earnings can be converted to Ultimate Rewards® points if you have a Chase Ultimate Rewards®-earning credit card.

Here are examples of the best earning rates on Chase's slate of cashback cards:

» Learn more: Chase 5/24 rule explained

Redeeming through Chase's travel portal

There are many ways to redeem Chase Ultimate Rewards®, including through Chase's travel portal. Instead of paying cash, you can redeem your points at a fixed value toward your travel. Here are the redemption rates for each Chase Ultimate Rewards® card:

• 1 cent per point: Chase Freedom Flex®, Chase Freedom Unlimited®, Ink Business Unlimited® Credit Card, Ink Business Cash® Credit Card.

• 1.25 cents per point: Chase Sapphire Preferred® Card, Ink Business Preferred® Credit Card.

• 1.5 cents per point: Chase Sapphire Reserve®.

If you have multiple Chase cards and plan to redeem your Ultimate Rewards® through Chase's travel portal, make sure to combine your points onto the card that gives you the highest redemption rate.