Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

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Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

Card details

  • Earn 75,000 Bonus Points after you use your new Card to make $3,000 in purchases within the first 3 months.

  • Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.

  • No Foreign Transaction Fees on International purchases.

  • Receive 1 Free Night Award every year after your Card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.

  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.

  • $0 introductory annual fee for the first year, then $95.

  • Terms Apply.

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0 for the first year, then $95

  • Rewards rate

    2 points per dollar

  • Bonus offer

    Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership. Terms Apply.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.99% - 26.99% Variable APR

    Penalty APR: 29.99%, Variable

    Cash Advance APR: 27.49%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each cash advance, whichever is greater. 

  • Foreign transaction fee

    None

Recommended credit score

NerdWallet review

By Ben Luthi

Rating details

4.3

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • Flexible rewards redemption

  • No foreign transaction fee

  • Bonus offer for new cardholders

Cons
  • Has annual fee

If your business travel includes frequent hotel stays, the Starwood Preferred Guest® Credit Card from American Express is the card for you. You can earn 2 Starpoints per dollar spent on eligible purchases with participating hotels and resorts and 1 Starpoint per dollar on all other purchases. Plus, the card has a welcome bonus: Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership. Terms Apply.

What makes the Starwood Preferred Guest® Credit Card from American Express compelling is its high point value. Based on NerdWallet's calculations, Starpoints are worth 2.3 cents each when redeemed for hotel stays. Some other travel credit cards value their points at only 1 cent apiece. The Starwood Preferred Guest® Credit Card from American Express also adds flexibility by letting you transfer points to your choice of more than 30 airline partners.

The Starwood Preferred Guest® Credit Card from American Express doesn't have foreign transaction fees, but because American Express isn't always widely accepted abroad, it isn't ideal for international travel. The annual fee is $0 for the first year, then $95.

Want more information? Read our full review here.