Starwood Preferred Guest® Business Credit Card from American Express

Starwood Preferred Guest® Business Credit Card from American Express

on American Express's website, or call (866) 512-6673

Starwood Preferred Guest® Business Credit Card from American Express

American Express is a NerdWallet Partner

Starwood Preferred Guest® Business Credit Card from American Express

Starwood Preferred Guest® Business Credit Card from American Express

on American Express's website, or call (866) 512-6673

Card details

  • Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership.

  • Earn 6 points for each dollar of eligible purchases at over 6,700 participating SPG® and Marriott Rewards® hotels across 29 brands.

  • Earn 4 points at U.S. restaurants, U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers, and on U.S. purchases for shipping. Earn 2 points for all other eligible purchases.

  • Receive 1 Free Night Award every year after your Card account anniversary (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.

  • Enjoy complimentary Silver Elite status with your Card.

  • Plus, earn Gold Elite status after spending $30,000 or more in eligible purchases on your Card in a calendar year. Note: effective January 1, 2019, the spend threshold will increase to $35,000.

  • No Foreign Transaction Fees on international purchases and $0 introductory annual fee for the first year, then $95.

  • Terms Apply

  • View Rates and Fees

Rates, fees & offers

  • Annual fee

    $0 for the first year, then $95

  • Rewards rate

    2 points per dollar

  • Bonus offer

    Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership. Terms Apply.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 17.99% - 26.99% Variable APR

    Penalty APR: 29.99%, Variable

    Cash Advance APR: 27.49%, Variable

  • Balance transfer fee

    Either $5 or 3% of the amount of each cash advance, whichever is greater. 

  • Foreign transaction fee

    None

Recommended credit score

NerdWallet review

By Ben Luthi

Rating details

4.3

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • No foreign transaction fee

Cons
  • Has annual fee

If your business travel includes frequent hotel stays, the Starwood Preferred Guest® Business Credit Card from American Express is the card for you. You can earn 2 Starpoints per dollar spent on eligible purchases with participating hotels and resorts and 1 Starpoint per dollar on all other purchases. Plus, the card has a welcome bonus: Earn 75,000 bonus points after you use your new Card to make $3,000 in purchases within the first 3 months of Card Membership. Terms Apply.

What makes the Starwood Preferred Guest® Business Credit Card from American Express compelling is its high point value. Based on NerdWallet's calculations, Starpoints are worth 2.3 cents each when redeemed for hotel stays. Some other travel credit cards value their points at only 1 cent apiece. The Starwood Preferred Guest® Business Credit Card from American Express also adds flexibility by letting you transfer points to your choice of more than 30 airline partners.

The Starwood Preferred Guest® Business Credit Card from American Express doesn't have foreign transaction fees, but because American Express isn't always widely accepted abroad, it isn't ideal for international travel. The annual fee is $0 for the first year, then $95.

Want more information? Read our full review here.

User Reviews

Rating Details

NerdWallet reviews are the result of independent research by our editorial team while cardholder reviews are contributions from independent users not affiliated with NerdWallet. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews.

Already have this card?
Tell us what you think.

Showing undefined reviews

Some of the reviews on the NerdWallet site were purchased through a third party provider. Users who post a review directly on the NerdWallet site will not be compensated in any way. Please see our Terms of Use and Posting Guidelines for more information.