6.817% APR 

Compare Today's Mortgage and Refinance Rates in Somerville

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Why do you want a home loan?
Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence
Showing: Purchase, Good (720-739), 30-year fixed, Single family home, Primary residence
License information

5 results:

30-year fixed

GO Mortgage
EXPLORE QUOTEon GO Mortgage
on GO Mortgage
GO Mortgage: NMLS#1018
Lowest APR
Lowest monthly payment
Conventional 30-year fixed
GO Mortgage
4.0
NerdWallet rating
APR
6.54% 
Interest rate
6.375% 
Mo. payment
$2,496 
Insurance $0
Total fees
$6,838 
About this lender
Pros
  • Offers a wide variety of purchase mortgages, including renovation and construction loans.
  • Has a fully-digital mortgage application process.
Cons
  • Publishes only sample mortgage rates; you must contact the lender for customized rates.
  • Does not offer adjustable-rate mortgages.
First Federal Bank: NMLS#408902Conventional 30-year fixed
First Federal Bank
APR
6.774% 
Interest rate
6.75% 
Mo. payment
$2,595 
Insurance $0
Total fees
$991 
About this lender
Pros
  • Over 40% of all loans last year were FHA, VA or USDA loans.
  • Average mortgage rates are on the lower side, according to the latest federal data.
  • Offers 15-, 20-, 25-, and 30-year repayment terms, which is unusually flexible.
Cons
  • No dedicated mobile app for mortgage borrowers.
  • Some loans (including home equity products) are geographically limited.
NBKC: NMLS#409631
Great for first-time home buyers | digital convenience | customer service
Conventional 30-year fixed
NBKC
APR
6.915% 
Interest rate
6.875% 
Mo. payment
$2,628 
Insurance $0
Total fees
$1,635 
About this lender
Visit lender's website | Call (888) 871-2381
Pros
  • Mortgage rates are on the low side compared to other lenders, according to the latest federal data.
  • VA loans represent more than a quarter of purchase volume, a larger share than many lenders NerdWallet reviews.
  • Offers a variety of loan types for purchase and refinance, including fixed- and adjustable-rate loans and government options.
Cons
  • You’ll need to share contact information to see mortgage rates.
  • HELOCs and no-down-payment loans are available only in the Kansas City metro area.
  • Mobile app focuses on online banking, not mortgages.
New American Funding: NMLS#6606
Great for first-time home buyers | customer service
Conventional 30-year fixed
New American Funding
APR
7.03% 
Interest rate
6.99% 
Mo. payment
$2,659 
Insurance $0
Total fees
$1,629 
Pros
  • Offers a wide variety of purchase and refinance mortgages, as well as unique buyer assistance programs.
  • Its home equity line of credit can be used for a primary residence or second home.
Cons
  • Average origination fees are on the high side, according to the latest federal data.
  • Personalized mortgage rates are not available on the website without providing contact information.
Rocket Mortgage, LLC: NMLS#3030
Great for digital convenience | customer service
Conventional 30-year fixed
Rocket Mortgage, LLC
APR
8.158% 
Interest rate
8.125% 
Mo. payment
$2,970 
Insurance $0
Total fees
$1,250 
About this lender
Pros
  • Reported average time to close is 15 days faster than industry average.
  • FHA and VA loans make up 40% of Rocket Mortgage’s total loan volume.
  • Borrowers can apply via mobile app.
Cons
  • Origination fees are on the higher end, according to the latest federal data.
  • No construction or renovation loans.
  • Physical branches are only available in Detroit, Cleveland, and Phoenix.

About These Rates: The lenders whose rates appear on this table are NerdWallet’s advertising partners. NerdWallet strives to keep its information accurate and up to date. This information may be different than what you see when you visit a lender’s site. The terms advertised here are not offers and do not bind any lender. The rates shown here are retrieved via the Mortech rate engine and are subject to change. These rates do not include taxes, fees, and insurance. Your actual rate and loan terms will be determined by the partner’s assessment of your creditworthiness and other factors. Any potential savings figures are estimates based on the information provided by you and our advertising partners.



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