Auto Insurance

Rates change over time, so you could find better coverage that costs less by checking rates every few months. There's no penalty for switching, and you may even get a refund for the unused portion of your current policy.

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Looking for lower insurance quotes? We'll shop for you.

Ditch the hassle of shopping. Always know you have a good deal. Our insurance assistant is one more reason to join NerdWallet+ — the membership that lets you earn cash rewards and exclusive savings worth up to $425/year.*

*$350 value is based on maximum $350 in rewards. Offers may expire or change without notice.
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How our insurance assistant works

1
Join NerdWallet+

Become a member for $49/year, and get cash rewards and exclusive savings worth up to $350/year.1

.

NerdWallet+ phone

2
Link your policies
Open your member dashboard and link your auto, homeowners, or renters policy to use our insurance assistant tool.

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3
Start saving
You’ll get a report that shows how your premium compares to current rates, and we’ll start shopping for quotes that save you money.2

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Get your personalized rate report
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Rate analysis
See how your premium compares to what customers like you are paying on average with popular carriers.3 Average rates are based on factors like location, and may differ from final quotes.
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Automatic updates
Check back soon — we’ll continue to refresh your report so you always know if you have a good deal.
Let us shop for lower quotes
Powered by
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Review your quotes
We’ll shop 45+ national and regional carriers to get you quotes for lower premiums.4
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Switch to save
You could save by switching homeowners, renters, or auto insurance.2
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Never miss a deal
We’ll constantly be on the lookout for savings for you. Whenever we find a deal, we’ll let you know.
Our shopping experience is powered by our partner, Covered Insurance Solutions.

More reasons to join NerdWallet+

It pays to go plus — up to up to $425/year in cash rewards and exclusive savings.1
Join for just $49/year to get access to our insurance assistant and more:

Cash rewards

Earn cash rewards for making smart decisions with eligible products5 on NerdWallet — and for the smart financial moves you’re already making.

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Treasury account

Get exclusive access to the Atomic Treasury account, which has a X.XX% yield.6 Plus, its earned interest is exempt from state and local income taxes.

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Ask the Nerds

Send our NerdWallet writers your questions about financial topics like credit, debt, budgeting, and insurance, and they’ll get you a reply within 2 business days.

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What our insurance assistant does best

Saves you money

Find out how much you could save by switching policies.2

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Saves you time
Tired of sorting through pricey offers? We’ll only send you quotes that save you money.

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Keeps you in control
We’ll shop for you, but you make the final decision when it comes to switching.

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See how much our insurance assistant could save you

FAQs

1$425 value is based on a combination of the maximum $253 in rewards and a maximum of $180 savings on exclusive offers like ID Theft protection. Value does not include potential Treasury earnings or insurance assistant savings. Offers may expire or change without notice.

2Insurance rates and discounts are based upon the specific coverage you select and other factors that apply to your situation. Discounts and coverage are subject to terms, conditions and availability. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.

3Must have an auto or property (homeowners or renters) policy with one of the 100+ supported insurance carriers that can be linked to NerdWallet — see FAQ for full list.


4As of 9/5/2024.

5All eligible products require partner approval. See partner terms and conditions before applying. 6Yields may vary based on dates of issuance and maturity. The value of T-Bills fluctuates and you may receive more or less than your original investment if sold prior to maturity. Yield is an annualized 4-week Treasury Bill (“T-Bill”) rate when held to maturity as of [xx/xx/xx]. The rate shown is subject to price fluctuation and is net of fees. T-Bills are purchased at a discount to par, with the price being subject to market fluctuation. The amount of T-Bills available at a particular yield will depend upon the sellers’ offer size; any remaining cash balance after the purchase may not earn the same yield. In general, the bond market is volatile, and fixed income securities carry interest rate risk. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income securities also carry other risks, including inflation risk, liquidity risk, call risk, and credit and default risks for both issuers and counterparties. Income earned on Treasury Bills is exempt from state and local taxes, but taxable by the federal government.
All images are for illustrative purposes only.

2Insurance rates and discounts are based upon the specific coverage you select and other factors that apply to your situation. Discounts and coverage are subject to terms, conditions and availability. CA License #0M81402, doing business as Cubbard Insurance Solutions in California.

3Must have an auto or property (homeowners or renters) policy with one of the 100+ supported insurance carriers that can be linked to NerdWallet — see FAQ for full list.

4As of 9/5/2024.

5All eligible products require partner approval. See partner terms and conditions before applying.
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