U.S. Bank Business Leverage® Visa Signature® Card
U.S. Bank Business Leverage® Visa Signature® Card
U.S. Bank Business Leverage® Visa Signature® Card
Card details
Earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner's Card within the first four months of account opening.
Earn 2X points per dollar spent on eligible net purchases made in the top two categories where you spend the most each month - automatically.
Earn 1X points per dollar spent on all other eligible net purchases.
No caps or limits on the total points you can earn.
Earn even more rewards when you link your card to your U.S. Bank payment processing account. Only U.S. Bank rewards you for both taking payments and making purchases Learn more at usbrelationshiprewards.com.
Free employee cards
Rates, fees & offers
Annual fee
$0 intro for the first year, then $95
Rewards rate
1x-2x
Bonus offer
Earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner's Card within the first four months of account opening.
Intro APR
N/A
Ongoing APR
APR: 16.49% Variable APR
Cash Advance APR: 23.99%, Variable
Balance transfer fee
5%
Foreign transaction fee
2% of each foreign purchase transaction or foreign ATM advance transaction in U.S. Dollars 3% of each foreign purchase transaction or foreign ATM advance transaction in a Foreign Currency
Recommended credit score
Compare to other cards
 U.S. Bank Business Leverage® Visa Signature® Card | ||
|---|---|---|
Annual Fee$0 intro for the first year, then $95 | Annual Fee$95 | Annual Fee$0 |
Regular APR13.99% - 23.99% Variable APR | ||
Intro APRN/A | Intro APR0% intro APR on Purchases for 12 months | Intro APR0% on Balance Transfers for 18 months |
Recommended Credit Score |
Recommended Credit Score |
Recommended Credit Score |
NerdWallet review
Rating details
3.2
Editor's overall rating
Pros and cons
Pros
Personalized rewards
Cons
Has annual fee
Needs excellent credit
If you're looking for a business credit card that allows for personalization of rewards, the U.S. Bank Business Leverage® Visa Signature® Card fits the bill.
It has an annual fee of $0 intro for the first year, then $95 and offers:
-A sign-up bonus: Earn 75,000 points worth $750 cash back. Just spend $7,500 in eligible net purchases on the Account Owner's Card within the first four months of account opening.
-2 points per $1 spent on purchases made in the top two categories (from a list of 48) where your business spends the most.
-1 point per $1 spent on all other eligible purchases.
The U.S. Bank Business Leverage® Visa Signature® Card is an excellent choice for business owners that have unpredictable spending. It’s a low-maintenance rewards option that automatically rewards the highest qualifying spending categories per month. And it can offer even more rewards if you prefer to keep accounts at one institution.
For more information, read NerdWallet’s full review of this card.
