Compare Maryland’s Mortgage Rates | Wednesday, October 1, 2025

NMLS#1018

APR

5.72%

APR

5.72%

Interest rate

5.38%

Est. mo. payment

$2,240/mo

Total fees

$14,846

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Home loans overall

NerdWallet rating

4.0

What we like

• Offers a wide variety of purchase mortgages, including renovation and construction loans.
• Has a fully-digital mortgage application process.

What we don't like

• Publishes only sample mortgage rates; you must contact the lender for customized rates.
• Does not offer adjustable-rate mortgages.

NMLS#2059741

APR

6.04%

APR

6.04%

Interest rate

5.88%

Est. mo. payment

$2,367/mo

Total fees

$7,012

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The Nerdy headline

Online lender Tomo Mortgage uses tech to streamline the process. Its interactive rates tool and no origination fee promise are pluses, but loans aren’t available in every state.

NerdWallet rating

4.0

What we like

• Special program offers a pricing break for first first-time home buyers.
• Offers financing options for self-employed borrowers and those without Social Security numbers.
• Interactive mortgage rates tool takes credit score and location into account.

What we don't like

• Purchase loans are not available in all states.
• Doesn’t offer home equity loans or lines of credit.
• No refinancing options are available.

NMLS#330511

APR

6.40%

APR

6.40%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$1,271

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The Nerdy headline

Online-only lender Better offers a range of mortgage types and a one-stop shopping experience, though some borrowers may be turned off by the lender’s lack of chat support or a mobile app.

Home loans overall

NerdWallet rating

4.5

What we like

• Borrowers can apply, lock in a rate and receive a commitment letter within one day.
• Offers both HELOCs and home equity loans with a high borrowing limit of 90% CLTV.
• Offers mortgages for manufactured homes, as well as financing for self-employed borrowers.

What we don't like

• No mobile app; customer service is by email or phone only.
• Borrower must provide contact information to see customized rates.
• Does not offer renovation or construction loans.

NMLS#6606

APR

6.41%

APR

6.41%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$1,629

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The Nerdy headline

New American Funding offers a large menu of loan products, as well as programs like first-time home buyer assistance, but personalized mortgage rates aren't available on its website.

Home loans overall

NerdWallet rating

4.5

What we like

• Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
• Its home equity line of credit can be used for a primary residence or second home.

What we don't like

• Average origination fees are on the high side, according to the latest federal data.
• Personalized mortgage rates are not available on the website without providing contact information.

NMLS#1880338

APR

6.43%

APR

6.43%

Interest rate

6.38%

Est. mo. payment

$2,496/mo

Total fees

$2,380

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Next Door Lending is a wholly-owned subsidiary of NerdWallet

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NerdWallet rating

5.0

About these rates: The lenders whose rates appear on this table are NerdWallet's advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender's site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner's assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.