NerdWallet+ FAQ
table of contents
NerdWallet+ Program Details
Rewards are earned in the form of points. 100 points equals $1. Once you collect 2500 points ($25.00), you can redeem your points in the form of a Visa® cash gift card or merchant gift cards (Amazon, Target, Walmart, Starbucks, DoorDash, and Uber).
Earn up to 5800 points in your first year by completing certain financial activities in your NerdWallet account. Earn $100 reward for NerdWallet+ eligible credit cards up to 3x ($300) each year.
1. Use NerdWallet to find and open an eligible credit card.
2. If you haven't joined NerdWallet+ yet, return to NerdWallet within 7 days of issuer approval and join NerdWallet+ for $49 per year. Annual fee is automatically renewable. See full Terms of Service for details.
3. Link your new credit card to NerdWallet+ from your dashboard. This will let us track and confirm when you're eligible for your reward. You'll get 1000 points ($10) when you successfully activate and link your card.
4. Pay at least the minimum balance of your first bill on time. You'll get 9000 points ($90) when we confirm that your statement was paid on time.
5. Your rewards portal will show that you earned 10000 points, which can be redeemed for a $100 Visa® gift card.
6. You can earn this $100 credit card reward up to three times per year (up to $300 in reward points) if you find additional NerdWallet+-eligible credit cards using NerdWallet.
$49 per year
Earning your points
- U.S. Bank Altitude® Go Visa Signature® Card
- BankAmericard® credit card
- Alaska Airlines Visa Signature® credit card
- U.S. Bank Cash+® Visa Signature® Card
- Bank of America® Travel Rewards credit card
- Bank of America® Unlimited Cash Rewards credit card
- U.S. Bank Shopper Cash Rewards™ Visa Signature® Card
- U.S. Bank Visa® Platinum Card
Below are the current actions that can be done on your NerdWallet account to earn points. You can also check your rewards portal for more details about how exactly to get these points.
One-time rewards:
Get your credit score 300pts ($3.00)
Link a financial account 125pts ($1.25)
Download the NerdWallet app 300pts ($3.00)
Set up bill tracking 100pts ($1.00)
Get financial health score 300pts ($3.00)
Set your financial priorities 100pts ($1.00)
Enable notifications 50pts ($0.50)
Recurring rewards:
Pay all your bills for the month 50 pts ($0.50) / month
Categorize your spending 50 pts ($0.50) / month
Improve credit utilization 100 pts ($1.00) / level
Boost your credit band 100 pts ($1.00) / level
Read your weekly insights 25 pts ($0.25) / week
Review 50/30/20 budget 25 pts ($0.25) / month
Once you collect $25.00 in rewards, you can redeem them for a Visa® cash gift card. Your rewards will never expire. If you have less than $25.00 in rewards, they will remain active in your rewards portal until you have enough to redeem them.
Manage your membership
You will be notified by email before your next annual payment. Your annual payment will be the following year on the day you signed up for NerdWallet+.
No, your membership is not refundable. If you run into any issues with your membership reach out to [email protected].
You will be able to cancel your account in your NerdWallet account settings.
