6.821% APR 

Compare Today's Mortgage and Refinance Rates in Towson

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Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence
Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence
License information

6 results:

30-year fixed

Northpointe
EXPLORE QUOTEon Northpointe
on Northpointe
Northpointe: NMLS#447490
Lowest APR
Lowest monthly payment
Conventional 30-year fixed
Northpointe
3.0
NerdWallet rating
APR
6.403% 
Interest rate
6.375% 
Mo. payment
$2,496 
Insurance $0
Total fees
$1,179 
About this lender
Visit lender's website | Call (866) 356-0885
Pros
  • Offers government-backed FHA and VA loans, including refinancing options, and USDA loans.
  • Jumbo loans available for vacation homes and investment properties.
  • Offers programs for borrowers with credit challenges, self-employed borrowers and professionals early in their careers who may still carry significant debt.
Cons
  • Mortgage rates are not published online.
  • Origination fees are on the high side, according to the latest federal data.
  • Doesn’t offer home equity loans or lines of credit.
Tomo: NMLS#2059741
Great for Mortgage rate transparency
Conventional 30-year fixed
Tomo
4.0
NerdWallet rating
APR
6.572% 
Interest rate
6.5% 
Mo. payment
$2,529 
Insurance $0
Total fees
$2,996 
About this lender
Pros
  • Special program offers a pricing break for first first-time home buyers.
  • Offers financing options for self-employed borrowers and those without Social Security numbers.
  • Interactive mortgage rates tool takes credit score and location into account.
Cons
  • Purchase loans are not available in all states.
  • Doesn’t offer home equity loans or lines of credit.
  • No refinancing options are available.
Better: NMLS#330511
Great for digital convenience
Conventional 30-year fixed
Better
APR
6.661% 
Interest rate
6.625% 
Mo. payment
$2,562 
Insurance $0
Total fees
$1,464 
About this lender
Pros
  • Offers a one-day mortgage that lets eligible borrowers apply, lock in a rate and get a loan commitment within 24 hours.
  • Average interest rates are on the low end compared to other lenders, according to the latest federal data.
  • Offers a HELOC that can be used for a primary, second or investment home.
Cons
  • Doesn't offer harder-to-find loans, such as construction loans, renovation loans, or USDA mortgages.
  • Finding descriptions of all of the loan offerings on the website requires some digging, and the lender does not have a mobile app.
  • Average lender fees are on the high end compared with other lenders, according to the latest federal data.
First Federal Bank: NMLS#408902Conventional 30-year fixed
First Federal Bank
APR
6.891% 
Interest rate
6.875% 
Mo. payment
$2,628 
Insurance $0
Total fees
$651 
About this lender
Pros
  • Offers government-backed loans and some harder-to-find products, such as jumbo loans for investment and multifamily properties.
  • Home renovation loans are available.
  • Offers home equity loans and lines of credit.
Cons
  • Mortgage rates are not published online.
  • Bank branches are limited to eight states.
  • Consumers might have trouble finding contact information.
NBKC: NMLS#409631
Great for first-time home buyers | digital convenience | customer service
Conventional 30-year fixed
NBKC
APR
6.91% 
Interest rate
6.875% 
Mo. payment
$2,628 
Insurance $0
Total fees
$1,411 
Pros
  • Offers government-backed loans and some harder-to-find products, such as construction loans and specialty mortgages for pilots.
  • Offers low rates and fees compared with other lenders, according to the latest federal data.
  • Displays customized rates, with fee estimates, without requiring contact information.
Cons
  • HELOCs and construction-to-permanent loans are available only in the Kansas City metro area.
HSBC Bank: NMLS#399799Conventional 30-year fixed
HSBC Bank
5.0
NerdWallet rating
APR
7.145% 
Interest rate
7.125% 
Mo. payment
$2,695 
Insurance $0
Total fees
$819 
About this lender
Pros
  • Offers an online application and loan process updates.
  • Offers mortgages for investment properties.
  • Makes it easy to browse current rates and get a customized mortgage rate quote.
Cons
  • Does not offer FHA or VA government-backed loans.
  • No renovation mortgage options.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.



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