Compare Idaho’s Mortgage Rates | Thursday, February 5, 2026
Rates are current as of February 5, 2026 1:24 AM EST
APR 5.92%
-0.01% 1wAPR 5.44%
-0.20% 1wAPR 6.25%
-0.02% 1wSorry, we could not find any offers at this time.
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About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.
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Idaho’s average 5.92%
Idaho’s average mortgage rates today
| Product | Interest rate | APR |
|---|---|---|
| 30-year Fixed | 5.92% | 5.92% |
| 30-year Fixed FHA | 5.63% | 6.36% |
| 30-year Fixed VA | 5.62% | 5.83% |
| 20-year Fixed | 6.17% | 6.18% |
| 15-year Fixed | 5.42% | 5.44% |
| 10-year Fixed | 5.51% | 5.52% |
| 3-year ARM | 4.09% | 4.25% |
| 5-year ARM | 5.88% | 6.25% |
| 7-year ARM | 6.06% | 6.37% |
| 10-year ARM | 5.92% | 5.92% |
Accurate as of 02/04/2026.
Data source: ©Zillow, Inc. 2025. Use is subject to the Terms of Use
Today's mortgage rates in Idaho | Thursday, February 5, 2026
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