BankAmericard® credit card
on Bank of America's website, or call 800-322-7707
BankAmericard® credit card
Card details
New Offer! $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening.
0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 12.99% - 22.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
No annual fee
No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
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This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Rates, fees & offers
Annual fee
$0
Rewards rate
No rewards
Bonus offer
$100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening
Intro APR
0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening
Ongoing APR
APR: 12.99% - 22.99% Variable APR
Balance transfer fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Foreign transaction fee
3%
Recommended credit score
Compare to other cards
Annual Fee$0 | Annual Fee$95 | Annual Fee$0 |
Regular APR12.99% - 22.99% Variable APR | Regular APR15.99% - 22.99% Variable APR | Regular APR14.99% - 24.99% Variable APR |
Intro APR0% intro APR for 18 billing cycles on purchases and on any balance transfers made within 60 days of account opening | Intro APRN/A | Intro APR0% intro APR on Purchases for 15 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
By Gregory Karp
Rating details
4.9
Editor's overall rating
Pros and cons
Pros
No annual fee
Intro APR period
New cardholder bonus offer
Cons
Requires good/excellent credit
No ongoing rewards
The BankAmericard® credit card is one of the better balance-transfer credit cards on the market: The fee for balance transfers is 3% (with a minimum of $10). Combined with its $0 annual fee and its introductory APR period (see terms), it gives you plenty of breathing room to pay down debt without interest or fees.
(Note: the BankAmericard® credit card is different from the Bank of America® Cash Rewards credit card and the Bank of America® Travel Rewards credit card.)
For more, see our full review of the BankAmericard® credit card
