Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card

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Card details

  • Get a Flagship credit card and you could earn 35,000 bonus points (a $350 value) when you spend $4,000 within 90 days of opening your account. Plus, you’ll get a year of free Amazon Prime® (a $139 value)—on us. Expires on Oct. 31, 2022.

  • 3X points on travel

  • 2X points on everything else

  • Receive statement credits (up to $100) for Global Entry or TSA Pre√®

Rates, fees & offers

  • Annual fee

    $49

  • Rewards rate

    2x-3x

  • Bonus offer

    Earn 35,000 points (a $350 value) when you spend $4,000 within 90 days of opening your account. Plus, if you purchase an Amazon Prime membership, Navy Federal will reimburse the cost ($139 value). If you already have Prime, renew your annual membership with the Flagship card, and Navy Federal will credit your account. Expires October 31, 2022.

  • Intro APR

    N/A

  • Ongoing APR

    APR: 12.24%-18.00%, Variable

    Penalty APR: Up to 18.00%, Variable

    Cash Advance APR: 20.00%, Variable

  • Foreign transaction fee

    None

Recommended credit score

Compare to other cards

NerdWallet rating 
NerdWallet rating 
NerdWallet rating 
Learn moreLearn moreLearn more
Annual fee

$49

Annual fee

$99

Annual fee

$199

Regular APR

12.24%-18.00%, Variable

Rates & Fees

Regular APR

18.24%, 22.24% or 27.24%, Variable APR

Rates & Fees

Regular APR

See Terms

Intro APR

N/A

Intro APR

0% intro APR for 15 months on balance transfers made within 45 days of account opening.

Intro APR

N/A

Recommended Credit Score
Recommended Credit Score
Recommended Credit Score

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NerdWallet review

By Robin Saks Frankel

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.

Rating details

4.3

Editor's overall rating

Pros and cons

Pros
  • High rewards rate

  • New cardholder bonus offer

  • Flexible rewards redemption

Cons
  • Must be a member/customer

  • Has annual fee

The Navy Federal Credit Union® Visa Signature® Flagship Rewards Credit Card offers more than many other travel cards at similar price points.

It has a modest annual fee of $49, but in exchange you'll earn high ongoing rewards of triple points on travel purchases and double points on everything else. You'll also get travel-friendly perks including a statement credit for Global Entry or TSA Precheck application fees.

There's a generous sign-up bonus, too: Earn 35,000 points (a $350 value) when you spend $4,000 within 90 days of opening your account. Plus, if you purchase an Amazon Prime membership, Navy Federal will reimburse the cost ($139 value). If you already have Prime, renew your annual membership with the Flagship card, and Navy Federal will credit your account. Expires October 31, 2022..

You have to join the Navy Federal Credit Union to apply, which may be a problem if you don't meet the eligibility criteria.